Michel Creuzot

What Michel Creuzot does

Michel Creuzot is a privately held French accounting, audit, and business consulting firm headquartered in Orléans, operating 11 physical agency locations across the Centre-Val de Loire and Île-de-France regions. Founded over 100 years ago, the firm serves approximately 3,500 clients with a team of 150 collaborators, organized around five core practice areas: (1) Accounting & Management, anchored by tiered subscription packages — Pack Sérénité for artisans, merchants, freelancers, and new creators, and Pack Performance for SMEs with 20+ employees; (2) Payroll & HR, delivered through fully outsourced payroll, assisted self-service payroll, electronic payslips, and URSSAF audit support; (3) Social & HR advisory including recruitment support, shared HR (RH Partagé), and individual social reports; (4) Legal & Tax, covering company constitution, annual account approvals, shareholder agreements, RNE management, beneficial ownership declarations, and director address confidentiality; and (5) Business Creation & Transfer, through the Ma Boîte à Entreprendre package and budget forecasting services.

The technology stack is primarily composed of third-party SaaS platforms orchestrated for client delivery: SILAE Expert for cloud payroll and HR management, eDoc (eDocPerso) for electronic payslip distribution and 50-year document archiving, the Teemsi client extranet for secure document exchange, and complementary tools (Pennylane, Lexis Polyacte, ACD, MEG, Microsoft Teams/SharePoint) for accounting, legal automation, and collaboration. The firm is a member of the France Défi cooperative network of accounting firms.

Revenue is generated through a mix of recurring annual subscriptions (Pack Sérénité, Pack Performance, Paie Autonome Assistée) and fee-for-service professional engagements (legal formalities, business creation packages, HR audits, transactional services such as director address confidentiality priced from €175-€275 HT). Go-to-market is exclusively direct B2B via the 11 agency locations, supported by digital portals and a multi-channel marketing presence (LinkedIn, Facebook, YouTube, email newsletter, content hub "Experts & Décideurs"). CEO Stéphane Lambert (PDG) leads the privately held firm, which is independently owned with no disclosed parent company or external investment.

Name

Michel Creuzot

Legal name

MICHEL CREUZOT

Website

https://mcreuzot.com

Company type

Private

Founded year

1922

Operating status

Operating

Headcount range

101–250 employees

Short description

Michel Creuzot is a privately held French accounting, audit, and business consulting firm with 150 collaborators across 11 agency locations in Centre-Val de Loire and Île-de-France, serving approximately 3,500 SME and mid-market clients through subscription and fee-based advisory services.

Ownership category

akta.pro rank

Product category

Professional Accounting and Business Advisory Services

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Offices of Certified Public Accountants (541211), Payroll Services (541214), Professional Employer Organizations (561330)

SIC

Services-Management Services (8741), Services-Management Consulting Services (8742), Services-Membership Organizations (8600)

akta.pro primary industry

General Ledger & Close (Journal Entries, Month-End Close, Reconciliations) (BPAAAGAC)

akta.pro secondary industries

Payroll Tax Filing, Compliance & Regulatory Reporting (BPAAAHAB), Payroll Tax Filing, Compliance & Remittance (BPACAIAC), Tax Operations Support (Indirect Tax, Withholding, Compliance Admin) (BPAAAGAI)

Keywords

• Accounting services
• Payroll management
• Business consulting
• Tax advisory
• HR advisory

Headquarters

HQ city

Gien

HQ country

France

HQ region

Europe

Offices11 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Expertise Comptable (Accounting Services): Core accounting and bookkeeping services including monthly accounting, annual accounts preparation, tax returns, and financial statements for businesses of all sizes.
2. Paie et Ressources Humaines (Payroll & HR): Payroll processing, social declarations (DSN), employee contract management, and HR compliance services. Includes outsourced payroll, assisted autonomous payroll, and RH shared services.
3. Juridique & Fiscalité (Legal & Tax): Company law, tax advisory, annual accounts approval, legal formalities, shareholder agreements, and company restructuring/dissolution services.
4. Création & Reprise d'Entreprise (Business Creation): Business creation packages including business plan development, financial forecasting, legal constitution, and post-creation follow-up services.
5. Pack Sérénité & Performance: Tiered service packages offering bundled accounting and management tools for small businesses (Sérénité) and mid-sized companies with 20+ employees (Performance).
6. Patrimoine & Retraite (Wealth & Retirement): Manager wealth management, retirement planning, income declaration assistance, and IFI declaration services.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

