What SVA Aargau does

SVA Aargau (Sozialversicherungsanstalt Aargau) is the cantonal social insurance institution (Ausgleichskasse and Familienausgleichskasse) for the Canton of Aargau, Switzerland, operating as a statutory body under Swiss public and federal law. It administers the full range of mandatory Swiss social insurance programs within the canton, including AHV (old-age and survivors' insurance), IV (disability insurance), Ergänzungsleistungen (supplementary benefits), Familienzulagen (family allowances), Mutterschaftsentschädigung (maternity allowance), Vaterschaftsentschädigung (paternity compensation), Prämienverbilligung (premium subsidies), Erwerbsersatz for military/civil service, and Überbrückungsleistungen for older unemployed persons. Its 251–500 employees serve four distinct stakeholder groups — employers (Arbeitgebende), private individuals (Private), self-employed persons (Selbstständige), and physicians (Ärzte) — across a single headquarters in Aarau.

Service delivery combines an in-person customer center at Bahnhofplatz 3C, Aarau (open Monday–Friday 8:30–12:00 and 13:30–17:00) with a 24/7 online services portal offering role-specific portals, interactive online calculators (Online-Rechner), digital forms (Formulare), and electronic payment channels (eBill, Lastschriftverfahren, Debit Direct). Supporting channels include a phone hotline, contact forms, newsletter, LinkedIn and Instagram presence, and a structured Kursprogramm 2025/2026 educational offering. The organization collaborates with the Bundesamt für Sozialversicherungen (BSV) for federal regulatory oversight and with the Regional Ärztlicher Dienst (RAD) for IV disability assessments via the Pro Medico knowledge platform.

The revenue model is statutory rather than market-based: SVA Aargau collects mandatory social insurance contributions from employers, self-employed persons, and private individuals at federally regulated rates (for example, a 1.45% Familienzulagen rate on AHV-subject income, capped above CHF 148,200/year) and administers benefit payouts. It is currently undertaking a headquarters renovation ("Sanierung Hauptsitz") and preparing for the first 13th AHV pension payout scheduled for December 2026. No equity, venture, or PE ownership exists; the entity is governed under cantonal public law.

Name

SVA Aargau

Legal name

SVA Aargau (Sozialversicherungsanstalt Aargau)

Website

https://sva-ag.ch

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

251–500 employees

Short description

SVA Aargau is a cantonal Swiss social insurance institution (Ausgleichskasse) in Aarau that administers mandatory AHV, disability, family allowance, and supplementary benefit programs for employers, individuals, and self-employed persons in Canton of Aargau, delivered via online portals and an Aarau customer center.

Ownership category

akta.pro rank

Product category

Public Social Insurance Administration

NAICS

Health and Welfare Funds (525120), Social Assistance (624), Individual and Family Services (6241)

SIC

Services-Social Services (8300), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH)

Keywords

• Social insurance administration
• Statutory pension schemes
• Disability insurance services
• Family allowance programs
• Cantonal compensation fund

Headquarters

HQ city

Aarau

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Social Insurance Contributions: Collection of mandatory social insurance contributions from employers, self-employed individuals, and private persons including AHV, IV, family allowances, and other Swiss social insurance schemes.
2. Family Allowance Contributions: Self-employed individuals finance family allowances through contributions at a rate of 1.45% of AHV-subject income. No additional contributions required if AHV-subject income exceeds 148,200 CHF annually.

Distribution channels3 records

Marketing channels5 records

Core offering

SVA Aargau is the statutory cantonal compensation fund (Ausgleichskasse) for the Canton of Aargau, Switzerland, administering mandatory Swiss social insurance programs including AHV (old-age and survivors' insurance), IV (disability insurance), Ergänzungsleistungen (supplementary benefits), Familienzulagen (family allowances), Mutterschaftsentschädigung (maternity allowance), and related schemes. Services are delivered via a unified 24/7 online services portal with dedicated sections for employers, private individuals, self-employed persons, and physicians, supplemented by an in-person customer center in Aarau.

Product overview

SVA Aargau operates as a competence center for social insurance, offering a unified digital service platform with specialized online portals for three distinct customer segments: employers (Arbeitgebende), private individuals (Private), and self-employed persons (Selbstständige). The core offering consists of statutory social insurance services including AHV (old-age/survivors), IV (disability insurance), supplementary benefits (Ergänzungsleistungen), family allowances (Familienzulagen), and maternity benefits. These are delivered through dedicated online service portals integrated with interactive tools including online calculators and digital form submissions. The organization functions as a compensation fund (Ausgleichskasse) and family compensation fund (Familienausgleichskasse) under Swiss social insurance law.

