AssurCopro
AssurCopro is a French insurance brokerage firm under Groupe Odealim that specializes exclusively in real estate and condominium risk, serving property managers, condominium associations, rental administrators, and individual landlords through MRI, Dommages Ouvrage, legal protection, and rental-management products across offices in Paris, Cannes, and Nice.
- Company typePrivate
- Founded1998
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2B
- OfferingServices
What AssurCopro does
AssurCopro is a French insurance brokerage firm specializing exclusively in real estate and condominium risk, operating as a subsidiary of Groupe Odealim from three regional offices in Paris, Cannes (Mouans-Sartoux), and Nice. Originating in Nice and claiming 93 years of accumulated expertise, the company serves property managers (syndics de copropriété), condominium associations, rental property administrators, and individual landlords. Its product portfolio centers on Multirisque Immeuble (MRI) building multi-risk insurance, Dommages Ouvrage (structural damage, mandatory under the Spinetta framework), Protection Juridique for legal disputes, and AssurCS for council-member accident and criminal-defense coverage, with a separate Gestion Locative line covering Garantie des Loyers Impayés, Multirisque habitation, PNO, Quiet Rent Pro, and vacancy/seasonal-rental products distributed via Odealim group entities Insor, InterAssurances, and Brun & JCD.
The company operates as a regulated broker (COA under ORIAS registrations 07 001 384, 07 019 280, and 07 002 075, supervised by ACPR) and earns revenue primarily through commissions on placed premiums, with standardized flat-fee products such as AssurCS at €98 TTC per condo per year and Dommages Ouvrage starting at €980 TTC for sub-€10,000 projects. Its technology footprint is incremental rather than transformational: the Odealim online portal (espaces.odealim.com) supports policy management and DO self-serve subscription, supplemented by group-level digital assets Batiassure.fr, LeBonLoc, and Rassurcopro acquired through M&A. Go-to-market is hybrid, combining relationship-driven field sales targeting enterprise syndic clients with self-serve digital channels for standardized products and individual landlords, alongside a 20-year-old professional training program that functions as both a marketing channel and a pipeline of embedded relationships with property-management professionals.
AssurCopro firmographics
Firmographics- Name
- AssurCopro
- Legal name
- ASSURCOPRO
- Website
- https://assurcopro.fr
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- AssurCopro is a French insurance brokerage firm under Groupe Odealim that specializes exclusively in real estate and condominium risk, serving property managers, condominium associations, rental administrators, and individual landlords through MRI, Dommages Ouvrage, legal protection, and rental-management products across offices in Paris, Cannes, and Nice.
- Ownership category
- akta.pro rank
AssurCopro industry classification
Industry- Product category
- Property Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where AssurCopro is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
AssurCopro business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commissions: AssurCopro operates as an insurance broker (courtier d'assurance) registered with ORIAS, earning commissions from insurance companies for placing and managing insurance policies for condominiums and property management companies. The company acts as intermediary between insureds (syndics, condo associations) and insurers.
- Dommages Ouvrage Insurance: New construction/renovation insurance policies (mandatory in France under the Spinetta law) for condo associations and individual property owners undertaking construction work. Pricing from €980 TTC for projects under €10,000. Includes TRC, RCMO, CNR coverage.
- Professional Training Services: Insurance training programs offered to property management professionals, covering condo insurance fundamentals, Dommages Ouvrage, and condo management topics. Drawing on 20 years of experience in higher education and professional training.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Dommages Ouvrage - starting from €980 TTC for small projects |
| Subscription | Annual | ASSURCS - €98 TTC per year per condo building |
| Subscription | Annual | Vehicle/Equipment Insurance - €190 per year per vehicle |
| Subscription | Annual | Vétusté (depreciation) buyback at 33-35% |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels4 records
AssurCopro product offering
Product offeringCore offering
AssurCopro is an insurance brokerage firm specializing exclusively in property and real estate risks, placing and managing insurance policies on behalf of condominium property managers (syndics), condominium associations, rental property administrators, and individual property owners. Its core product portfolio covers Multirisque Immeuble (building multi-risk), Dommages Ouvrage (mandatory structural damage coverage for construction), Protection Juridique (legal protection), AssurCS (council member personal accident and criminal defense), and a Gestion Locative line including Garantie des Loyers Impayés (unpaid rent) and Assurtrésó (unpaid condo charges). The firm also delivers professional insurance training to property management teams.
