Mobile Garantie

What Mobile Garantie does

mobile GARANTIE Deutschland GmbH (branded Mobile Garantie) is a Germany-based, B2B warranty and insurance intermediary founded in 2010 and operating as a wholly owned subsidiary of the Swiss insurer Helvetia Schweiz. The company designs, distributes, and administers extended-warranty and guarantee-insurance products for vehicles (new and used cars, taxis and rental fleets, trucks, motorcycles, RVs, classic cars, supercars, boats) and consumer electronics, with underwriting provided by Helvetia Global Solutions Ltd in Liechtenstein.

The core technology stack centers on a digital damage-reporting platform (online claim submission with document upload), a workshop-network integration with Repareo for appointment booking and repair-cost estimates, and direct settlement with partner workshops so end customers avoid out-of-pocket payments. Product tiers are structured across multiple coverage levels (Silber/Gold/Platin for cars, Premium/Exklusiv for taxis, Basis/Premium for supercars and classics), with 100% labor-cost coverage in warranty-triggered repair cases as a recurring differentiator.

The business model is commission-based insurance intermediation, structured as subscription/multi-year warranty contracts purchased through a B2B-only dealer channel. Mobile Garantie works exclusively through approximately 7,500 vehicle dealers and manufacturer partnerships (including Volkswagen Nutzfahrzeuge, Mitsubishi, CLAAS, and F-Trucks via the Stegmaier Group), backed by regional sales representatives in Germany, parallel operations in Austria, and a Dutch subsidiary. With 50+ employees and offices in Wedemark, Vienna, and the Netherlands, the company operates as a specialized distribution and claims-administration platform within the Helvetia insurance group.

Name

Mobile Garantie

Legal name

mobile GARANTIE Deutschland GmbH

Website

https://mobile-garantie.de

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Mobile Garantie is a Germany-based B2B warranty and insurance intermediary, wholly owned by Helvetia Schweiz, that designs and distributes extended-warranty products for vehicles, commercial fleets, boats, and electronics through a network of 7,500+ European dealers.

Ownership category

akta.pro rank

Product category

Extended Vehicle Warranty Insurance

akta.pro primary industry

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

Keywords

• Extended vehicle warranty
• Automotive warranty insurance
• Dealer warranty solutions
• Fleet guarantee coverage
• Consumer electronics warranty

Headquarters

HQ city

Wiedemar

HQ country

Germany

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Vehicle Warranty and Guarantee Products: Extended warranty and guarantee insurance products for vehicles (new, used, taxis, trucks, motorcycles, boats, etc.) providing repair cost coverage after manufacturer's warranty expires. Revenue generated through premiums paid by dealers and end customers.
2. Insurance Intermediation: As a licensed insurance intermediary (Versicherungsvertreter) under §34d GewO, the company acts as intermediary for warranty insurance products underwritten by Helvetia Global Solutions Ltd. Revenue through commissions included in insurance premiums.
3. Electronic Device Protection: Warranty products for consumer electronics including mobile devices, hearing aids, and garden equipment. Special programs for Kärcher devices.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

Mobile Garantie develops and distributes extended warranty and repair-cost insurance products for a broad range of vehicles (passenger cars, motorcycles, taxis, trucks, motorhomes, classic cars, supercars, boats) and electronic devices (mobile devices, hearing aids, household equipment), underwritten by Helvetia Global Solutions Ltd. The products are sold exclusively through B2B dealer and fleet channels, with claims handled digitally and settled directly between the company and partner workshops.

Product overview

Mobile Garantie is a B2B warranty and insurance solutions provider offering a comprehensive portfolio of guarantee products for various vehicle types and electronic devices. The core offering consists of vehicle guarantees (Neu- und Gebrauchtwagen, Motorräder via BIKE Plus3 Premium, SuperCars, Young-/Oldtimer, Caravans/Wohnmobile) and specialized commercial vehicle guarantees (Taxigarantien for taxi/rental fleets, Lkw-Garantie for trucks, Maschinen-Garantie for special vehicles), plus boat guarantees (Boot/Yacht Protection) and electronic device guarantees (Mobile Device, Elektronik/Hörgeräte). The company operates exclusively through dealers (B2B model) and provides Europe-wide repair cost coverage with a network of partner workshops.

