MMA Insurance

What MMA Insurance does

MMA Insurance Agency is an independent insurance agency headquartered in Pickerington, Ohio, founded in 2001 by Mark Matthews. The firm operates three Ohio offices (Pickerington, New Albany, and Upper Arlington) and holds insurance producer licensure across 16 states, with Ohio as the primary market. As an independent agency, MMA represents more than 15 insurance carriers — including Progressive, Erie, Chubb, Hartford, Donegal, Ohio Mutual, Hagerty, Frankenmuth, West Bend, Mapfre, National General, American Modern, Foremost, and Western Reserve — and earns commission on premiums placed and renewed. The agency has eight named staff, including founder Mark Matthews, Principal Agent Ryan Schreiber, dedicated commercial and personal lines team leads, and licensed agents across personal, commercial, and benefits lines.

The agency's product portfolio spans 60+ coverage types organized into five lines: Personal Insurance (home, auto, life, health, long-term care), Employee Benefits (group health, dental, vision, disability, voluntary benefits), Business Insurance (commercial bonds, surety, probate, business owners policies, workers comp, general liability, commercial property, cyber liability), Medicare (Advantage, Part D, supplemental), and Industry-Specific Insurance (contractors, garage repair shops, medical offices, restaurants). Distribution runs through licensed advisor-led sales across phone, email, in-person office visits, online quote forms, and B2B referrals from mortgage lenders and real estate agents. The underlying technology stack is limited to a content website with interactive Clickable Coverage graphics, online quote request forms, a digital bond application channel powered by Propeller, and a basic client service center portal — there is no proprietary AI, underwriting, or agency management platform described in the input.

The business model is commission-based: MMA receives a percentage of premium from carriers on policies placed and renewed, making revenue inherently recurring and aligned with policy retention. Customer segments include individuals and families, Medicare beneficiaries aged 65+, small to mid-size businesses across multiple industries, and employers purchasing group benefits. The agency differentiates on multi-carrier access, proactive renewal shopping, consultative advisor relationships, and local brand recognition (top 1% of Central Ohio agencies per Columbus Monthly Magazine, 8-time Five Star Award winner, 100+ client reviews, 90+ years of collective team experience).

Name

MMA Insurance

Legal name

MMA Insurance Agency

Website

https://mmains.net

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Independent Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

akta.pro secondary industries

Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH), Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance coverage
• Employee benefits brokerage
• Medicare insurance solutions

Headquarters

HQ city

Pickerington

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, MMA Insurance Agency earns commissions from insurance companies for policies placed and renewed. They represent multiple insurance carriers and earn a percentage of premium as commission.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

MMA Insurance Agency is an independent insurance brokerage that places and services personal, commercial, employee-benefits, Medicare, and industry-specific insurance policies on behalf of clients by shopping across multiple insurance carriers. The agency earns commissions from carriers such as Progressive, Erie, Chubb, Hartford, Donegal, Ohio Mutual, and others for policies placed, renewed, and serviced. Coverage includes home, auto, life, and health insurance for individuals; group health, dental, and vision for employers; commercial bonds and business owners policies; Medicare Advantage, Part D, and supplemental plans; and tailored industry coverage for contractors, restaurants, medical offices, and more than 60 other sectors.

Product overview

MMA Insurance Agency is an independent insurance agency offering a comprehensive portfolio of insurance products organized across five main categories: Personal Insurance (home, auto, life, health, and long-term care for individuals and families), Employee Benefits (group health, dental, vision, disability, and voluntary benefits for employers), Business Insurance (commercial bonds, business owners policies, builders risk, and various liability coverages), Medicare (Medicare Advantage, Part D, and supplemental coverage for seniors), and Industry-Specific Insurance (tailored coverage for contractors, restaurants, medical offices, and other sectors). The agency operates as an independent agency representing multiple insurance carriers to provide choice and competitive pricing to clients across Ohio and several other states. The product portfolio includes over 60 distinct coverage types across personal lines, commercial lines, employee benefits, and Medicare solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Insurance Homeowners insurance protecting residences against risks including fire, property damage, personal liability, and additional living expenses; offered to individuals and families.
• Auto Insurance Vehicle insurance providing coverage for bodily injury, property damage, medical payments, and physical damage protection for individual drivers and families.
• Individual Life Insurance Life insurance products including term, whole, and universal life policies to secure family financial futures.
• Individual Health Insurance Health coverage for individuals not covered by employer plans, offering flexibility in premium costs and coverage options.
• Group Health Insurance Employer-sponsored health insurance plans to attract and retain talent while providing economical coverage options for employees.
• Group Dental Insurance Dental coverage for employees including diagnostic, preventative, and corrective services such as cleanings, exams, and orthodontia.
• Group Vision Insurance Vision care coverage for employees including exams, frames, lenses, contact lenses, and safety glasses.
• Business Owners Insurance Combined property and liability coverage in a single policy (BOP) protecting business assets and operations for small and mid-sized businesses.
• Commercial Bonds Commercial surety and fidelity bonds including bid bonds, performance bonds, license bonds, and probate bonds for businesses.
• Surety Bond Guarantee protection for large investments ensuring contractors fulfill contractual obligations.
• Probate Bond Financial protection for beneficiaries ensuring estates and assets are properly managed and distributed by fiduciaries.
• Medicare Advantage Plans Medicare Part C alternative plans offering expanded benefits including prescription drug coverage and vision, hearing, and dental options for eligible seniors.
• Medicare Part D Prescription drug coverage plan filling gaps in Original Medicare for medication costs of eligible beneficiaries.
• General Medicare Advisory Advisory coverage of the government Medicare program explaining hospital (Part A) and medical (Part B) benefits and helping seniors understand their options.
• Contractor Insurance Specialized coverage for contractors including general liability, commercial property, workers compensation, and builders risk.
• Garage Repair Shop Insurance Protection for automotive repair shops covering customer vehicles, garage liability, and business property.
• Medical Office Insurance Coverage for medical practices including malpractice liability, medical equipment, cyber liability, and employee practices.
• Restaurant Insurance Comprehensive coverage for restaurants including liquor liability, food spoilage, business income, and property protection.

