What Eduloans does

Eduloans is an India-based loan aggregation and comparison platform, operated under Imperial Platforms Pvt Ltd, that connects Indian students seeking to finance overseas education with a network of 15+ lending partners spanning nationalized banks (SBI, Bank of Baroda, Bank of India), private banks (Axis, ICICI, IDBI, Union), NBFCs (HDFC Credila, Avanse, Auxilo, Incred, Credenc), international funds (MPOWER, Prodigy, Leap Finance), and US banks (Ascent, Sallie Mae, Earnest). Its core product is a web and mobile (iOS/Android) application where students register, compare loan products across destinations including the USA, Canada, UK, Australia, New Zealand, Germany, and Ireland, and submit applications that are routed to lenders. Supporting modules include a Partner Dashboard for agents, college teams, and counselor teams to manage leads and track application status, a Knowledge Hub of SEO-oriented educational blog content, and ancillary forex integrations through Thomas Cook, Ebix Cash, and Axis Forex.

The company monetizes via referral commissions and cashback structures paid by lender partners when disbursed loans are sourced through the platform. Its go-to-market combines direct self-serve digital acquisition with a multi-channel partner distribution layer — agents, counselor teams, and college partnerships — supported by bulk lead uploads, source tracking, and team hierarchies within the Partner Dashboard. The platform also hosts promotional offers (TOEFL fee discounts, FedEx/DHL discounts, prepaid card cashbacks) funded by partner merchants. Operations sit in Mumbai under Imperial Platforms Pvt Ltd, with no disclosed outside equity funding, awards, or regulatory actions. Cumulative customer scale is reported at 13,500+ students served since founding, with the business operating as an aggregator rather than a direct lender.

Name

Eduloans

Legal name

Imperial Platforms Pvt Ltd

Website

https://eduloans.org

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Eduloans is an India-based loan aggregator that connects students seeking to study abroad with a network of 15-plus banks, NBFCs, and international lenders for education financing.

Ownership category

akta.pro rank

Product category

Education Loan Marketplace

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Nondepository Credit Intermediation (5222), Activities Related to Credit Intermediation (5223)

SIC

Loan Brokers (6163), Personal Credit Institutions (6141)

akta.pro primary industry

Student Loan Marketplace Lending (FSAKAHAE)

akta.pro secondary industries

Loans & Financing for International Study (EDAIAOAL), Income-Driven & Alternative Repayment Programs (FSAKAEAF), In-School Tuition & Fee Financing (Short-term/Bridge) (FSAKAEAG), Student & Education Finance (Aid, Loans, Repayment Options) (EDAAAJAK)

Keywords

• Education loan marketplace
• Study abroad financing
• Loan comparison platform
• Student loan aggregation
• Education finance services

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations

Revenue model

1. Referral Commission: Platform earns referral fees and commissions from financial institution partners when students secure loans through the platform. Partners can earn cashback and referral rewards.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels2 records

Core offering

Eduloans is a financing and loan comparison platform that aggregates education loan offerings from 15+ lenders — including nationalized banks (SBI, Bank of Baroda), private banks (Axis, ICICI, IDBI), NBFCs (HDFC Credila, Avanse, Auxilo, Incred, Credenc), and international funds (MPOWER, Prodigy Finance, Leap Finance, Ascent, Sallie Mae, Earnest). It enables Indian students to compare, apply for, and secure overseas education loans covering tuition, travel, accommodation, and living expenses, supported by partner agents, counselors, and a partner dashboard for lead management.

Product overview

Eduloans operates as a single unified platform that aggregates education loan offerings from multiple lenders into one comparison marketplace. The core Eduloans Platform connects students seeking overseas education financing with a network of partner financial institutions including nationalized banks (SBI, Bank of Baroda, Bank of India), private banks (Axis Bank, ICICI Bank, IDBI Bank), NBFCs (HDFC Credila, Avanse, Auxilo, Incred, Credenc), and international funds (MPOWER Financing, Prodigy Finance, Leap Finance). Supporting modules include the Partner Dashboard for agents and counselors to manage leads and applications, a Student Application Portal for direct loan applications, a Knowledge Hub/Blog for educational content, and a Mobile Application for iOS and Android. The platform is powered by Imperial Platforms Pvt Ltd.

Differentiator

Problem solved

Functional benefit

Products and services

• Eduloans Education Loan Platform A web-based loan aggregation and comparison platform connecting Indian students seeking study-abroad education loans with 15+ partner lenders across nationalized banks, private banks, NBFCs, international funds, and US banks. Students register, compare loan products, receive documentation guidance, and get connected to suitable lenders for financing tuition, travel, accommodation, and living expenses.
• Eduloans Partner Program A partner management and lead-distribution service for agents, educational consultants, college representatives, and counselor teams. Partners can upload student leads in bulk, track application status (fresh, disbursed, declined), generate reports, manage team members, and earn referral commissions and cashback rewards on successful disbursements.
• Eduloans Mobile App Official mobile application available on iOS and Android that provides students on-the-go access to the Eduloans loan comparison platform, application tracking, lender information, and partner program resources.

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Imperial Platforms Pvt LtdcoreTechnology or IntegrationTechnology platform provider powering the Eduloans website and digital infrastructure.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Auxilo Finserve: Education-focused NBFC providing overseas education loans. An Eduloans partner that also markets directly to students and education consultants, making it a channel-partner-competitor in the same category.
• WeMakeScholars: India-based education loan marketplace that connects students with multiple banks and NBFCs for domestic and overseas studies. Closest direct competitor to Eduloans, operating the same student-lender aggregation model in the same Indian outbound segment.
• Avanse Financial Services: NBFC focused on education loans for Indian students studying in India and abroad. Listed as an Eduloans partner but competes as a standalone lender with direct student outreach and competitive product offerings.
• Prodigy Finance: Cross-border education lender funding international students based on future earning potential. An Eduloans partner that also operates as a standalone lender, making it both a channel partner and a competitor in the overseas student loan category.
• HDFC Credila: India's largest education-loan-focused NBFC, offering secured and unsecured education loans for overseas studies. An Eduloans partner but also a direct lender with its own branded acquisition channels competing for the same students.
• MPOWER Financing: International student loan provider serving Indian students studying abroad, with no-collateral underwriting. Listed as an Eduloans partner but also competes in the same student loan marketplace with its own direct application funnel.
• Leap Finance: Cross-border education financing platform for Indian students pursuing overseas master's programs. Listed as Eduloans partner but operates a direct digital lending funnel targeting the same Indian outbound master's segment.

Emerging players

• FundedByMe (Study Abroad Loan Segment): Smaller emerging education financing platform focused on study-abroad loan facilitation for Indian students. Operates a thinner lender network than Eduloans but addresses the same outbound student segment with comparable referral economics.

Broad incumbents

• BankBazaar: India's broader financial product comparison marketplace covering loans, credit cards, and insurance. Includes education loans among many categories, making it a broader marketplace competitor with greater scale but less depth in education-specific lender curation.
• Paisabazaar: Multi-product Indian financial marketplace owned by PB Fintech (PolicyBazaar group). Lists education loans alongside personal loans, home loans, and credit cards, offering borrowers a single comparison destination that overlaps with Eduloans' marketplace positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/Live59003833

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eduloans