Franklin Mint Federal Credit Union
- Company typePrivate
- Founded1970
- HeadquartersChadds Ford, United States
- Headcount251–500
- GTM typeB2C
- OfferingServices
Franklin Mint Federal Credit Union firmographics
Firmographics- Name
- Franklin Mint Federal Credit Union
- Legal name
- Franklin Mint Federal Credit Union
- Website
- https://fmfcu.org
- Company type
- Private
- Founded year
- 1970
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Franklin Mint Federal Credit Union industry classification
Industry- Product category
- Retail Banking
- NAICS
- Credit Unions (522130), Credit Unions (52213), Credit Card Issuing (522210)
- SIC
- Savings Institution, Federally Chartered (6035), Personal Credit Institutions (6141)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
- akta.pro secondary industry
- Employer/Occupational Credit Unions (FSABAEAB)
Keywords
Where Franklin Mint Federal Credit Union is headquartered
LocationHeadquarters
- HQ city
- Chadds Ford
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Franklin Mint Federal Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Interest Income from Lending: Interest earned on loans including auto loans, mortgages, home equity loans, personal loans, credit cards, and business loans. Core revenue driver for credit unions.
- Fee-based Services: Various banking fees including overdraft fees, ATM fees (when using out-of-network ATMs), wire transfer fees, stop payment fees, and other service charges.
- Member Deposits: Members deposit savings and checking funds, which the credit union utilizes for lending and investment activities.
- Insurance & Wealth Management: Referral and partnership revenue from insurance products (Liberty Mutual, life, auto, home) and wealth management services including investment planning and retirement accounts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Core Membership - Free basic services |
| Subscription | Monthly | Premium Checking Accounts |
| Other | Monthly | Credit Products |
| Unit Pricing | Pay-as-you-go | Foreign Currency Ordering |
| Subscription | Monthly | Business Banking |
Go-to-market motion1 record
Distribution channels7 records
Marketing channels8 records
Franklin Mint Federal Credit Union product offering
Product offeringCore offering
Franklin Mint Federal Credit Union (FMFCU) is a federally chartered, member-owned credit union providing full-service retail and business banking, lending, and wealth management to over 163,000 members across the Delaware Valley. Core offerings include personal checking, savings, money market, certificates, IRAs, mortgages, home equity, auto and personal loans, credit cards, and student loans, supplemented by business banking (commercial mortgages, lines of credit, treasury management, merchant services) and wealth management (investment, retirement, and estate planning).
Product overview
Franklin Mint Federal Credit Union operates a multi-channel banking platform with Digital Banking (Online & Mobile Banking) as its core product, supplemented by specialized sub-products. The primary digital offering is Digital Banking with integrated modules including Money$mart (personal financial management), My Toolkit (third-party app marketplace), and feature add-ons like AnytimeDeposit (mobile check deposit), Better Banking (early wage access), and Falcon Fraud Text Alerts. Consumer banking products include checking, savings, certificates, IRAs, credit cards, and various loan products (auto, mortgage, home equity, personal, student). The credit union also offers Greenlight (co-branded financial education app for kids/teens), Business Banking (commercial lending and treasury management), and Wealth Management services. All products are delivered through branches, digital channels, and partner integrations including Zelle, Plaid, LendKey, and CXI.
Differentiator
Problem solved
Functional benefit
Brands
- Greenlight: A financial education app and debit card for kids and teens.
- Membership for Life
- Money$mart
Products and services
- Personal Checking Accounts
- Personal Savings Accounts
- Money Market Accounts
- Certificates of Deposit
- Individual Retirement Accounts (IRAs)
- Auto, Motorcycle, and RV Loans
- Home Equity FLEX Line of Credit
- Personal Loans
- Credit Cards
- Student Loans
- Mortgages
- Credit Rebuilder Loan
- Business Checking, Savings, and Money Market Accounts
- Business Lending
- Treasury Management Services
- Wealth Management
- Digital Banking (Online & Mobile)
- Greenlight for Kids & Teens
- Cub Account
- Insurance Products (Liberty Mutual referral)
Quantifiable outcome
- Over $2.2 billion in assets serving over 163,000 members
- +3 more outcomes
Companies that use Franklin Mint Federal Credit Union
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Franklin Mint Federal Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Feature7 records
Franklin Mint Federal Credit Union partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- LendKeycorePartnership for student loan servicing and originations. FMFCU offers student loans through LendKey's platform, enabling members to access education financing with competitive rates managed through online and mobile banking integration.
- PlaidcoreFinancial technology partnership enabling secure external account transfers between FMFCU and other financial institutions. Plaid provides secure credential verification and account linking within digital banking.
- Early Warning Services (EWS) / ZellecoreOperator of Zelle P2P payment network. FMFCU integrates Zelle for real-time money transfers between members and users at other participating financial institutions.
- GreenlightminorFinancial education app and debit card partnership for kids and teens. Greenlight provides FMFCU members with a safe spending and saving tool for children with parental controls.
- The Berenstain BearsminorLicensed character partnership for children's financial literacy program. The Berenstain Bears brand enhances FMFCU's youth financial education initiatives teaching kids to save, share, spend, and earn.
- VisacoreDebit and credit card network partnership including Falcon fraud monitoring, purchase alerts, and digital wallet integration (Apple Pay, Google Pay) for secure card transactions.
