Housing and Redevelopment Authority of Duluth

What Housing and Redevelopment Authority of Duluth does

The Housing and Redevelopment Authority of Duluth (HRA) is a government public housing authority established in 1948 and headquartered at 222 E. Second Street, Duluth, Minnesota. The agency is governed by a 7-member Board of Commissioners appointed by the Mayor of Duluth with City Council approval, and it operates as an autonomous public entity — not a branch or subsidiary of HUD. HRA owns and directly manages more than 1,100 public housing units across six high-rise apartment buildings and scattered-site single-family and townhouse properties throughout Duluth, while separately administering more than 1,700 Housing Choice Voucher (Section 8) subsidies spanning Duluth and Southern St. Louis, Lake, and Cook counties.

HRA's core programs fall into three buckets: Public Housing (Family Housing and High Rise Housing) with rents set at 30% of tenant monthly adjusted income; the Section 8 Housing Choice Voucher program subsidizing market-rate rentals through HAP contracts with private landlords; and a housing rehabilitation loan portfolio offering zero-interest deferred loans for single-family repair, rental rehab, healthy homes, fuel oil-to-gas furnace conversion, and emergency repairs. The technology backbone is a web-based portal system built and hosted by PHA-Web, which provides tenant, landlord, and applicant self-service portals for applications, rent payments, maintenance requests, and document management — HRA does not appear to operate any proprietary technology beyond this vendor relationship.

HRA's revenue mechanics are threefold: federal operating and administrative funding from the U.S. Department of Housing and Urban Development (the dominant capital source), tenant rent contributions pegged to 30% of adjusted income, and principal repayment from rehabilitation loans. Significant capital infusion was provided by a $20 million HUD HOPE VI grant awarded in 2003, which funded three mixed-income developments (Harbor Highlands, Village Place, Village at Matterhorn) managed by third-party property managers D.W. Jones Management and Van Roey Properties. Marketing and customer acquisition rely on institutional channels — government referral partners, the website, and community service organizations — rather than commercial sales motion, consistent with a waitlist-based public housing intake model.

Name

Housing and Redevelopment Authority of Duluth

Legal name

Housing and Redevelopment Authority of Duluth

Website

https://duluthhousing.com

Company type

Private

Founded year

1948

Operating status

Operating

Headcount range

11–50 employees

Short description

The Housing and Redevelopment Authority of Duluth is a government public housing authority serving low-income families, seniors, and Section 8 voucher holders in Duluth and surrounding Minnesota counties through direct ownership of 1,100+ housing units and administration of 1,700+ federal housing vouchers.

Ownership category

akta.pro rank

Product category

Public Housing Services

NAICS

Administration of Housing Programs (925110), Lessors of Residential Buildings and Dwellings (53111), Residential Property Managers (531311)

SIC

Operators Of Apartment Buildings (6513), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industries

Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD), Housing Voucher & Rental Assistance Programs (Tenant-Based/Project-Based) (FSALAKAI), Affordable & Public Housing Asset Management (BPAJAMAI), Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO)

Keywords

• Public housing programs
• Affordable housing services
• Section 8 vouchers
• Housing rehabilitation loans
• Mixed-income developments

Headquarters

HQ city

Duluth

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Others

Revenue model

1. HUD Government Funding: Primary operating revenue received from the U.S. Department of Housing and Urban Development (HUD) for public housing operations and Section 8 program administration.
2. Tenant Rent Payments: Residents pay rent based on 30% of monthly adjusted income for Public Housing units. Section 8 participants pay the difference between the HRA subsidy and market rent.
3. Housing Rehabilitation Loans: Zero interest deferred loans for home repairs, including Single Family Rehab (up to $30,000), Rental Rehab (up to $15,000/unit), and Fuel Oil Furnace Conversion (up to $20,000).

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

The Housing and Redevelopment Authority of Duluth (HRA Duluth) operates as the designated public housing authority for Duluth, Minnesota, owning and managing over 1,100 public housing units (scattered-site single-family homes, townhouses, and six high-rise apartment buildings) and administering over 1,700 Section 8 Housing Choice Vouchers. It also runs zero-interest deferred housing rehabilitation loan programs (Single Family Rehab, Rental Rehab, Healthy Homes, Fuel Oil Furnace Conversion, and Emergency Repair) for income-qualifying homeowners and landlords.

Product overview

HRA Duluth is a public housing authority offering multiple interconnected housing programs: Public Housing (Family Housing, High Rise Housing with 1,100+ units), Section 8 Rental Assistance (1,700+ vouchers), and Housing Rehabilitation Programs (Single Family Rehab, Rental Rehab, Healthy Homes, Fuel Oil Furnace Conversion, Emergency Repair). The organization also manages Hope VI mixed-income developments (Harbor Highlands, Village Place, Village at Matterhorn) and provides self-service web portals via PHA-Web for tenants, landlords, and applicants to manage accounts, payments, maintenance, and applications.

