QPF Finance Group

What QPF Finance Group does

QPF Finance Group, legally Qld Pacific Finance Pty Ltd, is an Australian finance and insurance brokerage founded in 1977 and headquartered in Springwood, Queensland. The group operates five product divisions — Equipment Finance (trucks, trailers, heavy machinery, farm, mining, manufacturing, aviation, marine, gaming, gym, hospitality, office and medical equipment), Business Finance (small business loans, sole trader loans, working capital, cashflow, overdrafts, debt consolidation, tax invoice funding, insurance premium funding), Property Finance (first home buyers, refinancing, self-employed, investment, commercial property, development, SMSF), Personal Finance (personal, car, boat, caravan, travel, debt consolidation) and Insurance Brokerage — via two operating subsidiaries (QPF Insurance Pty Ltd and QPF Mortgages Pty Ltd). Distribution is built around a national network of 90+ brokers across offices in Springwood, Brisbane, Gold Coast, Toowoomba, Sunshine Coast, Taree, Sydney and Perth, supplemented by a self-serve online quick quote tool and a vendor referral channel with equipment dealers and OEMs including Volvo, Pengelly, Pickles and Drakes. The firm holds Australian Credit Licence No. 386913 (regulated by ASIC) and operates insurance via an Authorised Representative arrangement under Community Broker Network AFSL 233750. QPF is family-owned by the Crain family (Andrew, Mark and Matt Crain), with no external institutional shareholders disclosed. Underlying technology is minimal — the firm is intermediation-led rather than platform-led; there is no proprietary AI, data or software stack disclosed, and the lender panel of 80+ (some references 100+) banks, non-banks and specialist lenders is the firm's primary distribution asset. Revenue is generated almost entirely via brokerage/intermediation commissions paid by lenders upon settlement of each loan, plus insurance commissions on placed policies; customers are typically charged no broker fee.

Name

QPF Finance Group

Legal name

Qld Pacific Finance Pty Ltd

Website

https://qpf.com.au

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

51–100 employees

Short description

QPF Finance Group is an Australian, family-owned finance and insurance brokerage founded in 1977, intermediating equipment, business, property, personal loans and insurance for SMBs and individuals through 90+ brokers and an 80+ lender panel.

Ownership category

akta.pro rank

Product category

Finance and Insurance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Equipment & Asset Finance Brokerage (FSAEAEAJ)

akta.pro secondary industry

Supply Chain Finance (Approved Payables / Reverse Factoring) (FSABAHAC)

Keywords

• Equipment finance brokerage
• Commercial asset lending
• Property finance broking
• Insurance brokerage services
• Business loan intermediation

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices9 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Brokerage/Intermediation Fees: QPF brokers are paid by the lender once finance settles. In most cases, there is no cost to the customer for using a QPF broker. Some cases involve additional fees, which are disclosed upfront. Revenue is generated through commissions from lenders on settled loans and insurance premiums from insurance products.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

QPF Finance Group is an Australian finance and insurance brokerage that intermediates equipment finance, business finance, property finance, personal finance, and insurance products on behalf of customers by sourcing deals from its panel of 80+ lenders and underwriters. Brokers manage the end-to-end process from quote to settlement, earning commissions from lenders on settled loans and from insurers on placed policies, with the service typically free to the customer.

Product overview

QPF Finance Group is an Australian finance and insurance brokerage offering a comprehensive suite of financial products across five main divisions: Equipment Finance (including truck, machinery, aviation, marine, and specialized equipment financing), Business Finance (small business loans, cash flow solutions, working capital, and debt consolidation), Property Finance (residential mortgages, investment loans, commercial property, SMSF loans, and property development), Personal Finance (personal loans, vehicle financing, and debt consolidation), and Insurance Brokerage (business, property, liability, and professional indemnity insurance). With access to over 80 lenders, the company provides broking services that match clients with appropriate financing and insurance solutions across Australia's equipment finance, mortgage, and insurance markets.

