TakePayments
TakePayments is a UK-based card payment solutions provider, wholly owned by Global Payments, offering card machines, online payments, POS systems, and merchant funding to small businesses across hospitality, retail, and ecommerce.
- Company typePrivate
- Founded2016
- HeadquartersStockport, United Kingdom
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What TakePayments does
TakePayments is a UK-based card payment solutions provider and a wholly-owned subsidiary of Global Payments (NYSE: GPN), operating from its headquarters in Stockport under the legal entity takepayments Limited. The company targets small and medium-sized businesses across the hospitality, retail, and online commerce verticals with a multi-channel payments platform that comprises card machines (including the takepaymentsplus and A920 Pro touchscreen terminals), online payment solutions (payment gateway, pay by link, phone payments, Beepaid mobile payment app), vertical-specific POS systems, and an adjacent Advance+ merchant cash-advance product. Underlying acquiring infrastructure, settlement, and card-network connectivity are provided through its parent Global Payments and associated merchant acquirers, with TakePayments licensed by the FCA (firm reference 663112, since February 2015) and acting as an Independent Sales Organisation for Mastercard and a Member Service Provider for Visa Europe.
The business model is primarily transaction-based, monetising per-transaction fees on card processing volume, supplemented by recurring subscription revenue from POS software, hardware rental on terminals, and yield-style economics from Advance+ funding balances. Go-to-market is sales-led, combining a UK-based Welcome Team that onboards merchants directly, a self-serve website quotation tool, and a partner/referral channel supported by a formal Partner Program and Refer-a-Business initiative. Pricing is quote-based and tailored per merchant under a standard 12-month contract term, with next-day settlement and 7-day customer support positioned as primary differentiators.
The company employs 501-1,000 staff and reports a diversified SMB merchant base with no named enterprise anchor customers, generating its own transaction-data indices (Consumer Spending Index, Returns Index, Tipping Index, High Street Index) which double as content marketing assets. Distribution is single-country, restricted to the United Kingdom.
TakePayments firmographics
Firmographics- Name
- TakePayments
- Legal name
- takepayments Limited
- Website
- https://takepayments.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- TakePayments is a UK-based card payment solutions provider, wholly owned by Global Payments, offering card machines, online payments, POS systems, and merchant funding to small businesses across hospitality, retail, and ecommerce.
- Ownership category
- akta.pro rank
TakePayments industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Card-Present Acquirers (Retail & POS Focus) (FSAMABAC)
- akta.pro secondary industry
- Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH)
Keywords
Where TakePayments is headquartered
LocationHeadquarters
- HQ city
- Stockport
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
TakePayments business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Supply Chain, Infrastructure
Revenue model
- Card Payment Processing: TakePayments earns revenue through transaction charges and fees from processing card payments for merchants. The company provides card machine rental and payment processing services to businesses across the UK.
- POS System Services: Revenue from POS system hardware and software solutions for hospitality and retail businesses
- Online Payment Solutions: Payment gateway, pay by link, and phone payment processing services for ecommerce merchants
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom pricing based on business needs |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
TakePayments product offering
Product offeringCore offering
TakePayments sells card payment acceptance services and equipment to small UK businesses, including countertop, portable, mobile and touchscreen card machines, online payment solutions (payment gateway, pay-by-link, phone payments, payment app), and POS systems for hospitality and retail. The company earns transaction-based fees on processed card payments and supplies related hardware and software under 12-month contracts with next-day settlement.
Product overview
TakePayments is a UK card payment solutions provider and subsidiary of Global Payments (NYSE: GPN). The company offers a unified payments platform comprising card machines (including takepaymentsplus and A920 Pro touchscreen terminals), online payment solutions (payment gateway, pay by link, phone payments, payment app), and POS systems for hospitality and retail. Additional services include business funding (Advance+), integrated payments, partner/reseller programs, and free financial tools (EBITDA calculator, sole trader tax calculator). The offering is a multi-channel payment acceptance platform with next-day settlement, aimed primarily at small and medium UK businesses.
Differentiator
Problem solved
Functional benefit
Brands
- take payments: Primary brand name for card payment solutions, a Global Payments company
- takepaymentsplus
- A920 Pro
- Beepaid
- Advance+
Products and services
- Card Machines Range of fast and secure card payment terminals for in-store payments, including countertop, portable, mobile, and touchscreen options, sold to UK small businesses for accepting card payments face-to-face.
- takepaymentsplus Card machine offering with enhanced features, part of the TakePayments card machines product line for UK small businesses.
- A920 Pro Touchscreen Card Machine Touchscreen card machine with advanced features for accepting in-store card payments, offered to UK small businesses as part of the Card Machines product line.
- Online Payments Suite of solutions for accepting card payments online and remotely, including payment gateway, pay-by-link, phone payments, and the Beepaid payment app, sold to UK small and online businesses.
- POS Systems Point-of-sale systems for managing business operations in hospitality and retail, including automatic digital record generation, sold to UK small businesses.
- Advance+ Business Funding Business funding service providing advance payments to help TakePayments merchants manage cash flow, offered to UK small businesses.
