Rowley Turton

What Rowley Turton does

Rowley Turton (IFA) Ltd is an independent, Chartered financial planning and wealth management firm headquartered in Leicester, United Kingdom, operating since 1996 under FCA authorisation (Register No. 457946). The firm serves UK-based individuals and households with investable assets typically between £100,000 and £5,000,000, with explicit specialisation in three use-case segments: planning for retirement, enjoying retirement, and recently bereaved clients. Across more than 30 years of operation, the firm reports managing over £200 million in client assets and serves a multi-generational client base, with several named case-study relationships spanning two or three family generations.

The firm's core product is a full-service Wealth Management offering, with an initial financial planning fee of typically £4,000, a one-off implementation fee of typically 2% on lump-sum investments, and an ongoing advice fee of typically 0.6% per annum billed monthly; secondary service lines include One-Off Advice, Execution Only, and an On-Request ad hoc advisory service. Underlying technology comprises the third-party IRESS Xplan platform for client relationship management and portfolio administration, an online client portal (myfinance-hub), and a ScoreApp-hosted Pension IHT Scorecard; cashflow planning is the central advisory methodology and is delivered to most clients by Scott Gallacher and Martin Stanley.

Rowley Turton is privately held and founder-owned (Alan Turton as Managing Director and Scott Gallacher as Director), with no external institutional capital and no subsidiaries. The firm holds Chartered Financial Planners status from the Chartered Insurance Institute (awarded 2013), has been included in New Model Adviser's Top 100 multiple times (2014-2015, 2021-2023, 2025), and has won five consecutive VouchedFor Top Rated Firm awards (2022-2026), making it Leicestershire's only Top Rated Chartered Firm. Go-to-market is sales-led and relationship-driven: free initial consultations at the Leicester office (Meridian Business Park) or via Zoom for UK-wide clients, supported by content marketing (164+ blog articles, webinars, free tools) and regular contributions to national media including The Times, Telegraph, FT Adviser, Sky News, and BBC.

Name

Rowley Turton

Legal name

Rowley Turton (IFA) Ltd

Website

https://rowleyturton.com

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

11–50 employees

Short description

Rowley Turton is a Leicester-based, Chartered independent financial planning firm serving UK individuals and households with £100k–£5M in investable assets, specialising in retirement and bereavement planning under a recurring 0.6% AUM fee model.

Ownership category

akta.pro rank

Product category

Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

Keywords

• Financial planning
• Wealth management
• Retirement planning
• Estate planning
• Investment management

Headquarters

HQ city

Leicester

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financial Planning Fees: Initial financial planning fee of typically £4,000 covering discovery, research, analysis, and presentation of recommendations. For lump sum investments, a one-off implementation fee of typically 2% applies (with initial planning fee offset against this). For larger portfolios, fixed-fee arrangements are available at significantly lower rates.
2. Ongoing Wealth Management: Annual ongoing advice fee of typically 0.6% of the value of investments under management, received monthly. Covers regular reviews, investment oversight, plan updates, and access to advice as circumstances and legislation change.
3. Insurance Commission: Commission received on protection policies such as life assurance, the amount set by the providing company and disclosed clearly in writing. This is the only area where commission is generally received.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Rowley Turton is an independent firm of Chartered Financial Planners providing personal financial planning, retirement planning, investment management, tax-efficient investing, and estate/inheritance-tax planning to UK individuals. Core services are delivered through a Wealth Management Service (full ongoing advice), with alternatives of One-Off Advice, Execution Only, and On-Request engagements, all built on whole-of-market independent research and a cashflow-planning methodology.

Product overview

Rowley Turton is an independent financial planning firm offering a comprehensive Wealth Management Service as its core product, supplemented by flexible advisory options including One-Off Advice, Execution Only, and On-Request services. The firm provides financial planning for retirement, tax-efficient investing, estate planning, and wealth protection. Supporting tools include a free IHT Calculator, Pension IHT Scorecard, and educational webinars. Clients access their portfolios through a dedicated online portal, and the firm employs cashflow planning as a central methodology. Investment portfolios range from £100,000 to £5,000,000, with typical fees of £4,000 initial planning and 0.6% annual ongoing charge.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Service Full-service financial planning and investment management for UK individuals with £100,000–£5,000,000 in investable assets. Includes retirement planning, tax-efficient investing, estate planning, and ongoing portfolio reviews. Typical pricing: £4,000 initial planning fee plus 0.6% per annum ongoing advice fee billed monthly.
• One-Off Advice Service Single-issue financial advice engagement for specific matters such as pension reviews, protection planning, or obtaining a second opinion. Scope and fee agreed upfront with no ongoing commitment.
• Execution Only Service Transaction implementation service limited to executing transactions without advice, analysis, or ongoing monitoring, for clients who have already decided what they want to do.
• On-Request Service Ad hoc advisory engagement available as needed without proactive ongoing service, monitoring, or plan administration. Charged based on time spent.
• IHT Calculator Free online inheritance tax calculator comparing scenarios before and after the 6 April 2027 rule changes, accounting for house value, savings, investments, pensions, and life assurance to estimate potential IHT liability.
• Pension IHT Scorecard Free online tool to assess pension exposure to inheritance tax under the 2027 rule changes, providing a 3-minute exposure check for families.

