Printing Industry Credit Bureau

What Printing Industry Credit Bureau does

Printing Industry Credit Bureau (PICB), founded in 1976 and headquartered in Gurnee, Illinois, is a privately held credit reporting and debt collection agency that serves exclusively the printing and graphic arts industry. The company operates as a division of Professional Credit Management Associates, Inc., alongside its sister company CheckitCo, which provides Credit Risk Assessment (CRA) reports built from real-time public records. PICB's core products are professional debt collection on a contingency-fee basis, the DELINQUiDEBT confidential database (used by printers to check for repeat delinquent debtors before extending credit), CRA reports via CheckitCo, and a resource library of sample letters, agreements, and forms used in print-industry credit and collection workflows.

The underlying technology is lightweight: the DELINQUiDEBT system runs on the Caspio cloud database platform with embedded forms for login, registration, and password reset, and the rest of the operation is built around manual analyst-driven research rather than automated inference. The company has no public mobile app, no public API, and no disclosed AI or machine-learning capabilities; its differentiators rest on 40+ years of accumulated industry knowledge, a proprietary debtor history database, and its long-standing endorsement across the Americas Printing Association Network (APAN) and affiliated regional printing associations in the US and Canada.

Commercially, PICB reaches customers through association partnerships (top-of-funnel), a LinkedIn presence, a long-running PICB Credit Tips newsletter, and referrals from existing clients (bottom-of-funnel). Services are sold direct via phone and email by a small leadership team led by President Andrea Schlack, with Dennis Adams as VP/Collection Manager and Liz Schmidt as Credit Manager. Revenue is generated through contingency fees on recovered accounts (rates stated to be below industry average), professional-services fees on CRA reports, and subscription-style recurring access to DELINQUiDEBT; specific pricing tiers are not publicly disclosed and no external funding has ever been raised.

Name

Printing Industry Credit Bureau

Legal name

Professional Credit Management Associates, Inc.

Website

https://picb-us.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

1–10 employees

Short description

Printing Industry Credit Bureau is a private credit reporting and debt collection agency serving the printing and graphic arts industry, offering contingency-fee collections, Credit Risk Assessments via sister company CheckitCo, and the proprietary DELINQUiDEBT debtor database.

Ownership category

akta.pro rank

Product category

Commercial Credit Reporting and Debt Collection

NAICS

Credit Bureaus (561450), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Third-Party Collection Agencies (Consumer) (FSAKAJAB), Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI)

Keywords

• Commercial credit reporting
• Debt collection services
• Credit risk assessment
• Printing industry receivables
• Delinquent debtor database

Headquarters

HQ city

Gurnee

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Collection Services: Professional debt collection services for delinquent accounts in the printing industry. The company operates on contingency fee basis with rates below industry average while maintaining superior results.
2. Credit Risk Assessment Reports: Due diligence reports done through hands-on research using 21st century tools to provide comprehensive credit risk analysis for potential customers.
3. DELINQUiDEBT Database Access: Free online tool for members and clients to search the database for past collection activity. Confidential and privileged information for credit decisions.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Printing Industry Credit Bureau provides credit reporting and professional debt collection services dedicated exclusively to the printing and graphic arts industry. Its core offerings include access to a confidential online debtor database (DELINQUiDEBT), Credit Risk Assessment reports delivered through sister company CheckitCo, and contingency-based collection services for delinquent commercial accounts, supported by downloadable credit management forms and industry newsletters.

Product overview

Printing Industry Credit Bureau (PICB) is a credit and collection agency dedicated to the printing industry, operating as a division of Professional Credit Management Associates, Inc. The company offers a suite of products including DELINQUiDEBT (a confidential debtor database for identifying repeat offenders), Credit Risk Assessment reports (via sister company CheckitCo), and professional collection services. Additionally, PICB provides resource tools including sample letters, agreements, and forms. The products are accessed through a cloud-based platform (Caspio) requiring client login for the DELINQUiDEBT database.