Differentiator

Problem solved

Functional benefit

Products and services

• Alters- und Hinterlassenenversicherung (AHV) Old-age and survivors' insurance providing retirement pensions and survivors' benefits to insured persons and their dependents under the Swiss federal social insurance system, administered for the Canton of Aargau.
• Invalidenversicherung (IV) Disability insurance providing financial support and rehabilitation services to individuals with reduced earning capacity, administered in collaboration with medical professionals via the Pro Medico knowledge platform.
• Ergänzungsleistungen (EL) Supplementary benefits that top up basic social insurance pensions for individuals whose recognised income is insufficient to cover minimum living expenses.
• Familienzulagen Family allowance program providing financial support to parents for each child, administered via the cantonal family compensation fund (Familienausgleichskasse) for both employed and self-employed persons.
• Mutterschaftsentschädigung Maternity allowance providing income compensation during maternity leave for employed and self-employed mothers under Swiss federal social insurance law.
• Online Services für Arbeitgebende 24/7 digital self-service portal enabling employers in the Canton of Aargau to register with the compensation fund, manage employees, declare salaries, calculate contributions, submit change notifications, and handle international business activities.
• Online Services für Private 24/7 digital self-service portal for private individuals to manage personal social insurance matters including pension inquiries, family allowances, benefit applications, premium subsidies, and life-event related changes.
• Online Services für Selbstständige 24/7 digital self-service portal for self-employed persons to register their business, calculate and pay AHV contributions, manage family allowances, and handle administrative matters specific to self-employment.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Bundesamt für Sozialversicherungen (BSV)coreOthersFederal Office of Social Insurance - the federal supervisory authority for Swiss social insurance. SVA Aargau works under BSV guidelines and regulations for social insurance administration.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Suva: Federal Swiss National Accident Insurance Fund operating the broader occupational accident, disability, and rehabilitation domain across all cantons; overlaps with SVA Aargau's IV rehabilitation services but at national scale and across many insurance lines.

Others

• compenswiss: Federal compensatory fund administering OASI/DI/IC asset management and fund flows that sit upstream of every cantonal compensation office including SVA Aargau; comparable in its central role to Swiss social insurance but operating at the federal fund level rather than contribution administration.

Direct peers

• Caisse de compensation du canton de Genève: Geneva cantonal compensation office delivering the same federal-mandated social insurance services (AHV, IV, family allowances, maternity) under Swiss law with a parallel online portal for employers and individuals.
• Ausgleichskasse Basel-Stadt: Cantonal compensation office for Basel-Stadt administering AHV/IV and family allowances; comparable service catalogue and shared statutory framework with SVA Aargau.
• Caisse de compensation du canton de Vaud: Vaud's cantonal compensation office administering the same AHV/IV/EL/family allowances portfolio; comparable customer segments (employers, private individuals, self-employed) and online service orientation.
• SVA St. Gallen: Social insurance institution for Canton of St. Gallen performing the same compensation-office and family-compensation-fund functions across AHV/IV/EL/family allowances; served by a multi-segment online portal analogous to SVA Aargau's.
• AHV/IV/Kasse Bern: Cantonal compensation office for Canton of Bern administering AHV, IV, supplementary benefits, and family allowances via the same statutory framework as SVA Aargau, making it a direct institutional peer in scale and role.
• SVA Zürich (Sozialversicherungsanstalt Zürich): Cantonal social insurance institution (Ausgleichskasse/IV-Stelle) for Canton of Zürich with identical mandate: AHV, IV, supplementary benefits, family allowances, and maternity benefits, plus a comparable 24/7 online portal serving employers, individuals, and self-employed. Closest functional mirror to SVA Aargau by structure and service catalogue.
• Ausgleichskasse Kanton Luzern: Luzern's cantonal compensation office with the same statutory role (AHV/IV, supplementary benefits, family allowances, maternity) and online-services portal approach as SVA Aargau.

Regional players

• AHV-IV-Info GmbH: Joint IT service provider for Swiss compensation offices (Kassen), delivering shared platforms and online services to cantonal offices including SVA Aargau; a technology enabler for SVA Aargau's online portal and a peer via shared infrastructure.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sva-aargau
• Instagraminstagram.com/deinrucksack

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SVA Aargau