FinTechLabs
- Company typePrivate
- Founded2008
- HeadquartersNoida, India
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
FinTechLabs firmographics
Firmographics- Name
- FinTechLabs
- Legal name
- Perfios Software Solutions Private Limited
- Website
- https://fintechlabs.in
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
FinTechLabs industry classification
Industry- Product category
- Fintech Software / BFSI Technology
- NAICS
- Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Billing, Subscription & Revenue Management Infrastructure (FSAGABAM)
- akta.pro secondary industry
- Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE)
Keywords
Where FinTechLabs is headquartered
LocationHeadquarters
- HQ city
- Noida
- HQ country
- India
- HQ region
- Asia
Offices7 records
Markets served
FinTechLabs business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- API/Platform Licensing: Revenue from licensing 500+ APIs and platform solutions including KYC, document analysis, fraud detection, and credit assessment tools on a subscription or usage basis
- Transaction-based Processing: Revenue from processing transactions (2+ Bn per year) through document analysis, verification, and decisioning services
- Enterprise Platform Sales: AI Operating System for BFSI sold to banks, NBFCs, fintechs, and insurance companies for end-to-end digital transformation
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise quote-based pricing |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels9 records
FinTechLabs product offering
Product offeringCore offering
FinTechLabs makes technology products for the financial world and offers those software products as services. Its portfolio is an AI-powered operating system for BFSI providing 75+ platforms and products, comprising document analysis, KYC/KYB verification, fraud detection, credit decisioning, and an open banking DPI stack with 500+ APIs. The platform is built for banks, NBFCs, fintechs, and insurance companies to modernise onboarding, automate underwriting, and embed AI across financial workflows.
Product overview
Perfios is an AI-powered Operating System for BFSI (Banking, Financial Services, and Insurance) offering a platform-plus-modules architecture with 75+ platforms and products. The core portfolio comprises six main solution suites: Perfios Analyse (document digitization and analysis), Perfios Verify (KYC/KYB and customer verification), Perfios Lens (AI-driven intelligence for decisioning), Perfios Protect (fraud detection and prevention), Perfios DPI Stack (open banking connectivity for embedded finance), and Perfios Platforms (digital onboarding, underwriting, and operational platforms). These integrate with 500+ APIs enabling banks, NBFCs, fintechs, and insurance companies to modernize customer onboarding, automate credit decisioning, and embed AI across workflows. The product ecosystem spans document analysers (ITR, bank statement, GST, payslip, credit card, financial statements), KYC/verification tools (KYC/KYB, VKYC, liveness detection, OCR, digital signature), fraud prevention (TrustArmour, deepfake detection, document tamper check), and platforms (InteGreat, iAdore, Perfios Hub, Nexus 360, Journey Builder) serving 1000+ financial institutions across 18+ geographies.
Differentiator
Problem solved
Functional benefit
Products and services
- Perfios Analyse
- Perfios Verify
- Perfios Lens
- Perfios Protect
- Perfios DPI Stack
- Perfios Platforms (InteGreat, iAdore, Acclaim, Nexus 360, Journey Builder)
- Perfios Hub
- Perfios Credit Assist
- TrustArmour
- Deepfake Detection
- OneClick Onboarding
- Health Insurance Fraud Detection (Percieve)
- Consent Management Platform
- VKYC (Video KYC)
Quantifiable outcome
- VKYC completable in 3 minutes with minimal bandwidth
- +2 more outcomes
Companies that use FinTechLabs
Customer profileNamed customers21 records
Segments8 records
Ideal customer profiles3 records
FinTechLabs technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability12 records
Feature10 records
FinTechLabs partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- MCA (Ministry of Corporate Affairs)coreIntegration with MCA database providing access to 2.9+ million registered entities for due diligence and compliance verification. Enables instant document downloading and company profiling for decision-making.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
FinTechLabs competitors and assessment
Company assessmentDirect peers
- Signzy: Signzy is an Indian B2B fintech providing AI-based KYC, video onboarding, and digital verification for banks and NBFCs — the most direct Indian competitor to Perfios's Verify and Protect suites.
- Bureau.id: Bureau is an India-focused identity and fraud risk decisioning platform for BFSI, directly comparable to Perfios's TrustArmour, credit decisioning, and digital onboarding offerings.
