CBP

What CBP does

Kereis France (formerly CBP) is a Paris-based insurance brokerage and policy administrator founded in 1991 and operating as a subsidiary of the Kereis Group. The company specializes in borrower insurance (assurance emprunteur), individual provident insurance (prévoyance individuelle), and consumer and auto credit insurance, serving individual policyholders primarily in France. Its core offerings include mortgage-linked loan protection products covering death, disability, and illness, complemented by personal risk protection and credit insurance distributed through banking and lending partners.

The company runs a digital-first platform comprising the award-winning Espace Assuré web portal, a feature-parity mobile application, electronic signature capability, and a Fast-Claim rapid claims processing system launched in 2025. A distinguishing technical layer is the integration with FranceConnect (the French national digital identity system) and the Sécurité Sociale, which enables automatic and secure transmission of medical documents and streamlines claims. These platforms have been recognized with three industry trophies: the Trophée de l'Assurance 2021 (FranceConnect integration), Trophée de l'Assuré 2023 (mobile application), and Trophée de l'Assurance 2025 (Fast-Claim).

Kereis France earns revenue primarily through recurring brokerage commissions on multi-year loan insurance policies and individual protection premiums, with additional service fees from policy administration, portfolio takeover, and claims management work performed for insurance providers. Distribution is hybrid: direct-to-consumer through the Espace Assuré portal and mobile app, and indirect through banking and lender partners under the Kereis Group umbrella. The company rebranded from CBP to Kereis France as part of group-level unification, and its operating geography remains concentrated in France.

Name

CBP

Legal name

Kereis France

Website

https://cbp-group.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Kereis France (formerly CBP) is a Paris-based insurance brokerage and policy administrator, subsidiary of Kereis Group, specializing in borrower insurance, individual provident insurance, and consumer/auto credit insurance for individual policyholders in France via partner banks and a digital self-service portal.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Borrower insurance brokerage
• Mortgage insurance services
• Individual provident insurance
• Consumer credit insurance
• Insurance policy management

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance Brokerage - Borrower Insurance: Kereis France acts as a broker and advisor for borrower insurance (assurance emprunteur), helping customers secure loan protection insurance. Revenue is generated through commissions from insurance providers.
2. Individual Protection Insurance: Individual protection insurance products (prévoyance individuelle) covering personal risks, generating recurring premiums and commissions.
3. Consumer/Auto Credit Insurance: Insurance products for consumer and auto loans (assurance crédits conso/auto), distributed through partnerships with lenders and dealers.
4. Portfolio Management Services: Services including policy administration, portfolio takeover, and claims management for insurance providers, generating service fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

CBP, operating as Kereis France, is a French insurance broker, advisor, and portfolio manager that designs, distributes, and manages borrower insurance (mortgage, consumer credit, auto loans) and individual provident insurance products. The company operates across the full insurance value chain, from product design to policy administration, portfolio management, and claims handling, supported by digital self-service platforms (Espace Assuré portal and mobile app) with electronic signature, FranceConnect integration, and rapid claims processing.

Product overview

Kereis France (formerly cbp) operates as a broker, advisor, and manager specializing in borrower insurance and individual provident insurance. The company designs, develops, and deploys insurance offerings covering the full value chain: from innovative product conception to high-performance software solutions, including policy management and portfolio acquisition. Its core products include Assurance Emprunteur (mortgage insurance), Prévoyance Individuelle (individual provident insurance), and Assurance Crédits Conso/Auto (consumer/auto credit insurance). These are supported by digital services including the Espace Assuré customer portal and mobile application, both multi-award winning platforms (Trophée de l'Assurance 2021, Trophée de l'Assuré 2023, Trophée de l'Assurance 2025), providing policyholders with secure document access, claims processing, electronic signatures, and FranceConnect integration. The company is a subsidiary of the Kereis Group.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance Emprunteur (Mortgage Insurance) Borrower insurance covering mortgage and loan repayments in case of death, disability, or serious illness, designed for individual homeowners and borrowers requiring credit protection.
• Prévoyance Individuelle (Individual Provident Insurance) Individual protection insurance covering personal risks including illness, accident, and death, providing financial security for individuals and families through recurring protection coverage.
• Assurance Crédits Conso/Auto (Consumer/Auto Credit Insurance) Insurance products for consumer loans and automobile financing, protecting borrowers and lenders against default due to unforeseen life circumstances.
• Espace Assuré (Customer Portal) Web-based self-service portal for policyholders to access contractual documents, submit claims, manage insurance policies, handle electronic signatures, and connect to FranceConnect and Sécurité Sociale for automatic medical document transmission.
• Kereis France Mobile Application Full-featured mobile application for policyholders to manage insurance contracts, access secure documents, submit claims, perform electronic signatures, and transmit medical documents via FranceConnect and Sécurité Sociale integration.
• Fast-Claim Rapid claims processing system enabling accelerated claim resolution for policyholders, recognized with the Trophée de l'Assurance 2025 for innovation.
• Portfolio Management Services Professional services including policy administration, portfolio takeover, and claims management provided to insurance partners to manage their books of insurance contracts.

Quantifiable outcome

• Trophée de l'Assurance 2021 for FranceConnect integration
• +2 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Kereis GroupcoreOthersParent company and group structure. Kereis France is a subsidiary of Kereis Group, which combines human advisory capabilities with digital solutions for insurance distribution and management.
• FranceConnectcoreTechnology or IntegrationNational French digital identity system enabling secure login to government services. Kereis France integrates with FranceConnect for authentication and data transmission, allowing automatic sharing of medical documents with Sécurité Sociale.
• Sécurité Sociale (French Social Security)coreTechnology or IntegrationFrench social security administration. Kereis France's platform enables automatic transmission of medical justification documents through integration with Sécurité Sociale systems, streamlining the claims process for policyholders.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Henner: Established French insurance broker and adviser serving both individuals and corporates, with strong presence in personal protection, health, and borrower-related lines. Comparable to Kereis France as a multi-line French insurance intermediary with significant headcount and brand presence.
• Diot-Siaci: Major French insurance brokerage and risk advisory firm offering personal and commercial lines, including credit and life protection. Overlaps with Kereis France in personal lines brokerage and portfolio management services.
• Verspieren: Large independent French insurance broker and risk manager with personal and commercial lines. Comparable to Kereis France as a multi-product intermediary serving individuals and corporate partners in France.
• April Group: One of France's largest insurance brokers and advisory groups, offering personal lines (including borrower insurance and prévoyance) alongside health, mobility, and commercial specialties. Overlaps significantly with Kereis France in personal lines brokerage, though at much broader scale.

Emerging players

• Meilleurtaux: French comparator and intermediary platform for credit, insurance, and savings products, including borrower and personal insurance. Directly comparable to Kereis France on the consumer-facing broker/comparator side of assurance emprunteur.
• Réassurez-moi: French insurance comparison and brokerage platform focused on personal lines including borrower insurance and prévoyance. Competes with Kereis France for the same digitally-engaged French individual customers.

Direct peers

• Santiane: French online insurance broker specialized in borrower insurance (assurance emprunteur) and personal protection. Directly competes with Kereis France in the same niche, with a similar direct-to-consumer digital distribution model.
• Magnolia.fr: French insurance intermediary serving individual customers with personal and credit protection products including assurance emprunteur. Directly overlaps with Kereis France's core retail personal lines brokerage business.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC6dpVSSS4LH9KpccmXKNWzg
• LinkedInlinkedin.com/company/kereis-france
• Xx.com/CbpFrance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CBP