Moss & Associates
Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm offering Chapter 7 and Chapter 13 filings, integrated mortgage modification, and foreclosure prevention to financially distressed individuals across three statewide offices.
- Company typePrivate
- Founded2003
- HeadquartersColumbia, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Moss & Associates does
Moss & Associates, Attorneys, P.A. is a South Carolina-based consumer bankruptcy law firm operating from three offices in Columbia (headquarters), Greenville, and Charleston. Founded in 2003 and led by Managing Attorney Jason T. Moss, the firm markets itself as South Carolina's largest bankruptcy filer and claims to have assisted over 20,000 individuals over 20+ years. The practice focuses exclusively on consumer bankruptcy (Chapter 7 liquidation, Chapter 13 reorganization), mortgage modification integrated within Chapter 13 plans, foreclosure prevention, student loan management via its "Student Loanify" Program, and the statutorily required pre- and post-filing credit counseling and financial management courses.
The firm's core service differentiator is the pioneering integration of mortgage modification calculations (31% of gross monthly income per Treasury Directive 10-02 and HAMP guidelines) directly inside Chapter 13 bankruptcy plans in South Carolina, a service generally not bundled by competing firms. Technology usage is industry-standard and non-proprietary: third-party client intake portals (mycaseinfo.com, myhorizontoday.com), National Data Center (NDC) Chapter 13 case tracking, and court e-filing systems. The firm employs no proprietary AI/ML or custom software products, instead leveraging trained intake specialists and standardized questionnaires to drive operational throughput.
Revenue is generated through professional services fees on a per-case basis — Chapter 7 at $338 filing fee plus reasonable attorney fees, Chapter 13 at $313 plus reasonable attorney fees — with retainers available from $100 and flexible payment plans. The go-to-market motion is direct-to-consumer: Google AdWords and Facebook paid media managed in-house, organic SEO, Expertise.com recognition badges, client testimonials, and a toll-free intake line (1-800-346-4916) backed by trained intake specialists and LawTap online scheduling. The firm is privately held, founder/owner-operated, and serves a primary segment of financially distressed South Carolina individuals plus a secondary segment of small business owners seeking business dissolution. No external funding, parent company, or institutional investors are disclosed.
Moss & Associates firmographics
Firmographics- Name
- Moss & Associates
- Legal name
- Moss & Associates, Attorneys, P.A.
- Website
- https://mossattorneys.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm offering Chapter 7 and Chapter 13 filings, integrated mortgage modification, and foreclosure prevention to financially distressed individuals across three statewide offices.
- Ownership category
- akta.pro rank
Moss & Associates industry classification
Industry- Product category
- Consumer Bankruptcy Legal Services
- NAICS
- Offices of Lawyers (541110), Collection Agencies (56144)
- SIC
- Services-Legal Services (8111), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)
- akta.pro secondary industries
- Bankruptcy, Insolvency & Restructuring Servicing (Consumer) (FSAKAJAK), Insolvency, Restructuring & Bankruptcy Administration (BPAHABAL)
Keywords
Where Moss & Associates is headquartered
LocationHeadquarters
- HQ city
- Columbia
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Moss & Associates business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Bankruptcy Legal Services: Moss & Associates charges flat filing fees plus reasonable attorney fees for bankruptcy filings. Chapter 7 costs $338 plus reasonable attorney fees; Chapter 13 costs $313 plus reasonable attorney fees. Additional fees apply for complexity and litigation. Payment plans are offered starting at $100 to retain services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Chapter 7 Bankruptcy - $338 filing fee plus reasonable attorney fees |
| Unit Pricing | Pay-as-you-go | Chapter 13 Bankruptcy - $313 filing fee plus reasonable attorney fees |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Moss & Associates product offering
Product offeringCore offering
Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm that files Chapter 7 liquidation and Chapter 13 reorganization cases for individuals and small business entities, and integrates mortgage modification within Chapter 13 plans. The firm delivers services through three physical offices in Columbia, Greenville, and Charleston, supported by free initial consultations, intake specialists, and flexible payment plans starting at $100. It markets itself as South Carolina's largest bankruptcy filer with over 20,000 clients helped and more than 20 years of experience.
