Respect Group

What Respect Group does

Respect Group (legal entity: RESPECT, a.s.) is a privately held Czech insurance brokerage founded in 1993 by Zdeněk Reibl and Tomáš Urban, headquartered in Prague with twelve branch offices across the Czech Republic. The firm operates as an insurance intermediary, designing customized B2B insurance programs — spanning liability, technical risks, vehicle fleets, property, credit insurance, and specialty coverage — for clients across more than 30 industry verticals. Its core service is built around a five-step brokerage process (risk management analysis, program design, market placement via insurance partners, policy drafting with bespoke clauses, and end-to-end claims handling). The proprietary "RESPECT 3+" methodology commits the firm to improving client insurance systems across at least three parameters versus the prior period. Respect Group also serves individual consumers through a separate citizens-segment offering, and provides international insurance programs through its role as exclusive Czech representative of UNIBA Partners (membership since 1994), augmented by WBN and ICBA international broker networks added in 2022.

The company's distribution is anchored in a 880+ insurance professional field-sales force that conducts risk assessments and manages claims in person. Revenue is generated through commissions earned from underlying insurance carriers (Allianz, Generali Česká pojišťovna, Kooperativa/VIG, ČSOB Pojišťovna, UNIQA and others), with the firm intermediating approximately CZK 10 billion (~USD 430M) of annual premium volume and settling around 67,000 claims per year. The technology stack consists of RESPECT Online (web-based insurance management portal launched 2004), eRko mobile application (2024), RESPECT Assistance roadside service (2024), and a Client Portal employee-benefits platform (2024). Supporting engagement channels include RESPECT Academy (educational platform since 2012), RESPECT Magazine (biannual), RESPECT Podcast, and the RESPECT Partners associate-broker program. The firm is ISO 9001:2016 certified, GDPR-compliant, and has received Insurance Broker of the Year recognition in seven separate years (2014, 2015, 2017, 2018, 2019, 2021, 2025). It remains family-owned, with no disclosed external institutional investors, parent company, or M&A activity.

Name

Respect Group

Legal name

RESPECT, a.s.

Website

https://respect.cz

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

251–500 employees

Short description

Respect Group is a Czech insurance brokerage founded in 1993 that designs customized B2B insurance programs — including liability, technical risks, vehicles, and claims handling — for businesses across 30+ industry verticals, intermediating roughly CZK 10 billion in annual premiums.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Claims Adjusting (524291)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Claims Advocacy & Loss Recovery Services (FSAEADAH)

Keywords

• Commercial insurance brokerage
• Risk management services
• Claims settlement services
• Business insurance programs
• Insurance intermediation

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices12 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Intermediation: RESPECT acts as an insurance broker, earning commissions from insurance companies for intermediating insurance policies to businesses and individuals. The company arranges customized insurance programs across multiple segments including liability, technical risks, vehicles, and provides claims handling services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Respect Group operates as an insurance broker that intermediates customized business insurance programs covering liability, technical risks, and vehicles for clients across 30+ industry segments. It delivers risk management consulting, tailor-made insurance program design via its RESPECT 3+ concept, and full claims handling services, supported by digital tools (RESPECT Online portal, eRko mobile app, RESPECT Assistance, Client Portal) that enable 24/7 client self-service.

Product overview

Respect Group is a Czech insurance brokerage group offering a portfolio of digital tools and services for business and individual insurance. The core offering consists of customized insurance brokerage services (liability, technical risks, vehicles) with digital platforms: RESPECT Online (web-based insurance management), Client Portal (employee benefits), eRko app (mobile insurance companion), and RESPECT Assistance (vehicle roadside service). Supporting services include RESPECT Academy (educational platform), risk management advisory, and claims settlement services. The company serves clients across 5 continents through its network of 1000+ insurance professionals.

Differentiator

Problem solved

Functional benefit

Brands

• RESPECT Academy: Educational platform for clients, partners and employees on corporate insurance and related topics since 2012.
• RESPECT Online
• eRko App
• RESPECT Assistance
• RESPECT Partners
• Client Portal
• RehaGym

Products and services

• RESPECT Insurance Brokerage Services Customized B2B insurance brokerage for businesses covering liability insurance, technical risks, vehicle insurance, and comprehensive claims settlement services across 30+ industry verticals with 1000+ insurance professionals.
• RESPECT 3+ Concept A proprietary insurance service methodology proposing improvements to a client's insurance system in at least three parameters and benefits compared to the previous period.
• Risk Management Services Advisory service identifying and analyzing business risks and insurance hazards, including historical damage analysis and recommendations to mitigate or eliminate the occurrence and amount of damages.
• Claims Settlement Services Administrative support for processing insurance claims; clients notify the event, provide documentation, and RESPECT handles the rest, resolving approximately 60,000-67,000 claims annually.
• RESPECT Online Comprehensive web-based insurance management tool that allows clients to view insurance policies, claims, and vehicle lists; report claims and manage insurance portfolios 24/7 on PCs, mobile phones, and tablets.
• eRko App Mobile partner application providing instant overview of vehicle insurance details, chat assistance for traffic accidents, digital green card, and claims reporting — available in Czech Republic and abroad.
• RESPECT Assistance Service designed for clients with vehicle insurance arranged through RESPECT, providing roadside assistance and support.
• Client Portal Employee benefits platform providing direct access to exclusive offers and effective insurance management, available 24/7 with expert guidance from the RESPECT team.

