Investlink Holdings

What Investlink Holdings does

Investlink Holdings (operating as Investlink, legal entity Investlink Ltd.) is a digital investment platform providing retail investors in Kazakhstan and the MENA region with regulated access to U.S. securities markets. Incorporated in Kazakhstan under an AFSA license issued December 2, 2021, the company also operates a Representative Office in the Dubai International Financial Centre (DIFC), regulated by the DFSA. The platform offers trading in over 5,000 U.S. stocks and ETFs on NYSE and NASDAQ, options trading, and Sharia-compliant investment screening, with brokerage execution and custody delivered through partnerships with SEC/FINRA-regulated Alpaca Securities, BMO Harris Bank, DTCC, and excess insurance via Lloyd's of London (up to $75M per client). Layered client protections include SIPC coverage and FDIC-insured Bank Sweep across four partner banks providing up to $1,000,000 in cash coverage.

The technology stack combines a self-serve mobile (iOS/Android) and web trading platform with AI-powered portfolio strategies (Smart Selection, Smart Halal, Swing, IPO) developed with stated contributions from J.P. Morgan and Barclays teams, including automated portfolio construction and monthly rebalancing. A 3% annual management fee applies to the Smart Selection strategy. AAOIFI-compliant Sharia screening is delivered via integration with Zoya.Finance across 20,000+ instruments, and the platform supports advanced order types, leverage up to 4x, pre/post-market trading, and a professional web terminal.

Investlink monetizes through a four-tier subscription model (Start free, Pro, Premium, Private with $100,000 minimum investment) combined with per-share stock commissions ($0.02/share, $2 minimum), options contract fees ($1-$2 per contract), interest spread on idle cash via Bank Sweep (0.5%-3.25% APY), and 3% annual management fees on AI strategies. Distribution is digital-first via the website, mobile app, and a private Telegram signals channel, with dedicated personal advisors available to Private-tier clients. The company is privately held, founder/management-led with no disclosed external funding, and headquartered in New York per public profile while operating primarily out of Kazakhstan and the UAE.

Name

Investlink Holdings

Legal name

Investlink Ltd.

Website

https://investlink.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Online Brokerage

NAICS

Portfolio Management and Investment Advice (523940), Investment Banking and Securities Intermediation (523150)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Full-Service Retail Brokerage & Wealth Platforms (FSAAAAAA)

akta.pro secondary industries

Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO), Broker-Dealer Affiliated Wealth Advisory (FSAEABAB)

Keywords

• Online brokerage platform
• U.S. stock trading
• International investment access
• Retail trading platform
• Global securities trading

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Stock Trading Commissions: Commission-based trading fees across tiered plans. Start plan offers commission-free stock trading (regulatory fees may apply). Pro plan charges $0.02 per share with $2 minimum per trade. Premium plan charges 0.25% of transaction amount with $2 minimum.
2. Options Trading Fees: Per-contract fees for options trading. Pro plan: $1.00 per contract, minimum $7 per trade. Premium plan: $2.00 per contract.
3. Interest on Idle Cash (Bank Sweep): Earn interest on uninvested USD cash through Bank Sweep program. Interest rates vary by plan: Start 0.5%, Pro 2.5%, Premium/Private 3.25%. The company earns spread on deposits placed with partner banks.
4. AI Strategy Management Fees: Annual management fees on AI-powered investment portfolios. Smart Selection strategy charges 3% annually with no performance fee. Other strategies may have performance-based fees.
5. Premium Plan Subscriptions: Tiered subscription model with four plans: Start (free), Pro, Premium, and Private. Higher tiers unlock advanced features including leverage, premium analytics, signals, and dedicated advisors.
6. SWIFT Withdrawal Fees: Flat $50 fee charged for international SWIFT transfers.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Investlink Holdings operates an international online investment platform that provides retail investors with access to U.S. stocks, ETFs, options, and other investment products. The platform is regulated by AFSA in Kazakhstan and DFSA in the UAE, with U.S. brokerage services executed through a partnership with Alpaca Securities.

Product overview

Investlink is an international investment platform providing access to U.S. stocks, ETFs, options, and other investment products through a digital ecosystem. The offering consists of a core trading platform (Stocks, Options, ETF, Deposit 2.0) with AI-powered portfolio management through AI Strategies, supplemented by add-on services including Investment Consulting (personal advisor), Signals (Swing strategy trade alerts), Halal Compliance Check (Sharia screening via Zoya.Finance integration), Premium Features (leverage, web terminal, advanced orders), and Analytics PRO (analyst forecasts). All brokerage operations are executed through licensed U.S. partner Alpaca Securities, with assets held at BMO Harris Bank and insurance coverage from SIPC and Lloyd's of London.

