Sefide
Sefide is a Granada, Spain-based electronic money company founded in 2014 that delivers API-based financial solutions designed to simplify electronic money transactions for its business clients.
- Company typePrivate
- Founded2014
- HeadquartersGranada, Spain
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Sefide does
Sefide is a privately held Spanish fintech company founded in 2014 and headquartered in Granada, Spain. The company operates as an electronic money institution offering financial solutions delivered through application programming interfaces (APIs), with the stated value proposition of simplifying electronic money transactions for its clients. Its functional role sits within the payments infrastructure layer of the financial services stack, providing programmatic access to electronic money functionality rather than a consumer-facing wallet or banking product.
The company's product surface, as described in available source material, centers on API-mediated electronic money services. No further product decomposition, technical architecture details, supported payment flows, or integration partners are disclosed. The firmographic profile — 11–50 employees, no disclosed funding rounds, no named customers, no public pricing, and no published certifications or compliance attestations — indicates a small, privately operated business with limited external information disclosure. No management team, ownership structure, or investor information is publicly available.
The business model is not explicitly disclosed, but the API-delivery posture implies B2B revenue mechanics, most plausibly per-transaction fees, monthly platform fees, or a hybrid pricing structure typical of European payment infrastructure providers. Operating status, active market footprint beyond Spain, regulatory licensing status (e.g., whether the entity holds an Electronic Money Institution license under EU EMD2 or operates via a partner license), and current operating scale are not verifiable from the available source material.
Sefide firmographics
Firmographics- Name
- Sefide
- Website
- https://sefide.com
- Company type
- Private
- Founded year
- 2014
- Headcount range
- 11–50 employees
- Short description
- Sefide is a Granada, Spain-based electronic money company founded in 2014 that delivers API-based financial solutions designed to simplify electronic money transactions for its business clients.
- Ownership category
- akta.pro rank
Sefide industry classification
Industry- Product category
- Payment Processing
- NAICS
- Miscellaneous Intermediation (523910)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)
- akta.pro primary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
- akta.pro secondary industries
- Reconciliation, Ledgering & Money Movement Ops (Sub-ledgers, Settlement, Reporting) (FSAGALAL), Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)
Keywords
Where Sefide is headquartered
LocationHeadquarters
- HQ city
- Granada
- HQ country
- Spain
- HQ region
- Europe
Markets served
Sefide business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations
Sefide product offering
Product offeringCore offering
Sefide is an electronic money company that delivers financial solutions through APIs designed to simplify electronic money transactions. The company provides programmatic infrastructure that enables clients to execute and manage electronic money operations, targeting organizations that need API-based access to electronic money and payment capabilities.
Differentiator
Problem solved
Functional benefit
Products and services
- Electronic Money API Solutions API-based financial solutions that simplify electronic money transactions, designed for businesses and integrators that need programmatic access to electronic money services.
Companies that use Sefide
Customer profileIdeal customer profiles1 record
Sefide technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sefide partnerships and signals
Strategic signalRecent moves1 record
Sefide competitors and assessment
Company assessmentDirect peers
- Treezor: French-licensed e-money institution offering API-first banking-as-a-service and payment infrastructure to platforms across Europe. Closely comparable to Sefide in licensed e-money status, API delivery model, and European target market.
- Viva Wallet: Greek-headquartered, pan-European payment services provider with strong presence in Spain, offering acquiring, accounts, and payment APIs. Comparable in regional footprint, Iberian exposure, and merchant/platform payments focus.
- Modulr: UK-based e-money institution providing payments and banking infrastructure via APIs to platforms and businesses. Direct peer given shared EMI licensing, API-first architecture, and focus on programmatic money movement for software platforms.
- Currencycloud: UK-based cross-border payments and FX API platform serving platforms and fintechs. Comparable as an API-first, regulated, cross-border money-movement provider, though focused more on FX than domestic e-money issuance.
- Mollie: Dutch payment service provider offering a unified API for online payments, multi-currency accounts, and money movement across Europe. Comparable API-driven payments model and SME/platform customer base, with overlapping regulatory profile as a licensed EU payment institution.
Broad incumbents
- Checkout.com: Global payment processor offering APIs for online and in-person payments, payouts, and money movement. Comparable API-first delivery model and regulated payments infrastructure focus, with a much larger enterprise and global footprint.
- Stripe: Global payments infrastructure platform offering APIs for payment acceptance, payouts, and embedded financial services. Broad incumbent in the same API-payments category, with much greater scale, geographic reach, and developer ecosystem.
- Adyen: Dutch-headquartered global payments platform serving enterprise merchants and platforms with unified commerce and API-first acquiring, payouts, and processing. Broad incumbent that overlaps with Sefide's API-based money movement proposition at the high end of the market.
Emerging players
- Sila: US-based fintech API platform providing ACH, payments, and identity/money movement infrastructure to developers. Comparable as an early-stage API-driven money-movement provider, though operating under US payments licensing rather than EU e-money regulation.
- TrueLayer: European open banking API platform enabling account-to-account payments and financial data access. Comparable as a regulated API-driven payments infrastructure provider, but focused on open banking rails rather than licensed e-money issuance.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks4 records
Key highlights4 records
Customer concentration
Sefide social profiles
Digital presenceSefide financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sefide leadership team
Management profileNumber of profiles
Sefide funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sefide M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sefide
What does Sefide do?
Sefide is an electronic money company that delivers financial solutions through APIs designed to simplify electronic money transactions. The company provides programmatic infrastructure that enables clients to execute and manage electronic money operations, targeting organizations that need API-based access to electronic money and payment capabilities.
When was Sefide founded?
Sefide was founded in 2014. It employs 11 to 50 people.
Where is Sefide based?
Sefide is headquartered in Granada, Spain, in the Europe region.
Who are Sefide's main competitors?
Direct peers on record are Treezor, Viva Wallet, Modulr, Currencycloud and Mollie. Broad incumbents are Checkout.com, Stripe and Adyen. Emerging players are Sila and TrueLayer.
Does Sefide have an API?
No public API is recorded for Sefide.
What industry is Sefide in?
Sefide's product category is Payment Processing. Its primary akta.pro industry code is FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets), with a secondary code of FSAGALAL, Reconciliation, Ledgering & Money Movement Ops (Sub-ledgers, Settlement, Reporting). Its NAICS code is 523910 and its SIC code is 7370.