Michel Creuzot delivers accounting, payroll, HR, legal, tax, and business consulting services to French SMEs, artisans, merchants, liberal professionals, and business creators through 11 regional agency offices supported by digital client portals. Core service lines include recurring bookkeeping and management packages (Pack Sérénité and Pack Performance), outsourced and assisted payroll via the SILAE Expert platform, corporate legal and tax formalities, and end-to-end business creation and transfer advisory.

Product overview

Michel Creuzot is an accounting, audit, and business consulting firm operating across the Centre-Val de Loire and Île-de-France regions with 11 offices, 150 collaborators, and approximately 3,500 clients. The firm operates as a unified service platform organized around five core practice areas: (1) Accounting & Management, with two primary tiers — Pack Sérénité for artisans, merchants, freelancers, and new creators, and Pack Performance for businesses with 20+ employees; (2) Payroll & HR, comprising fully outsourced payroll (Paie Externalisée), assisted self-service payroll (Paie Autonome Assistée powered by SILAE Expert SaaS), electronic pay slips (Bulletin de Paie Électronique via eDoc), URSSAF audit support, and payroll compliance audits; (3) Social & HR, including recruitment support, shared HR (RH Partagé), social HR audits, employee management, personnel contract services, and Individual Social Reports (BSI); (4) Legal & Tax, covering company constitution, annual account approvals, shareholder agreements, corporate life management (Vie des Sociétés), modifications/restructurings/dissolutions, RNE management, beneficial ownership declarations, and director address confidentiality; and (5) Business Creation & Transfer, through Ma Boîte à Entreprendre and budget forecasting services. The portfolio is complemented by personal tax return assistance (IFI), retirement planning, and ancillary services. All offerings are delivered through dedicated client portals (Teemsi) and specialized software platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Pack Sérénité (Compta Gestion Sérénité) Accounting and management package for artisans, merchants, freelancers without employees, and new business creators, covering compliance obligations, annual advisory meetings, fiscal opportunities, and access to client portal and management tools.
• Pack Performance (Compta Gestion Performance) Comprehensive accounting and management solution for SMEs with more than 20 employees, including periodic dashboards, profit threshold analysis, budget forecasting, sector ratio comparisons, and quarterly advisory meetings.
• Ma Boîte à Entreprendre Four-step business creation and acquisition pathway covering project discovery, business plan development, legal constitution, and ongoing management support.
• Budget Prévisionnel Financial forecast service establishing projected income statements, financing tables, and cash flow forecasts over a 3 to 5 year horizon.
• Paie Autonome Assistée (SILAE Expert) Self-service payroll solution powered by SILAE Expert SaaS, with 24/7 access, real-time legal updates, automated declarations, and employee self-service portal.
• Paie Externalisée Fully outsourced payroll management where Michel Creuzot handles salary slips, social declarations, and personnel administration on behalf of the client.
• Bulletin de Paie Électronique (eDocPerso) Electronic payslip distribution service using eDoc's secure digital vault, with up to 50 years of document storage and free employee access.
• Audit Paie Payroll compliance audit reviewing salary components, social contributions, absence and leave management, and contract-specific compliance.
• Contrôle URSSAF URSSAF audit preparation and assistance covering document preparation, on-site representation, observation letter response, and FISC'ASSUR insurance for fee reimbursement.
• RH Partagé Part-time HR director (RRH/DRH) service providing on-site or remote HR expertise covering individual labor relations, collective negotiations, HR strategy, and organizational plans.
• Audit Social RH Social and HR audit evaluating HR management practices, regulatory compliance, legal risks, and corrective action plans.
• Bilan Social Individuel (BSI) Individual Social Report providing employees with a clear overview of their total compensation package, social benefits, and employer contributions, connected to SILAE payroll data.
• Contrat de Travail Employment contract drafting covering CDI, CDD, part-time, and amendment documentation, with diagnostic assessment and budget calculation.
• Constitution de Société Company incorporation service covering feasibility study, statutory drafting, and full administrative formalities for new entity registration.
• Approbation des Comptes Annuels Annual ordinary general meeting preparation and support including meeting convening, management report drafting, legal deposit formalities, and corporate register updates.
• Passage en Société d'une Entreprise Business structure transition service helping sole proprietors convert to corporate entities, including feasibility study, business valuation, legal formalities, and immatriculation.
• Modification Restructuration Dissolution Corporate modification, restructuring, and dissolution service covering statutory changes, capital adjustments, company transformations, and liquidation formalities.
• Déclaration des Bénéficiaires Effectifs (DBE) Beneficial ownership declaration service ensuring INPI compliance for identifying natural persons controlling corporate entities.
• Confidentialité de l'Adresse du Dirigeant