Product overview
AssurCopro is a specialized property insurance brokerage platform operating within the Odealim group, offering a unified portfolio of core insurance products and add-on modules for residential and commercial co-ownership properties in France. The core offerings include Multirisque Immeuble (MRI) for multi-risk building coverage, Dommages Ouvrage (DO) for structural damage insurance, Protection Juridique for legal protection, and AssurCs for syndicate council member coverage. These are complemented by a Gestion Locative product line covering rental management needs including unpaid rent guarantees (Garantie des Loyers Impayés), Quiet Rent Pro for commercial leases, and Assurtréso for unpaid charge recovery. The platform also offers construction-specific coverage through TRC and RCMO add-ons, supported by professional training services with 20 years of expertise.
Differentiator
Problem solved
Functional benefit
Brands
- AssurCS: Insurance product covering individual accident protection for council board members and criminal defense coverage for residential co-ownership management.
Products and services
- Multirisque Immeuble (MRI) Multi-risk building insurance covering residential and commercial co-ownership properties, including building damage, civil liability of the syndicate council members, and innovative extension guarantee inserts. Insures over 38,500 buildings across France.
- Dommages Ouvrage (DO) Mandatory structural damage insurance for construction projects, providing rapid pre-funding (within 105 days) for repair costs under the decennial liability regime (Spinetta law). Online subscription with prices starting at €980 TTC for projects under €10,000. Includes TRC, RCMO, and CNR guarantees.
- Protection Juridique Immeuble Building legal protection insurance offering qualified lawyers for resolving conflicts amicably, free legal advice, specialist intervention in rights negotiation, and coverage of legal fees and expert costs for condominium disputes.
- AssurCS - Conseil Syndical Insurance Syndicate council member insurance combining individual accident coverage (€100,000 for death or permanent disability, up to age 85) and criminal defense coverage (up to €10,000/year) for council members sued for facts related to their activities. Priced at €98 TTC per year per condominium regardless of council size.
- Gamme Gestion Locative Rental management insurance product line covering landlord protection, unpaid rent guarantees, seasonal rental coverage, and vacancy guarantees. Offered through Odealim subsidiaries Insor (Paris), InterAssurances (Paris/Lyon), and Brun & JCD (Lyon) to professional rental property managers.
- Pack Bailleur Individuel Individual landlord insurance package covering landlord civil liability, unpaid rent, and legal protection designed for private individual landlords.
- Assurtrésó Complementary guarantee offered in partnership with CFDP Assurances compensating co-ownership syndicates for unpaid common charges. Payable after 2 consecutive quarters of unpaid charges for the same debtor, covering up to 50% of annual budgeted charges per accounting period, with recourse management including over-indebtedness cases.
- Formations Assurcopro Professional insurance training services with 20 years of experience in insurance education for property management professionals, covering insurance fundamentals, Dommages Ouvrage, and condo management topics. Drawing on experience in higher education and professional continuing training.
Quantifiable outcome
- 38,500+ buildings insured across France
- +5 more outcomes
Companies that use AssurCopro
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
AssurCopro technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature4 records
AssurCopro partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Digital InsurecoreOdealim took control of Digital Insure, a French insurtech specializing in borrower insurance (assurance emprunteur) and provident insurance. This followed a minority capital entry in late 2020. The acquisition supports Odealim's strategy of vertical integration in the real estate finance space and digital transformation of customer experience.
- JBL CourtagecoreOdealim acquired JBL Courtage, a regional broker established in 1989 in Nantes, specializing in insurance for property administrators, developers, and condo syndics. JBL Courtage generates over €8 million in intermediated premiums with 20% annual growth, and is the leading broker in the Grand Ouest for Garantie des Loyers Impayés (GLI) with 45,000 lots insured. JBL Courtage developed digital platforms LeBonLoc and Rassurcopro.
- CautioneominorOdealim acquired Cautioneo, a startup providing digital solutions for trust and confidence between landlords and tenants. The acquisition strengthens Odealim's rental management insurance offerings.
- Globale Assure (Batiassure.fr)coreOdealim (parent group) acquired Globale Assure, a brokerage company based in Tours that founded Batiassure.fr, a specialist website for individual Dommages Ouvrage insurance. The acquisition added a new regional presence in Centre-Val de Loire and strengthened Odealim's position in the Construction market with a 100% web DO solution targeting both professionals and individual homeowners.
