TexCap Financial
- Company typePrivate
- Founded-
- HeadquartersDallas, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
TexCap Financial firmographics
Firmographics- Name
- TexCap Financial
- Website
- https://texcapfinancial.com
- Company type
- Private
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
TexCap Financial industry classification
Industry- Product category
- Consumer Bill Payment Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)
- SIC
- Finance Services (6199), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro industry
- Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in)Media, Entertainment & Sports/Gambling, Betting & Casinos/Payment Processing & Financial Services for GamingBill Management & Subscription ManagementEmbedded Payments (Pay-ins, Pay-outs, Wallets)
Keywords
Where TexCap Financial is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Markets served
TexCap Financial business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Others
Distribution channels1 record
TexCap Financial product offering
Product offeringCore offering
TexCap Financial delivers a payment processing platform that enables customers of partner businesses (such as AutoStream) to pay bills and orders using multiple methods, including cash at retail partner locations, credit/debit cards, and digital channels via web and mobile. The platform collects an Account Identifier, ZIP code, and contact information (email or mobile) to initiate transactions routed through PayNearMe's payment network.
Product overview
TexCap Financial operates a payment processing platform that enables customers to pay via PayNearMe's payment network. The core product offering is the 'Pay AutoStream' payment interface, which allows users to submit payments using different payment methods through the PayNearMe platform. The system collects Account Identifier, ZIP code, and contact information (email or mobile number) to process transactions.
Differentiator
Problem solved
Functional benefit
Products and services
- Pay AutoStream A payment processing interface that enables AutoStream's customers to pay their bills through multiple payment methods (cash at retail partner locations, credit/debit cards, and digital channels) using PayNearMe's payment network. Users enter their Account Identifier, 5-digit ZIP code, and email or mobile number to initiate a transaction. The interface is targeted at SMB merchants and the consumers they bill.
Companies that use TexCap Financial
Customer profileSegments1 record
Ideal customer profiles1 record
TexCap Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
TexCap Financial partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- AutoStreamcoreAutoStream utilizes PayNearMe's payment processing platform to accept bill payments from customers. AutoStream's customers can pay their bills through PayNearMe's multi-channel payment network including cash payments at retail partner locations and digital payment options via web interface requiring account identifier and ZIP code verification.
Recent moves3 records
Expansion highlights3 records
TexCap Financial competitors and assessment
Company assessmentBroad incumbents
- Green Dot Corporation: Green Dot is a bank holding company focused on underbanked consumers, with prepaid cards and cash reload networks at major retailers. Its retail cash-acceptance infrastructure and focus on banking-accessible consumers make it a relevant adjacent competitor to TexCap's bill-payment model.
- MoneyGram: MoneyGram provides bill payment and money transfer services through a network of retail agent locations accepting cash. The retail cash bill-pay model parallels TexCap's distribution approach for unbanked and cash-preferring consumers.
- Western Union: Western Union operates one of the largest global cash-to-digital and money-movement retail networks, and offers bill payment services. It is comparable to TexCap's reliance on cash-based retail channels for serving underbanked bill payers.
- ACI Worldwide: ACI Worldwide is a long-standing incumbent in real-time electronic payment processing and bill payment infrastructure. It serves banks, billers, and fintechs with payment orchestration capabilities that overlap with TexCap's bill-payment use case, albeit at a much larger enterprise scale.
- FIS (Fidelity National Information Services): FIS is a broad financial technology incumbent providing bill payment, processing, and digital banking services to lenders and banks. It addresses the same end-customer bill-pay pain point TexCap targets, at much greater scale and with deeper lender integrations.
Direct peers
- InComm Payments: InComm Payments operates a retail-based prepaid, gift, and bill-payment network at point-of-sale, including cash-accepting channels. Its cash-to-digital bill payment offering is functionally analogous to the PayNearMe-powered rails TexCap resells.
- PayNearMe: PayNearMe is the underlying cash-to-digital payment network powering TexCap's entire offering. It is directly comparable as it operates the same multi-payment-method platform and retail cash network that TexCap resells, making it both a partner and the most direct competitive reference point.
- Blackhawk Network: Blackhawk Network provides prepaid and cash-acceptance payment solutions distributed through retail partners, including bill payment. It competes in the same cash-to-digital bill pay space that TexCap serves through its retail payment network channel.
Emerging players
- PayIt: PayIt is a digital government and bill payment platform that simplifies multi-channel payments for consumers. It addresses similar biller-facing payment orchestration use cases to TexCap's payment processing infrastructure.
- Paymentus: Paymentus is a billing and payment processing platform serving utilities, municipalities, and consumer billers with multi-channel payment options. It is comparable to TexCap as a digital bill-pay infrastructure provider expanding into flexible payment acceptance.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
TexCap Financial social profiles
Digital presenceTexCap Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
TexCap Financial leadership team
Management profileNumber of profiles
TexCap Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TexCap Financial M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TexCap Financial
What does TexCap Financial do?
TexCap Financial delivers a payment processing platform that enables customers of partner businesses (such as AutoStream) to pay bills and orders using multiple methods, including cash at retail partner locations, credit/debit cards, and digital channels via web and mobile. The platform collects an Account Identifier, ZIP code, and contact information (email or mobile) to initiate transactions routed through PayNearMe's payment network.
When was TexCap Financial founded?
TexCap Financial was founded in -1. It employs 51 to 100 people.
Where is TexCap Financial based?
TexCap Financial is headquartered in Dallas, United States, in the North America region.
Who are TexCap Financial's main competitors?
Broad incumbents on record are Green Dot Corporation, MoneyGram, Western Union, ACI Worldwide and FIS (Fidelity National Information Services). Direct peers are InComm Payments, PayNearMe and Blackhawk Network. Emerging players are PayIt and Paymentus.
Does TexCap Financial have an API?
No public API is recorded for TexCap Financial.
What industry is TexCap Financial in?
TexCap Financial's product category is Consumer Bill Payment Services. Its primary akta.pro industry code is MPAEALAF, Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in), with a secondary code of FSAGADAG, Bill Management & Subscription Management. Its NAICS code is 522320 and its SIC code is 6199.