Digital Vault Services
Digital Vault Services operates the Guarantee Vault SaaS platform for the issuance, safekeeping, and lifecycle management of digital bank guarantees and sureties, connecting corporates, banks, credit insurers, and beneficiaries across Europe with expansion into APAC and MEA.
- Company typePrivate
- Founded2019
- HeadquartersPassau, Germany
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Digital Vault Services does
Digital Vault Services GmbH is a German fintech founded in 2019 by GlobalTrade Corporation (Toronto) and Lindner Group KG (Arnstorf, Germany), headquartered in Munich with an operations center in Passau. The company operates the Guarantee Vault platform, a SaaS market infrastructure for the issuance, safekeeping, and lifecycle management of digital bank guarantees and sureties. It serves three primary participant types: corporates and public institutions as applicants, banks and credit insurers as guarantors, and beneficiaries receiving guarantees, with named participants including Siemens, KONGSBERG, PORR, and Mast-Jägermeister on the corporate side, and Deutsche Bank, HSBC, BNP Paribas, Allianz Trade, Coface, Erste Group, and DNB on the financial institution side. The platform was publicly launched in January 2021 after a two-year co-development with 17 international banks, insurers, and corporates.
The platform is built on Microsoft Azure (hosted in Germany) and exposes REST APIs using OpenAPI 3 and oAuth standards, productized into three APIs for applicants, guarantors, and beneficiaries. It holds ISO 27001:2013 certification (achieved October 2021, recertified in 2024 by DNV), supports eIDAS-qualified electronic signatures, and is GDPR-compliant, with documents retained for 10 years per regulatory requirements. Integration partners include treasury and trade finance system providers Diapason (myDiapason Guarantees), COPS (corima TMS), Trinity TMS, and GlobalTrade Corporation, enabling corporates to manage approval, amendment, and tracking workflows inside their existing TMS. Digital guarantees can be requested and issued within minutes, with standard onboarding completed within 3 business days.
The business runs a B2B SaaS subscription model with quote-based enterprise pricing on annual billing cycles, while beneficiaries access the platform free of charge. Go-to-market combines direct enterprise sales, an API-first distribution model, and channel partnerships with regional distributors including tesselate Group (France), Assuro Digital Services (Australia and New Zealand), MonetaGo (Middle East, Africa, Southeast Asia), and Gracher (Germany). The company received a strategic investment from Clearstream, the post-trade business of Deutsche Börse Group, in May 2025 to establish next-generation market infrastructure for digital guarantees in Europe.
Digital Vault Services firmographics
Firmographics- Name
- Digital Vault Services
- Legal name
- Digital Vault Services GmbH
- Website
- https://digitalvaultservices.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Digital Vault Services operates the Guarantee Vault SaaS platform for the issuance, safekeeping, and lifecycle management of digital bank guarantees and sureties, connecting corporates, banks, credit insurers, and beneficiaries across Europe with expansion into APAC and MEA.
- Ownership category
- akta.pro rank
Digital Vault Services industry classification
Industry- Product category
- Trade Finance SaaS / Digital Guarantee Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Tokenization, Network Vaults & Credential Management (FSAGABAF)
- akta.pro secondary industry
- Tokenization & Secure Payment Vaults (Card-on-File) (FSAMACAC)
Keywords
Where Digital Vault Services is headquartered
LocationHeadquarters
- HQ city
- Passau
- HQ country
- Germany
- HQ region
- Europe
Offices2 records
Markets served
Digital Vault Services business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- SaaS Platform Subscription and Usage Fees: Subscription-based SaaS model providing access to the Guarantee Vault platform for digital guarantee issuance and management. Usage-based pricing components likely apply based on transaction volume. Customers include corporates and financial institutions requiring digital guarantee management capabilities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based enterprise pricing |
| Subscription | Annual | Free access for registered beneficiaries |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels6 records
Digital Vault Services product offering
Product offeringCore offering
Digital Vault Services provides the Guarantee Vault, a SaaS platform for the issuance, safekeeping, and end-to-end lifecycle management of digital bank guarantees and sureties. The platform connects applicants (corporates), guarantors (banks and credit insurers), and beneficiaries through a shared digital infrastructure, processing guarantees in real time via web interface or REST APIs, and replacing paper-based guarantee workflows with qualified electronic signatures.
Product overview
Digital Vault Services GmbH is a German SaaS company founded in 2019 by GlobalTrade Corporation (Toronto) and Lindner Group KG (Arnstorf), offering a single unified product: the Guarantee Vault platform. The platform serves as a central register and shared market infrastructure for digital guarantees, connecting corporates, banks, credit insurers, and beneficiaries across Europe. It operates through a multi-guarantor network of financial institutions (including Deutsche Bank, HSBC, BNP Paribas, Allianz Trade, Atradius, Coface, and others), supports end-to-end digital guarantee workflows via REST API and web interface, and is hosted on Microsoft Azure servers in Germany under GDPR and eIDAS compliance.
