Century National Bank, Division of the Park National Bank
Century National Bank, a division of Park National Bank, provides community-focused personal and business banking, lending, wealth management, and digital banking services to consumers and SMBs across six Ohio counties, backed by FDIC insurance.
- Company typePrivate
- Founded-
- HeadquartersZanesville, United States
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
What Century National Bank, Division of the Park National Bank does
Century National Bank operates as a division of Park National Bank, delivering community-focused banking services across six Ohio counties — Athens, Coshocton, Hocking, Muskingum, Perry, and Tuscarawas — with headquarters in Zanesville and 251-500 employees. The institution serves individual consumers, small-to-medium businesses, agricultural operations, public entities, and wealth management clients through a full-service product suite. Deposit products span checking, savings, money market, certificates of deposit, IRAs, and health savings accounts; lending products span personal loans, mortgages, HELOCs, commercial loans, SBA and government-backed loans, agricultural loans, equipment financing, aircraft financing, and lender finance. Wealth, trust, and retirement services include investment management, 401(k) rollovers, retirement planning, estate planning, custody, escrow, and guardianship. Distribution is hybrid: physical branches with local decision-making authority, complemented by online and mobile banking channels, telephone banking, and ATM access.
The bank's core technology layer is a digital banking platform delivering online banking, mobile banking, mobile check deposit, Zelle person-to-person payments, digital wallet integration (Apple Pay, Google Pay), and AgentIQ-based chat access to personal bankers. Business banking is supported by a comprehensive treasury management stack including merchant services, business lockbox, ACH origination, remote deposit, account analysis, positive pay fraud protection, and public funds banking. The institution holds FDIC-insured status and Equal Housing Lender designation, backed by over a century of operational heritage rooted in community service and local leadership.
Revenue is generated primarily through net interest income on the lending portfolio, supplemented by deposit and service fees (checking, savings, overdraft, wire, official checks, debit card transactions), credit card interchange and revolving balance interest, wealth management and trust fees, and business banking transaction fees. The go-to-market motion is community-led, anchored on physical branch presence, local leadership, community involvement and events, multi-platform social media (Facebook, Twitter/X, YouTube, Vimeo, LinkedIn), and content marketing through economic insights and financial calculators. Customer segments are horizontally segmented — personal banking, business/commercial banking, wealth management, and teen banking (VIP Teen Checking) — with no disclosed vertical specialization or enterprise-anchor customer dependencies.
Century National Bank, Division of the Park National Bank firmographics
Firmographics- Name
- Century National Bank, Division of the Park National Bank
- Legal name
- Park National Bank
- Website
- https://centurynationalbank.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Century National Bank, a division of Park National Bank, provides community-focused personal and business banking, lending, wealth management, and digital banking services to consumers and SMBs across six Ohio counties, backed by FDIC insurance.
- Ownership category
- akta.pro rank
Where Century National Bank, Division of the Park National Bank is headquartered
LocationHeadquarters
- HQ city
- Zanesville
- HQ country
- United States
- HQ region
- North America
Markets served
Century National Bank, Division of the Park National Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Net Interest Income: Interest income from lending activities including personal loans, home loans, home equity lines of credit, commercial loans, SBA loans, agricultural loans, equipment financing, aircraft financing, and lender finance. Offset by interest paid on deposits.
- Deposit and Service Fees: Fee income from deposit accounts including checking accounts, savings accounts, money market accounts, CDs, Health Savings Accounts, IRAs, wire transfers, official checks, overdraft protection, and debit card transactions.
- Credit Card Services: Revenue from personal and business credit cards including interchange fees and interest on revolving balances.
- Wealth Management and Investment Services: Fees from investment management, 401(k) rollovers, IRAs, wealth management, retirement planning, and trust services.
- Business Banking Services: Merchant services, lockbox services, Automated Clearing House (ACH), public funds management, retirement plan services, account analysis, and positive pay fraud protection services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Personal Banking Products - Checking, Savings, CDs, Money Market |
| Other | Monthly | Personal Lending Products - Loans, Mortgages, HELOCs |
| Subscription | Monthly | Business Banking Products and Services |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels4 records
Century National Bank, Division of the Park National Bank product offering
Product offeringCore offering
Century National Bank, a division of Park National Bank, operates as a full-service community bank providing personal and business deposit accounts, a broad range of lending products (personal, home, home equity, commercial, SBA, agricultural, equipment, and aircraft financing), wealth management and trust services, business treasury management solutions, and digital banking platforms across Ohio.
Product overview
Park National Bank operates as a regional community bank offering a comprehensive suite of banking products and services through both a unified platform and modular offerings. The bank provides personal banking products including checking, savings, money market accounts, IRAs, CDs, credit cards, and loans (personal, home, and auto). For wealth management, it offers investment management, 401(k) rollovers, wealth management, retirement planning, trust services, estate planning, and custody services. Digital banking is delivered through online and mobile platforms with features like Mobile Deposit, Zelle payments, and digital wallet support. Business banking includes commercial loans, SBA programs, agricultural loans, equipment financing, and aircraft financing. Treasury management services encompass merchant services, lockbox, ACH, remote deposit, and Positive Pay fraud protection. The bank also provides VIP Teen Checking for younger customers. All services are backed by FDIC insurance with Equal Housing Lender designation.
Differentiator
Problem solved
Functional benefit
Brands
- Century National Bank: Division of Park National Bank serving specific markets under the Century National Bank brand.
