Maior Seguros

What Maior Seguros does

Maior Seguros (legal name: Maior Corretora de Seguros Ltda) is a privately-held Brazilian insurance brokerage founded in 1999 and headquartered in Campinas, São Paulo. The company operates as an intermediary between customers and major insurance carriers, distributing a broad portfolio of insurance and financial products across both individual and corporate segments. Its product suite spans auto (individual and fleet), residential, life, health, dental, travel, condominium, engineering risk, rental guarantee, private pension, pet, bicycle, and electronics insurance, sourced through partnerships with 11+ carriers including Porto Seguro, SulAmérica, Bradesco Seguros, Azul Seguros, Itaú Seguros, Tóquio Marine, Sompo, Mapfre, Yasuda Marítima, HDI, and Alfa Seguros.

The company runs a sales-led distribution model combining dedicated specialized consultants at physical offices with digital quotation request forms, WhatsApp, and telephone-based advisory. The underlying technology is a web-based quote platform and customer portal enabling side-by-side comparison of offerings from multiple insurers. A proprietary service element, "Maior Comodidade," offers expedited claims processing with indemnification in as little as 7 business days for compliant documentation. Revenue is generated through commissions on premiums sold and renewed, with additional compensation from endorsements over the customer lifecycle. The company operates physical offices in Campinas (headquarters) and São João da Boa Vista, with a referenced presence in Indaiatuba, serving customers primarily in the interior of São Paulo state and across Brazil. No publicly disclosed revenue, headcount, or ownership structure is available.

Name

Maior Seguros

Legal name

Maior Corretora de Seguros Ltda

Website

https://maiorseguros.com.br

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Maior Seguros is a privately-held Brazilian insurance brokerage founded in 1999, distributing auto, residential, life, health, and commercial insurance products from multiple major carriers to individual and corporate customers in São Paulo state and across Brazil.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Trade Credit Insurance Brokerage (FSAEADAL)

Keywords

• Insurance brokerage services
• Multi-line insurance products
• Commercial insurance solutions
• Personal insurance coverage
• Insurance advisory services

Headquarters

HQ city

Campinas

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Maior Seguros operates as an insurance broker (corretora de seguros) earning commissions from partnered insurance companies for each policy sold and renewed. Revenue is generated through commissions calculated as a percentage of insurance premiums, with additional compensation for policy endorsements and renewals throughout the customer relationship.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Maior Seguros is an insurance brokerage that intermediates the sale of personal and commercial insurance policies between customers and a broad network of partner insurers. Revenue is generated through commissions on premiums, endorsements, and renewals, supported by specialized consultant advisory, online quotation tools, branch offices, and exclusive services like "Maior Comodidade" for expedited claims.

Product overview

Maior Seguros is a multi-product insurance brokerage platform offering a comprehensive portfolio of insurance and financial products. The platform operates across individual and corporate segments, providing core products including vehicle insurance (automobile and fleet), life and health insurance, residential and commercial property coverage, travel insurance, dental plans, pension plans, and specialized business insurance. The company serves customers in Campinas, Indaiatuba, São João da Boa Vista, and throughout the state of São Paulo and Brazil, acting as an intermediary between customers and major insurance providers including Porto Seguro, Sompo, Azul, Itaú, SulAmérica, Bradesco, and Tokio Marine.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Automóvel Vehicle insurance for individuals and fleet operators, covering collisions, theft, fire, third-party damages, and 24-hour assistance. Distributed via partnerships with Porto Seguro, Azul Seguros, Tókio Marine, Mapfre, and others.
• Seguro de Vida Life insurance offering death benefit coverage and financial protection for beneficiaries, available in individual and corporate plans through partner carriers.
• Plano de Saúde Health insurance plans providing medical coverage for individuals and businesses, with access to healthcare provider networks through partner insurers.
• Planos e Seguros Odontológicos Dental insurance plans providing coverage for dental procedures and oral healthcare services for individuals and businesses.
• Seguro Residencial Home insurance covering property damage from fire, theft, natural disasters, and electrical damages, plus liability protection for property owners.
• Seguro Viagem Travel insurance providing 24-hour assistance, medical expense coverage, and protection against trip interruptions, offered through partners such as Yasuda Marítima via Travel Ace Assistance.
• Seguro Fiança Locatícia Rental guarantee insurance that replaces traditional security deposits for property rentals.
• Seguro Empresarial Business insurance protecting companies against property damage, liability, and operational risks.
• Seguro Empresarial para Bares e Restaurantes Specialized commercial insurance for bars and restaurants covering premises, equipment, and liability.
• Seguro Condomínio Condominium insurance covering building structures, common areas, and third-party liability for residential and commercial condominium complexes.
• Seguro Risco Engenharia Engineering risk insurance covering construction projects, civil works, and reform activities against accidents and material damages.
• Previdência Privada Private pension plans (VGBL and PGBL) providing supplemental retirement income with various contribution and benefit options.
• Seguro para Eletrônicos Electronics insurance protecting smartphones and other electronic devices against damage and theft.
• Saúde Animal Pet health insurance covering veterinary expenses and animal healthcare.
• Seguro Bike Bicycle insurance protecting bicycles against theft and damages.
• Outros Seguros (including Acidentes Pessoais) Miscellaneous insurance products including personal accident insurance and other specialized coverages.

