Medical Health

What Medical Health does

Medical Health (legal name Santo André Planos de Assistência Médica LTDA, CNPJ 02.282.844/0001-06) is a privately held Brazilian health insurance plan operator founded in 1997 and headquartered in São Paulo. The company is regulated by the Agência Nacional de Saúde Suplementar (ANS) and offers health insurance plans primarily to corporate clients of all sizes, with secondary coverage of individual beneficiaries via adhesion plans, all anchored to an accredited provider network of doctors, clinics, and hospitals in the São Paulo region.

The company operates a multi-portal digital platform branded AliançaNet 2, which powers distinct web portals for beneficiaries, healthcare providers, companies, and insurance brokers (corretores), supplemented by a mobile application on iOS and Android that enables network search. A separate online billing portal handles second-via boleto (invoice reprint) requests. The company is LGPD-compliant with a designated Data Protection Officer and documented data controller practices. There is no evidence of proprietary AI/ML capabilities, exposed APIs, or third-party developer integrations; the technology footprint is conventional CRUD-style self-service infrastructure.

Revenue is generated through subscription-based monthly premiums on health insurance contracts, with annual adjustments governed by ANS regulation (currently a 6.06% readjustment approved for the May 2025 to April 2026 period under RN 565/22 contract grouping rules). Distribution combines direct sales via WhatsApp quote requests, a dedicated broker (corretor) channel, and the digital portals. The company maintains a marketing presence on Instagram, Facebook, LinkedIn, and YouTube, with a blog running health awareness content through 2025. Headcount is 101–250 employees, no parent company or institutional investors have been disclosed, and no funding rounds, M&A activity, or public listing have been identified.

Name

Medical Health

Legal name

Santo André Planos de Assistência Médica LTDA

Website

https://medicalhealth.com.br

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

101–250 employees

Short description

Medical Health is a São Paulo-based, ANS-regulated Brazilian health insurance operator offering corporate and individual health plans through an accredited provider network, multi-portal AliançaNet 2 platform, mobile app, broker channel, and WhatsApp-led direct sales.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114)

SIC

Accident & Health Insurance (6321)

akta.pro primary industry

Employer Wellness & Population Health Programs (HLAEAAAH)

Keywords

• Health insurance plans
• Corporate health benefits
• Healthcare provider network
• Beneficiary management portal
• Insurance broker channel

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Health Insurance Plans: Subscription-based health insurance plans for individuals and corporate clients, with monthly premium payments and annual adjustment by ANS regulation

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels3 records

Core offering

Medical Health provides health insurance plans (planos de saúde) for businesses of all sizes and individual/adhesion beneficiaries, with coverage delivered through an accredited network of doctors, clinics, and hospitals in the São Paulo region. The offering is supported by dedicated digital tools including the AliançaNet 2 web portal platform, a mobile application for iOS and Android, online bill payment, and centralized customer service available on weekends and holidays.

Product overview

Medical Health is a Brazilian health insurance provider operating under the legal name Santo André Planos de Assistência Médica LTDA (CNPJ 02.282.844/0001-06). The company offers a unified health insurance product portfolio centered on employer-sponsored health plans (planos de saúde) with extensive coverage through a provider network in São Paulo. The product ecosystem comprises multiple integrated web portals (Portal do Beneficiário, Rede Credenciada, Prestador, Empresa, Corretor) all powered by the AliançaNet 2 internal platform, a dedicated mobile application for iOS and Android enabling on-the-go network searches, and a bill payment service. The company serves businesses of all sizes and individual beneficiaries, providing both digital self-service tools and access to a broad network of healthcare providers.

Differentiator

Problem solved

Functional benefit

Products and services

• Planos de Saúde Medical (Medical Health Insurance Plans)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Hapvida NotreDame Intermédica: Largest vertically integrated health plan operator in Brazil with national footprint and own provider network. Comparable to Medical Health as a commercial health insurer but with materially greater scale, capital, and geographic diversification.
• Amil (Dasa): Major Brazilian health plan operator serving corporate and individual segments nationwide, now part of diagnostic group Dasa. Directly comparable to Medical Health in product (collective and individual health plans) but vastly larger in scale and network breadth.
• SulAmérica Saúde: Established Brazilian health insurer with strong corporate employer-sponsored plan portfolio. Comparable to Medical Health in commercial health insurance focus but operates nationally with broader product set and larger corporate accounts.
• Bradesco Saúde: Insurance arm of Bradesco group focused on health plans, with strong corporate and affinity-channel distribution. Comparable to Medical Health in employer-sponsored health insurance but benefits from the bank's massive distribution network and capital.
• Porto Seguro Saúde: Brazilian health plan operator leveraging Porto Seguro group's insurance distribution platform. Comparable to Medical Health as a commercial health insurer; competes for similar SMB and mid-market employer clients.
• Unimed: Largest cooperative health plan system in Brazil with regional Unimed singulares providing commercial plans. Comparable to Medical Health in commercial employer-sponsored health plans, particularly relevant given São Paulo footprint overlap.

Emerging players

• Alice: Brazilian healthtech insurer combining health plan management with primary care clinics and a tech-forward member experience. Targets SMB and mid-market employer clients similar to Medical Health, representing a tech-led competitive threat.
• Sami: Brazilian digital health plan operator with verticalized provider network and tech-led onboarding. Competes with Medical Health in SMB employer-sponsored health plans via differentiated digital UX.
• Qsaúde: Tech-enabled Brazilian health plan operator with digital-first experience and vertical integration. Targets corporate and individual segments directly competitive with Medical Health's positioning.

Regional players

• Assim Saúde: Regional Brazilian health plan operator with strong presence in selected states and corporate employer-sponsored focus. Comparable to Medical Health in size, regional focus, and SMB/mid-market employer target.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/channel/UCSBAxoT0YgRNr7Uouq3nS-w
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/68777611/admin/dashboard
• Instagraminstagram.com/medicalhealthoficial

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Medical Health