Product overview
Moss & Associates, Attorneys, P.A. is a bankruptcy law firm offering legal services rather than a software product. The firm's service portfolio centers on bankruptcy filing services including Chapter 7 liquidation and Chapter 13 reorganization, supplemented by mortgage modification programs, student loan management, and required credit counseling courses. Services are delivered through three South Carolina offices (Columbia, Greenville, Charleston) with client support tools including online questionnaire portals and case tracking integrations.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Over 20,000 clients helped with bankruptcy and debt relief
- +3 more outcomes
Companies that use Moss & Associates
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
Moss & Associates technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Moss & Associates partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights4 records
Moss & Associates competitors and assessment
Company assessmentEmerging players
- SoloSuit: Legal-tech platform assisting consumers with debt-defense and bankruptcy responses. Overlaps Moss & Associates' distressed-consumer funnel, particularly for cases that don't require full representation.
- Upsolve: National nonprofit offering free Chapter 7 filing tools and attorney-matched services. Competes for the same distressed-consumer top-of-funnel paid search keywords and pressures fee-based firms' CAC and conversion economics.
Broad incumbents
- LegalZoom: Broad online legal-services platform offering Chapter 7 filing packages at lower price points. Indirect competition for self-directed bankruptcy filers in Moss & Associates' service area.
- National Debt Relief: Large national debt-settlement company that competes for the same distressed-consumer paid-search traffic and is a substitute (rather than complement) to bankruptcy filing for many clients.
Regional players
- David W. Martin, P.A. North Carolina consumer bankruptcy firm offering Chapter 7 and Chapter 13 representation to distressed individuals in the Carolinas. Comparable direct-to-consumer bankruptcy model in an adjacent Southeast market to Moss & Associates' SC footprint.
- Brock & Stout, Attorneys at Law: Multi-office Florida consumer bankruptcy firm with a comparable high-volume Chapter 7/Chapter 13 practice serving distressed consumers. Closely comparable regional multi-office bankruptcy model.
Others
- Best Case (bankruptcy software): Bankruptcy case-management and forms software used by consumer bankruptcy attorneys. Moss & Associates' Roger Pruitt sits on its Client Advisory Board, indicating technology infrastructure dependency and ecosystem participation.
- NDC (National Data Center): Court-integrated bankruptcy case-tracking platform that Moss & Associates directs clients to for Chapter 13 monitoring. Core infrastructure dependency rather than a direct competitor.
Direct peers
- Reibman & Weinstein, LLP: Pennsylvania/New Jersey consumer bankruptcy firm with a Chapter 7/Chapter 13 practice and mortgage-modification support. Directly comparable single-line consumer bankruptcy model.
- Borowitz & Clark LLP: California consumer bankruptcy firm specializing in Chapter 7 and Chapter 13 filings for individuals facing foreclosure and creditor harassment. Closely comparable single-practice consumer bankruptcy model with direct-to-consumer positioning.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Moss & Associates social profiles
Digital presenceMoss & Associates financial estimates
Financial estimateRevenue estimate
Valuation estimate
Moss & Associates leadership team
Management profileNumber of profiles
Profiles6 records
Moss & Associates funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Moss & Associates M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Moss & Associates
What does Moss & Associates do?
Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm that files Chapter 7 liquidation and Chapter 13 reorganization cases for individuals and small business entities, and integrates mortgage modification within Chapter 13 plans. The firm delivers services through three physical offices in Columbia, Greenville, and Charleston, supported by free initial consultations, intake specialists, and flexible payment plans starting at $100. It markets itself as South Carolina's largest bankruptcy filer with over 20,000 clients helped and more than 20 years of experience.
Is Moss & Associates a public or private company?
Moss & Associates is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Moss & Associates founded?
Moss & Associates was founded in 2003. It employs 11 to 50 people.
Where is Moss & Associates based?
Moss & Associates is headquartered in Columbia, United States, in the North America region.
How does Moss & Associates make money?
One revenue line is on record: bankruptcy Legal Services.
Who are Moss & Associates's main competitors?
Emerging players on record are SoloSuit and Upsolve. Broad incumbents are LegalZoom and National Debt Relief. Regional players are David W. Martin, P.A. and Brock & Stout, Attorneys at Law. Others are Best Case (bankruptcy software) and NDC (National Data Center). Direct peers are Reibman & Weinstein, LLP and Borowitz & Clark LLP.
Does Moss & Associates have an API?
No public API is recorded for Moss & Associates.
What industry is Moss & Associates in?
Moss & Associates's product category is Consumer Bankruptcy Legal Services. Its primary akta.pro industry code is BPAHAAAH, Bankruptcy, Restructuring & Insolvency Law, with a secondary code of FSAKAJAK, Bankruptcy, Insolvency & Restructuring Servicing (Consumer). Its NAICS code is 541110 and its SIC code is 8111.