Realty Title Services
Realty Title Services is a family-owned title and settlement services firm serving the Washington D.C. metro area (Virginia, Maryland, DC) with title insurance, title search, and closing coordination for residential and commercial real estate transactions.
- Company typePrivate
- Founded1997
- HeadquartersSilver Spring, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Realty Title Services does
Realty Title Services, Inc. is a family-owned title and settlement services company founded in 1997 by David Michalski, headquartered in Falls Church, Virginia, with a regional office in Silver Spring, Maryland. The firm serves the Washington D.C. metropolitan area across Virginia, Maryland, and the District of Columbia, providing title insurance, title search and examination, and full closing/settlement coordination for residential and commercial real estate transactions. Leadership has transitioned to the founder's daughter, Elif "Sara" Michalski, who serves as CEO, with in-house counsel Steven Sacks, Esq. and John B. Daroff, Esq. supporting multi-jurisdiction operations alongside licensed title agents.
The company's core offerings are owner's and lender's title insurance policies, title search and examination, and end-to-end settlement services delivered through a per-transaction engagement model. Title insurance functions as a one-time premium paid at closing and provides continuous coverage for as long as the policyholder or heirs retain an interest in the property. All policies are issued through a standing relationship with First American Title Insurance Company, under which Realty Title Services acts as an Independent Policy-Issuing Agent. Operations are supported by the Qualia Connect title and settlement platform, which powers an online ordering portal and document exchange for customers and referral partners.
The business model combines transactional settlement fees with title insurance premiums, distributed through two physical offices, a website-based order portal, and referral relationships with real estate agents, brokers, and mortgage lenders in the DMV market. The firm employs between one and ten people, has not raised external capital, and has not pursued acquisitions. The technology stack is non-proprietary and limited to third-party settlement software; no AI/ML capabilities, patents, or differentiated technology assets are evident in the available data.
Realty Title Services firmographics
Firmographics- Name
- Realty Title Services
- Legal name
- Realty Title Services, Inc.
- Website
- https://realtytitleonline.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Realty Title Services is a family-owned title and settlement services firm serving the Washington D.C. metro area (Virginia, Maryland, DC) with title insurance, title search, and closing coordination for residential and commercial real estate transactions.
- Ownership category
- akta.pro rank
Realty Title Services industry classification
Industry- Product category
- Title and Settlement Services
- NAICS
- Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)
- SIC
- Title Insurance (6361)
- akta.pro primary industry
- Title Insurance & Underwriting (BPAJAOAA)
- akta.pro secondary industries
- Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB)
Keywords
Where Realty Title Services is headquartered
LocationHeadquarters
- HQ city
- Silver Spring
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Realty Title Services business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Title Insurance: One-time premium for owner's title insurance policy that covers the insured for as long as they hold an interest in the property. The premium is paid once at closing and provides continuous coverage.
- Settlement Services: Coordination and management of real estate closing transactions including title searches, document preparation, and settlement facilitation for buyers, sellers, and lenders.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Title Insurance Premium (One-time) |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Realty Title Services product offering
Product offeringCore offering
Realty Title Services issues title insurance policies (owner's and lender's underwritten by First American Title) and provides full real estate settlement and closing services for residential and commercial property transactions in Virginia, Maryland, and DC. The offering includes title search and examination conducted by in-house attorneys and licensed title agents, coordination of buyers, sellers, and lenders through closing, and an online order portal for title requests.
Product overview
Realty Title Services is a family-owned title and settlement services company offering a unified suite of title insurance, settlement/closing services, and title examination for residential and commercial real estate transactions. The core offering combines Owner's and Lender's Title Insurance policies (underwritten through First American Title) with full-service settlement coordination and online title ordering capabilities. The company operates offices in Virginia and Maryland serving the D.C. metro area.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance Services Issuance of owner's and lender's title insurance policies underwritten by First American Title Insurance Company, protecting home buyers and mortgage lenders against financial loss from title defects such as liens, back taxes, conflicting wills, fraud, forgery, impersonation, and lack of authority to sell.
- Settlement Services End-to-end settlement and closing coordination for residential and commercial real estate transactions, managing all legal documentation, communication, and details between buyers, sellers, and lenders to ensure seamless transfer of ownership.
- Title Search and Examination Title search and examination performed by licensed title agents and in-house attorneys to identify defects, liens, encumbrances, back taxes, and other title issues prior to closing for residential and commercial properties.
- Order Title (Online Title Ordering Portal) Self-serve online ordering portal on the company website that allows buyers, sellers, real estate agents, and lenders to submit title orders and upload documents directly to Realty Title Services.