Products and services
- Checking Accounts
- Savings Accounts
- VIP All-Access Money Market Account
- Health Savings Accounts
- Individual Retirement Plans (IRAs) – Deposit Based
- Certificate of Deposit (CD)
- Freedom Years CD
- Personal Credit Cards
- Vehicle & Personal Loans
- Home Loans
- Home Equity Line of Credit
- Refinance
- Investment Management
- 401(k) Rollovers
- Individual Retirement Plans (IRAs) – Investment Based
- Wealth Management
- Retirement Planning
- Trust Services
- Estate Planning and Settlement
- Custody, Escrow, and Guardianship
- Debit Card
- Digital Banking
- Overdraft Protection
- Official Checks and Money Orders
- Wire Transfers
- VIP Teen Checking
- Business Checking
- Save & Grow
- Account Analysis
- Commercial Loans
- SBA & Government Loan Programs
- Agricultural Loans
- Equipment Financing
- Line of Credit
- Aircraft Financing
- Lender Finance
- Business Credit Cards
- One Card Program
- Merchant Services
- Lockbox Services
- Automated Clearing House
- Remote Deposit
- Public Funds
- Retirement Plan Services
- Positive Pay
- Mobile Deposit
Companies that use Century National Bank, Division of the Park National Bank
Customer profileSegments4 records
Ideal customer profiles3 records
Century National Bank, Division of the Park National Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability2 records
Feature5 records
Century National Bank, Division of the Park National Bank partnerships and signals
Strategic signalScale indicators1 record
Recent moves1 record
Expansion highlights5 records
Century National Bank, Division of the Park National Bank competitors and assessment
Company assessmentBroad incumbents
- Fifth Third Bank: Fifth Third is a large Cincinnati-headquartered regional bank with full-service consumer, commercial, and wealth offerings. Operates broadly across Ohio and competes with Park National for both retail and SMB relationships, but at materially larger scale.
- KeyBank: KeyBank is a Cleveland-based super-regional bank offering commercial, consumer, and wealth services across Ohio. Direct geographic overlap with Park National, but at substantially larger scale and broader product scope.
- Huntington Bancshares: Huntington is a major super-regional bank headquartered in Columbus, Ohio, competing directly across consumer, commercial, and SBA lending in Park National's footprint. Substantially larger scale makes it a broad incumbent rather than a direct comparable.
Direct peers
- S&T Bancorp: S&T Bancorp is a mid-sized community bank in the Midwest with consumer, commercial, and wealth management services. Similar scale and community-banking focus as Park National, with comparable exposure to small-business and commercial real estate lending.
- Heartland Bank: Heartland Bank is a community bank serving central and southeastern Ohio with personal, business, and mortgage lending — closely matching Park National's Century National Bank footprint in Muskingum and surrounding counties.
- Stock Yards Bancorp: Stock Yards Bancorp is a community-focused bank offering consumer, commercial, and wealth management services. Comparable to Park National in scale, branch-plus-digital distribution model, and relationship-banking orientation.
- First Merchants Corporation: First Merchants is a Midwest community bank with comparable consumer, commercial, and wealth offerings concentrated in Indiana and Ohio. Similar scale and community-banking approach to Park National with overlap in agricultural and commercial lending.
- First Financial Bancorp: First Financial Bancorp is an Ohio-based community bank with similar full-service offerings spanning consumer, commercial, and wealth management. Comparable in regional focus, branch-based distribution, and SBA/agricultural lending orientation.
- WesBanco: WesBanco is a regional community bank operating across Ohio, West Virginia, Pennsylvania, and surrounding states with a comparable mix of personal banking, commercial lending, and wealth management services. Highly comparable to Park National in scale, footprint, and product breadth.
- CNB Financial Corporation: CNB Financial is a mid-Atlantic community bank with consumer, commercial, and wealth services. Comparable in scale, product mix, and community-banking positioning, though with a slightly different geographic concentration.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Century National Bank, Division of the Park National Bank social profiles
Digital presenceCentury National Bank, Division of the Park National Bank compliance and trust
Trust signalCompliance2 records
Century National Bank, Division of the Park National Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Century National Bank, Division of the Park National Bank leadership team
Management profileNumber of profiles
Profiles1 record
Century National Bank, Division of the Park National Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Century National Bank, Division of the Park National Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Century National Bank, Division of the Park National Bank
What does Century National Bank, Division of the Park National Bank do?
Century National Bank, a division of Park National Bank, operates as a full-service community bank providing personal and business deposit accounts, a broad range of lending products (personal, home, home equity, commercial, SBA, agricultural, equipment, and aircraft financing), wealth management and trust services, business treasury management solutions, and digital banking platforms across Ohio.
Is Century National Bank, Division of the Park National Bank a public or private company?
Century National Bank, Division of the Park National Bank is a private company. It is classified as corporate owned and is currently operating.
When was Century National Bank, Division of the Park National Bank founded?
Century National Bank, Division of the Park National Bank was founded in -1. It employs 251 to 500 people.
Where is Century National Bank, Division of the Park National Bank based?
Century National Bank, Division of the Park National Bank is headquartered in Zanesville, United States, in the North America region.
How does Century National Bank, Division of the Park National Bank make money?
Five revenue lines are on record. Net Interest Income is the primary driver. The others are deposit and Service Fees, credit Card Services, wealth Management and Investment Services and business Banking Services.
Who are Century National Bank, Division of the Park National Bank's main competitors?
Broad incumbents on record are Fifth Third Bank, KeyBank and Huntington Bancshares. Direct peers are S&T Bancorp, Heartland Bank, Stock Yards Bancorp, First Merchants Corporation, First Financial Bancorp, WesBanco and CNB Financial Corporation.
Does Century National Bank, Division of the Park National Bank have an API?
No public API is recorded for Century National Bank, Division of the Park National Bank.