- State Financial Network, LLCminorAffiliated financial company under common ownership. Part of FMFCU's affiliate network for financial services.
- CU Realty ServicesminorAffiliate company providing real estate services. Part of FMFCU's network of affiliated companies for member financial services.
- Liberty MutualminorInsurance partner offering auto, home, and other insurance products to FMFCU members through referral relationship.
- Benchmark Federal Credit Union (BFCU)corePending merger partner. Following definitive merger agreement, BFCU will merge into FMFCU subject to regulatory approval and member vote, expanding banking services and branch availability for BFCU members.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
Franklin Mint Federal Credit Union competitors and assessment
Company assessmentDirect peers
- Members 1st Federal Credit Union: Pennsylvania-headquartered community credit union of similar asset scale serving central PA with a comparable full-service product set including mortgage, consumer lending, business banking, and digital channels. Closest like-for-like peer on geography, scale, and member-owned structure.
- Belco Community Credit Union: Mid-Atlantic community credit union with a similar community-focused, member-owned model offering consumer and business banking products. Comparable on regulatory structure, asset size band, and cooperative value proposition.
- Freedom Credit Union: Pennsylvania-headquartered community credit union offering full-service personal, mortgage, and business banking under a member-owned cooperative model. Comparable on asset scale, regional footprint, and full-service product offering.
- Trumark Financial Credit Union: Pennsylvania-based community credit union serving the greater Philadelphia and Lehigh Valley regions with a comparable product suite including mortgages, consumer loans, business banking, and digital channels. Direct peer on geography and member-owned cooperative model.
- Citadel Federal Credit Union: Mid-sized Pennsylvania-based federal credit union with a comparable community/member-owner model, multi-branch footprint in the Mid-Atlantic, and a similar mix of personal banking, business banking, and wealth management. Directly comparable on asset size band, regulatory structure, and product breadth.
- Connexus Credit Union: Nationally chartered community credit union with strong digital banking capabilities, member-owned cooperative structure, and a product mix spanning consumer lending, mortgages, and business banking. Comparable on member-owner model and digital-first member experience.
- First Commonwealth Federal Credit Union: Community credit union operating in the greater Philadelphia/southeastern Pennsylvania region with a similar mix of consumer lending, mortgages, and business banking. Comparable on regional footprint, member-owner cooperative model, and target customer segments.
- Police & Fire Federal Credit Union: Pennsylvania-based federal credit union with a multi-channel personal and business banking offering, member-owner model, and significant digital investment. Comparable on cooperative structure, Mid-Atlantic presence, and full-service product mix.
Broad incumbents
- Pentagon Federal Credit Union: One of the largest US federal credit unions with a broad national footprint, full-service product set (consumer, mortgage, business, wealth, insurance), and a member-owner model. A larger incumbent peer that competes for digitally-engaged members across the country, including in FMFCU's footprint.
- PNC Bank: Large regional bank with deep presence in Pennsylvania and the Delaware Valley, offering consumer and business banking, wealth management, and treasury services. A broad incumbent that competes for the same household and small-business relationships as FMFCU.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Franklin Mint Federal Credit Union social profiles
Digital presenceFranklin Mint Federal Credit Union compliance and trust
Trust signalCompliance2 records
Franklin Mint Federal Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Franklin Mint Federal Credit Union leadership team
Management profileNumber of profiles
Profiles2 records
Franklin Mint Federal Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Franklin Mint Federal Credit Union M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Franklin Mint Federal Credit Union
What does Franklin Mint Federal Credit Union do?
Franklin Mint Federal Credit Union (FMFCU) is a federally chartered, member-owned credit union providing full-service retail and business banking, lending, and wealth management to over 163,000 members across the Delaware Valley. Core offerings include personal checking, savings, money market, certificates, IRAs, mortgages, home equity, auto and personal loans, credit cards, and student loans, supplemented by business banking (commercial mortgages, lines of credit, treasury management, merchant services) and wealth management (investment, retirement, and estate planning).
Is Franklin Mint Federal Credit Union a public or private company?
Franklin Mint Federal Credit Union is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Franklin Mint Federal Credit Union founded?
Franklin Mint Federal Credit Union was founded in 1970. It employs 251 to 500 people.
Where is Franklin Mint Federal Credit Union based?
Franklin Mint Federal Credit Union is headquartered in Chadds Ford, United States, in the North America region.
How does Franklin Mint Federal Credit Union make money?
Four revenue lines are on record. Interest Income from Lending is the primary driver. The others are fee-based Services, member Deposits and insurance & Wealth Management.
Who are Franklin Mint Federal Credit Union's main competitors?
Direct peers on record are Members 1st Federal Credit Union, Belco Community Credit Union, Freedom Credit Union, Trumark Financial Credit Union, Citadel Federal Credit Union, Connexus Credit Union, First Commonwealth Federal Credit Union and Police & Fire Federal Credit Union. Broad incumbents are Pentagon Federal Credit Union and PNC Bank.
Does Franklin Mint Federal Credit Union have an API?
No public API is recorded for Franklin Mint Federal Credit Union.
What industry is Franklin Mint Federal Credit Union in?
Franklin Mint Federal Credit Union's product category is Retail Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus), with a secondary code of FSABAEAB, Employer/Occupational Credit Unions. Its NAICS code is 522130 and its SIC code is 6035.