Advisors Insurance Brokers

What Advisors Insurance Brokers does

Advisors Insurance Brokers (AIB) is a privately held insurance brokerage agency founded in 1991 and headquartered in Clifton Park, New York. The firm operates as an independent brokerage distributing insurance products across six core categories — Life Insurance (term, whole, universal, indexed universal, final expense, survivorship), Long-Term Care (traditional and hybrid/linked benefits), Annuities (fixed, variable, indexed, deferred), Income Replacement/Disability Insurance, Linked Benefits, and Voluntary Benefits — plus Medicare Supplement Plans. AIB does not underwrite its own policies; instead, it connects affiliated advisors and end consumers to multiple insurance carriers and earns commissions on policies placed.

The company serves two primary customer segments: (1) affiliated insurance advisors, brokers, and financial professionals who leverage AIB's carrier relationships, contracting infrastructure, training programs, and in-house underwriting support to serve their own clients, and (2) individual consumers (including seniors and retirees) seeking financial protection products. Distribution is augmented through channel partnerships with Lincoln Investment, The Investment Center Inc., The Leaders Group Inc. (a FINRA/SIPC member broker-dealer providing the regulatory framework for securities-related offerings), and NYSLTCB.

AIB's technology footprint consists of an agent-facing portal backed by third-party integrations: iPipeline for term life quoting and e-applications, WinFlex Web for permanent life illustrations, and AnnuityRateWatch for annuity rate monitoring. Proprietary tools include the Term Life Mobile Quote App, LTC eQuick (expedited LTC quote matching), and Quick Tickets for business status and policy servicing. The revenue model is commission-based, with recurring commission streams from carriers tied to policy placement and renewal. The company is independently operated with no disclosed external investment, parent entity, or public listing.

Name

Advisors Insurance Brokers

Legal name

Advisors Insurance Brokers

Website

https://advisorsib.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

11–50 employees

Short description

Advisors Insurance Brokers is a privately held, Clifton Park, NY-based insurance brokerage distributing life, long-term care, annuity, disability, and linked benefits products through affiliated advisors and partner channels, earning carrier commissions on placements since 1991.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

akta.pro secondary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Insurance brokerage services
• Long-term care insurance
• Life insurance brokerage
• Annuity products
• Disability insurance

Headquarters

HQ city

Clifton Park

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance brokerage agency, AIB earns commissions from insurance carriers when policies (life, long-term care, annuities, disability, linked benefits) are sold through their network of affiliated advisors. The company works with multiple insurance carriers to provide competitive options.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Advisors Insurance Brokers (AIB) is an independent insurance brokerage agency that connects affiliated insurance advisors and financial professionals with multiple insurance carriers to distribute Long-Term Care, Life, Annuities, Disability Insurance, Senior Health Insurance, and Linked Benefits products. The firm earns carrier commissions on policies placed through its affiliated advisor network and provides back-office support, quote tools, training, and underwriting assistance to its agent partners.

Product overview

Advisors Insurance Brokers operates as a multi-product insurance brokerage agency, not a single unified software platform. The company offers a comprehensive portfolio of insurance products through multiple carrier partnerships, with affiliated advisors providing expert guidance across six core product categories: Life Insurance (including term, whole, universal, indexed universal, final expense, and survivorship life), Long-Term Care Insurance (traditional and hybrid/linked benefits), Annuities (fixed, variable, indexed, and deferred), Income Replacement/Disability Insurance (short-term and long-term), Linked Benefits (combination products), and Voluntary Benefits (cafeteria plans). The company also provides MediGap Plans and access to life settlements. Supporting these products is an agent-facing platform offering quote tools (Term Life Mobile Quote App, LTC eQuick, iPipeline and WinFlex Web integrations), training materials, contracting services, underwriting support, and quick-ticket servicing tools. As an independent brokerage, AIB connects advisors and consumers to multiple carrier partners rather than underwriting its own products.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Planning

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Four partnerships are on record, tiered core.