Quantifiable outcome

• 67,000 insurance claims resolved annually
• +2 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

16 partnerships are on record, tiered core and minor.

• UNIBA PartnerscoreChannel Partner/ Reseller/ Distributor · 1 January 1994RESPECT is the exclusive representative of UNIBA Partners for the Czech Republic and has been a member since 1994. UNIBA operates in more than 130 countries worldwide, enabling RESPECT to provide international insurance programs for clients with cross-border operations.
• Allianz pojišťovnacoreOthersMajor insurance partner providing vehicle insurance and other coverage through RESPECT. Partnership includes frame agreements for liability and comprehensive vehicle insurance.
• Generali Česká pojišťovnacoreOthersLeading Czech insurance company partnership providing comprehensive insurance coverage through RESPECT brokerage services.
• Kooperativa pojišťovna (Vienna Insurance Group)coreOthersPartnership with Vienna Insurance Group member providing insurance products through RESPECT's brokerage network.
• ČSOB PojišťovnacoreOthersPartnership with ČSOB Insurance, part of ČSOB holding, for insurance products and services.
• UNIQA pojišťovnacoreOthersPartnership with UNIQA Insurance for vehicle and other insurance products through RESPECT.
• AČPM (Association of Czech Insurance Brokers)coreStrategic or Co-development PartnerRESPECT is a founding member of the Association of Czech Insurance Brokers (AČPM), contributing to industry standards and professional development.
• ISO 9001:2016 CertificationcoreOthersRESPECT holds ISO 9001:2016 quality management certification, confirming service quality standards.
• Mastercard Bank of the Year AwardsminorGTM or Marketing PartnerRESPECT was one of the main partners of the prestigious Mastercard Bank of the Year 2024 awards, with CEO presenting the Insurance Company of the Year award.
• WBN (Worldwide Broker Network)coreChannel Partner/ Reseller/ DistributorRESPECT is a member of the WBN international broker network, expanding global insurance capabilities.
• ICBA (International Conference of Insurance Brokers Association)coreChannel Partner/ Reseller/ DistributorRESPECT is a member of ICBA international broker network for global insurance services.
• CZECH TOP 100 Ambassadors of the Year AwardsminorGTM or Marketing PartnerRESPECT partnered with CZECH TOP 100 Ambassadors of the Year 2024 awards recognizing outstanding Czech personalities.
• Czech Export Awards (OCE)minorGTM or Marketing PartnerRESPECT participated as jury member in Czech Export Awards evaluating successful Czech exporters.
• UNIQA InsurancecoreOthersPartnership with UNIQA for annual travel insurance cards exclusive to RESPECT clients, including winter sports coverage.
• RESPECT PartnerscoreChannel Partner/ Reseller/ DistributorCoalition of independent associates who collaborate under RESPECT Group brand for mutual growth.
• Minorite Monastery PragueminorStrategic or Co-development PartnerRESPECT is a proud ambassador of the historic Minorite Monastery, supporting cultural heritage preservation and contributing to restoration projects.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Regional players

• Broker Consulting: Czech-Slovak insurance and financial advisory group. Broker Consulting competes with RESPECT across the Czech and Slovak markets, particularly in SME insurance brokerage and financial advisory, with broader regional reach in Central Europe.
• GrECo International: Austrian-headquartered insurance broker operating across Central and Eastern Europe. GrECo competes with RESPECT for Czech and regional corporate insurance accounts, offering similar specialist brokerage services with deeper Central European footprint.

Broad incumbents

• Willis Towers Watson: Global insurance broker and advisory firm with Czech presence. WTW competes with RESPECT in commercial insurance placement and risk advisory for mid-market and large corporate clients, especially those with cross-border operations requiring global brokerage capabilities.
• Marsh: Global insurance brokerage and risk management major with Czech operations. Marsh competes with RESPECT for large enterprise and multinational accounts requiring complex international insurance programs, but operates at significantly larger scale and broader scope than the Czech-focused RESPECT.
• Gallagher (Arthur J. Gallagher): Global insurance brokerage and risk management firm with Central European operations. Gallagher competes with RESPECT in the Czech and broader CEE insurance market, particularly for mid-market and larger commercial accounts requiring specialist risk advisory and placement services.
• Aon: Global insurance and reinsurance brokerage with presence in Czech Republic. Aon competes with RESPECT for mid-to-large corporate clients, particularly those with international exposures, offering similar risk advisory and brokerage services but at much larger global scale.
• Howden (Czech operations): Global insurance broker with growing Central European presence including Czech Republic. Howden competes with RESPECT for Czech and regional corporate accounts, offering similar commercial insurance placement with international network access.

Direct peers

• SATUM CZ: Czech insurance brokerage serving corporate clients across multiple industry segments. SATUM is a direct competitor to RESPECT in the Czech commercial insurance market, offering similar customized insurance programs and risk management services.
• INSIA: Czech insurance and financial brokerage providing commercial and individual insurance products. INSIA competes with RESPECT particularly in SME and mid-market segments of the Czech insurance market, offering similar multi-carrier brokerage services.
• Renomia: Czech-based insurance brokerage and one of the largest direct competitors to RESPECT in the Czech commercial insurance market. Renomia offers similar B2B insurance brokerage services across multiple industry verticals and competes head-to-head with RESPECT for Czech corporate clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/respect.cz
• LinkedInlinkedin.com/company/respect

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Respect Group