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TexCap Financial

Full company profile

uuid000w4hw

Namestring
TexCap Financial
Websiteurl
texcapfinancial.com
Company typeenum
Private
Founded yearstring
-
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersDallas, United States
HQ citystring
Dallas
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
bill payment services, payment processing, cash payment network, consumer payments, financial services
Industry3 codes
PRIMARYMPAEALAF
Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in)
Media, Entertainment & Sports/Gambling, Betting & Casinos/Payment Processing & Financial Services for Gaming
SECONDARYFSAGADAG
Bill Management & Subscription Management
Financial & Insurance/Financial Technology (Fintech)/Personal Finance & Financial Wellness (PFM)
SECONDARYFSAGALAB
Embedded Payments (Pay-ins, Pay-outs, Wallets)
Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)
NAICS code2 codes
  • Financial Transactions Processing, Reserve, and Clearinghouse Activities522320
  • Activities Related to Credit Intermediation5223
SIC code2 codes
  • Finance Services6199
  • Services-Consumer Credit Reporting, Collection Agencies7320
Product category
Consumer Bill Payment Services
Social media profiles1 record
Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Technology or R&D, Operations, Personnel, Marketing or Sales, Others
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

TexCap Financial delivers a payment processing platform that enables customers of partner businesses (such as AutoStream) to pay bills and orders using multiple methods, including cash at retail partner locations, credit/debit cards, and digital channels via web and mobile. The platform collects an Account Identifier, ZIP code, and contact information (email or mobile) to initiate transactions routed through PayNearMe's payment network.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

TexCap Financial operates a payment processing platform that enables customers to pay via PayNearMe's payment network. The core product offering is the 'Pay AutoStream' payment interface, which allows users to submit payments using different payment methods through the PayNearMe platform. The system collects Account Identifier, ZIP code, and contact information (email or mobile number) to process transactions.

Product and service1 record
1Pay AutoStream
CategoryBill payment / payment processing
Description

A payment processing interface that enables AutoStream's customers to pay their bills through multiple payment methods (cash at retail partner locations, credit/debit cards, and digital channels) using PayNearMe's payment network. Users enter their Account Identifier, 5-digit ZIP code, and email or mobile number to initiate a transaction. The interface is targeted at SMB merchants and the consumers they bill.

Partnership1 partner
1AutoStream
Strategic tierCoreTypeChannel Partner/ Reseller/ Distributor
Description

AutoStream utilizes PayNearMe's payment processing platform to accept bill payments from customers. AutoStream's customers can pay their bills through PayNearMe's multi-channel payment network including cash payments at retail partner locations and digital payment options via web interface requiring account identifier and ZIP code verification.

Recent move3 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight3 records

Each record includes

Type, Description

Peers10 records
1Green Dot Corporation
TypeBroad incumbent
Description

Green Dot is a bank holding company focused on underbanked consumers, with prepaid cards and cash reload networks at major retailers. Its retail cash-acceptance infrastructure and focus on banking-accessible consumers make it a relevant adjacent competitor to TexCap's bill-payment model.

2InComm Payments
TypeDirect peer
Description

InComm Payments operates a retail-based prepaid, gift, and bill-payment network at point-of-sale, including cash-accepting channels. Its cash-to-digital bill payment offering is functionally analogous to the PayNearMe-powered rails TexCap resells.

3PayNearMe
TypeDirect peer
Description

PayNearMe is the underlying cash-to-digital payment network powering TexCap's entire offering. It is directly comparable as it operates the same multi-payment-method platform and retail cash network that TexCap resells, making it both a partner and the most direct competitive reference point.

4MoneyGram
TypeBroad incumbent
Description

MoneyGram provides bill payment and money transfer services through a network of retail agent locations accepting cash. The retail cash bill-pay model parallels TexCap's distribution approach for unbanked and cash-preferring consumers.

5PayIt
TypeEmerging player
Description

PayIt is a digital government and bill payment platform that simplifies multi-channel payments for consumers. It addresses similar biller-facing payment orchestration use cases to TexCap's payment processing infrastructure.

