What Credyt does

Credyt, founded in 2025 and operating as Revenew Technologies, Inc. from San Francisco, provides real-time monetization infrastructure purpose-built for AI products. The platform enables AI companies and solo developers to meter usage, authorize spending before it occurs, and bill customers across multiple pricing models—including usage-based, subscription, hybrid, credits, and tokens—via wallet APIs and a drop-in customer billing portal. Core target customers are "vibe coders" (solo founders shipping AI products with Lovable, Bolt, or Claude Code), Seed-to-Series-A AI companies with real-time infrastructure costs, and growth-stage Series-B+ companies needing per-customer cost attribution. The company does not develop or sell AI models; it sells the billing rails underneath AI applications.

The platform's technical architecture centers on a multi-asset wallet primitive in which each wallet holds USD, tokens, credits, GPU hours, or custom units with independent grants and lifecycles. A pre-usage authorization step queries wallet balance before each billable action and atomically debits on approval, preventing threshold overruns and runaway spend. Real-time cost streaming exposes per-customer, per-model, and per-event cost attribution, while budget enforcement controls set hard ceilings per customer, agent, or team. A Model Context Protocol (MCP) server at mcp.credyt.ai extends this infrastructure directly into AI coding environments—Cursor, Windsurf, Claude Code, Bolt, Lovable, v0, Replit, Codex, and ChatGPT—allowing developers to provision wallets, pricing, and customer portals through a single prompt, reportedly replacing six to twelve months of engineering work. Supporting products include TypeScript/Node.js and Python SDKs, a REST API with OpenAPI specification, webhooks, and built-in Stripe Checkout for credit top-ups.

Credyt runs a product-led, API-first go-to-market: developers sign up directly via app.credyt.ai and integrate through MCP prompts without sales engagement, with the first 10 wallets and 1 million events per month free of charge. Revenue is generated through usage-based billing at $1 per Monthly Active Wallet beyond the free tier, plus subscription-style credit top-ups flowing through Stripe Checkout, with no revenue share or payment markup on the free tier. The founding team consists of payments-industry veterans Ben Foster (formerly SVP Engineering at Checkout.com and VP Engineering at TrueLayer), Nick Thomson (formerly Head of Product at Checkout.com and CPO at Banked), Vesela Pavkovic (product leader from SumUp, Trustly, and Skrill), and Daniel Münch (engineering leader from Checkout.com's Berlin hub). The company raised a $4.6 million seed round led by Fika Ventures with Dash Fund and TTV Capital.

Name

Credyt

Legal name

Revenew Technologies, Inc.

Website

https://credyt.ai

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Credyt provides real-time monetization infrastructure for AI products, enabling AI companies and solo developers to meter usage, authorize spending in advance, and bill customers across usage-based, subscription, credit, and token pricing models via multi-asset wallets and MCP-integrated APIs.

Ownership category

akta.pro rank

Product category

Usage-Based Billing & Monetization Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Multi-Currency Accounts, Wallets & FX Management (Consumer/SME) (FSAGAKAF)

Keywords

• Usage-based billing
• AI monetization
• Real-time billing
• Wallet infrastructure
• Developer billing API

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Wallet-Based Usage Billing: Charges $1 per Monthly Active Wallet per month. First 10 wallets and 1 million events monthly are free with no revenue share or payment markups. Revenue is generated through per-customer wallet fees as customers grow.
2. Credit Purchase Top-Ups: Customers prepay credits into wallets via Stripe Checkout. Top-ups flow through payment processor and are consumed as usage occurs.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Credyt provides real-time monetization infrastructure for AI products, built on a multi-asset wallet primitive that natively holds USD, tokens, credits, GPU hours, or custom units alongside fiat. The platform performs pre-usage authorization on every billable action and debits wallets atomically at the moment of consumption, enabling AI companies to observe spend in real time, enforce budget ceilings before costs occur, and monetize across usage-based, subscription, hybrid, credits, and tokens pricing models. Distribution is anchored on a Model Context Protocol (MCP) server that lets AI developers add billing through a single prompt inside coding tools such as Cursor, Windsurf, Claude Code, Bolt, Lovable, v0, Replit, Codex, and ChatGPT.

Product overview

Credyt is a real-time monetization infrastructure platform for AI products. The core platform provides wallet-based billing with pre-usage authorization, real-time cost metering, and multi-asset wallet support. The key product is the MCP Server which enables AI coding tools (Claude Code, Cursor, Windsurf, Bolt, Lovable, v0, Replit) to add billing through single prompts. Supporting products include the Wallet API for balance checks and atomic debits, SDKs for TypeScript/Node.js and Python, and a drop-in Customer Billing Portal with live balance visibility and self-service top-ups. Together these enable AI companies to observe spend in real time, control usage limits before costs occur, and monetize across usage-based, subscription, and hybrid pricing models.

