KBHS Home Loans
- Company typePrivate
- Founded2016
- HeadquartersIrving, United States
- Headcount101–250
- GTM typeB2C
- OfferingServices
What KBHS Home Loans does
KBHS Home Loans, LLC is a privately-held Delaware limited liability company operating as the wholly-owned mortgage lending affiliate of KB Home (NYSE: KBH). Founded in 2016 and headquartered in Irving, TX, the company originates mortgage loans exclusively for purchasers of KB Home new construction properties, operating 30+ branch offices across 10 states (Arizona, California, Colorado, Florida, Georgia, Idaho, Nevada, North Carolina, South Carolina, and Texas) under NMLS #1542802. Its loan product portfolio spans Conventional, FHA, VA, Jumbo (up to $1.5M), and USDA programs, with dedicated positioning for first-time homebuyers, veterans, and luxury segment borrowers.
The company's underlying technology stack includes a Digital Mortgage App for sub-two-minute online applications and document management, Hybrid eClose electronic closing (90% electronic document signing with remote notary options), and integration with automated underwriting systems (AUS) leveraging AI/ML for pre-approval decisions. These digital capabilities complement a primarily sales-led go-to-market model emphasizing loan officer relationships embedded in KB Home sales processes and communities. The company targets a 10-day clear-to-close timeline with same-day or within-hours pre-approvals, and offers Builder 90-day rate lock programs aligned to construction timelines.
Revenue is generated through transaction-based origination fees and secondary market interest rate spreads on closed loans, with no disclosed subscription or recurring revenue component. The business model is structurally captive to KB Home's new construction order pipeline across Western, Southwest, Mountain West, Southeast, and South US markets, with a geographic restriction excluding New York. The company is led by President Louie Colatriano, who joined from Stearns Lending and Bank of America's National Builder Division, reflecting deep builder-lending operational expertise.
KBHS Home Loans firmographics
Firmographics- Name
- KBHS Home Loans
- Legal name
- KBHS Home Loans, LLC
- Website
- https://kbhshomeloans.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
KBHS Home Loans industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- New Construction-to-Perm (Single-Family Owner-Occupied) (FSALAHAA)
- akta.pro secondary industries
- First-Time Homebuyer (FTHB) Mortgage Origination (FSALAAAG), Government-Insured Mortgage Origination (FHA/VA/USDA) (FSALAAAI), Mortgage-Backed Securities (RMBS/CMBS) (FSACACAB)
Keywords
Where KBHS Home Loans is headquartered
LocationHeadquarters
- HQ city
- Irving
- HQ country
- United States
- HQ region
- North America
Offices21 records
Markets served
KBHS Home Loans business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Mortgage Origination: KBHS Home Loans generates revenue through originating mortgages for KB Home buyers, earning origination fees and interest rate spreads on closed loans. The company specializes in construction-permanent loans for new home builds.
- Interest Income: Revenue earned through the interest spread on mortgage loans originated and held for servicing or sold to secondary markets. Loans include Conventional, FHA, VA, Jumbo, and USDA products.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
KBHS Home Loans product offering
Product offeringCore offering
KBHS Home Loans is a residential mortgage originator that provides home purchase financing for buyers of new construction built by its parent company, KB Home. It offers Conventional, FHA, VA, Jumbo, and USDA loan products through loan officers at 30+ branches across 10 states, supplemented by a digital mortgage application and Hybrid eClose remote signing capability.
Product overview
KBHS Home Loans is a mortgage lending company specializing in financing new KB homes, offering a portfolio of loan products including Conventional, FHA, VA, Jumbo, and USDA loans. The company provides both traditional customer service through a network of loan officers across 30+ nationwide locations and a streamlined digital mortgage experience via their Digital Mortgage platform. The core product offering consists of various government-backed and conventional loan programs, supported by digital tools for application processing, document upload, and electronic closing (Hybrid eClose).
Differentiator
Problem solved
Functional benefit
Products and services
- Conventional Mortgage Loans Standard conforming home purchase loans for buyers of KB Home new construction properties, underwritten to agency guidelines.
- FHA Loans Federal Housing Administration-insured home loans offering lower down payment options for eligible KB Home new construction buyers.
- VA Loans U.S. Department of Veterans Affairs-guaranteed mortgage loans available to eligible military borrowers purchasing KB Home new construction.
- Jumbo Loans Non-conforming high-balance mortgage financing for luxury KB Home new construction purchases exceeding conforming loan limits.
- USDA Loans U.S. Department of Agriculture Rural Development loan program for eligible buyers of KB Home new construction in designated rural areas.
- Digital Mortgage Application Online mortgage application platform that allows buyers to start and complete the loan application for KB Home purchases through a digital interface.
- Hybrid eClose Remote online notarization and electronic closing service enabling KB Home buyers to sign portions of the mortgage closing documents electronically.
Quantifiable outcome
- 90% of closing documents can be signed electronically with Hybrid eClose process
- +3 more outcomes
Companies that use KBHS Home Loans
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles1 record
KBHS Home Loans technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
KBHS Home Loans partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- KB HomecoreKBHS Home Loans is a wholly-owned mortgage lending affiliate of KB Home (NYSE: KBH). The company handles all mortgage origination and fulfillment services for KB Home buyers. KB Home and KBHS share common ownership, creating an integrated home building and financing experience for KB Home customers. KBHS loan officers work closely with KB Home sales teams and understand the unique requirements of KB Home communities and construction processes.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
KBHS Home Loans competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
KBHS Home Loans social profiles
Digital presenceKBHS Home Loans financial estimates
Financial estimateRevenue estimate
Valuation estimate
KBHS Home Loans leadership team
Management profileNumber of profiles
Profiles1 record
KBHS Home Loans funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KBHS Home Loans M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KBHS Home Loans
What does KBHS Home Loans do?
KBHS Home Loans is a residential mortgage originator that provides home purchase financing for buyers of new construction built by its parent company, KB Home. It offers Conventional, FHA, VA, Jumbo, and USDA loan products through loan officers at 30+ branches across 10 states, supplemented by a digital mortgage application and Hybrid eClose remote signing capability.
Is KBHS Home Loans a public or private company?
KBHS Home Loans is a private company. It is classified as corporate owned and is currently operating.
When was KBHS Home Loans founded?
KBHS Home Loans was founded in 2016. It employs 101 to 250 people.
Where is KBHS Home Loans based?
KBHS Home Loans is headquartered in Irving, United States, in the North America region.
How does KBHS Home Loans make money?
Two revenue lines are on record. Mortgage Origination is the primary driver. The others are interest Income.
Does KBHS Home Loans have an API?
No public API is recorded for KBHS Home Loans.
What industry is KBHS Home Loans in?
KBHS Home Loans's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAHAA, New Construction-to-Perm (Single-Family Owner-Occupied), with a secondary code of FSALAAAG, First-Time Homebuyer (FTHB) Mortgage Origination. Its NAICS code is 522310 and its SIC code is 6162.