- Integrated Payments Payment integration service that allows third-party systems to connect with TakePayments' card processing infrastructure, targeted at UK merchants and software partners needing integrated card acceptance.
Quantifiable outcome
- 94% of Trustpilot reviews are 5 stars, rated Excellent on the trusted reviews platform
- +2 more outcomes
Companies that use TakePayments
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
TakePayments technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
TakePayments partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- Global PaymentscoreTakePayments is a trading name of Takepayments Ltd and operates as a Global Payments company. Global Payments provides the underlying infrastructure and merchant acquiring services that TakePayments uses to process card transactions for merchants.
- MastercardcoreTakePayments Limited is officially licensed by Mastercard as an Independent Sales Organisation and Member Service Provider for card processing services.
- Visa EuropecoreTakePayments Limited is officially licensed by Visa Europe as an Independent Sales Organisation and Member Service Provider for card processing services.
- Merchant AcquirerscoreTakePayments works in association with a number of Merchant Acquirers who undertake the processing of card transactions. These acquirers provide the actual transaction processing under contract with TakePayments merchants.
- Pay and Shop Limited (Global Payments)coreProvides e-commerce gateway services as an affiliated company of Global Payments for TakePayments merchants conducting online transactions.
- TrustpilotminorThird-party review platform used by TakePayments to display customer reviews and build trust with potential customers.
- Partner BusinessesminorVarious business partners who refer customers to TakePayments through the partner program and refer a business initiative.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
TakePayments competitors and assessment
Company assessmentDirect peers
- Dojo: UK-focused SMB card payment provider offering card machines, online payments, and POS. Directly comparable in geography, customer segment, and product mix to TakePayments.
- SumUp: Global SMB card-reader and POS provider with strong UK presence. Competes head-to-head with TakePayments on card machines, transparent pricing, and SMB onboarding for face-to-face merchants.
- Square (Block): Integrated payments and POS provider serving SMBs with card readers, software, and online checkout. Overlaps TakePayments on hardware, POS, and online payment gateway offerings for small UK merchants.
- Zettle (PayPal Zettle): PayPal-owned SMB card reader and POS solution widely adopted by UK small businesses. Closely comparable product set, target customer, and pricing approach to TakePayments.
- PaymentSense (now Opayo): UK SMB card payment provider offering card machines, online payments, and POS. Directly comparable customer segment, geography, and product range to TakePayments.
Emerging players
- Stripe: Global online payment infrastructure provider with growing UK SMB and platform presence. Overlaps with TakePayments' online payments, payment gateway, and integrated payments products for digital-first merchants.
Broad incumbents
- Worldpay (FIS): One of the largest global merchant acquirers and a major UK SMB provider. Competes broadly with TakePayments across card-present, e-commerce, and POS, but at far greater scale and with a wider product portfolio.
- Lloyds Cardnet: UK bank-owned merchant acquiring service. Competes with TakePayments on card acceptance and POS for UK SMBs, leveraging Lloyds' banking relationships for distribution.
Others
- Cardstream: UK-based payment gateway and white-label processing platform. Adjacent infrastructure provider in the same ecosystem that TakePayments merchants use for online payment acceptance.
Regional players
- Tyl by NatWest: UK-focused card payment provider owned by NatWest, serving small businesses with card machines and POS. Comparable target market and product set, but distribution is anchored to NatWest's banking customers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
TakePayments social profiles
Digital presenceTakePayments compliance and trust
Trust signalCompliance5 records
TakePayments financial estimates
Financial estimateRevenue estimate
Valuation estimate
TakePayments leadership team
Management profileNumber of profiles
Profiles5 records
TakePayments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TakePayments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TakePayments
What does TakePayments do?
TakePayments sells card payment acceptance services and equipment to small UK businesses, including countertop, portable, mobile and touchscreen card machines, online payment solutions (payment gateway, pay-by-link, phone payments, payment app), and POS systems for hospitality and retail. The company earns transaction-based fees on processed card payments and supplies related hardware and software under 12-month contracts with next-day settlement.
Is TakePayments a public or private company?
TakePayments is a private company. It is classified as corporate owned and is currently operating.
When was TakePayments founded?
TakePayments was founded in 2016. It employs 501 to 1,000 people.
Where is TakePayments based?
TakePayments is headquartered in Stockport, United Kingdom, in the Europe region.
How does TakePayments make money?
Three revenue lines are on record. Card Payment Processing is the primary driver. The others are POS System Services and online Payment Solutions.
Who are TakePayments's main competitors?
Direct peers on record are Dojo, SumUp, Square (Block), Zettle (PayPal Zettle) and PaymentSense (now Opayo). Stripe is listed as an emerging player. Broad incumbents are Worldpay (FIS) and Lloyds Cardnet. Cardstream is listed as an others. Tyl by NatWest is listed as a regional player.
Does TakePayments have an API?
No public API is recorded for TakePayments.
What industry is TakePayments in?
TakePayments's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAC, Card-Present Acquirers (Retail & POS Focus), with a secondary code of CRAFALAH, Recurring Billing, Subscriptions & Tokenized Payments. Its NAICS code is 52232.