Raetsheren

What Raetsheren does

Raetsheren is a Dutch insurance broker and risk management intermediary, legally organized as Acrisure Netherlands Group B.V. and headquartered in Alkmaar with an additional office in Rotterdam. The firm operates as an "assurantiemakelaar" — an intermediary placed between client organizations and insurance providers — with roots traced to 1768, and is part of the privately held global brokerage Acrisure. It serves Dutch businesses and (semi) government entities across twelve explicitly addressed industry verticals, including Construction, Municipalities & Public Sector, Trade & Commodity, Logistics, Mobility, Education, Professional Services, Real Estate, Housing Corporations, Safety & Health, Food/Packaging/Retail, and Healthcare.

The company's offering is structured around four core service domains: Risicomanagement (risk advisory and "risk steering"), Schadebeheersing (damage prevention, claims handling, and repair coordination), People (employee benefits administration), and Internationaal (international risk and insurance program support for cross-border clients). These are operationalized through a broad catalog of insurance products spanning assets (fire/business interruption, construction all risk, goods, equipment, credit), liabilities (general, professional, D&O, cyber, medical, product recall), and people-related coverage (self-insurance arrangements, accident, pension, absenteeism/reintegration, healthcare/income). Supporting services include Consultancy, Tenderdesk, and Intermediair placement. A customer-facing Acrisure Portal handles routine policy interactions, while the Intermont sub-brand handles auto damage reporting and claims. No proprietary technology platform, AI/ML systems, patents, or third-party tech integrations are described in the available data.

Commercially, Raetsheren runs a sales-led, consultative GTM with dedicated account managers acting as a single point of contact. Revenue is generated via commissions from insurance carriers on placed and managed policies, with monthly billing cycles referenced in pricing documentation. There is no public pricing schedule; customer-specific deal structures prevail. Distribution is domestic (Netherlands), with international placement support enabled through the Acrisure network. Marketing is conducted through the corporate website, segment-specific pages, industry podcasts, and participation in VNAB (Dutch Association of Insurance Advisors) events. No funding rounds, M&A transactions, leadership changes, awards, or regulatory actions are documented in the input data.

Name

Raetsheren

Legal name

Acrisure Netherlands Group B.V.

Website

https://raetsheren.nl

Company type

Private

Founded year

1768

Operating status

Operating

Headcount range

101–250 employees

Short description

Raetsheren is a Dutch insurance broker and risk management intermediary, operating as Acrisure Netherlands Group B.V., serving Dutch businesses and semi-government entities across twelve industry verticals with brokerage, claims handling, employee benefits, and international program services.

Ownership category

akta.pro rank

Product category

Insurance Brokerage & Risk Management

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industries

Directors & Officers (D&O) Liability (FSAJADAF), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH), Claims Administration & TPA Services (FNOL, Subrogation, Litigation Mgmt) (TLABANAH)

Keywords

• Insurance brokerage
• Risk management advisory
• Commercial insurance solutions
• Employee benefits administration
• Liability insurance coverage

Headquarters

HQ city

Alkmaar

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance intermediation commissions: As an insurance broker (assurantiemakelaar), the company earns commissions from insurance companies for placing and managing insurance policies for clients. Acts as intermediary between client organizations and insurers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Raetsheren, operating as part of Acrisure Netherlands Group B.V., is an insurance broker (assurantiemakelaar) that intermediates between Dutch businesses and semi-government entities and insurance providers. Its core offerings comprise risk management advisory (Risicomanagement), damage management and claims handling (Schadebeheersing), employee benefits advisory (People), and international insurance program coordination (Internationaal), supported by a broad portfolio of property, liability, credit, transport, cyber, professional liability, and employee-related insurance products.

Product overview

Raetsheren, now part of Acrisure Netherlands, operates as an insurance broker offering a comprehensive portfolio of risk management and insurance services. The core offering consists of four main service domains: Risicomanagement (Risk Management), Schadebeheersing (Damage Management), People (Employee Benefits), and Internationaal (International Services). These are supported by a wide range of insurance products including property coverage (Brand- en bedrijfsschade, Construction All Risk, Goederen, Materieel), liability coverage (Aansprakelijkheden, Beroepsaansprakelijkheid, Bestuurdersaansprakelijkheid, Cyberrisico's, Medische aansprakelijkheid, Recall), and employee-related coverage (Eigenrisicodragerschap, Goed werkgeverschap, Ongevallen, Pensioen, Verzuim en Re-integratie, Zorg en inkomen). Additional services include Consultancy, Intermediair, Internationale verzekeringsprogramma's, and Tenderdesk. The company serves both businesses and semi-government entities across diverse industry segments including Construction, Municipalities, Trade, Logistics, Mobility, Education, Professional Services, Real Estate, Housing Corporations, Safety & Health, Food & Retail, and Healthcare.

