PPTA
PPTA Services Financiers is an independent Quebec-based multidisciplinary financial services firm, founded in 2004 and headquartered in Gatineau, delivering wealth management, insurance, and tax/estate planning to professionals, business owners, and medical professionals across Quebec and Ontario through an advisor-led model serving roughly 12,000 clients.
- Company typePrivate
- Founded2004
- HeadquartersGatineau, Canada
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What PPTA does
PPTA Services Financiers is an independent, Quebec-based multidisciplinary financial services firm headquartered in Gatineau and founded in 2004 by Marc Patry and Rock Poulin. The firm delivers an integrated portfolio of services across four core lines—wealth management, tax/estate/philanthropic planning, insurance solutions for individuals, and insurance solutions for business owners—targeted primarily at professionals, business owners, and high-net-worth individuals in the Ottawa-Gatineau, Laval, and Quebec City markets. A distinguishing offering is the proprietary Gladstone Program (La Trousse), an exclusive service bundle tailored to medical students and healthcare professionals. The firm holds a minority equity stake in Synergis Insurance Advisers, is a member of the SFL Gestion de patrimoine network, and maintains a strategic partnership with Desjardins for product distribution and client portal authentication.
Under the hood, PPTA operates an advisor-led sales model rather than a software or platform business. Its underlying "technology" footprint is light: a branded client portal (auth-handled through Desjardins SSO), a suite of embedded online financial calculators (life insurance, disability, critical illness, overhead expense, net worth, mortgage, personal loan, and depreciation amortization tools), and third-party links to Fidelity Canada, CMHC, and the Retraite Quebec retirement simulator. No proprietary AI, data platform, or software IP is disclosed.
Revenue is generated through a hybrid model: (i) commissions from insurance and investment product sales (Fidelity, Mackenzie, AGF, Manulife, CI Investments, BMO, National Bank, Desjardins, EdgePoint, RBC, TD, and others), (ii) AUM-based management fees with a tier break at $500,000+ in assets, and (iii) flat-fee financial planning services priced at approximately $1,000 for complete retirement planning with disbursement strategy. The Gladstone Program is offered free during the medical student phase and converts to pay-as-you-go afterward. The firm serves close to 12,000 clients and combines more than 100 years of partner experience.
PPTA firmographics
Firmographics- Name
- PPTA
- Legal name
- PPTA Services Financiers
- Website
- https://ppta.ca
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- PPTA Services Financiers is an independent Quebec-based multidisciplinary financial services firm, founded in 2004 and headquartered in Gatineau, delivering wealth management, insurance, and tax/estate planning to professionals, business owners, and medical professionals across Quebec and Ontario through an advisor-led model serving roughly 12,000 clients.
- Ownership category
- akta.pro rank
Where PPTA is headquartered
LocationHeadquarters
- HQ city
- Gatineau
- HQ country
- Canada
- HQ region
- North America
Offices3 records
Markets served
PPTA business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Commission-based services: The firm operates on commission for product sales, particularly insurance and investment products. Advisors earn commissions on products sold.
- Fee-based planning services: The firm also offers fee-based financial planning services. Average fee for complete retirement planning with disbursement strategy is approximately $1000.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Complete retirement planning with disbursement strategy |
| Subscription | Annual | Management fees for investments |
| Freemium | Pay-as-you-go | Gladstone Program for medical students |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
PPTA product offering
Product offeringCore offering
PPTA is an independent financial services firm that sells and manages group insurance plans, individual disability and life insurance, financial planning, and investment products through a team of credentialed advisors. It serves around 12,000 individuals, professionals, and business owners in Quebec and Ontario, distributing products from major Canadian insurers and fund companies and offering an exclusive bundled program (the Gladstone Program) for medical students and healthcare professionals.