6Western Union
TypeBroad incumbent
Description

Western Union operates one of the largest global cash-to-digital and money-movement retail networks, and offers bill payment services. It is comparable to TexCap's reliance on cash-based retail channels for serving underbanked bill payers.

7ACI Worldwide
TypeBroad incumbent
Description

ACI Worldwide is a long-standing incumbent in real-time electronic payment processing and bill payment infrastructure. It serves banks, billers, and fintechs with payment orchestration capabilities that overlap with TexCap's bill-payment use case, albeit at a much larger enterprise scale.

8Paymentus
TypeEmerging player
Description

Paymentus is a billing and payment processing platform serving utilities, municipalities, and consumer billers with multi-channel payment options. It is comparable to TexCap as a digital bill-pay infrastructure provider expanding into flexible payment acceptance.

9Blackhawk Network
TypeDirect peer
Description

Blackhawk Network provides prepaid and cash-acceptance payment solutions distributed through retail partners, including bill payment. It competes in the same cash-to-digital bill pay space that TexCap serves through its retail payment network channel.

10FIS (Fidelity National Information Services)
TypeBroad incumbent
Description

FIS is a broad financial technology incumbent providing bill payment, processing, and digital banking services to lenders and banks. It addresses the same end-customer bill-pay pain point TexCap targets, at much greater scale and with deeper lender integrations.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat2 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights5 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

Integration1 record

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature1 record

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

TexCap Financial

Consumer Bill Payment Servicestexcapfinancial.com

TexCap Financial firmographics

Firmographics
Name
TexCap Financial
Website
https://texcapfinancial.com
Company type
Private
Headcount range
51–100 employees
Ownership category
akta.pro rank

TexCap Financial industry classification

Industry
Product category
Consumer Bill Payment Services
NAICS
Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)
SIC
Finance Services (6199), Services-Consumer Credit Reporting, Collection Agencies (7320)
akta.pro industry
PRIMARYMPAEALAF
Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in)
Media, Entertainment & Sports/Gambling, Betting & Casinos/Payment Processing & Financial Services for Gaming
SECONDARYFSAGADAG
Bill Management & Subscription Management
Financial & Insurance/Financial Technology (Fintech)/Personal Finance & Financial Wellness (PFM)
SECONDARYFSAGALAB
Embedded Payments (Pay-ins, Pay-outs, Wallets)
Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)

Keywords

  • Bill payment services
  • Payment processing
  • Cash payment network
  • Consumer payments
  • Financial services

Where TexCap Financial is headquartered

Location

Headquarters

HQ city
Dallas
HQ country
United States
HQ region
North America

Markets served

TexCap Financial business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Technology or R&D, Operations, Personnel, Marketing or Sales, Others

Distribution channels1 record

TexCap Financial product offering

Product offering

Core offering

TexCap Financial delivers a payment processing platform that enables customers of partner businesses (such as AutoStream) to pay bills and orders using multiple methods, including cash at retail partner locations, credit/debit cards, and digital channels via web and mobile. The platform collects an Account Identifier, ZIP code, and contact information (email or mobile) to initiate transactions routed through PayNearMe's payment network.

Product overview

TexCap Financial operates a payment processing platform that enables customers to pay via PayNearMe's payment network. The core product offering is the 'Pay AutoStream' payment interface, which allows users to submit payments using different payment methods through the PayNearMe platform. The system collects Account Identifier, ZIP code, and contact information (email or mobile number) to process transactions.

Differentiator

Problem solved

Functional benefit

Products and services

  • Pay AutoStream A payment processing interface that enables AutoStream's customers to pay their bills through multiple payment methods (cash at retail partner locations, credit/debit cards, and digital channels) using PayNearMe's payment network. Users enter their Account Identifier, 5-digit ZIP code, and email or mobile number to initiate a transaction. The interface is targeted at SMB merchants and the consumers they bill.

Companies that use TexCap Financial

Customer profile

Segments1 record

Ideal customer profiles1 record

TexCap Financial technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

TexCap Financial partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • AutoStreamcoreChannel Partner/ Reseller/ DistributorAutoStream utilizes PayNearMe's payment processing platform to accept bill payments from customers. AutoStream's customers can pay their bills through PayNearMe's multi-channel payment network including cash payments at retail partner locations and digital payment options via web interface requiring account identifier and ZIP code verification.