Differentiator

Problem solved

Functional benefit

Brands

• Intermont: Auto damage reporting and claims handling service

Products and services

• Risicomanagement (Risk Management) Risk management advisory service helping organizations effectively manage risks, ensure business continuity, and transition from traditional risk management to risk steering. Targeted at businesses and semi-government entities in the Netherlands.
• Schadebeheersing (Damage Management) Damage management and prevention service providing policy advice, procedure planning, prevention systems, claims handling, and damage repair coordination for businesses and semi-government entities.
• People (Employee Benefits) Employee benefits advisory service helping organizations design ideal supplementary employment conditions to attract, retain, and engage employees beyond base salary, including pension, healthcare, income, accident, absenteeism, and reintegration solutions.
• Internationaal (International Services) International services for companies expanding abroad, addressing country-specific risks and providing risk management and insurance solutions at the international level, including international insurance program coordination.
• Brand- en bedrijfsschade (Fire and Business Damage Insurance) Fire and business damage insurance coverage for both businesses and semi-government entities, covering property and consequential loss exposures.
• Construction All Risk Construction all risk insurance covering construction-related risks for both businesses and semi-government entities, typically used during building and infrastructure projects.
• Krediet (Credit Insurance) Trade credit insurance protecting businesses and semi-government entities against non-payment by customers.
• Aansprakelijkheden (General Liability Insurance) General liability insurance coverage for businesses and semi-government entities covering third-party bodily injury and property damage claims.
• Beroepsaansprakelijkheid (Professional Liability Insurance) Professional liability insurance for businesses and semi-government entities covering errors and omissions exposure.
• Bestuurdersaansprakelijkheid (Directors & Officers Liability) Directors and officers liability insurance covering management responsibilities for businesses and semi-government entities.
• Cyberrisico's (Cyber Risk Insurance) Cyber risk insurance coverage for businesses and semi-government entities protecting against digital threats and data breaches.
• Medische aansprakelijkheid (Medical Liability Insurance) Medical liability insurance for healthcare providers and related businesses, covering medical malpractice exposures.
• Pensioen (Pension) Pension insurance and advisory services for businesses and semi-government entities.
• Verzuim en Re-integratie (Absenteeism & Reintegration) Absenteeism management and reintegration services for businesses and semi-government entities.
• Tenderdesk Tender desk services assisting businesses and semi-government entities with competitive bidding processes for insurance procurement.
• Consultancy Advisory and consulting services for businesses and semi-government entities on insurance and risk management matters.
• Acrisure Portal Online customer portal providing policy management and access to Acrisure services for clients.

Segments12 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Expansion highlights4 records

Regional players

• MeesRisicobeheer: Dutch risk management and insurance broker with strong public-sector and mid-market focus. Closest direct Dutch head-to-head competitor to Raetsheren in both scale and customer mix.
• BHB Dullemond: Dutch insurance broker with comparable mid-market and corporate focus, including international programs. Overlaps with Raetsheren across commercial P&C, professional liability, and D&O.
• Voogd & Voogd: Mid-sized Dutch insurance intermediary serving SMEs and corporate clients. Comparable to a portion of Raetsheren's mid-market book, particularly in property, liability, and employee benefits.
• Klap Verzekeringsmakelaar: Dutch insurance broker specializing in real estate, housing corporations (woningcorporaties), and property-related risks. Direct overlap with Raetsheren's Vastgoed & VvE and Woningcorporaties verticals.

Broad incumbents

• Aon: Global insurance and reinsurance brokerage with a significant Netherlands presence. Directly comparable to Raetsheren across commercial P&C, employee benefits, and risk advisory, but with vastly larger scale and broader geographic reach.
• Marsh: World's largest insurance broker and a direct competitor in the Dutch market. Competes head-to-head with Raetsheren on enterprise risk, casualty, and specialty lines, with stronger international placement capability.
• Acrisure: Global insurance brokerage parent of Raetsheren. Included as a peer given that Acrisure's other European and US operations define the strategic ceiling and competitive context for the Netherlands entity.
• Willis Towers Watson (WTW): Global advisory and brokerage firm with Dutch operations covering risk, insurance, and people (benefits) services. Directly comparable to Raetsheren's full-stack offering but at much larger scale.

Direct peers

• Lockton: Largest independent insurance brokerage globally with European operations. Comparable to Raetsheren in private, partner-led culture, mid-to-large commercial client focus, and specialty line emphasis.
• Howden Group: Independent global insurance broker with growing European presence. Matches Raetsheren in specialty and mid-market focus, though Howden is materially larger and expanding aggressively across the region.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/237916679614040
• LinkedInlinkedin.com/company/raetsheren

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Raetsheren