Quantifiable outcome

• Claims processed and indemnification in as little as 7 business days for compliant documentation
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Eleven partnerships are on record, tiered core, major and minor.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorPrimary strategic partner providing comprehensive insurance products including auto, residential, health, dental, and enterprise insurance. Porto Seguro is one of Brazil's largest insurance companies, and Maior Seguros offers their full product portfolio to customers.
• SulAmérica SeguroscoreChannel Partner/ Reseller/ DistributorMajor insurance partner offering auto, health, dental, life, and enterprise insurance products. SulAmérica is a leading insurance provider in Brazil with high customer satisfaction rates exceeding 80%.
• Azul SegurosmajorChannel Partner/ Reseller/ DistributorInsurance company partner particularly focused on popular auto insurance products. Azul Seguros offers budget-friendly insurance options including the popular auto insurance product with prices reduced by up to 30%.
• Bradesco SegurosmajorChannel Partner/ Reseller/ DistributorInsurance subsidiary of Bradesco financial group offering comprehensive insurance products. Partner provides auto, residential, life, and enterprise insurance through Maior Seguros.
• Itaú SegurosmajorChannel Partner/ Reseller/ DistributorInsurance partner from Itaú financial group providing auto, residential, and business insurance products. Partner offers products through Maior Seguros' distribution network.
• Tókio MarinemajorChannel Partner/ Reseller/ DistributorJapanese-origin insurance company partner offering auto, residential, and commercial insurance products in Brazil. Provides competitive coverage options for Maior Seguros customers.
• Sompo SegurosmajorChannel Partner/ Reseller/ DistributorInternational insurance partner offering diverse insurance products including auto, residential, and business coverage. Part of Sompo Holdings, a global insurance group.
• Yasuda MarítimamajorChannel Partner/ Reseller/ DistributorInsurance company partner offering travel insurance and other personal insurance products. Yasuda Marítima entered the travel insurance market through partnership with Travel Ace Assistance.
• MapfremajorChannel Partner/ Reseller/ DistributorSpanish-origin global insurance company partner providing auto, life, and various insurance products. Offers travel insurance, auto insurance, and other coverage through Maior Seguros.
• HDI SegurosminorChannel Partner/ Reseller/ DistributorInsurance company partner specializing in motorcycle insurance products. HDI launched motorcycle insurance coverage including partial damage and total loss protection for collision, fire, and theft.
• Alfa SegurosminorChannel Partner/ Reseller/ DistributorInsurance partner offering various insurance products through Maior Seguros' distribution network.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• Bidu Corretora: Brazilian online comparison platform for insurance products; offers a similar multi-carrier comparison value proposition to Maior Seguros via fully digital channels.
• Justos: Brazilian insurtech focused on auto insurance with app-based quoting and management; a digitally-native competitor targeting the same individual consumer base Maior Seguros serves.
• 180 Seguros: Brazilian insurtech offering direct auto insurance with embedded digital experience; represents the kind of digital-first competitor that may erode traditional broker share in Maior Seguros' home market.
• Akko Seguros: Brazilian insurtech offering smartphone, electronics, and personal device insurance; overlaps with Maior Seguros' electronics and personal accident product lines and represents digital-first distribution risk.

Broad incumbents

• Porto Seguro: One of Brazil's largest insurance carriers; both a core product partner of Maior Seguros and a competing direct distribution channel that could disintermediate brokers.
• Wiz Soluções e Corretagem: One of Brazil's largest insurance brokers, acquired by Banco do Brasil; competes directly with Maior Seguros in multi-line distribution across individual and corporate segments.
• Bradesco Seguros: Major Brazilian insurance carrier with bancassurance distribution; both supplies product to Maior Seguros and represents direct distribution competition.
• SulAmérica Seguros: Leading Brazilian health and multi-line insurer with high customer satisfaction; partner of Maior Seguros but also operates direct channels that compete for the same end customers.

Direct peers

• Minuto Seguros: Brazilian digital-first insurance broker offering multi-carrier comparison and online quote experience across auto, residential, life, and other personal lines — overlapping Maior Seguros' core product set with a tech-led model.
• Smartia Corretora: Digital Brazilian insurance broker offering multi-carrier comparison across personal and commercial lines; comparable GTM to Maior Seguros but with stronger digital tooling.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/maiorseguros
• Xx.com/maiorseguros
• LinkedInlinkedin.com/company/maior-seguros

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maior Seguros