Quantifiable outcome

• 9 out of 10 clients would recommend Rowley Turton to friends, family, or colleagues (2020 Client Survey)
• +3 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered minor.

• TwentyTwentyminorGTM or Marketing Partner · 1 January 2022Rowley Turton makes a £50 charitable donation to TwentyTwenty, a Loughborough-based charity helping young people aged 11-19 build confidence through its Love4Life project, for each person referred by an existing client or contact who books an initial meeting. The referred person need not become a client.
• Meridian Business Breakfast ClubminorStrategic or Co-development PartnerRowley Turton is one of the original members of the Meridian Business Breakfast Club, a group of prominent business leaders based at Meridian Business Park who meet monthly to discuss business topics and exchange local development information.
• Ectodermal Dysplasia SocietyminorOthersDirector Scott Gallacher serves as a Trustee of The Ectodermal Dysplasia Society. He advises the charity on Auto-Enrolment compliance requirements on a pro bono basis. Rowley Turton also asks community groups making financial education talks to donate to this charity.
• Rotary Club of LeicesterminorOthersDirector Scott Gallacher is an active member and President of the Rotary Club of Leicester. Rowley Turton supports Scott in this role, providing resources and time for projects including Rotary KidsOut Day and Purple Clothes Day for End Polio Now campaign.
• Money Media GroupminorOthersScott Gallacher founded the Money Media Group, a professional networking group that connects financial journalists with financial advisers who provide expert commentary, quotes, and opinion.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Killik & Co: Long-established London-based independent financial adviser serving HNW private clients with bespoke investment, retirement, and estate planning. Closely mirrors Rowley Turton's independent whole-of-market, Chartered-style philosophy at a slightly larger scale.
• Charles Stanley: UK wealth manager serving private clients with discretionary and advisory investment management, retirement planning, and tax-efficient investing. Directly comparable offering to Rowley Turton at the HNW end, with similar Chartered-quality credentials and individual-client focus.
• Brooks Macdonald: UK wealth manager providing investment management, financial planning, and tax/estate services to private clients. Comparable in target market (HNW individuals, £250k+ portfolios), bespoke planning approach, and Chartered-quality ethos, though larger and listed.
• Equilibrium Financial Planning: UK Chartered financial planning firm focused on HNW clients, retirement planning, and ethical/cashflow-based investing. Closely comparable in size, Chartered status, and bespoke-planning service model — likely a near-perfect peer benchmark.
• Succession Wealth: UK consolidator of independent financial adviser firms, comparable in offering bespoke wealth management to HNW individuals (£100k-£5M portfolios). Both are Chartered firms focused on retirement, estate planning, and ongoing advice — Succession is a scaled version of Rowley Turton's model and a potential acquirer/roll-up comp.
• Rathbones Group: One of the UK's largest wealth managers offering investment management, financial planning, and tax/estate planning to private individuals and families. Comparable service mix and client tier, with Rowley Turton representing a regional/Chartered boutique alternative to Rathbones' national offering.

Broad incumbents

• Brown Shipley: UK private bank and wealth manager offering investment management, financial planning, and lending to HNW individuals and families. Overlaps with Rowley Turton in retirement and estate planning for HNW clients but operates a broader banking/lending model.
• St. James's Place: Largest UK wealth manager with extensive adviser network, focusing on face-to-face financial planning and wealth management for mass-affluent and HNW clients. Competes with Rowley Turton for the same UK individual-investor segment but with restricted product range rather than independent whole-of-market.
• Quilter (Financial Planning): Major UK wealth manager with a large network of appointed representatives and financial advisers serving HNW and mass-affluent clients with retirement and investment planning. Directly comparable service offering; larger scale and platform-owned model differentiates it from Rowley Turton's boutique independence.

Others

• VouchedFor: UK adviser-recommendation platform where Rowley Turton holds Top Rated status for 5 consecutive years. Not a direct competitor but a key marketing and customer-acquisition channel/ecosystem partner that materially influences client flow.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/RowleyTurton
• LinkedInvouchedfor.co.uk/firm/114

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rowley Turton