• Lincoln InvestmentcoreChannel Partner/ Reseller/ DistributorInvestment firm partner with dedicated AIB partner page. Provides access to Lincoln Investment's advisor network for distributing insurance products including LTC, life insurance, and annuities to their client base.
• The Investment Center Inc.coreChannel Partner/ Reseller/ DistributorInvestment center partner with dedicated AIB partner page. Distribution partnership for insurance products through their network of financial advisors and brokers.
• The Leaders Group, Inc.coreChannel Partner/ Reseller/ DistributorSecurities broker-dealer partner, Member FINRA/SIPC. Provides regulatory framework for securities-related offerings. Located at 475 Springfield Ave., Suite 1 Summit, NJ 07901.
• NYSLTCB (New York Long Term Care Brokers)coreChannel Partner/ Reseller/ DistributorAffiliated broker organization providing LTC insurance solutions. Website references NYSLTCB login systems and business status reporting through private.nyltcb.com.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Emerging players

• EverQuote: EverQuote operates an online insurance marketplace connecting consumers with insurance agents and carriers across personal and senior lines. Adjacent comparable as a technology-enabled insurance distribution platform that intersects with AIB's senior-market focus but competes via a different (marketplace/digital) channel.

Direct peers

• Ash Brokerage: Ash Brokerage is one of the largest independent life insurance brokerages in the U.S., serving financial professionals with life, annuity, disability, and long-term care products from numerous carriers. Highly comparable to AIB as a large-scale, multi-carrier BGA with overlapping product categories and advisor-focused distribution.
• Direct LTC (formerly DRL Group): Direct LTC is an independent long-term care insurance brokerage dedicated exclusively to LTC and related linked-benefit solutions, working with advisors and consumers across multiple carriers. Direct comparable to AIB's LTC specialty focus, but with an even narrower product mix centered on long-term care.
• Brokers International: Brokers International is an insurance brokerage agency serving financial advisors with annuities, life, long-term care, and supplemental products from multiple carriers. Direct overlap with AIB's independent BGA model, multi-carrier relationships, and focus on retirement and protection products.
• Highland Capital Brokerage: Highland Capital Brokerage is an independent insurance brokerage serving financial advisors with life insurance, annuities, disability, and long-term care products from multiple carriers. Direct comparable to AIB given the similar B2B BGA model and product mix centered on protection and retirement planning solutions.
• Senior Market Sales: Senior Market Sales is an independent insurance brokerage agency distributing life, long-term care, annuities, and Medicare-related products through affiliated agents and financial advisors. Direct comparable to Advisors Insurance Brokers because both are large, LTC-focused BGAs serving independent advisors nationally.
• Crump Group: Crump Group is a large independent insurance brokerage and distribution firm providing life, annuity, disability, and long-term care solutions to financial advisors. Comparable to AIB as a national, advisor-centric brokerage with broad carrier access and similar product breadth.

Broad incumbents

• SelectQuote: SelectQuote is a large direct-to-consumer insurance distribution platform spanning life, senior health, and related products through affiliated agents. Comparable as a large, multi-carrier insurance distributor in the senior and life space, though its model is more consumer-direct than AIB's advisor-channel model.
• Lincoln Financial Group: Lincoln Financial is a large, diversified insurance and annuities carrier that also operates broker-dealer and advisor distribution channels (including Lincoln Investment, AIB's channel partner). Comparable as a broad incumbent with overlapping annuity and life offerings and an integrated distribution platform that competes for the same advisor relationships.

Regional players

• F&G (Fidelity & Guaranty Life): F&G (Fidelity & Guaranty Life) is an insurance carrier focused on indexed annuities, fixed indexed annuities, and life insurance distributed through independent advisors and broker-dealers. Comparable to AIB on the annuity and life side of the product shelf, though as an underwriter rather than a brokerage intermediary.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/AdvisorsIB

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Advisors Insurance Brokers