What Solcredito does

Solcredito, operated by Fiizy Ltd (registered in Tallinn, Estonia), is an online loan search and comparison platform that has operated in the Spanish consumer credit market since 2011. The platform functions as an intermediary rather than a direct lender: a borrower submits a single application through solcredito.es, the platform's patent-pending matching algorithm processes thousands of data points in real time, and within 15 minutes the user receives multiple personalized offers from a curated network of partner lenders including Moneyman, Vivus, Cashper, Ibancar, Mykredit, Quebueno, and Cashperplus. Loan amounts range from €100 micro-loans to €15,000, with repayment terms from 91 days to 60 months; a first-loan promotional rate of 0% interest applies to new customers borrowing under €1,000, while standard partner-lender APRs can extend up to 3,752%. The platform also offers specialized verticals for vehicles, bicycles, caravans, taxi licences, mobile devices, and ASNEF-listed borrowers, supported by an SEO-heavy content strategy and a financial education blog.

The business model is consumer-facing and free to users, with revenue generated entirely through referral commissions paid by partner lenders on successfully originated loans. Distribution is 100% digital and self-serve — no branches, no sales force, and no mobile app — with all customer acquisition flowing through SEO, content marketing, and organic social (Facebook, Instagram). The platform also operates as an international brand licensed across 7 countries on 3 continents via affiliated group companies under Fiizy Ltd. The company has cumulatively served over 6 million users and originated 600,000+ loans worth more than €720 million since inception. No external funding rounds, institutional investors, or parent company have been disclosed; the company operates as a privately held, bootstrapped entity with a headcount of 11-50 employees.

Name

Solcredito

Legal name

Fiizy Ltd

Website

https://solcredito.es

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Solcredito is an Estonia-incorporated online loan comparison platform serving Spanish consumers, matching a single application to multiple partner-lender offers of €100-€15,000 in under 15 minutes, monetized via lender referral commissions.

Ownership category

akta.pro rank

Product category

Online Personal Loan Comparison

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310), Activities Related to Credit Intermediation (5223), Nondepository Credit Intermediation (5222)

SIC

Loan Brokers (6163), Personal Credit Institutions (6141)

akta.pro primary industry

Small-Dollar Short-Term Installment Loans (Non-payday) (FSAKAMAI)

akta.pro secondary industries

Emergency & Short-Term Installment Personal Loans (Unsecured) (FSAKAAAH), Personal Loan Refinance (Rate/Term) (FSAKAIAB)

Keywords

• Loan comparison platform
• Personal loan aggregator
• Online lending marketplace
• Consumer credit matching
• Micro-loan comparison

Headquarters

HQ city

Tallinn

HQ country

Estonia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations

Revenue model

1. Lender Referral / Commission Fees: Solcredito is a free service for end users. Revenue is generated through commercial arrangements with its network of lending partners (Moneyman, Vivus, Cashper, Ibancar, Mykredit, Quebueno, etc.). The company earns referral fees or commissions each time a user is successfully matched and a loan is originated through the platform.
2. International Brand Licensing: Solcredito is an international brand available across 3 continents through affiliated group companies. The platform operates under Fiizy Ltd and extends its brand and technology to local markets, monetising through the same referral/commission model.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Solcredito operates an online loan search and comparison platform that submits a single user application and returns multiple personalized personal loan offers from a network of partner lenders (Moneyman, Vivus, Cashper, Ibancar, Mykredit, Quebueno, Cashperplus) within 15 minutes. The platform covers loan amounts from €100 to €15,000 with repayment terms from 91 days to 60 months, including specialized variants for vehicles, taxi licences, mobile devices, and ASNEF-listed borrowers. The service is free for end users and revenue is generated through referral commissions from partner lenders when a loan is originated.

Product overview

Solcredito is an online loan search and comparison platform (comparador de préstamos) operating in Spain since 2011/2015. The platform functions as an intermediary — not a direct lender — connecting users with a network of financial institution partners to offer personalized loan products. The core offering is the Préstamos Personales Online search engine, which powers loan comparisons from 100€ to 15,000€. This is supplemented by specialized products including Préstamos Rápidos and Préstamos en 24 Horas for urgent liquidity, Minicréditos for small micro-loans under 1,000€ (with a 0% first-loan promotion), purpose-specific loans for vehicles (coche, moto, bicicleta), caravans, taxi licenses, and mobile devices, as well as loans for users in the ASNEF delinquency registry. The platform also offers an educational Blog. All products share the same 100% online, paperless application process with responses in under 15 minutes, powered by Solcredito's patented matching algorithm.

Differentiator

Problem solved

Functional benefit

Products and services

• Préstamos Personales Online (Online Personal Loans) A loan search and comparison platform that connects individual Spanish consumers with multiple financial institutions to find personalized loan offers ranging from €100 to €15,000, with a 100% online process and response times under 15 minutes.
• Préstamos Rápidos (Fast Loans)

Quantifiable outcome

• Over 6 million people helped across 7 countries; more than 600,000 loans originated totalling over €720 million
• +3 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Rastreator: Spain's leading insurance and loan/credit comparison aggregator (part of Kelkoo Group). Competes head-to-head with Solcredito for SEO-driven loan-comparison traffic in Spain and offers a near-identical broker model earning commissions from partner providers.
• Lendo: Loan-comparison aggregator operating across multiple European markets (Sweden, Poland, Czechia). Closely mirrors Solcredito's broker-to-lender referral model and PAN-European expansion playbook from a similar starting point.
• Rankia: Spanish financial community and product comparison platform covering personal loans, mortgages, and banking products. Competes for the same high-intent organic traffic and consumer-lead funnel in Spain and shares the broker/affiliate revenue model.
• HelpMyCash: Spanish personal-finance comparison site that aggregates loan, mortgage and credit-card offers from partner institutions. Operates a near-identical broker model in Spain, sharing both lender relationships and SEO-driven customer acquisition with Solcredito.
• iAhorro: Spanish financial comparison platform covering mortgages, loans, and consumer credit. Directly comparable broker model with a referral-based revenue structure and a similar target audience of Spanish consumers shopping personal-loan offers online.
• Younited Credit: France-headquartered online consumer-credit platform operating across several European countries. Comparable as a digital-first personal-loan platform that aggregates multiple lending sources and underwrites/route loans to consumers, with overlapping unsecured-personal-loan use cases.
• Creditea: Spain-active online consumer-credit provider offering fast loans and credit lines to retail consumers including ASNEF-listed borrowers. Closely competes with Solcredito's minicréditos / emergency-loan verticals with an overlapping lender-network and customer base.

Emerging players

• Credy: Spain-based online consumer-loan comparison and origination platform. Comparable emerging aggregator competing in overlapping loan-comparison categories in Spain, similar referral/lead-gen model aimed at Spanish consumer-loan borrowers.

Others

• Vivus (4finance Group): One of Solcredito's listed core lending partners under a 'We to Them' financial-partner arrangement. Listed as an adjacent ecosystem participant (partner/lender) rather than a competitor; relevant for benchmarking partner terms, APR bands, and product positioning on the platform.

Broad incumbents

• Cofidis (Spain): Subsidiary of Crédit Mutuel and a major direct consumer-credit provider in Spain. Overlaps with Solcredito's personal-loan and credit-line use cases at larger ticket sizes, and competes indirectly by cutting out the broker for borrowers who qualify with prime lenders.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/www.solcredito.es
• Instagraminstagram.com/solcredito.es
• Xx.com/solcredito
• LinkedInlinkedin.com/company/solcredito

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solcredito