ZRC Wealth Management

What ZRC Wealth Management does

ZRC Wealth Management LLC, doing business as Elevation Wealth Partners, is a private, fee-only fiduciary wealth management firm founded in 1999 and headquartered in Walnut Creek, California. The firm delivers personalized comprehensive wealth management and investment management as its core offerings, supported by add-on modules spanning tax planning and preparation, ESG and sustainable investing, estate and trust planning, business planning, charitable giving, and real estate advisory. It serves a horizontally segmented base of high-net-worth and emerging-high-net-worth clients including individuals and families, executives, business owners, attorneys, public or pre-IPO stock holders, near-retirees, retirees, multi-generational households, and clients experiencing life transitions such as divorce, inheritance, or career change.

The firm operates a high-touch, advisory-led distribution model through scheduled one-on-one consultations delivered across four regional California offices (Walnut Creek, Santa Rosa, Napa, and North Lake Tahoe), supplemented by a secure client portal, Calendly / Outlook online booking, and Zoom-enabled virtual meetings. Its technology stack is built on standard fee-only RIA infrastructure rather than proprietary platforms: Charles Schwab serves as custodian for client assets, Envestnet provides portfolio management and analytics, and Zoom supports virtual advisory delivery. No proprietary technology, mobile application, or AI-driven capability is disclosed.

The business model is recurring advisory fee revenue on a fiduciary, fee-only basis, with pricing quoted individually based on client complexity and assets under management rather than published tiers. Marketing combines top-of-funnel educational content (blog, market commentaries such as the Q2 2026 update, downloadable brochure) with mid-funnel email newsletters, organic social presence on Facebook and LinkedIn, and bottom-of-funnel direct engagement via contact forms and calendar booking. Reported scale signals include 25+ years in business, $600M+ in assets under management, and a 99% client retention rate, supported by a credentialed team that includes CFP and CFA professionals (including named advisors Steve Block and Barry Mendelson).

Name

ZRC Wealth Management

Legal name

ZRC Wealth Management LLC

Website

https://zrcwm.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

ZRC Wealth Management (Elevation Wealth Partners) is a fee-only fiduciary wealth management firm founded in 1999, serving high-net-worth individuals, families, executives, business owners, and retirees across Northern California from four regional offices with $600M+ AUM.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

Lifestyle, Concierge & Personal Services Management (FSAAADAJ)

akta.pro secondary industries

Estate Planning & Trust Structuring Advisory (FSAEAKAC), Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)

Keywords

• Wealth management
• Investment management
• Financial planning
• Tax planning
• Estate planning

Headquarters

HQ city

Walnut Creek

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Wealth Management Advisory Fees: Fee-only fiduciary wealth management services. The firm explicitly states it operates as a fiduciary, fee-only firm, indicating revenue is generated through advisory fees rather than commissions on product sales.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ZRC Wealth Management, operating as Elevation Wealth Partners, is a fee-only fiduciary wealth management advisory firm that provides personalized investment management, comprehensive financial planning, and specialized advisory services to individuals, families, executives, business owners, and attorneys across California. Core offerings include Comprehensive Wealth Management and Personalized Investment Management, supplemented by tax planning, estate and trust planning, ESG investing, business planning, charitable giving, and real estate advisory.