Differentiator

Problem solved

Functional benefit

Products and services

• Public Housing Program (Family Housing) Direct-ownership affordable rental housing program providing single-family homes and townhouses to income-eligible families in Duluth at rents capped at 30% of monthly adjusted income.
• High Rise Housing Affordable apartment housing in six high-rise buildings throughout Duluth serving seniors and individuals, with income-based rent set at 30% of monthly adjusted income.
• Section 8 Housing Choice Voucher Program Rental assistance voucher program subsidizing market-rate rental housing for low-income families and individuals in Duluth and surrounding counties, with participants paying a minimum of 30% of monthly adjusted income.
• Family Self-Sufficiency Program Voluntary HUD program helping Section 8 and Public Housing families achieve economic self-sufficiency through individual goal plans, with escrow savings accrued from rent increases upon successful contract completion.
• Single Family Rehab Program Zero-interest deferred loans up to $30,000 for qualified homeowners for single-family home repairs including health and safety items, roof repair/replacement, window replacement, siding/envelope improvement, and energy efficiency upgrades; income must not exceed 80% of area median income.
• Rental Rehabilitation Program Zero-interest loans up to $15,000 per rental unit ($10,000 per studio) and up to $30,000 for single-family rentals, with required affordable rents for tenants earning 80% or less of area median income.
• Healthy Homes Program Thirty-year deferred loan up to $30,000 for qualified homeowners for single-family home repairs and owner-occupied small multi-family homes of two to four units with rents affordable to low- and moderate-income households.
• Fuel Oil Furnace Conversion Program Up to $20,000 in deferred loan funding at 0% interest for 30 years to convert single-family homes from fuel oil heat to high-efficiency natural gas furnaces; income must not exceed 80% of area median income.
• Emergency Repair Program Expedited loan assistance for homeowners needing immediate help with major issues such as broken furnace, broken pipes, leaking roof, and broken windows, with faster turnaround than standard loan programs.
• Hope VI Mixed-Income Housing Mixed-income rental developments (Harbor Highlands, Village Place, and Village at Matterhorn) created through a $20 million HUD HOPE VI grant awarded in 2003 for Harbor View neighborhood revitalization, offering units at market-rate, below-market, and income-based public housing rents.

Quantifiable outcome

• Over 2,800 total housing units supported (1,100 public housing + 1,700 Section 8 vouchers)
• +2 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Six partnerships are on record, tiered core, major and minor.

• City of Duluth (Housing Rehab Partnership)coreStrategic or Co-development Partner · 1 July 2020City partnered with HRA and HUD on July 1, 2020 to launch modified housing rehab loan programs including Healthy Homes Homeowner Rehab Program and Rental Rehab Program.
• City of DuluthcoreStrategic or Co-development PartnerCity partnership with HRA for housing development and community development initiatives. City Council approves HRA Board appointments. Jointly launched modified housing rehab loan programs on July 1, 2020.
• D.W. Jones Management, Inc.majorChannel Partner/ Reseller/ DistributorThird-party property management company handling Village Place and Village at Matterron developments. Contact: 218-728-1204.
• Van Roey PropertiesmajorChannel Partner/ Reseller/ DistributorThird-party property management company handling Harbor Highlands development. Contact: 218-464-4110 or onsite at 29 W 11th Street.
• PHA-WebcoreTechnology or IntegrationWebsite development and hosting provider for HRA's online portals including tenant portal, landlord portal, applicant portal, and online application system. Website: pha-web.com.
• Churches United in MinistryminorOthersReferral partner for emergency shelter services. HRA has no emergency housing resources and refers homeless individuals to this organization for shelter.

Scale indicators4 records

Recent moves5 records

Expansion highlights3 records

Regional players

• Minnesota Housing Partnership: Statewide nonprofit intermediary supporting PHAs and developers across Minnesota with technical assistance, policy advocacy, and capacity building. Adjacent enabler rather than direct competitor, but engages with HRA Duluth's policy and funding ecosystem.
• One Roof Community Housing: Duluth-based nonprofit providing housing counseling, rental assistance, and supportive housing services in the same service area as HRA Duluth. Overlapping client base and complementary programs but operates outside the federal HUD funding stream.

Direct peers

• Housing and Redevelopment Authority of the City of St. Paul: Twin Cities public housing authority operating Public Housing, Section 8, and redevelopment programs under the same HRA governance structure. Highly comparable in program mix, HUD funding model, and mixed-income redevelopment work.
• Minneapolis Public Housing Authority: Another Minnesota public housing authority administering Section 8 vouchers, public housing units, and rehab programs within a single metropolitan jurisdiction. Operates the same HUD program mix as HRA Duluth at larger scale, making it the closest structural and geographic peer.
• St. Louis County Housing and Redevelopment Authority: Adjacent county-level housing authority operating in the same St. Louis County region as HRA Duluth's Section 8 program. Administers overlapping housing programs in neighboring territory and competes for some of the same voucher-eligible households.

Emerging players

• NeighborWorks America: National network supporting community-based affordable housing organizations with lending capital and technical assistance. Comparable in mission to HRA Duluth's rehab loan programs but operates as a nonprofit intermediary rather than a government entity.
• Habitat for Humanity Twin Cities: Nonprofit affordable housing developer focused on homeownership for low-income households in Minnesota. Operates in adjacent space to HRA Duluth's rehab loan programs, addressing similar low-income housing stock but through ownership rather than rental.

Broad incumbents

• U.S. Department of Housing and Urban Development (HUD): Federal funding authority and regulator for all Public Housing and Section 8 programs operated by HRA Duluth. Not a direct competitor but the parent-policy framework within which the HRA operates, making it the most consequential counterpart entity.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks2 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/housing-and-redevelopment-authority-of-duluth-mn

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Housing and Redevelopment Authority of Duluth