Lemont National Bank
- Company typePrivate
- Founded1901
- HeadquartersLemont, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Lemont National Bank firmographics
Firmographics- Name
- Lemont National Bank
- Legal name
- The Lemont National Bank
- Website
- https://lemontnationalbank.com
- Company type
- Private
- Founded year
- 1901
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Lemont National Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE), SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Lemont National Bank is headquartered
LocationHeadquarters
- HQ city
- Lemont
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Lemont National Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Online Banking - Free access |
| Freemium | Monthly | Bill Pay - Free service |
Distribution channels4 records
Marketing channels3 records
Lemont National Bank product offering
Product offeringCore offering
The Lemont National Bank is a community bank offering personal and small business deposit accounts (checking, savings, and certificates of deposit), consumer and residential mortgage lending (including fixed-rate, adjustable-rate, and jumbo mortgages plus HELOCs), and supporting digital banking channels (online, mobile with CardValet debit-card controls, and TeleBank telephone banking). Account holders also receive Visa debit cards with EnFact fraud monitoring, free online bill pay, and eStatements, all delivered through two branch locations in Lemont, Illinois.
Product overview
Lemont National Bank offers a unified community banking platform combining deposit accounts (checking, savings, CDs) with lending products (mortgages, HELOCs) and digital banking services. The digital banking suite centers on Online Banking and Mobile Banking as the primary channels, supplemented by Bill Pay, eStatements, and Telephone Banking. Security features include CardValet (debit card control app) and EnFact Fraud Monitoring. The bank operates as a single-institution community bank with products delivered through branch locations, online channels, and mobile applications.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Banking Deposit accounts (checking, savings) and personal lending products offered to individual consumers and families in the Lemont, Illinois market.
- Business Banking Deposit accounts and lending products tailored for local small businesses, including business checking, savings, and loan products.
- Online Banking Web-based banking platform providing 24/7 access to accounts, including balance checks, fund transfers, text and email alerts, eStatement viewing, and bill pay for retail and business customers.
- Mobile Banking Mobile application for account management, budget tracking, spending monitoring, fund transfers, and payments, available via Apple App Store and Google Play Store.
- Residential Mortgage Loans Traditional and innovative residential mortgage products — including fixed-rate, adjustable-rate, and jumbo loans — with competitive rates and closing costs for home purchases, refinancing, and home-related financing.
- Home Equity Lines of Credit (HELOC) Revolving variable-rate credit lines secured by home equity that allow homeowners to access funds by writing checks, with interest-only payment options for purposes such as home improvements, debt consolidation, or education expenses.
- Visa Debit Card Visa-branded debit card for ATM withdrawals, point-of-sale purchases, and online transactions, with cash-back capability at participating retailers, and supported by EnFact fraud monitoring and CardValet debit-card controls.
- Telephone Banking (TeleBank) Automated phone-based banking service accessible at 1-800-449-0149, enabling account inquiries and basic banking transactions.
- Certificate of Deposit (CD) Specials Time-deposit (CD) accounts available with competitive rates, including periodic CD Special promotions, obtained by contacting the bank directly.
Companies that use Lemont National Bank
Customer profileSegments3 records
Ideal customer profiles2 records
Lemont National Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Lemont National Bank partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- NuMark Credit UnioncoreNuMark Credit Union of Joliet, IL announced acquisition of substantially all assets and liabilities of The Lemont National Bank in an all-cash transaction. The transaction was unanimously approved by both boards of directors and is subject to customary closing conditions including shareholder and regulatory approvals. Expected to close in the second half of 2025.
- Luse Gorman, PCminorLegal advisor to NuMark Credit Union in the acquisition transaction
- Barack Ferrazzano Kirschbaum & Nagelberg LLPminorLegal advisor to The Lemont National Bank and Lemont Bancorp, Inc. in the acquisition transaction
Scale indicators4 records
Recent moves5 records
Expansion highlights4 records
Lemont National Bank competitors and assessment
Company assessmentDirect peers
- First Bank of Highland Park: Chicagoland community bank (Wintrust subsidiary) operating in the same suburban Illinois retail-banking market with comparable deposit, lending and small-business products.
- Old Second National Bank: Aurora, IL-based community bank with a similar southwest-Chicagoland retail and small-business banking franchise, providing a directly comparable Illinois community-banking peer.
- Bridgeview Bank Group: Chicagoland community bank holding company (Bridgeview, IL) operating retail and small-business banking branches in the same suburban Illinois footprint as Lemont National Bank.
- Glenview State Bank: Suburban Chicago community bank (Wintrust subsidiary) offering checking, savings, mortgages and business banking; comparable to Lemont as a small-branch Illinois community franchise.
- Byline Bank: Chicago-based community bank focused on small-business lending and consumer deposits; directly comparable to Lemont as an Illinois-headquartered retail/community bank with branch-based distribution.
- Busey Bank: Illinois-headquartered community bank (Champaign / Chicago) offering consumer deposits, mortgages and business banking; comparable in product mix and Illinois retail-banking focus.
- Inland Bank and Trust: Illinois community bank serving Chicago-area consumers and small businesses with deposit, mortgage and treasury products; materially comparable franchise to Lemont National Bank.
- NuMark Credit Union: Joliet, IL-based credit union and the announced all-cash acquirer of Lemont National Bank; comparable as a Chicago-southwest-suburban retail depository and consumer lender serving the same geography.
Emerging players
- Consumers Cooperative Credit Union: Illinois-based retail credit union serving consumers and small businesses with deposit, lending and digital banking products; adjacent credit-union peer relevant to the Lemont/NuMark combination thesis.
Broad incumbents
- Wintrust Financial Corporation: Chicago-based financial holding company operating a network of community-bank subsidiaries across Illinois; a broader incumbent operating in the same retail/community-banking space that acquirers in this segment compete within.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Lemont National Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lemont National Bank leadership team
Management profileNumber of profiles
Profiles1 record
Lemont National Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lemont National Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lemont National Bank
What does Lemont National Bank do?
The Lemont National Bank is a community bank offering personal and small business deposit accounts (checking, savings, and certificates of deposit), consumer and residential mortgage lending (including fixed-rate, adjustable-rate, and jumbo mortgages plus HELOCs), and supporting digital banking channels (online, mobile with CardValet debit-card controls, and TeleBank telephone banking). Account holders also receive Visa debit cards with EnFact fraud monitoring, free online bill pay, and eStatements, all delivered through two branch locations in Lemont, Illinois.
Is Lemont National Bank a public or private company?
Lemont National Bank is a private company. It is classified as unknown and is currently operating.
When was Lemont National Bank founded?
Lemont National Bank was founded in 1901. It employs 1 to 10 people.
Where is Lemont National Bank based?
Lemont National Bank is headquartered in Lemont, United States, in the North America region.
Who are Lemont National Bank's main competitors?
Direct peers on record are First Bank of Highland Park, Old Second National Bank, Bridgeview Bank Group, Glenview State Bank, Byline Bank, Busey Bank, Inland Bank and Trust and NuMark Credit Union. Consumers Cooperative Credit Union is listed as an emerging player. Wintrust Financial Corporation is listed as a broad incumbent.
Does Lemont National Bank have an API?
No public API is recorded for Lemont National Bank.
What industry is Lemont National Bank in?
Lemont National Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks). Its NAICS code is 5221 and its SIC code is 6021.