Differentiator

Problem solved

Functional benefit

Products and services

• Investlink Online Trading Platform Digital platform that gives retail investors access to U.S. stocks, ETFs, options, and other investment products under multi-jurisdictional regulatory oversight (AFSA, DFSA), with U.S. trade execution routed through Alpaca Securities.

Quantifiable outcome

• Smart Selection strategy: +68.6% return (last 12 months), +137.33% all-time return
• +3 more outcomes

Segments4 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability5 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core.

• Alpaca Securities LLCcoreTechnology or IntegrationU.S. brokerage partner providing execution services and custody infrastructure. All trades are executed through Alpaca Securities which is regulated by SEC and FINRA. Client assets are held and protected under Alpaca's regulatory framework with SIPC membership.
• BMO Harris BankcoreTechnology or IntegrationAsset custody partner. Brokerage accounts are opened directly in client's name with assets held and recorded at BMO Harris Bank - one of the largest and oldest U.S. banks (founded 1882, $831 billion total assets). Provides institutional-grade custody infrastructure.
• Zoya.FinancecoreTechnology or IntegrationSharia compliance data provider. Independent service screening over 20,000 stocks and ETFs for AAOIFI Sharia standards compliance. Data integrated into Investlink app with daily updates and quarterly compliance report updates.
• DTCC (Depository Trust & Clearing Corporation)coreTechnology or IntegrationU.S. central securities depository. Custody, clearing, and ownership records of securities are managed through DTCC ensuring institutional-grade settlement and record-keeping.
• SIPC (Securities Investor Protection Corporation)coreOthersBrokerage account protection. Standard SIPC coverage protects client assets up to $500,000 per account (including up to $250,000 in cash) against broker insolvency.
• FDIC (Federal Deposit Insurance Corporation)coreOthersCash deposit insurance through Bank Sweep program. Uninvested funds spread across four partner banks with $250,000 FDIC coverage each, providing up to $1,000,000 total protection.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Saxo Bank: Established Danish multi-asset broker and wealth platform with global footprint and institutional-grade infrastructure. Comparable as a full-service retail and wealth broker with multi-jurisdiction regulation, though operating at materially larger scale and broader product set than Investlink.
• Charles Schwab: Major U.S. incumbent broker-dealer offering commission-free trading, wealth management, and banking. Comparable as a full-service retail wealth platform, but at far greater scale and with an incumbent U.S. customer base rather than cross-border emerging-market focus.

Direct peers

• Tiger Brokers (UP Fintech Holding): Cross-border online broker focused on Chinese and global Chinese retail investors seeking access to U.S. and Hong Kong equities. Comparable in international-to-U.S. brokerage model, mobile-first retail focus, and emerging-market customer acquisition.
• Trading 212: Commission-free multi-asset broker serving European and international retail clients. Comparable given cross-border retail focus, freemium tier structure, and similar product mix (stocks, ETFs, options, idle-cash interest).
• Webull: Commission-free retail broker offering stocks, ETFs, options, and advanced trading tools across U.S. and international markets. Comparable in commission-free structure, mobile-first design, premium subscription tier, and emphasis on professional trading features.
• Interactive Brokers: Global multi-asset broker offering retail and professional clients access to U.S. and international markets across 150+ exchanges. Directly comparable to Investlink as a cross-border retail/professional broker serving non-U.S. clients seeking U.S. equity access.
• Robinhood Markets: Mobile-first U.S. retail broker offering commission-free stock, ETF, and options trading with subscription tier (Gold). Comparable to Investlink's Start (free) and Premium plans, and to its product-led growth and freemium motion.
• Freedom Holding Corp (Freedom Finance): Kazakhstan-headquartered financial services holding company offering brokerage, banking, insurance, and investment advisory across Central Asia and CIS. The closest regional comparable given overlapping Kazakhstan origin, retail brokerage model, and AI-driven wealth offerings (Freedom Finance Bank, Freedom Broker).
• eToro: Multi-region retail trading platform offering commission-free stock and ETF trading, social investing, and crypto. Directly comparable given cross-border retail focus, multi-jurisdiction footprint, and product breadth (stocks, ETFs, options-adjacent, managed portfolios).
• Futu Holdings: Hong Kong-headquartered digital broker serving Chinese and international retail clients with U.S./Hong Kong/China market access. Comparable in cross-border retail brokerage, mobile-first design, subscription tiers, and AI-assisted advisory features.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/investlink.uae

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments11 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Investlink Holdings