Clear ACH
ClearACH is a private New York-based fintech founded in 2021 that offers ACH payment processing and subscription management APIs to businesses through a web-based platform.
- Company typePrivate
- Founded2021
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Clear ACH firmographics
Firmographics- Name
- Clear ACH
- Legal name
- ClearACH
- Website
- https://clearach.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ClearACH is a private New York-based fintech founded in 2021 that offers ACH payment processing and subscription management APIs to businesses through a web-based platform.
- Ownership category
- akta.pro rank
Clear ACH industry classification
Industry- Product category
- ACH Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Direct Debit / ACH Collections & Recurring Billing (FSAMAGAE)
- akta.pro secondary industries
- Third-Party Sender (TPS) & ACH Aggregation (FSAMAGAD), ACH Disbursements & Bulk Payout Processing (FSAMAGAF)
Keywords
Where Clear ACH is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
Clear ACH business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations
Clear ACH product offering
Product offeringCore offering
ClearACH provides secure ACH (Automated Clearing House) payment processing through a web-based application portal, supplemented by subscription management APIs intended for businesses that need to handle recurring billing and bank-to-bank transfers. Customers access the service via an online login at app.clearach.com with optional SSO integration through a third-party identity provider.
Differentiator
Problem solved
Functional benefit
Products and services
- ClearACH Platform Web-based ACH payment processing platform delivered through the ClearACH application portal, providing secure ACH payment processing and subscription management APIs for businesses.
Companies that use Clear ACH
Customer profileIdeal customer profiles1 record
Clear ACH technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Clear ACH competitors and assessment
Company assessmentDirect peers
- Dwolla: Dwolla is a direct competitor offering ACH payment APIs for businesses, including recurring transfers and subscription billing flows, with the same target customer (SMB and platform developers) as ClearACH.
- Modern Treasury: Modern Treasury provides an API-first payment operations platform covering ACH, wires, and RTP, targeting B2B platforms and fintechs — directly overlapping ClearACH's ACH and recurring-payment focus.
- Finix: Finix is a payment processing infrastructure provider enabling platforms to send and receive ACH and card payments via APIs, serving a similar developer-centric B2B customer base.
- Sila: Sila offers an ACH and digital wallet API for businesses to send, receive, and settle payments, closely matching ClearACH's recurring billing and subscription management positioning.
Broad incumbents
- Stripe: Stripe is a broad payments incumbent whose ACH Direct Debit product competes directly with ClearACH for subscription billing use cases, though it spans cards, bank transfers, and a much wider product surface.
- Plaid: Plaid is a large fintech infrastructure provider covering ACH verification, bank linking, and payment initiation, overlapping ClearACH in the bank-account-based payment workflow layer.
- GoCardless: GoCardless is an established recurring payments platform specializing in direct debit/ACH-style bank-to-bank recurring billing, operating at much larger scale than ClearACH across multiple geographies.
Emerging players
- Unit: Unit is a banking-as-a-service platform offering embedded ACH accounts and payment APIs to fintechs and SaaS companies, intersecting with ClearACH's ACH and subscription use cases.
- Orum: Orum provides an account-to-account payment intelligence and orchestration layer including ACH, positioned to compete for developer-driven payment integrations similar to ClearACH.
Regional players
- Stax Payments: Stax is a US-focused payment processing platform offering ACH and subscription billing tools for SMBs, providing a regional comparable to ClearACH in the merchant ACH space.
Market position
Customer concentration
Clear ACH social profiles
Digital presenceClear ACH financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clear ACH leadership team
Management profileNumber of profiles
Clear ACH funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clear ACH M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clear ACH
What does Clear ACH do?
ClearACH provides secure ACH (Automated Clearing House) payment processing through a web-based application portal, supplemented by subscription management APIs intended for businesses that need to handle recurring billing and bank-to-bank transfers. Customers access the service via an online login at app.clearach.com with optional SSO integration through a third-party identity provider.
When was Clear ACH founded?
Clear ACH was founded in 2021. It employs 11 to 50 people.
Where is Clear ACH based?
Clear ACH is headquartered in New York, United States, in the North America region.
Who are Clear ACH's main competitors?
Direct peers on record are Dwolla, Modern Treasury, Finix and Sila. Broad incumbents are Stripe, Plaid and GoCardless. Emerging players are Unit and Orum. Stax Payments is listed as a regional player.
Does Clear ACH have an API?
No public API is recorded for Clear ACH.
What industry is Clear ACH in?
Clear ACH's product category is ACH Payment Processing. Its primary akta.pro industry code is FSAMAGAE, Direct Debit / ACH Collections & Recurring Billing, with a secondary code of FSAMAGAD, Third-Party Sender (TPS) & ACH Aggregation. Its NAICS code is 52232 and its SIC code is 7372.