Differentiator

Problem solved

Functional benefit

Brands

• Händlergarantien: Garantielösungen für Händler - Gebrauchtwagen, Neuwagen, Wohnmobile, Motorräder, SuperCars, Young- und Oldtimer
• Taxigarantien
• Sonderfahrzeuggarantien
• Bootgarantien
• Elektrogarantien
• BIKE Plus3 Premium
• SuperCar
• Classic

Products and services

• Neu- und Gebrauchtwagen Garantie Extended warranty insurance for new and used passenger cars offering three coverage packages (Silber, Gold, Platin) with progressively broader repair-cost coverage across Europe, sold through dealers.
• Reise- und Wohnfahrzeuge Garantie Warranty insurance for motorhomes, caravans and camper vans with 100% labor-cost coverage and 12, 24 or 36 month terms, distributed through dealers in Germany.
• KEP-Garantie PLUS Special warranty program co-developed with Volkswagen Nutzfahrzeuge for courier, express and parcel service (KEP) commercial fleet vehicles, distributed through VW commercial vehicle channels.
• BIKE Plus3 Premium Warranty insurance for single-track motor vehicles (motorcycles, mopeds, scooters, quads and trikes) covering up to 80,000 km and up to 160 kW with 100% labor-cost coverage.
• SuperCar Garantie Warranty product for high-value sports and exclusive vehicles, offered in two packages (Basis and Premium) with coverage up to 120,000 km and tailored extra services.
• Young- und Oldtimer Garantie Specialized warranty for young-timers (from 15 years) and classic cars (from 30 years), offered in Basis and Premium packages with 100% labor and 50% material cost coverage on a 12-month term.
• Taxigarantie Premium/Exklusiv Taxi and rental car warranty in Premium (up to 180,000/120,000 km, 12/24/36 months) and Exklusiv (extended coverage up to 400,000 km) packages with 100% labor-cost reimbursement.
• Taxigarantie Premium Sale 12-month taxi/rental car warranty package with early-booking benefits and 0% financing for installment purchases, designed as a bridge when factory warranty expires.
• Lkw-Garantie Truck Warranty for trucks up to 40 tons aimed at logistics companies, truck dealers and workshops, with up to 12-month duration and 60,000 km or 100,000 km mileage options.
• Garantien für Maschinen Warranty product for special vehicles and machines providing additional service access for contract partners and customers in heavy-duty and special applications.
• Boot Protection Repair-cost insurance for sailing boats and sailing yachts with 12- or 24-month terms and 100% labor-cost reimbursement in covered damage cases.
• Yacht Protection Warranty insurance for all outboard motors and motor boats/yachts with 12- or 24-month terms and 100% labor-cost coverage.
• Mobile Device Garantie Warranty protection for smartphones, tablets and smartwatches covering repair costs arising from damage incidents.
• Elektrogeräte Garantie Broad-spectrum warranty protection for electronic and household devices including hearing aids, lawn mowers, Kärcher products and heating systems, with customized insurance programs.

Quantifiable outcome

• 100% labor costs covered in warranty-claim cases
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

14 partnerships are on record, tiered core and minor.

