Takaful Umum General Insurance
Takaful Umum General Insurance is a Jakarta-based, privately held Indonesian takaful (Sharia-compliant) general insurer founded in 1995, underwriting motor vehicle, cargo, and property insurance for retail, SME, and commercial customers.
- Company typePrivate
- Founded1995
- HeadquartersJakarta, Indonesia
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
Takaful Umum General Insurance firmographics
Firmographics- Name
- Takaful Umum General Insurance
- Legal name
- Takaful Umum General Insurance
- Website
- https://takafulumum.co.id
- Company type
- Private
- Founded year
- 1995
- Headcount range
- 251–500 employees
- Short description
- Takaful Umum General Insurance is a Jakarta-based, privately held Indonesian takaful (Sharia-compliant) general insurer founded in 1995, underwriting motor vehicle, cargo, and property insurance for retail, SME, and commercial customers.
- Ownership category
- akta.pro rank
Takaful Umum General Insurance industry classification
Industry- Product category
- General Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Insurance Carriers (5241)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA)
- akta.pro secondary industry
- Takaful Bancassurance (Islamic Insurance Distribution) (FSABAGAM)
Keywords
Where Takaful Umum General Insurance is headquartered
LocationHeadquarters
- HQ city
- Jakarta
- HQ country
- Indonesia
- HQ region
- Asia
Markets served
Takaful Umum General Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales
Takaful Umum General Insurance product offering
Product offeringCore offering
Takaful Umum General Insurance underwrites and distributes Sharia-compliant (takaful) general insurance products in Indonesia. Its core offerings are motor vehicle insurance, cargo insurance, and property insurance for individual and corporate customers.
Differentiator
Problem solved
Functional benefit
Products and services
- Motor Vehicle Insurance
Companies that use Takaful Umum General Insurance
Customer profileIdeal customer profiles1 record
Takaful Umum General Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Takaful Umum General Insurance competitors and assessment
Company assessmentBroad incumbents
- Asuransi MSIG Indonesia: Indonesia subsidiary of MS&AD Insurance Group offering motor, property, marine cargo, and engineering coverage. Comparable multi-line P&C platform with deeper corporate and commercial penetration.
- Zurich Insurance Indonesia (Asuransi Adira Dinamika / Zurich): Global insurer with Indonesian operations offering motor, property, and commercial P&C. Overlaps in product lines and customer base; competes as a larger, well-capitalized incumbent.
- Allianz Insurance Indonesia (Asuransi Allianz Utama Indonesia): Subsidiary of global insurer Allianz operating in Indonesia with a broad P&C and life portfolio. Comparable as a multi-line Indonesian general insurer, but with greater brand, capital, and distribution resources.
Direct peers
- MNC Asuransi Indonesia: Mid-sized Indonesian general insurer offering motor, property, and marine cargo coverage. Comparable scale and product mix; competes in the same mid-market segment.
- Asuransi Central Asia (ACA): Established Indonesian general insurer providing motor, property, marine cargo, and engineering lines. Comparable in product breadth, customer base, and channel strategy.
- Asuransi Sinar Mas: Indonesian general insurer offering motor, property, marine cargo, and other P&C lines. Closely mirrors Takaful Umum's product mix and target segments within the domestic market.
- Asuransi Astra: One of Indonesia's largest general insurers, with a strong motor vehicle book alongside property and other P&C lines. Directly comparable as a Jakarta-based multi-line P&C carrier competing for similar customers.
- Takaful Keluarga: Another Indonesia-licensed Takaful operator. Directly comparable as a Sharia-compliant insurer targeting the same Muslim consumer base, although tilted toward family/life rather than general lines.
- Jasindo (Asuransi Jasindo): State-owned Indonesian general insurer offering motor, property, marine cargo, and aviation lines. Overlaps directly with Takaful Umum's product portfolio across both retail and commercial segments.
Regional players
- BCA Insurance (Asuransi Umum BCA): Indonesia-based general insurer affiliated with Bank BCA, leveraging bancassurance distribution. Comparable as a domestic multi-line P&C carrier, with a notably stronger banking channel than Takaful Umum.
Market position
Customer concentration
Takaful Umum General Insurance social profiles
Digital presenceTakaful Umum General Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Takaful Umum General Insurance leadership team
Management profileNumber of profiles
Takaful Umum General Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Takaful Umum General Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Takaful Umum General Insurance
What does Takaful Umum General Insurance do?
Takaful Umum General Insurance underwrites and distributes Sharia-compliant (takaful) general insurance products in Indonesia. Its core offerings are motor vehicle insurance, cargo insurance, and property insurance for individual and corporate customers.
When was Takaful Umum General Insurance founded?
Takaful Umum General Insurance was founded in 1995. It employs 251 to 500 people.
Where is Takaful Umum General Insurance based?
Takaful Umum General Insurance is headquartered in Jakarta, Indonesia, in the Asia region.
Who are Takaful Umum General Insurance's main competitors?
Broad incumbents on record are Asuransi MSIG Indonesia, Zurich Insurance Indonesia (Asuransi Adira Dinamika / Zurich) and Allianz Insurance Indonesia (Asuransi Allianz Utama Indonesia). Direct peers are MNC Asuransi Indonesia, Asuransi Central Asia (ACA), Asuransi Sinar Mas, Asuransi Astra, Takaful Keluarga and Jasindo (Asuransi Jasindo). BCA Insurance (Asuransi Umum BCA) is listed as a regional player.
Does Takaful Umum General Insurance have an API?
No public API is recorded for Takaful Umum General Insurance.
What industry is Takaful Umum General Insurance in?
Takaful Umum General Insurance's product category is General Insurance. Its primary akta.pro industry code is FSAJAAAA, Standard Personal Auto Insurance (Liability, Collision & Comprehensive), with a secondary code of FSABAGAM, Takaful Bancassurance (Islamic Insurance Distribution). Its NAICS code is 524126 and its SIC code is 6331.