JBL Courtage

Name

JBL Courtage

Legal name

JBL COURTAGE, SARL APC ASSURANCE PLACEMENT CONSEIL

Website

https://jbl-courtage.fr

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Nantes

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Commission-based revenue from placing insurance policies (GLI, PNO, MRI) for property management professionals. Acts as intermediary between insurers and clients, earning commissions on premiums placed.
2. Group Insurance Contracts: Volume-based group insurance contracts negotiated for property management professionals, generating commissions based on collective policy volume.
3. Professional Training Services: Day-long training programs for real estate professionals on topics including rental collection issues, legal proceedings, and eviction procedures. Training is DATADOCK-referenced and registered with Loire Atlantique Prefecture.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

JBL Courtage is a proximity insurance brokerage firm that places and manages specialized insurance products for real estate professionals, including GLI (Guaranteed Unpaid Rent), PNO (Non-Occupant Owner), and MRI (Multi-Risk Building) coverage. It also operates a proprietary secure digital platform (extranet) with API connectivity to client property management tools for subscription, claims management, and document issuance, and delivers DATADOCK-referenced professional training on rental management.

Product overview

JBL Courtage is a property insurance brokerage firm offering a portfolio of specialized insurance products for real estate professionals (property managers, developers, and co-ownership managers). Core products include GLI (Guaranteed Unpaid Rent insurance), PNO (Non-Occupant Owner insurance), and MRI (Multi-Risk Building insurance), each available through a unified digital platform with modules for pricing/subscription, tenant screening, claims management, and debt recovery. Training services on rental default management complement the product suite.

Differentiator

Problem solved

Functional benefit

Brands

• Plateforme Digitale JBL: A secure digital management platform for real estate professionals including administrators, property managers, developers, notaries, lawyers, bailiffs, collection companies, insurers, brokers, and craftsmen, connected to major management tools.
• Espace ADB

Products and services

• Assurance GLI (Garantie Loyers Impayés) Insurance product covering unpaid rent, legal fees for litigation, property damage, vacancy periods between tenants, and lease termination costs. Offered as a modular solution with customizable coverage levels for property management professionals.
• Assurance PNO (Propriétaire Non-Occupant) Insurance for non-occupying property owners covering standard home risks (fire, water damage, vandalism, natural disasters, theft, glass breakage) plus liability coverage for damages caused by the property to tenants or third parties. Administered through an online extranet for subscriptions and documentation.
• Assurance MRI (Multirisques Immeubles) Tailored multi-risk insurance for co-owned buildings managed by property managers. Includes customized coverage per co-property, negotiated pricing, and an extranet for insurance plan management, claims tracking, and competitive tendering.
• Plateforme Digitale JBL Secure digital management platform connecting property professionals to their management tools. Includes modules for pricing, tenant screening (LEBONLOC), claims management, debt recovery, and document management for PNO, MRI, and GLI insurance products.
• Formations JBL Courtage Training programs for property management professionals on handling unpaid rent situations, covering topics from tenant screening to judicial eviction procedures. DATADOCK-registered training organization delivering one-day sessions for agency managers and rental management staff.

Quantifiable outcome

• 99% contract renewal rate for insurance policies
• +3 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Eight partnerships are on record, tiered core, flagship and minor.

• Renaud MakacoreStrategic or Co-development Partner · 1 January 2021JBL Courtage partnered with Renaud Maka in 2021 to create JBL Grand Paris, expanding the company's presence from Grand Ouest to the Paris region.
• FNAIMflagshipGTM or Marketing PartnerPartnership with the Fédération Nationale des Agents Immobiliers (FNAIM), the major French real estate professionals federation. FNAIM logo appears on partners section of website, indicating collaborative relationship.
• FNAIM AnjouminorGTM or Marketing PartnerRegional FNAIM chapter partnership, expanding reach among local property management professionals.
• CINA2minorGTM or Marketing PartnerPartnership with CINA2 (likely a regional real estate or insurance industry association), logo displayed on partners section.
• JD NantesminorGTM or Marketing PartnerPartnership with JD Nantes (likely Journal d'Annonces Légales or regional organization), logo displayed on partners section.
• CIAminorGTM or Marketing PartnerPartnership with CIA (likely a regional insurance or real estate organization), logo displayed on partners section.
• NBCminorGTM or Marketing PartnerPartnership with NBC (likely a regional organization), logo displayed on partners section.
• Region NormandeminorGTM or Marketing PartnerPartnership with Region Normande (Normandy Region), logo displayed on partners section, indicating regional presence.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Aon France: Global insurance broker with substantial French operations serving real estate, construction and property management clients. Comparable as a competitor broker channel but at national/international scale across all lines including GLI/PNO/MRI.
• Verspieren: One of France's largest independent insurance brokers, serving mid-market and enterprise clients across property, casualty and specialty lines. Comparable to JBL as a French broker channel but at vastly greater scale and with a broader portfolio.
• Willis Towers Watson (WTW) France: Global advisory and broker with French operations covering property, casualty and specialty lines for corporate and institutional real estate clients. Comparable as a large broker competitor active in the same French property insurance market.
• SIACI Saint Honoré (now DIOT-SIACI): Major French insurance and reinsurance broker operating nationally across corporate, real estate and specialty risks. Comparable as a French property and casualty broker serving large and mid-market clients including real estate.
• Marsh France: Global insurance broker with a large French practice advising corporates and real estate owners on property and liability placements. Comparable as a competitor broker with similar property/casualty capabilities for French real estate professionals.
• Bessé: Mid-to-large French independent insurance and reinsurance broker serving industrial, commercial and real estate clients. Comparable as a French independent broker with overlapping property and specialty capabilities.
• Howden France: International insurance broker group with growing French operations across specialty and commercial lines including real estate. Comparable as a broker competitor with strong specialty expertise and carrier relationships.

Direct peers

• SPVIE Assurances: French insurance broker specializing in insurance products for real estate professionals (administrateurs de biens, syndics, agents immobiliers). Closely comparable to JBL in target customer, product mix (GLI/PNO/MRI) and value proposition.
• Assur'Partenaires: Fellow entity within Groupe Odealim specializing in insurance brokerage for real estate professionals. Directly comparable as a sibling specialty broker sharing the same parent platform and overlapping product focus.
• Assurcopro: Sister brokerage within Groupe Odealim (Assurcopro Paris, Assurcopro Sud) focused on real estate insurance. Directly comparable as a same-platform specialty broker addressing identical customer segments and product lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/jblcourtage
• Xx.com/jbl_courtage
• Facebookfacebook.com/jblcourtage

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JBL Courtage