Differentiator
Problem solved
Functional benefit
Brands
- Guarantee Vault: Central platform for the issuance and safekeeping of digital guarantees, enabling end-to-end digital guarantee management across applicants, guarantors, and beneficiaries.
Products and services
- Guarantee Vault Platform A cloud-based SaaS platform (hosted on Microsoft Azure in Germany) providing centralized issuance, safekeeping, and end-to-end lifecycle management of digital bank guarantees and sureties. Serves three participant types — applicants (corporates/public institutions), guarantors (banks and credit insurers), and beneficiaries — via a web interface and REST APIs with OpenAPI 3 and oAuth standards. Multi-guarantor connectivity, real-time processing, eIDAS-compliant electronic signatures, and ISO 27001:2013 certified security underpin the platform.
- Guarantee Vault REST APIs (Applicant, Guarantor, Beneficiary APIs) A suite of REST APIs built on OpenAPI 3 and oAuth standards for direct integration with enterprise systems. The Applicant API enables corporates to submit guarantee requests, manage changes, and receive notifications; the Guarantor API enables banks and credit insurers to issue guarantees, manage amendments and releases, and receive notifications; the Beneficiary API enables beneficiaries to access issued guarantees, perform release operations, and receive notifications.
Quantifiable outcome
- Cost savings of 35% to 70% when digitizing guarantee business (PwC validated)
- +5 more outcomes
Companies that use Digital Vault Services
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles3 records
Digital Vault Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature6 records
Digital Vault Services partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and major.
- DiapasoncoreIntegration with Diapason's myDiapason Guarantees platform enables corporates to manage approval, amendment, and tracking workflows within Diapason while transmitting requests to connected banks and insurers (Deutsche Bank, Crédit Agricole, Allianz Trade) via Guarantee Vault. Real-time data synchronization maintained as Single Source of Truth.
- Erste GroupcoreErste Group and DVS jointly launched API connection to Guarantee Vault, enabling corporate customers fast, transparent, and efficient guarantee management: end-to-end from applicant to beneficiary across the entire guarantee lifecycle. Important step in digital transformation of guarantee processes in Austria and across Europe.
- MonetaGomajorStrategic partnership combining DVS's digital guarantee infrastructure with MonetaGo's financial infrastructure solutions and fraud prevention expertise. Focus on Middle East, Africa, and Southeast Asia with expansion planned for end of 2025. Provides financial institutions with enhanced solutions for digital transformation and compliance.
- tesselate GroupcoreNew partnership focused on bringing digital guarantees to France and French-speaking markets. Combines DVS's Guarantee Vault technology with tesselate's extensive local network and corporate banking expertise for efficient, secure, fully digital guarantee management.
- Assuro Digital ServicescoreExclusive distribution agreement for Australia and New Zealand markets. Assuro Digital Services, part of Assuro Group, serves as exclusive distributor introducing Guarantee Vault technology for issuance and safekeeping of digital guarantees in the Australasian market.
- Gracher Kredit- und Kautionsmakler GmbH & Co. KGmajorGermany's largest credit and surety broker connects to Guarantee Vault via API and their Surety Manager tool. Provides companies rapid direct access to numerous banks and insurers, enhancing transparency and efficiency across the entire guarantee process.
- SiemensmajorSiemens committed to full digitization of guarantee management with DVS. First end-to-end digital guarantee executed through Guarantee Vault in collaboration with Bayerische Landesbank and thyssenkrupp, marking market shift toward digital guarantees.
- Deutsche BankcoreDeutsche Bank customers can fully digitize their guarantees through Guarantee Vault. Deutsche Bank Paris successfully issued first digital guarantees in France, marking significant milestone and expanding DVS presence in French market.
- HSBCcoreHSBC executed first fully digital, end-to-end indirect guarantee in Europe via DVS digital infrastructure called Guarantee Vault. Transaction involved multiple jurisdictions and eliminated physical documentation in significant trade finance advancement.
- COPS GmbHmajorPartnership connecting COPS's modular Treasury Management System (corima) with DVS's Guarantee Vault Platform, strengthening digital guarantee capabilities for corporate treasury across Europe.
- MitigrammajorTrusted long-term partnership combining innovative technologies to accelerate adoption of open and interoperable guarantees across the global market. Integration with Mitigram's leading trade finance execution platform.
Scale indicators7 records
Recent moves7 records
Expansion highlights6 records
Digital Vault Services competitors and assessment
Company assessmentDirect peers
- MonetaGo: MonetaGo builds financial infrastructure for trade finance, specializing in digital negotiable instruments and duplicate financing fraud prevention. DVS is a strategic partner with MonetaGo targeting MEA/SEA markets; both address similar digital guarantee infrastructure needs with complementary approaches.