Product overview
PPTA is a multidisciplinary financial services firm offering an integrated portfolio of wealth management, insurance, and planning services. The core offering consists of four main service lines: Wealth Management (including private wealth management for high-net-worth clients), Tax/Estate/Philanthropic Planning, Insurance Solutions for Individuals, and Insurance Solutions for Business Owners. Additionally, the Gladstone Program provides specialized financial services exclusively for medical students and healthcare professionals. The firm also offers a suite of online financial calculators including life insurance, disability insurance, critical illness, overhead expenses, net worth, mortgage, personal loan, and depreciation calculators. PPTA distributes products from major Canadian investment companies including Fidelity, Mackenzie, AGF, Manulife, CI Investments, BMO, National Bank, Desjardins, Dynamique Funds, EdgePoint, ScotiaBank, First Trust, Invesco, Renaissance, NEI, RBC, SLGI, Sprott, and TD.
Differentiator
Problem solved
Functional benefit
Brands
- Gladstone Program: A financial and professional support program exclusively for medical students and health care professionals, created in partnership with legal and tax experts.
Products and services
- Wealth Management Wealth Management is a PPTA service line offering customized financial planning, retirement planning, and private wealth management for high-net-worth individuals with complex asset portfolios. It is delivered by certified financial planners and wealth management directors across Quebec and Ontario.
- Tax, Estate & Philanthropic Planning Tax, Estate & Philanthropic Planning is an integrated PPTA service covering income source planning, tax optimization strategies, estate planning, and creation of philanthropic funds for individuals and business owners. It coordinates internal advisors with external tax, legal, and notary partners.
- Insurance & Financial Solutions for Individuals Insurance & Financial Solutions for Individuals is a PPTA service line providing personal protection and savings products, including life, disability, critical illness, and mortgage insurance, along with retirement planning, for individual clients. It is delivered through PPTA's advisor network.
- Insurance & Financial Solutions for Business Owners Insurance & Financial Solutions for Business Owners is a PPTA service line offering business-focused financial protection, including key-employee insurance, group insurance, shareholder agreement funding, corporate estate planning, and corporate social responsibility strategies, targeted at entrepreneurs and their companies.
- Gladstone Program (La Trousse) The Gladstone Program (La Trousse) is a PPTA-exclusive bundled financial and professional support offering built for medical students and healthcare professionals. It pairs PPTA's planning and claims assistance with external tax, legal, and financial planning experts, an assigned client manager, and a 25% discount on disability insurance, free for clients during medical school and continuing through career transitions.
Quantifiable outcome
- Families that retain advisor services for at least 15 years accumulate 2.3 times more assets than comparable families without advisors
Companies that use PPTA
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
PPTA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
PPTA partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- SFL Gestion de patrimoinecorePPTA is an independent financial services firm and member of the SFL Wealth Management network. Mutual funds are distributed through SFL Placement.
- DesjardinscoreDesjardins is a strategic partner of PPTA. The firm offers Desjardins insurance and investment products and partners on client portal authentication.
- Synergis Insurance AdvisersminorPPTA is a shareholder in Synergis Insurance Advisers, which develops customized financial services and products.
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
PPTA competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat4 records
Customer concentration
PPTA financial estimates
Financial estimateRevenue estimate
Valuation estimate
PPTA leadership team
Management profileNumber of profiles
Profiles7 records
PPTA subsidiaries and ownership
Company hierarchySubsidiaries1 record
PPTA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PPTA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PPTA
What does PPTA do?
PPTA is an independent financial services firm that sells and manages group insurance plans, individual disability and life insurance, financial planning, and investment products through a team of credentialed advisors. It serves around 12,000 individuals, professionals, and business owners in Quebec and Ontario, distributing products from major Canadian insurers and fund companies and offering an exclusive bundled program (the Gladstone Program) for medical students and healthcare professionals.
Is PPTA a public or private company?
PPTA is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was PPTA founded?
PPTA was founded in 2004. It employs 11 to 50 people.
Where is PPTA based?
PPTA is headquartered in Gatineau, Canada, in the North America region.
How does PPTA make money?
Two revenue lines are on record. Commission-based services are the primary driver. The others are fee-based planning services.
Does PPTA have an API?
No public API is recorded for PPTA.