Differentiator

Problem solved

Functional benefit

Brands

• DELINQUiDEBT: A free online database tool allowing printers to search for past collection activity on potential customers to identify repeat offenders.
• CheckitCo

Products and services

• DELINQUiDEBT Database A confidential online database that allows printers to search for past collection activity on potential customers to identify repeat offenders before extending credit. Provided in cooperation with the Printing Industry IL/IN Association and owned by Professional Credit Management Associates, Inc.
• Credit Risk Assessment (CRA) A credit assessment report built using real-time public records that provides a snapshot of a company's history, structure, assets, debt, and legal history to identify good paying customers versus potential slow-pay or no-pay customers. Delivered through sister company CheckitCo.
• Collection Services Professional debt collection services dedicated to the printing and graphic arts industry, staffed by licensed, bonded, effective collectors. Operates on contingency fees with rates below industry average and includes global debt recovery capabilities.
• Due Diligence Reports Comprehensive research reports conducted using hands-on research with modern tools to assist printing businesses in evaluating customer creditworthiness and identifying potential risks.

Quantifiable outcome

• Saved printers approximately $250,000 in fraud attempts in a single year through Canadian crime ring intercession
• +1 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• CheckitCocoreStrategic or Co-development PartnerSister company to PICB under the same parent company Professional Credit Management Associates, Inc. CheckitCo provides Credit Risk Assessments using real-time public records. Together, PICB and CheckitCo offer comprehensive credit and collection services with over 40 years of combined experience.
• Americas Printing Association Network (APAN)coreGTM or Marketing PartnerFormerly Printing Industries of America. APAN is made up of print and graphic associations throughout the United States and Canada working together to bring industry awareness and support. PICB works with APAN and its member associations to reach printers needing credit and collection services.
• Printing Industry IL/IN AssociationcoreGTM or Marketing PartnerCooperation partner for the DELINQUiDEBT database program, providing collection activity tracking for printers in Illinois and Indiana.
• Professional Credit Management Associates, InccoreOthersParent company that owns and operates Printing Industry Credit Bureau (PICB), CheckitCo, and provides the DELINQUiDEBT database service. All three companies operate together to protect printers' profits.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Ansonia Credit Data: Specialized credit reporting agency providing commercial credit reports and monitoring, with a niche focus similar to PICB's industry-specialist positioning. Closely comparable as a smaller, vertical-aware credit data provider.
• NACM (National Association of Credit Management): National organization of credit management groups across industries, many of which operate industry-specific credit reporting and collection services analogous to PICB's vertical model. Most directly comparable on business model and member-based service delivery.
• IC System: Established third-party debt collection agency serving healthcare and commercial creditors with contingency-based collection services. Comparable to PICB on the collection services side and contingency-fee revenue model.
• AllianceOne: Third-party collection agency providing contingency-based recovery services across consumer and commercial accounts. Comparable to PICB on the debt collection function and contingency-fee structure.

Broad incumbents

• Coface: International trade credit insurer and business credit information provider. Comparable to PICB in providing credit risk assessment and monitoring for B2B customers, though at global scale and primarily through trade credit insurance rather than contingency collection.
• Dun & Bradstreet: The largest business credit reporting agency globally, providing commercial credit reports, scoring, and monitoring. Comparable to PICB in the credit reporting function but serves all industries at massive scale rather than specializing in printing.
• Experian Business: Major credit bureau providing both consumer and business credit reports and monitoring services. Comparable to PICB in offering credit risk data to subscribers but operates at global scale across all industries.
• Transworld Systems (TSI): Large debt collection and accounts receivable management firm offering contingency and debt purchase models across multiple industries. Comparable to PICB in providing commercial collection services at significantly greater scale.

Regional players

• EOS Solutions: European-headquartered debt collection and credit information provider with international reach. Comparable to PICB in combining credit data with collection services but operating primarily outside North America.

Emerging players

• Creditsafe: Global business credit reporting provider serving SMEs with online credit reports and monitoring. Comparable to PICB in providing accessible business credit intelligence but with modern SaaS delivery and broader geographic reach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/printing-industry-credit-bureau

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Printing Industry Credit Bureau