Quantifiable outcome

• Top 1% ranking among Central Ohio insurance agencies
• +3 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core and minor.

• American ModerncoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA Insurance Agency. Listed on the Pay Bill page as a partner through which clients can make payments. Provides specialty insurance products.
• ChubbcoreChannel Partner/ Reseller/ DistributorMajor property and casualty insurance carrier represented by MMA. Listed on the Pay Bill page. One of the insurance company partners providing coverage options to MMA clients.
• DonegalcoreChannel Partner/ Reseller/ DistributorRegional insurance carrier represented by MMA. Listed on the Pay Bill page as a partner insurance company.
• Erie InsurancecoreChannel Partner/ Reseller/ DistributorMajor regional carrier represented by MMA. Erie Insurance products include home, auto, life, and business insurance. MMA promotes Erie's ERIE YourTurn Program and ErieSecure Home Bundles. An Erie Life Calculator tool is referenced on the life insurance page.
• ForemostcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• Frankenmuth InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. MMA's blog features content from Frankenmuth Insurance on auto claims topics.
• HagertycoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA, specializing in classic and collector vehicle insurance. Listed on Pay Bill page.
• HartfordcoreChannel Partner/ Reseller/ DistributorMajor commercial and personal insurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• MapfrecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• National GeneralcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• Ohio MutualcoreChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Ohio, represented by MMA. Listed on the Pay Bill page as a partner company.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• Propeller (Surety and Fidelity Bonds)coreChannel Partner/ Reseller/ DistributorInsurance carrier/platform used by MMA for commercial bonds. The commercial bonds page features a link to Propeller's bond application platform (mmains.propeller.insure/axelerator-public/).
• West BendcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• Western ReservecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by MMA. Listed on the Pay Bill page as a partner company.
• Pickerington Chamber of CommerceminorGTM or Marketing PartnerMMA Insurance Agency is a member of the Pickerington Chamber of Commerce. The chamber logo appears on the homepage under 'Proud Partnerships'.
• SOCA (Southern Ohio Chamber Alliance)minorGTM or Marketing PartnerMMA Insurance Agency is a member of SOCA. The organization's logo appears on the homepage under 'Proud Partnerships'.
• Forsche Smile DoctorsminorGTM or Marketing PartnerMMA co-hosted the 2022 Pickerington Shred Day event with Forsche Smile Doctors, a community event for shredding personal documents.

Scale indicators5 records

Expansion highlights5 records

Direct peers

• Ohio Mutual Insurance Group: Ohio-headquartered regional P&C mutual selling through independent agents. As one of MMA's carrier partners, Ohio Mutual's competing independent agents serve the same Ohio personal and commercial insurance market.
• Donegal Insurance Group: Regional P&C carrier with an independent agent model concentrated in the Mid-Atlantic and Midwest. Listed as a carrier partner of MMA, Donegal's independent agents target the same Ohio SMB and personal customer base.
• Frankenmuth Insurance: Regional mutual carrier that distributes exclusively through independent agents. MMA partners with Frankenmuth (co-branded blog content) and competes for the same Ohio small-business and personal-lines customers.

Broad incumbents

• State Farm (captive agency): Largest U.S. personal-lines insurer with a captive agent force. Competes with MMA for the same home, auto, and life customers in Ohio, but offers only its own proprietary products versus MMA's multi-carrier independent model.
• Erie Insurance: Regional P&C carrier with a strong independent agent force in Ohio and the Mid-Atlantic. MMA represents Erie as one of its core carrier partners, making Erie's agent channel a structural peer for the same policyholders.
• Nationwide: Columbus, Ohio-based national insurer with both captive and independent agency distribution. Headquartered in MMA's primary market, Nationwide is the dominant local brand and the most direct large-carrier competitor.
• Progressive: National auto insurer that sells both through independent agents (including MMA) and directly via Progressive Direct. Represents a dual-threat peer: a carrier partner and a direct-to-consumer channel competing with MMA's own distribution.
• Allstate (captive agency): Major national P&C carrier with captive agents competing for the same personal and small-business insurance households in Central Ohio. Provides a direct contrast to MMA's independent multi-carrier value proposition.

Emerging players

• Hiscox (USA): Specialty insurer targeting small businesses and professionals with direct and broker distribution. Competes with MMA's commercial and industry-specific lines (contractors, medical offices, restaurants) in Ohio's SMB segment.
• Policygenius: Insurtech marketplace that lets consumers shop and buy life, disability, and home/auto insurance online without an agent. Competes with MMA for the same personal-lines customers, particularly digitally-native ones, by removing the agent from the transaction.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/mmainsuranceoh
• Facebookfacebook.com/mmainsurance
• LinkedInlinkedin.com/company/mark-matthews-&-assoc

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MMA Insurance