• BFS Business Fleet Services GmbH (Stegmaier Group)coreStrategic or Co-development Partner · 11 June 2026Strategic cooperation to develop and scale warranty and repair cost solutions in the B2B segment. BFS operates 90+ locations across 5 European countries. Focus on scalable product architecture and digital processes.
• F-Trucks Deutschland GmbH (Stegmaier Group)coreStrategic or Co-development Partner · 28 May 2026General importer for Ford Trucks in Germany. Partnership to set new standards in service, quality, and warranty products for heavy commercial vehicles. Focus on B2B customers with tailored warranty solutions.
• CLAAScoreStrategic or Co-development Partner · 11 May 2026Global leading agricultural machinery manufacturer. Partnership to develop warranty products specifically for used agricultural machinery, targeting professional farming operations with quality standards and transparent claims processes.
• autohelden.comminorGTM or Marketing Partner · 23 October 2025Digital marketplace for original and aftermarket parts (20+ million parts). Partners receive 3% bonus on parts orders. Simplifies parts procurement for workshop repairs under warranty claims.
• EUROMASTERminorChannel Partner/ Reseller/ Distributor · 27 March 2025Workshop network partnership starting with 10 locations in Germany (Hamburg, Berlin, Cologne, Frankfurt, Munich). Provides service network for warranty repairs and efficient claims handling.
• Helvetia Global Solutions LtdcoreOthersPrimary insurer and risk bearer for all warranty insurance products. Headquartered in Vaduz, Liechtenstein (BaFin regulated). All warranty products are underwritten by Helvetia, making this the most critical partnership for operations.
• Volkswagen NutzfahrzeugecoreStrategic or Co-development PartnerCooperation for KEP-Garantie PLUS special program for Volkswagen commercial vehicle customers. Long-standing partnership with joint customer acquisition. VW offers free 24-month component and parts insurance (up to 500,000 km) with new vehicle purchases.
• Mitsubishi MotorsminorChannel Partner/ Reseller/ DistributorPartnership for warranty products distributed through Mitsubishi dealer network in Germany.
• Leihtaxi WestminorGTM or Marketing PartnerRental taxi service providing replacement vehicles nationwide within 6 hours for mobile GARANTIE taxi customers. Offers preferential conditions including 24/7 availability, vehicles equipped with taximeter and BOKraft certification.
• V.E.S.U.V. GmbHminorGTM or Marketing PartnerNationwide insurance specialist for taxi and rental car industry. Cooperation offers particularly favorable insurance terms for V.E.S.U.V. members.
• Bennewitz (Hyundai Austria)minorChannel Partner/ Reseller/ DistributorPartnership with Bennewitz (Hyundai dealership) for taxi warranty products in Austria.
• Oldtimer-Automobilclub-AustriaminorGTM or Marketing PartnerPartnership for providing warranty protection for classic/young timer vehicles. Club offers sales, rental, events, and museum services for vintage car enthusiasts.
• Bundesverband Taxi und Mietwagen e.V.minorGTM or Marketing PartnerFederal association representing taxi and rental car industry. BVTM members receive special conditions on 3-year premium taxi warranties.
• Helvetic Warranty (Switzerland)minorOthersRelated company for Swiss market operations within the Helvetia group.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Real Garant Versicherung AG: Real Garant is a major German warranty insurance carrier specializing in dealer-sold vehicle service contracts across DACH; operates a near-identical model of underwriting and intermediating extended warranties via automotive dealers.
• Easy-Garantie (Bavaria Wirtschaftsagentur): Easy-Garantie is a German warranty provider offering tiered (similar to Silber/Gold/Platin) extended vehicle warranties distributed through dealers — a head-to-head competitor in the same German B2B channel.
• Opteven: Opteven is a European specialist in vehicle warranty and maintenance products distributed through dealer networks, with similar product breadth (cars, motorcycles, commercial vehicles) and direct-settlement workshop claims processes.
• CarGarantie: CarGarantie is one of Germany's largest independent used-car warranty administrators, offering dealer-distributed extended warranties through a multi-thousand dealer network — directly overlapping Mobile Garantie's core new/used car warranty business.
• MAPFRE Warranty: MAPFRE Warranty is an international warranty and extended service contract provider operating dealer-distributed vehicle and equipment warranties across Europe; comparable in product structure, multi-country footprint, and B2B dealer channel.

Broad incumbents

• AXA Assistance / AXA Partners: AXA Partners offers extended warranty and motor assistance through OEM and dealer channels as part of its broader insurance/assistance portfolio, overlapping with Mobile Garantie's warranty products but at much larger scale.
• Assurant (Warranty & Vehicle Protection): Assurant is a global provider of extended service contracts and vehicle protection plans through dealer, OEM, and retailer channels; competes across both automotive and consumer electronics warranty adjacencies where Mobile Garantie also operates.
• Allianz Partners: Allianz Partners is a broad incumbent in motor assistance, warranty, and insurance products distributed via OEMs and dealers globally; competes in warranty but as part of a wider assistance/insurance portfolio.
• Zurich Insurance (Motor Warranty): Zurich Insurance is a global incumbent providing motor warranty and dealer-distributed protection products in Europe; overlaps with Mobile Garantie as a broad-scope competitor with deeper capital and brand reach.

Others

• Helvetic Warranty (Switzerland): Helvetic Warranty is Mobile Garantie's sister company within the Helvetia Group, offering parallel warranty distribution in Switzerland; serves as the natural template and gateway for Mobile Garantie's DACH geographic expansion.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/mobile-garantie-deutschland
• Instagraminstagram.com/mobilegarantie

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries3 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mobile Garantie