- Komgo: Komgo is a blockchain-based trade finance platform founded by major commodity trading houses and banks (including BNP Paribas, Citi, ING). It offers digitalization of letters of credit, certificates of origin, and other trade finance instruments, competing with DVS in the broader trade finance digitization space.
- TradeIX (Marco Polo Network): TradeIX operates the Marco Polo Network, an enterprise blockchain platform for trade and working capital finance connecting banks, corporates, and logistics providers. Competes with DVS in the broader digital trade finance infrastructure category.
- Contour: Contour is a digital letter of credit network built on R3's Corda blockchain, used by major global banks (HSBC, ING, Citi, BNP Paribas, Standard Chartered). Directly comparable to DVS as digital trade finance infrastructure for banks and corporates.
- Mitigram: Mitigram is a trade finance execution platform that is a strategic partner of DVS. It connects banks, insurers, and corporates through trade finance distribution and execution, with overlapping target customers and complementary infrastructure capabilities.
- Bolero International: Bolero provides electronic title documents and digital trade finance solutions, enabling digitalization of bills of lading, letters of credit, and other trade instruments. Directly comparable to DVS as digital trade finance infrastructure for banks and corporates.
- essDOCS: essDOCS (now part of Ctxt Software) provides electronic documents for trade finance, including CargoDocs for electronic bills of lading and digital trade documentation. Operates in adjacent digital trade finance infrastructure space with similar institutional customer base.
Emerging players
- Tradeteq: Tradeteq is a trade finance distribution and securitization platform connecting originators, investors, and servicers in the trade finance asset class. Adjacent to DVS in trade finance infrastructure but focused on capital markets distribution rather than guarantee issuance.
Others
- GlobalTrade Corporation (GTC): GlobalTrade Corporation is a co-founder of DVS and provider of the @GlobalTrade trade finance system. Serves as both a strategic partner (integrated with Guarantee Vault) and an enabler in the trade finance technology ecosystem, though not a direct competitor.
Broad incumbents
- R3: R3 operates the Corda enterprise blockchain platform used by major financial institutions, including for trade finance applications through partners like Contour and TradeIX. A broader incumbent in the digital trade finance infrastructure space with which DVS competes indirectly via partner ecosystems.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Digital Vault Services social profiles
Digital presenceDigital Vault Services compliance and trust
Trust signalCompliance2 records
Digital Vault Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Digital Vault Services leadership team
Management profileNumber of profiles
Profiles4 records
Digital Vault Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Digital Vault Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Digital Vault Services
What does Digital Vault Services do?
Digital Vault Services provides the Guarantee Vault, a SaaS platform for the issuance, safekeeping, and end-to-end lifecycle management of digital bank guarantees and sureties. The platform connects applicants (corporates), guarantors (banks and credit insurers), and beneficiaries through a shared digital infrastructure, processing guarantees in real time via web interface or REST APIs, and replacing paper-based guarantee workflows with qualified electronic signatures.
Is Digital Vault Services a public or private company?
Digital Vault Services is a private company. It is classified as corporate owned and is currently operating.
When was Digital Vault Services founded?
Digital Vault Services was founded in 2019. It employs 11 to 50 people.
Where is Digital Vault Services based?
Digital Vault Services is headquartered in Passau, Germany, in the Europe region.
How does Digital Vault Services make money?
One revenue line is on record: saaS Platform Subscription and Usage Fees.
Who are Digital Vault Services's main competitors?
Direct peers on record are MonetaGo, Komgo, TradeIX (Marco Polo Network), Contour, Mitigram, Bolero International and essDOCS. Tradeteq is listed as an emerging player. GlobalTrade Corporation (GTC) is listed as an others. R3 is listed as a broad incumbent.
Does Digital Vault Services have an API?
Yes. Guarantee Vault Platform offers REST APIs using OpenAPI 3 and oAuth standards for seamless integration with trade finance, ERP, and internal systems. Three API products are available: Applicant API (for corporates to submit guarantee requests, manage changes, and receive notifications), Guarantor API (for banks and credit insurers to issue guarantees, manage amendments/releases, and receive notifications), and Beneficiary API (for beneficiaries to access issued guarantees, perform release operations, and receive notifications). The APIs reduce manual error rates and enable full automation of the guarantee process lifecycle. Developer documentation is at www.digitalvaultservices.com/en/api-documentation.
What industry is Digital Vault Services in?
Digital Vault Services's product category is Trade Finance SaaS / Digital Guarantee Infrastructure. Its primary akta.pro industry code is FSAGABAF, Tokenization, Network Vaults & Credential Management, with a secondary code of FSAMACAC, Tokenization & Secure Payment Vaults (Card-on-File). Its NAICS code is 522320 and its SIC code is 7372.