Quantifiable outcome

• 95% client retention rate among artisan/commercial clients
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• SILAE (Silae Expert)coreTechnology or IntegrationSILAE Expert is the primary payroll and HR software platform used by Michel Creuzot for assisted autonomous payroll services. The SaaS platform provides 24/7 access, real-time legal/conventional updates, automated declarations, and employee self-service portal. Michel Creuzot distributes and supports this platform to their clients.
• eDoc (eDocPerso)coreTechnology or IntegrationeDoc provides digital payslip distribution and secure document storage platform. Michel Creuzot implements eDoc's digital safe solution for clients, enabling electronic payslip distribution with 50-year document archiving and free employee access to personal vaults.
• Jurifisc-APJ / FISC'ASSURminorStrategic or Co-development PartnerInsurance partnership providing FISC'ASSUR coverage that reimburses Michel Creuzot's professional fees in case of tax or URSSAF audit controls. Clients can subscribe to this insurance to cover audit defense costs.
• Hexa CoopminorStrategic or Co-development PartnerHexa Coop is a 'Service à la Personne' (Personal Services) cooperative that enables Michel Creuzot clients to benefit from tax credits on administrative assistance services. Provides direct client support for income declarations and IFI filings.
• France DéficoreStrategic or Co-development PartnerFrance Défi is a national cooperative group of accounting firms. Michel Creuzot is a member, benefiting from collective resources, benchmarking, and the 'Lettre Avec VOUS' newsletter distributed to clients.

Scale indicators8 records

Recent moves8 records

Expansion highlights5 records

Broad incumbents

• KPMG France: Big Four firm in France offering audit, tax, and advisory across all segments. Overlaps with Michel Creuzot on accounting/payroll/tax but at much larger scale and broader portfolio.
• PwC France: Big Four firm with extensive French accounting, audit, and HR consulting practices. Broad incumbent competing for the same mid-market and SMB segments through Enterprise Resource Planning and HR transformation work.
• Deloitte France: Big Four firm providing audit, consulting, tax, and legal services in France. Overlaps with Michel Creuzot's accounting and tax advisory practices but serves enterprise-scale clients.
• EY France: Big Four firm offering audit, tax, and advisory services in France. Competes with Michel Creuzot in payroll and HR advisory for mid-market clients but serves a much wider client spectrum.

Emerging players

• Pennylane: French accounting and financial management software platform targeting SMBs and accountants. Already integrated into Michel Creuzot's tech stack and represents the digital-native competition paradigm.
• Dougs: Online accounting firm in France serving SMBs with subscription-based accounting and tax services. Direct digital disruptor to traditional accounting firms serving artisan and small business clients.

Direct peers

• Fiducial: Major French accounting, payroll, and legal services firm serving SMBs with a broad service portfolio and physical branch network. Highly comparable in scope (accounting + payroll + legal) and target market.
• BDO France: Top-10 French audit, accounting, and advisory network with regional offices. Comparable in offering breadth (audit, accounting, tax, HR advisory) for SMB and mid-market clients.
• In Extenso: French national network of accounting and consulting firms with a multi-agency model serving SMBs across regions. Closely comparable to Michel Creuzot's regional multi-site accounting and advisory offering.
• Baker Tilly France: Mid-tier French accounting and audit network with regional offices serving SMBs and mid-market clients. Comparable multi-office French accounting model with similar service mix.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/user/michelcreuzot
• Facebookfacebook.com/michelcreuzot
• LinkedInfr.linkedin.com/company/michel-creuzot
• Xx.com/michelcreuzot

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Michel Creuzot