- CFDP AssurancescoreCFDP Assurances is the insurance partner for the ASSURTRESO product, providing coverage that indemnifies condominiums for unpaid charges. CFDP handles the legal recovery process including in cases of over-indebtedness and succession.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
AssurCopro competitors and assessment
Company assessmentBroad incumbents
- Marsh France: French arm of global broker Marsh McLennan, offering a full suite of risk, insurance, and advisory services including property and real estate. Comparable as a major French insurance brokerage serving the same enterprise and mid-market property customers, but with much broader scope.
- Aon France: French arm of global broker Aon, providing risk, insurance, and reinsurance brokerage across all major lines including property. Comparable as a dominant French brokerage competing for the same large syndic and property management clients, though not specialized in condo insurance.
- Willis Towers Watson France: French operations of global advisory and brokerage firm WTW, with property and casualty capabilities serving large corporates. Comparable as a top-tier global broker with a French presence that competes for the same large syndic and real estate accounts at the upper end of the market.
Direct peers
- Verspieren: Independent French insurance broker with multi-line offerings and a dedicated real estate / property practice. Comparable as a mid-sized French broker competing for the same syndic and property manager accounts, with similar reliance on regional field sales and carrier partnerships.
- Alptis Assurances: French independent broker and insurer serving individuals, professionals, and small businesses with property and personal lines. Comparable as a French specialty broker relying on a field-sales network to serve fragmented professional customers.
- SPVie Assurances: French insurance broker serving construction, real estate, and professional services clients, with strong construction-defect (Dommages Ouvrage) practice. Highly comparable in the DO niche specifically, which is one of AssurCopro's core product lines.
- Henner Group: French independent insurance broker focused on health, protection, and property risks, serving corporates and individuals. Comparable as a mid-sized independent French broker with a specialty / niche orientation similar to AssurCopro's focused real estate franchise.
- Optimind Winterthur: French insurance and reinsurance broker serving large enterprises and mid-market clients with complex property and casualty risks. Comparable as a French broker with deep property expertise, competing for the same condo and real estate risk placements.
- Siaci Saint Honoré: One of France's largest independent insurance and employee benefits brokers, with significant property and casualty practice serving large enterprises. Comparable as a French broker with substantial condo and real estate exposure, though with broader scope.
- April Group: French insurance broker and product manufacturer serving individuals, professionals, and businesses, with property and creditor insurance lines. Comparable as a French broker that has pursued M&A roll-up and has property / construction insurance exposure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
AssurCopro social profiles
Digital presenceAssurCopro compliance and trust
Trust signalCompliance2 records
AssurCopro financial estimates
Financial estimateRevenue estimate
Valuation estimate
AssurCopro leadership team
Management profileNumber of profiles
Profiles1 record
AssurCopro funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AssurCopro M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AssurCopro
What does AssurCopro do?
AssurCopro is an insurance brokerage firm specializing exclusively in property and real estate risks, placing and managing insurance policies on behalf of condominium property managers (syndics), condominium associations, rental property administrators, and individual property owners. Its core product portfolio covers Multirisque Immeuble (building multi-risk), Dommages Ouvrage (mandatory structural damage coverage for construction), Protection Juridique (legal protection), AssurCS (council member personal accident and criminal defense), and a Gestion Locative line including Garantie des Loyers Impayés (unpaid rent) and Assurtrésó (unpaid condo charges). The firm also delivers professional insurance training to property management teams.
Is AssurCopro a public or private company?
AssurCopro is a private company. It is classified as corporate owned and is currently operating.
When was AssurCopro founded?
AssurCopro was founded in 1998. It employs 101 to 250 people.
Where is AssurCopro based?
AssurCopro is headquartered in Paris, France, in the Europe region.
How does AssurCopro make money?
Three revenue lines are on record. Insurance Brokerage Commissions are the primary driver. The others are dommages Ouvrage Insurance and professional Training Services.
Who are AssurCopro's main competitors?
Broad incumbents on record are Marsh France, Aon France and Willis Towers Watson France. Direct peers are Verspieren, Alptis Assurances, SPVie Assurances, Henner Group, Optimind Winterthur, Siaci Saint Honoré and April Group.
Does AssurCopro have an API?
No public API is recorded for AssurCopro.
What industry is AssurCopro in?
AssurCopro's product category is Property Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 524210 and its SIC code is 6411.