Differentiator

Problem solved

Functional benefit

Products and services

• Truck & Trailer Finance Brokerage service arranging finance solutions for trucks and trailers for transport and logistics businesses, sourced from QPF's 80+ lender panel.
• Heavy Machinery Finance Brokerage service arranging finance solutions for heavy machinery and construction equipment, leveraging QPF's lender panel for construction and earthmoving operators.
• Business Car Loans Brokerage service arranging finance solutions for business vehicles and car loans for commercial use by Australian businesses.
• Farm Finance Brokerage service arranging finance solutions for farming operations and agricultural equipment, including farm equipment finance.
• Mining Equipment Finance Brokerage service arranging finance solutions for mining equipment and machinery for mining operators in Australia.
• Manufacturing Equipment Finance Brokerage service arranging finance solutions for manufacturing machinery and equipment for Australian manufacturers.
• Aviation Finance Brokerage service arranging finance solutions for aircraft and aviation assets, including helicopters, sourced from specialist aviation lenders on QPF's panel.
• Commercial Boat & Marine Finance Brokerage service arranging finance solutions for commercial boats and marine vessels.
• Gaming Machine Finance Brokerage service arranging finance solutions for gaming machines in the hospitality and clubs sector.
• Gym Equipment Finance Brokerage service arranging finance solutions for gym and fitness equipment for fitness operators.
• Hospitality & Catering Finance Brokerage service arranging finance solutions for hospitality and catering equipment.
• Office Equipment Finance Brokerage service arranging finance solutions for office equipment and IT systems.
• Medical Equipment Finance Brokerage service arranging finance solutions for medical and healthcare equipment.
• Small Business Loans Brokerage service arranging loans and financing solutions tailored for small businesses from QPF's lender panel.
• Sole Trader Loans Brokerage service arranging finance solutions for sole traders and self-employed individuals.
• Business Expansion Finance Brokerage service arranging finance solutions to support business growth and expansion initiatives.
• Insurance Premium Funding Brokerage service providing funding allowing businesses to spread insurance premium payments over regular installments.
• Cashflow Loans Brokerage service arranging finance solutions to help manage business cash flow.
• Working Capital Finance Brokerage service arranging finance solutions providing working capital for business operations.
• Business Overdraft Facilities Brokerage service arranging overdraft facilities providing flexible access to business funds.
• Business Debt Consolidation Brokerage service arranging solutions to consolidate multiple business debts into a single facility.
• Tax Invoice Funding Brokerage service arranging invoice finance solutions allowing businesses to access funds against unpaid tax invoices.
• First Home Buyers Loans Brokerage service arranging home loans and financing solutions for first home buyers, including state first home buyer grant guidance.
• Refinancing Brokerage service arranging refinancing solutions for existing property loans.
• Self Employed Home Loans Brokerage service arranging home loan solutions tailored for self-employed borrowers with non-standard income documentation.
• Investment Property Loans Brokerage service arranging finance solutions for investment properties.
• Commercial Property Loan Brokerage service arranging loans for commercial property purchases and investments.
• Property Development Loans Brokerage service arranging finance solutions for property development projects.
• Self Managed Super Funds (SMSF) Loans Brokerage service arranging specialist loans for SMSF property investments.
• Personal Loans Brokerage service arranging unsecured personal loans for individual borrowers.
• Car Loans Brokerage service arranging finance solutions for personal vehicle purchases.
• Boat Loans Brokerage service arranging finance solutions for personal boat purchases.
• Caravan Loans Brokerage service arranging finance solutions for caravan purchases.
• Personal Debt Consolidation Brokerage service arranging solutions to consolidate personal debts into a single loan.
• Travel Loans Brokerage service arranging finance solutions for personal travel expenses.
• Business Insurance Packages Insurance brokerage arranging comprehensive insurance packages tailored for business needs through QPF Insurance Pty Ltd.
• Home & Contents Insurance Insurance brokerage arranging coverage for homes and personal contents.
• Liability Insurance Insurance brokerage arranging general liability insurance coverage for businesses.
• Motor Vehicle Insurance Insurance brokerage arranging coverage for motor vehicles.
• Plant & Equipment Insurance Insurance brokerage arranging coverage for plant and business equipment.
• Professional Indemnity Insurance Insurance brokerage arranging professional indemnity insurance coverage.

Quantifiable outcome

• $1B+ in loans settled in the last year
• +4 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core and minor.

• Community Broker Network Pty LtdcoreTechnology or IntegrationQPF Insurance Pty Ltd (ABN 89 624 572 541 | CAR 1262352) is an Authorised Representative of Community Broker Network Pty Ltd AFSL 233750. QPF Insurance operates under CBN's Australian Financial Services Licence and subscribes to the Insurance Brokers Code of Practice.
• PengellyminorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program. Trucks, earthmoving, farm equipment and related sectors.
• Dixie HoldingsminorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program.
• OpheesminorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program.
• DrakesminorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program.
• UBT (United Bulk Tippers)minorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program.
• ClipexminorChannel Partner/ Reseller/ DistributorEquipment supplier partner through QPF's vendor partnership program.
• VolvominorChannel Partner/ Reseller/ DistributorMajor equipment manufacturer partner (trucks, machinery) through QPF's vendor partnership program.
• PicklesminorChannel Partner/ Reseller/ DistributorEquipment remarketing partner through QPF's vendor partnership program.
• Dom DistributionminorChannel Partner/ Reseller/ DistributorDistribution partner through QPF's vendor partnership program.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Mortgage Choice: ASX-listed Australian mortgage broker (now part of REA Group) with a national franchise broker network. Comparable as a multi-product finance brokerage serving consumers and small businesses.
• Loan Market Group: Australian mortgage and finance brokerage aggregator with a national broker network offering home loans, asset finance, and commercial lending. Comparable business model and product breadth to QPF.
• Connective Home Loans: Large Australian aggregator and broker network supporting mortgage brokers and finance brokers with lender panel access and back-office support. Comparable infrastructure and broker-aggregation model.
• AFG (Australian Finance Group): ASX-listed mortgage and finance aggregation group and one of Australia's largest broker networks. Directly comparable as a multi-product finance brokerage leveraging a national broker base and broad lender panel.
• Yellow Brick Road: Australian wealth and lending advice group offering home loans, commercial lending, and equipment finance via a broker/adviser network. Comparable product mix including equipment and property finance brokerage.
• Aussie Home Loans: Iconic Australian mortgage broker (now owned by Lendi Group) with a large store-based broker network offering home loans, personal loans, and asset finance. Direct competitor in the broker-led consumer and SME lending space.
• Smartline Advisers: Australian mortgage and finance broker brand (part of NAB/Advantedge) with a large broker network. Comparable in distributing home and investment lending through a broker-led model.
• Finsure Finance & Insurance: Australian finance and insurance aggregation group supporting a national broker network across residential, commercial, asset, and equipment finance. Comparable broker-aggregator model and product breadth.

Others

• Resimac: Australian non-bank lender (and QPF panel partner) operating in prime, near-prime, and asset finance. Comparable as an equipment and mortgage funding counterparty in the same broker channel.

Broad incumbents

• Prospa: ASX-listed Australian online small business lender (also a QPF panel partner). Comparable as a funder of small business and equipment finance that QPF brokers originate, but competes at the lender level rather than broker level.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@qpffinance
• Facebookfacebook.com/QPFFinanceGroup
• LinkedInlinkedin.com/company/qpf-finance-group
• Instagraminstagram.com/qpffinancegroup
• Xx.com/qpffinancegroup

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about QPF Finance Group