Product overview

Elevation Wealth Partners operates as a unified platform delivering fiduciary, fee-only wealth management services. The core offering consists of Comprehensive Wealth Management and Personalized Investment Management as the primary services, supported by eight specialized modules including Tax Planning & Preparation, ESG & Sustainable Investing, Estate and Trust Planning, Business Planning, Charitable Giving, and Real Estate Advisory. The firm serves diverse client segments including individuals, families, executives, business owners, attorneys, those with public or pre-IPO stock, near-retirees, retirees, multi-generational wealth clients, and those experiencing life changes.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Wealth Management A holistic advisory service in which the firm creates investment strategies tailored to each client's financial and personal drivers, matching investment plans to the client's definition of success. Targeted at individuals, families, executives, business owners, and other high-net-worth segments served by the firm.
• Personalized Investment Management Comprehensive personalized financial planning that connects clients' life circumstances with their money, creating plans centered on their values, priorities, and beliefs. Delivered as an ongoing investment management engagement for the firm's individual and family clients.
• Tax Planning & Preparation Tax management and preparation services to help clients optimize their tax positions. Provided as an in-house capability alongside investment management for the firm's wealth management clients.
• ESG & Sustainable Investing Environmental, social, and governance focused investment strategies offered to clients seeking sustainable investing options within their managed portfolios.
• Estate and Trust Planning Planning services to help clients structure their wealth for transfer during their lifetime and beyond, including trust planning and estate administration coordination.
• Business Planning Advisory services for business owners to plan and structure their business finances, including valuation, succession, buy-sell agreements, qualified retirement plans, and exit strategies.
• Charitable Giving Services to help clients incorporate charitable giving into their wealth planning strategy, including gifting strategies and philanthropic structuring.
• Real Estate Advisory Advisory services to help clients address real estate components of their overall wealth strategy, including real estate holdings within the broader financial plan.

Quantifiable outcome

• 99% client retention rate
• +2 more outcomes

Segments9 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and supporting.

• Charles SchwabcoreTechnology or IntegrationSchwab serves as the custodian for client assets. The firm likely uses Schwab's brokerage platform for executing trades and holding client investments. This is a standard integration for fee-only RIAs using an independent custody model.
• EnvestnetcoreTechnology or IntegrationEnvestnet provides portfolio management technology and analytics. The firm likely uses Envestnet's platform for investment proposal generation, portfolio analytics, and reporting.
• ZoomsupportingTechnology or IntegrationZoom video conferencing is used for virtual client meetings, enabling remote consultations for clients across the firm's multiple California office locations.

Scale indicators3 records

Recent moves6 records

Direct peers

• Mercer Advisors: National RIA providing comprehensive wealth management, estate, and tax planning for HNW individuals and families. Overlapping service offering, fee structure, and target client profile with ZRC.
• Buckingham Strategic Wealth: Fee-only fiduciary RIA focused on evidence-based investment management and comprehensive planning for HNW clients. Direct competitor in the independent RIA category with similar fiduciary positioning.
• Carson Group: RIA serving HNW households and business owners with holistic financial planning, investment, tax, and estate services. Comparable fee-based advisor model targeting similar client segments to ZRC.
• Mariner Wealth Advisors: Large national RIA providing comprehensive fee-only wealth management to HNW individuals and families, with estate, tax, and business planning modules. Directly comparable business model and service breadth to ZRC, though at much greater scale.
• Creative Planning: Fee-only fiduciary RIA offering comprehensive wealth management, tax, estate, and investment services to HNW clients. Closely mirrors ZRC's fiduciary, fee-only model and integrated planning approach.

Broad incumbents

• Empower (formerly Personal Capital): Hybrid digital wealth manager offering both automated tools and human advisory services to HNW investors. Comparable in that it serves HNW clients with comprehensive planning, but at much larger scale and with a strong technology layer ZRC lacks.
• Edelman Financial Engines: Large national RIA providing wealth management, financial planning, and investment advice to a broad HNW client base. Comparable in core services but operates at significantly greater scale with both advisor-led and digital delivery.
• Fisher Investments: Large investment management firm primarily serving HNW individuals with portfolio management and financial planning. Overlaps with ZRC in HNW advisory but operates at far greater scale with a centralized investment process.

Emerging players

• Facet Wealth: Digital-first RIA providing personalized financial planning to HNW clients via remote advisors. Competes for the same HNW segment but with a tech-enabled delivery model that contrasts with ZRC's in-person California offices.
• Wealthfront: Automated investment and financial planning platform with planning tools aimed at mass-affluent and HNW clients. Adjacent competitor that pressures traditional RIAs like ZRC on price and digital experience for simpler mandates.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/profile.php?id=100064110964835
• LinkedInlinkedin.com/company/zrc-wealth-management-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ZRC Wealth Management