Quantifiable outcome
- Coverage for as long as the policyholder or their heirs hold an interest in the property
Companies that use Realty Title Services
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles2 records
Realty Title Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Realty Title Services partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- First American Title Insurance CompanycoreRealty Title Services is an Independent Policy-Issuing Agent of First American Title Insurance Company. The company issues owner's title insurance policies underwritten by First American, providing customers with the financial protection of First American against loss from covered title claims.
Scale indicators2 records
Recent moves4 records
Expansion highlights3 records
Realty Title Services competitors and assessment
Company assessmentRegional players
- Capital Title: Regional title and escrow agency serving the Mid-Atlantic and Washington DC metro area. Comparable because it offers an equivalent stack of title insurance, settlement, and closing services through independent agency relationships, often targeting the same referral partners.
Others
- Qualia: Title and closing technology platform that Realty Title Services integrates with via Qualia Connect. Comparable as an ecosystem peer because Qualia's suite is the underlying workflow software used by many direct competitors, shaping operating standards across the title agency space.
Broad incumbents
- Stewart Title: National title insurance and settlement services provider with agency and direct operations across the U.S. Comparable because it sells the same combination of title insurance and closing services through agency relationships, often competing head-to-head for lender and agent referrals in Virginia and Maryland.
- First American Title Insurance Company: Realty Title Services' underwriter and one of the largest national title insurers, providing the financial backing for the policies Realty Title Services issues. Highly comparable because the partnership means RTS executes against First American's standards, systems, and rate filings.
- Fidelity National Title: A top-tier national title underwriter (parent of FNF Title Group) operating in the same title insurance and settlement services market. Highly comparable because it competes for the same lenders, real estate agents, and direct-to-consumer title business across the Mid-Atlantic.
- Old Republic National Title Insurance Company: Large national title underwriter with agency network. Comparable because its agency model, policy-issuing structure, and settlement service offering directly overlap with what Realty Title Services delivers to home buyers and lenders in the DC metro.
Direct peers
- WFG National Title Insurance Company: National underwriter that operates heavily through independent title agents and has a strong Mid-Atlantic presence. Comparable because it competes for the same agency-affiliated settlement work, real estate agent referrals, and lender-issued policies in Virginia, Maryland, and DC.
- Federal Title & Escrow: Independent title and escrow company serving the Washington DC metro area. Comparable because it provides the same title insurance and closing services to home buyers, sellers, and lenders across the same Virginia, Maryland, and DC jurisdictions.
- TitleSmart Agency: Regional title and settlement agency operating in the Mid-Atlantic. Comparable because it delivers the same combination of title insurance, settlement coordination, and lender services to home buyers and sellers in overlapping DC metro geographies.
- ProTitle USA: Mid-Atlantic title and settlement agency serving DC, Maryland, and Virginia. Comparable because it competes for the same residential and commercial closings, works with the same real estate agent and lender referral networks, and offers an analogous owner/lender title insurance plus settlement model.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Realty Title Services social profiles
Digital presenceRealty Title Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Realty Title Services leadership team
Management profileNumber of profiles
Profiles4 records
Realty Title Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Realty Title Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Realty Title Services
What does Realty Title Services do?
Realty Title Services issues title insurance policies (owner's and lender's underwritten by First American Title) and provides full real estate settlement and closing services for residential and commercial property transactions in Virginia, Maryland, and DC. The offering includes title search and examination conducted by in-house attorneys and licensed title agents, coordination of buyers, sellers, and lenders through closing, and an online order portal for title requests.
Is Realty Title Services a public or private company?
Realty Title Services is a private company. It is classified as family owned and is currently operating.
When was Realty Title Services founded?
Realty Title Services was founded in 1997. It employs 11 to 50 people.
Where is Realty Title Services based?
Realty Title Services is headquartered in Silver Spring, United States, in the North America region.
How does Realty Title Services make money?
Two revenue lines are on record. Title Insurance is the primary driver. The others are settlement Services.
Who are Realty Title Services's main competitors?
Capital Title is listed as a regional player. Qualia is listed as an others. Broad incumbents are Stewart Title, First American Title Insurance Company, Fidelity National Title and Old Republic National Title Insurance Company. Direct peers are WFG National Title Insurance Company, Federal Title & Escrow, TitleSmart Agency and ProTitle USA.
Does Realty Title Services have an API?
No public API is recorded for Realty Title Services.
What industry is Realty Title Services in?
Realty Title Services's product category is Title and Settlement Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAE, Closing & Settlement Services (Settlement Agents). Its NAICS code is 541191 and its SIC code is 6361.