- IDfy: IDfy is an Indian identity verification and background check platform serving banks, fintechs, and enterprises. Directly comparable to Perfios on KYC/KYB, video KYC, liveness detection, and fraud detection workflows.
Broad incumbents
- Jumio: Jumio is a global identity verification, KYC, and AML compliance platform serving enterprises including financial services. Comparable to Perfios on KYC orchestration, video verification, and fraud detection.
- Yodlee (Envestnet): Yodlee is a long-established financial data aggregation and analytics platform serving FIs globally. Comparable to Perfios on bank statement analysis, account aggregation, and data-driven credit/risk workflows.
- Onfido (now Entrust): Onfido is a global AI-based identity verification and KYC provider serving banks and fintechs. Comparable to Perfios on liveness detection, ID verification, and AI-based KYC orchestration, though Onfido is global-first rather than BFSI-deep.
- Mambu: Mambu is a SaaS core banking platform serving banks, NBFCs, and fintechs globally. Comparable to Perfios as a B2B infrastructure provider for financial institutions, though Mambu specializes in core ledger/accounting rather than KYC, document AI, and credit decisioning workflows.
- Plaid: Plaid is the leading global open banking / financial data connectivity platform with broad consumer and enterprise adoption. Comparable to Perfios's DPI Stack (FIU++/FIP++) and PCG open banking rails, though Plaid is consumer-account-centric while Perfios is business/credit-centric.
Emerging players
- Creditsafe: Creditsafe is a global business credit and due diligence data provider with deep company registry intelligence. Comparable to Perfios's Due Diligence and LeadGen offerings built on MCA-style company data.
- Lendingkart: Lendingkart is an Indian fintech using data and technology for SME lending; adjacent to Perfios in MSME-focused data/credit workflows, though it operates as a lender rather than a pure B2B infrastructure provider.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
FinTechLabs social profiles
Digital presenceFinTechLabs compliance and trust
Trust signalCompliance4 records
FinTechLabs financial estimates
Financial estimateRevenue estimate
Valuation estimate
FinTechLabs leadership team
Management profileNumber of profiles
Profiles1 record
FinTechLabs subsidiaries and ownership
Company hierarchySubsidiaries1 record
FinTechLabs funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FinTechLabs M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FinTechLabs
What does FinTechLabs do?
FinTechLabs makes technology products for the financial world and offers those software products as services. Its portfolio is an AI-powered operating system for BFSI providing 75+ platforms and products, comprising document analysis, KYC/KYB verification, fraud detection, credit decisioning, and an open banking DPI stack with 500+ APIs. The platform is built for banks, NBFCs, fintechs, and insurance companies to modernise onboarding, automate underwriting, and embed AI across financial workflows.
Is FinTechLabs a public or private company?
FinTechLabs is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was FinTechLabs founded?
FinTechLabs was founded in 2008. It employs 11 to 50 people.
Where is FinTechLabs based?
FinTechLabs is headquartered in Noida, India, in the Asia region.
How does FinTechLabs make money?
Three revenue lines are on record. API/Platform Licensing is the primary driver. The others are transaction-based Processing and enterprise Platform Sales.
Who are FinTechLabs's main competitors?
Direct peers on record are Signzy, Bureau.id and IDfy. Broad incumbents are Jumio, Yodlee (Envestnet), Onfido (now Entrust), Mambu and Plaid. Emerging players are Creditsafe and Lendingkart.
Does FinTechLabs have an API?
Yes. Perfios offers 500+ APIs enabling developers to build and automate financial services workflows including KYC/AML verification, document analysis, bank statement processing, compliance screening, and credit decisioning. The Perfios Hub provides discoverable APIs with free sandbox access. Developer documentation is at perfios.ai/in/products/perfios-hub.
What industry is FinTechLabs in?
FinTechLabs's product category is Fintech Software / BFSI Technology. Its primary akta.pro industry code is FSAGABAM, Billing, Subscription & Revenue Management Infrastructure, with a secondary code of FSAGALAE, Embedded Deposit Accounts & Digital Wallet Infrastructure. Its NAICS code is 523 and its SIC code is 6199.