65 And Ready

What 65 And Ready does

65 And Ready is a privately held, for-profit insurance agency headquartered in Lakewood, United States, founded in 2007. According to the provided firmographic summary, the company distributes health, life, long-term care, travel insurance, Medicare coverage, and dental services, with its product portfolio oriented toward the U.S. senior (65-and-older) demographic. The firm operates with a very small team of 1-10 employees, consistent with an independent insurance brokerage or agency model rather than a carrier or insurtech.

The underlying business mechanics are characteristic of a traditional independent insurance agent: revenue is likely generated via commissions on placed policies across multiple carriers and product lines, rather than via proprietary technology or underwriting. No proprietary technology, software products, APIs, or platform architecture are documented in the input data. The company's website (65andready.com) appears to be non-functional, displaying only a loader/verification page, and no app, social media presence, integrations, or product launch history is recorded.

The go-to-market approach cannot be confirmed from the available data. No pricing models, marketing channels, distribution partners, named customers, or carrier relationships are disclosed. No funding rounds, investors, M&A activity, regulatory actions, or leadership team details are available. As a result, the company's scale, geographic footprint beyond Lakewood, revenue trajectory, and competitive positioning within the senior insurance market remain unverifiable from the supplied material.

Name

65 And Ready

Legal name

65 And Ready

Website

https://65andready.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

65 And Ready is a privately held U.S. insurance agency based in Lakewood, founded in 2007, that distributes health, life, long-term care, travel, Medicare, and dental insurance products to the senior (65+) demographic.

Ownership category

akta.pro rank

Headquarters

HQ city

Lakewood

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Core offering

65 And Ready provides insurance products including health, life, long-term care, and travel insurance, along with Medicare coverage and dental services. The company is positioned to serve individuals approaching or in retirement, offering multiple personal insurance lines under one provider brand based in Lakewood, United States.

Differentiator

Problem solved

Functional benefit

Products and services

• Health Insurance Health insurance coverage for individual consumers, including those approaching or in retirement, as part of 65 And Ready's personal insurance portfolio.
• Life Insurance Life insurance coverage marketed to individual consumers, particularly those in the 65-and-older demographic.
• Long-Term Care Insurance Long-term care insurance for individual consumers seeking to cover extended care costs associated with aging.
• Travel Insurance Travel insurance coverage offered to individual consumers, available alongside the company's other personal insurance products.
• Medicare Coverage Medicare coverage products targeted at individuals aged 65 and older, consistent with the company's retirement-focused positioning.
• Dental Services Dental coverage offered to individual consumers as part of 65 And Ready's portfolio of personal insurance products.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Expansion highlights1 record

Direct peers

• SelectQuote: Senior-focused insurance brokerage specializing in Medicare Supplement, Medicare Advantage, and life insurance distribution. Directly comparable as a multi-line agency targeting the same 65+ demographic through both digital and agent-led channels.
• eHealth: Online health insurance marketplace with a strong focus on Medicare products. Comparable as a senior-focused insurance intermediary, though operating at much greater scale and primarily through digital channels.
• GoHealth: Medicare-focused health insurance marketplace using a hybrid agent and technology model. Directly comparable in its concentration on Medicare Advantage, Medicare Supplement, and Part D distribution to the 65+ market.
• Bankers Life: Insurance agency focused on middle-income Americans nearing retirement, offering Medicare Supplement, LTC, life, and annuities. Closely aligned in product mix and target customer with 65 And Ready's senior-focused offering.

Broad incumbents

• Mutual of Omaha: Large carrier offering Medicare Supplement, LTC, life, and dental insurance directly and through independent agents. Comparable as both a carrier counterparty and a competitor to the same senior insurance products 65 And Ready distributes.
• Humana: Major Medicare Advantage carrier and increasingly a direct distributor of Medicare products. Comparable as both a competitor in the Medicare space and a counterparty carrier whose products the subject agency may distribute.
• Cigna: Large national carrier offering health, dental, life, and supplemental insurance, including Medicare products. Comparable as a counterparty carrier and a broad incumbent competing for the same senior demographic.
• UnitedHealthcare (AARP): Largest Medicare Advantage carrier in the US, distributing Medicare products through both direct channels and partner agencies. Comparable as a dominant incumbent in the Medicare space where 65 And Ready operates.

Emerging players

• New Era Life Insurance: Smaller insurance carrier specializing in Medicare Supplement, final expense, and LTC products. Comparable as a niche carrier/agency in the same senior insurance product categories.
• Healthcare.com: Online insurance brokerage offering Medicare and ACA health plan comparisons. Comparable as a smaller, digitally-led insurance intermediary competing for the same Medicare-eligible consumer.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/65_ready
• Facebookfacebook.com/65andreadymedicare
• LinkedInlinkedin.com/company/insurance-specialists-of-ocean-county

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 65 And Ready