Recent moves3 records

Expansion highlights3 records

TexCap Financial competitors and assessment

Company assessment

Broad incumbents

  • Green Dot Corporation: Green Dot is a bank holding company focused on underbanked consumers, with prepaid cards and cash reload networks at major retailers. Its retail cash-acceptance infrastructure and focus on banking-accessible consumers make it a relevant adjacent competitor to TexCap's bill-payment model.
  • MoneyGram: MoneyGram provides bill payment and money transfer services through a network of retail agent locations accepting cash. The retail cash bill-pay model parallels TexCap's distribution approach for unbanked and cash-preferring consumers.
  • Western Union: Western Union operates one of the largest global cash-to-digital and money-movement retail networks, and offers bill payment services. It is comparable to TexCap's reliance on cash-based retail channels for serving underbanked bill payers.
  • ACI Worldwide: ACI Worldwide is a long-standing incumbent in real-time electronic payment processing and bill payment infrastructure. It serves banks, billers, and fintechs with payment orchestration capabilities that overlap with TexCap's bill-payment use case, albeit at a much larger enterprise scale.
  • FIS (Fidelity National Information Services): FIS is a broad financial technology incumbent providing bill payment, processing, and digital banking services to lenders and banks. It addresses the same end-customer bill-pay pain point TexCap targets, at much greater scale and with deeper lender integrations.

Direct peers

  • InComm Payments: InComm Payments operates a retail-based prepaid, gift, and bill-payment network at point-of-sale, including cash-accepting channels. Its cash-to-digital bill payment offering is functionally analogous to the PayNearMe-powered rails TexCap resells.
  • PayNearMe: PayNearMe is the underlying cash-to-digital payment network powering TexCap's entire offering. It is directly comparable as it operates the same multi-payment-method platform and retail cash network that TexCap resells, making it both a partner and the most direct competitive reference point.
  • Blackhawk Network: Blackhawk Network provides prepaid and cash-acceptance payment solutions distributed through retail partners, including bill payment. It competes in the same cash-to-digital bill pay space that TexCap serves through its retail payment network channel.

Emerging players

  • PayIt: PayIt is a digital government and bill payment platform that simplifies multi-channel payments for consumers. It addresses similar biller-facing payment orchestration use cases to TexCap's payment processing infrastructure.
  • Paymentus: Paymentus is a billing and payment processing platform serving utilities, municipalities, and consumer billers with multi-channel payment options. It is comparable to TexCap as a digital bill-pay infrastructure provider expanding into flexible payment acceptance.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

TexCap Financial social profiles

Digital presence

TexCap Financial financial estimates

Financial estimate

Revenue estimate

Valuation estimate

TexCap Financial leadership team

Management profile

Number of profiles

TexCap Financial funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

TexCap Financial M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TexCap Financial

What does TexCap Financial do?

TexCap Financial delivers a payment processing platform that enables customers of partner businesses (such as AutoStream) to pay bills and orders using multiple methods, including cash at retail partner locations, credit/debit cards, and digital channels via web and mobile. The platform collects an Account Identifier, ZIP code, and contact information (email or mobile) to initiate transactions routed through PayNearMe's payment network.

When was TexCap Financial founded?

TexCap Financial was founded in -1. It employs 51 to 100 people.

Where is TexCap Financial based?

TexCap Financial is headquartered in Dallas, United States, in the North America region.

Who are TexCap Financial's main competitors?

Broad incumbents on record are Green Dot Corporation, MoneyGram, Western Union, ACI Worldwide and FIS (Fidelity National Information Services). Direct peers are InComm Payments, PayNearMe and Blackhawk Network. Emerging players are PayIt and Paymentus.

Does TexCap Financial have an API?

No public API is recorded for TexCap Financial.

What industry is TexCap Financial in?

TexCap Financial's product category is Consumer Bill Payment Services. Its primary akta.pro industry code is MPAEALAF, Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in), with a secondary code of FSAGADAG, Bill Management & Subscription Management. Its NAICS code is 522320 and its SIC code is 6199.

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