Differentiator

Problem solved

Functional benefit

Products and services

• Credyt Platform Real-time monetization infrastructure for AI products providing wallet-based billing, usage metering, pre-usage authorization, and customer billing portals. Enables AI companies to observe spend, control exposure, and bill across usage-based, subscription, hybrid, credits, and tokens pricing models.
• MCP Server Model Context Protocol server enabling AI coding tools to add billing capabilities through a single prompt. Connects to Claude Code, Cursor, Windsurf, ChatGPT, Bolt, Lovable, v0, and Replit, allowing developers to set up wallets, pricing, and customer portals directly from their coding environment.
• Wallet API Real-time wallet API that checks customer balance before usage and debits atomically as events occur. Supports multi-asset wallets holding USD, tokens, credits, GPU hours, or custom units and powers pre-usage authorization and budget enforcement.
• Customer Billing Portal Drop-in branded portal showing live balance, usage history, and top-up options. Includes customer-controlled auto top-up thresholds and Stripe Checkout integration, shipping without frontend engineering required.
• SDK Software development kits for TypeScript/Node.js and Python enabling developers to integrate wallet management, usage metering, and billing operations into AI applications.

Quantifiable outcome

• Integration time reduced from 6-12 months to same day
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability3 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core.

• StripecoreTechnology or IntegrationStripe is the primary payment processor integrated with Credyt. Top-ups flow through Stripe Checkout by default. Stripe handles payment processing while Credyt manages wallet state, authorization, and events. External PSPs are also supported.
• Cursor (MCP Integration)coreTechnology or IntegrationMCP server integration enables developers using Cursor AI coding environment to add usage-based billing through single prompt. Integration scaffolds wallet, portal, and metering automatically.
• Windsurf (MCP Integration)coreTechnology or IntegrationMCP server integration enables developers using Windsurf AI coding environment to add usage-based billing through single prompt.
• Claude Code (MCP Integration)coreTechnology or IntegrationMCP server integration enables developers using Claude Code to add usage-based billing through single prompt.
• Bolt (MCP Integration)coreTechnology or IntegrationMCP server integration enables developers using Bolt vibe coding platform to add usage-based billing through single prompt.
• Lovable (MCP Integration)coreTechnology or IntegrationMCP server integration enables developers using Lovable vibe coding platform to add usage-based billing through single prompt.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Orb: Usage-based billing platform focused on modern SaaS and AI companies. Offers real-time metering, flexible pricing models, and analytics. Named as a direct competitor in Credyt's comparison content.
• Metronome: Usage-based billing platform built for SaaS and AI companies. Metronome pioneered the real-time metering and pricing iteration workflow that Credyt targets and is one of Credyt's named comparison targets.
• Stigg: SaaS pricing and billing platform with entitlement management and usage-based pricing support. Targets similar customer segments (AI companies, SaaS startups) and is named in Credyt's comparison pages.
• Lago: Open-source usage-based billing infrastructure targeting modern SaaS and AI companies. Offers real-time metering and pricing flexibility. Direct competitor named in Credyt's comparison content.

Emerging players

• Flexprice: Emerging usage-based billing platform mentioned alongside Metronome, Stigg, and Stripe in developer conversations. Targets similar AI-native and SaaS customers with usage and credit-based pricing.

Broad incumbents

• Maxio: SaaS billing platform (combining SaaSOptics and Chargify) serving B2B SaaS companies with subscription, usage-based, and hybrid billing. Established incumbent competing in the broader SaaS billing space Credyt targets.
• Stripe Billing: Stripe's usage-based billing product is the dominant incumbent in developer-facing billing infrastructure. Stripe processes payments for virtually every AI startup and bundles billing, removing the need for a separate billing vendor. Direct overlap with Credyt's core offering and a major competitive threat given Stripe's distribution.
• Recurly: Established subscription billing platform serving SaaS and subscription businesses with usage-based billing features. Broader portfolio than Credyt but overlapping on subscription plus consumption pricing models.
• Paddle: Merchant of record and billing platform handling global tax compliance and subscription/usage billing for SaaS companies. Overlaps with Credyt on usage-based billing, particularly for AI and SaaS products selling globally.
• Chargebee: Established subscription billing platform serving SaaS and subscription businesses. Broader portfolio than Credyt (subscription-first) but overlapping on usage-based and hybrid pricing for SaaS companies.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• GitHubgithub.com/credyt/photo-booth
• Xx.com/CredytAI
• LinkedInlinkedin.com/company/credyt-billing

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credyt