What Eazy Collect does

Eazy Collect, legally Access PaySuite Ltd, is a UK-based cloud payment processing platform headquartered in Cheltenham, founded in 2001 and now operating as a wholly-owned subsidiary of The Access Group following The Access Group's April 2021 acquisition of Eazipay. The platform provides automated recurring payment collection via Direct Debit (BACS and SEPA), Open Banking payments, online card processing with payment gateway, phone (IVR), face-to-face, and multi-channel payment acceptance. Add-on modules include AI-powered Fraud and Risk management, Income Management, Identification and Verification (KYC), Merchant Cash Advance financing, and a Bank Checker verification tool. The company is authorised and regulated by the Financial Conduct Authority as a Payment Institution (FRN: 730815) and operates as a BACS Approved Bureau.

The business serves over 6,000 UK organisations across verticalised segments including housing associations, local authorities, NHS trusts, education, not-for-profit, finance, telecoms, retail, utilities, gyms, insurance, and private healthcare. Named enterprise and public sector customers include Blackpool Council, Somerset Council, Bournemouth Christchurch and Poole Council, Babergh & Mid-Suffolk District Councils, Karbon Homes, NHS Trusts, ASDA Mobile, PayPoint, and Firstshot/Bellmont/Next 150. Revenue is generated on a transaction-fee basis starting at 4p per transaction with no setup fees, supplemented by tailored pricing for high-volume and public sector clients.

Distribution is sales-led via demo requests, phone outreach, and online contact forms, supported by a self-service customer portal, native Xero and Zapier integrations, and a partner-facing API. The Access Group parent provides embedded cross-sell into its broader UK business management software installed base. Following acquisition, Eazy Collect was merged into Access PaySuite alongside retained sub-brands Pay360, EaziPay, and Smart Debit, consolidating the group's UK payments proposition under a single platform identity.

Name

Eazy Collect

Legal name

Access PaySuite Ltd

Website

https://eazycollect.co.uk

Company type

Private

Founded year

2001

Operating status

Operating

Short description

Eazy Collect (Access PaySuite) is a UK FCA-regulated payment institution offering Direct Debit, Open Banking, card, and multi-channel payment processing to over 6,000 organisations across housing, local government, NHS, and commercial verticals.

Ownership category

akta.pro rank

Product category

Payment Processing Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Activities Related to Credit Intermediation (5223)

SIC

Services-Prepackaged Software (7372), Finance Services (6199)

akta.pro primary industry

Direct Debit / ACH Collections & Recurring Billing (FSAMAGAE)

akta.pro secondary industries

Cross-Border Collections & Local Receiving (Pay-ins) (FSAMAIAI), Bank-to-Bank Transfers & Pay-by-Bank (Consumer & Merchant) (FSAMAFAC), Government & Public Sector ACH (Tax, Benefits, Collections) (FSAMAGAH)

Keywords

• Direct debit processing
• Payment processing platform
• Online payment gateway
• Open banking payments
• Recurring billing software

Headquarters

HQ city

Cheltenham

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Charges per transaction processed through the platform. Transaction fees begin from 4p per transaction with no setup fees. Tailored pricing available for high-volume merchants and public sector organisations.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Eazy Collect (now operating under Access PaySuite) provides a cloud-based payment processing platform that automates Direct Debit collections, online card payments, Open Banking payments, phone payments, and face-to-face payments for UK organisations. It serves SMBs, enterprises, local authorities, NHS trusts, housing associations, and charities with multi-channel payment acceptance integrated into existing business software.

Product overview

Access PaySuite (formerly Eazy Collect) is a cloud-based payment platform offering a comprehensive suite of payment solutions across multiple channels. The platform provides Direct Debit processing (including BACS and SEPA), online payments with payment gateway and card processing, Open Banking payments, phone payments, and face-to-face payment options. Additional modules include Fraud and Risk management with AI-powered anomaly detection, Income Management for reconciliation, Identification and Verification for KYC compliance, and Merchant Cash Advance financing. The portfolio includes sub-brands Pay360, EaziPay, and Smart Debit, all integrated under The Access Group's umbrella. Transaction fees start from 4p with no setup fees, and the platform is authorised and regulated by the FCA as a Payment Institution.

Differentiator

Problem solved

Functional benefit

Brands

• Pay360: Payment solutions brand under Access PaySuite.
• EaziPay
• Smart Debit

Products and services

• Direct Debit Core Direct Debit payment solution enabling automated recurring payment collections with BACS processing for UK organisations.
• SEPA Direct Debit European SEPA Direct Debit capability for processing Euro-denominated recurring payments across SEPA countries.
• Online Payments Online card payment processing solution including payment gateway, card processing, and digital wallet acceptance for merchants.
• Open Banking Payments Open Banking-enabled payment solutions allowing payees to authorise payments directly from their bank account in real time.
• Phone Payments Payment processing solution for telephone-based payment collections including IVR capabilities for call centre environments.
• Face to Face Payments In-person payment processing solution for physical retail locations and service points using card terminals.
• Multi-Channel Payments Integrated payment solution spanning multiple channels including online, phone, and face-to-face payments from a single platform.
• On-demand Pay On-demand payment solution allowing flexible payment scheduling and instant payment requests on an ad-hoc basis.
• Merchant Cash Advance Revenue financing solution providing advance payments to merchants based on payment processing history.

Quantifiable outcome

• Blackpool Council saved £280k over 5 years
• +3 more outcomes

Named customers9 records

Segments12 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability4 records

Feature4 records

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• GoCardless: UK-headquartered Direct Debit and recurring payments platform serving SMBs and enterprises. Closest direct competitor to Eazy Collect's core BACS/SEPA Direct Debit proposition with similar vertical reach.
• Opayo (formerly Sage Pay): UK payment gateway and processor with deep SMB and accountancy-software channel (Sage). Comparable to Eazy Collect on multi-channel online/phone card and Direct Debit processing for UK SMEs.
• Dojo: UK card-present and omnichannel payments provider serving SMEs and enterprise. Overlaps with Eazy Collect's face-to-face and online payment acceptance layer and UK merchant base.
• Takepayments: UK payments provider offering card terminals, online payments and Direct Debit bureau services to SMEs. Direct overlap with Eazy Collect on multi-channel UK merchant payment processing.
• Trust Payments: UK-headquartered omnichannel payment processor serving SMBs through enterprise. Comparable on multi-channel acceptance, gateway services and recurring payment capabilities.

Broad incumbents

• Stripe: Global payment platform with online, in-person and recurring billing products. Overlaps with Eazy Collect on online card processing and Open Banking initiatives, but operates at much broader scale.
• Worldpay: Large incumbent UK-origin payment processor offering card acquiring, gateway and alternative payment methods. Competes with Eazy Collect across merchant services and enterprise/government accounts.
• Checkout.com: Global payments processor with strong UK and European presence serving enterprise and digital-first merchants. Comparable to Eazy Collect on online gateway processing and recurring billing.
• SumUp: European fintech offering card readers, online payments and merchant accounts to micro and SMBs. Overlaps with Eazy Collect's SMB-focused card and face-to-face processing capabilities.

Regional players

• PayPoint: UK-listed payments and retail services network with bill payment, card acquiring and e-commerce offerings. Comparable in UK-focused payments infrastructure serving both consumers and merchants, and already a customer/partner of Eazy Collect.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/eazy-collect-services-ltd

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eazy Collect