What Careington Benefit Solutions does

Careington Benefit Solutions (legal entity Core V Solutions, Inc.) is a nationally licensed insurance agency and third-party administrator (TPA) headquartered in Frisco, Texas, operating as an affiliate of Careington International Corporation since 1979. The company operates a multi-channel distribution platform serving carriers and health plans, Medicare companies, TPAs, employers and membership organizations, insurance brokers/FMOs/GAs, and individual consumers, with a stated reach of 30+ million members across the Careington family of companies and 500+ employees across two corporate campuses. Core offerings include proprietary PPO and discount dental networks leased to carriers and TPAs, full-service TPA capabilities (licensed enrollment, billing administration, EDI 837 claims processing, policy fulfillment, customer service), group dental and vision insurance through national carriers, commercial Property & Casualty lines, and a 150+ nontraditional health, wellness, lifestyle, and financial product portfolio aggregated from Careington International Corporation.

The underlying technology stack includes cloud-hosted member, provider, and claims portals, EDI 837 processing infrastructure, HIPAA-compliant operations, PCI Level 1 Service Provider certification, and SOC 1 / SOC 2 audited systems. The company maintains in-house capabilities across the value chain, including a dedicated print, production, and logistics facility (Canon ImagePRESS V1000, operational since November 2023 with 30% capacity uplift) and the High Performance Sales Unit (HPSU), a nationally licensed P&C and Life & Health agent team delivering white-glove enrollment and retention services. Affiliate DialCare extends the platform with telehealth programs (urgent care, virtual primary care, psychiatry, therapy, teledentistry, virtual veterinary care). White-label and private-label infrastructure enables partner-branded portals, enrollment, customer service, and fulfillment. Sub-brands include QuoteSavant (direct-to-consumer insurance comparison launched 2021, redesigned 2024), Careington Direct (employer self-service portal launched 2020), and Care Value Club (dentist perks program).

The revenue model combines insurance product commissions on insured dental, vision, life, Medicare Advantage & Supplement, home, auto, pet, umbrella, and commercial P&C products (carrier partners include MetLife, VSP, Chubb, AIG, Geico, Humana); recurring TPA administrative fees billed under multi-year contracts; dental network leasing/licensing royalties; product aggregation and custom bundling fees; and direct-to-consumer referral and enrollment commissions via QuoteSavant. Go-to-market spans enterprise field sales, inside sales, broker/FMO/GA channels, white-label partners, and self-service online consumer platforms. Pricing is quote-based and tailored by product, group size, industry, and plan design; no public rate cards are disclosed.

Name

Careington Benefit Solutions

Legal name

Core V Solutions, Inc.

Website

https://careingtonbenefitsolutions.com

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

251–500 employees

Short description

Careington Benefit Solutions is a nationally licensed insurance agency and TPA (Core V Solutions, Inc.) that owns large PPO and discount dental networks, delivers full-service administration for carriers and employers, and aggregates 150+ benefit products across the Careington family of companies, serving 30+ million members.

Ownership category

akta.pro rank

Product category

Insurance Agency & Third-Party Administration Services

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness) (HLAEALAN)

akta.pro secondary industries

Eligibility, Enrollment & Benefits Administration (HLAEALAH), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ), Benefits Administration (BPACAPAC), Benefits Administration & Enrollment Support (BPAAAIAB), Medicare Plan Administration & Third-Party Services (TPA/BPO, Enrollment, Billing) (FSAIAGAI)

Keywords

• Third-party administration services
• Dental network leasing
• Insurance agency services
• Employee benefits administration
• Medicare insurance solutions

Headquarters

HQ city

Frisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Insurance Product Commissions: Careington Benefit Solutions acts as a nationally licensed insurance agency earning commissions on the sale of insured products including dental, vision, life, Medicare Advantage & Supplement, home, auto, pet, umbrella, and commercial Property & Casualty insurance through carrier partnerships with MetLife, VSP, Chubb, AIG, Geico, Humana, and others. Revenue is generated through commissions paid by carrier partners on new sales and renewals.
2. Third-Party Administrator (TPA) Services: Careington provides full-service administrative capabilities including licensed enrollment for individuals and groups, billing administration, claims processing, policy fulfillment, custom product development, customer service, and compliance and regulatory guidance to carriers, TPAs, employers, and other clients. These services are billed as ongoing administrative fees under multi-year contractual arrangements.
3. Dental Network Leasing: Careington's proprietary PPO and discount dental networks are leased to insurance carriers, TPAs, employers, and other organizations seeking to expand their dental offerings with broad national access to care and deep discount pricing. Networks are leased individually or as stacked solutions.
4. Product Aggregation and Custom Bundling: Careington aggregates 150+ nontraditional health, wellness, lifestyle, financial, and virtual health products and services from affiliate Careington International Corporation, bundling them as standalone or integrated benefit solutions for employers, carriers, TPAs, and membership organizations for a fee.
5. Direct-to-Consumer Insurance Comparison (QuoteSavant): QuoteSavant, the direct-to-consumer brand, earns referral and enrollment commissions by comparing and enrolling consumers in insurance products from multiple carriers including home, auto, life, dental, vision, pet, Medicare Advantage and Supplement plans, as well as discount plans (SavantSelect Health Plus Savings and SavantSelect Auto Plus Savings). Licensed client advisors assist consumers through the enrollment process.

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels6 records

Core offering

Careington Benefit Solutions is an insurance agency and third-party administrator that provides administrative services, commercial insurance products, and a portfolio of 150+ health, wellness and lifestyle benefits to carriers, Medicare companies, TPAs, employers, brokers/FMOs/GAs/consultants, and individual consumers. It owns and leases proprietary dental PPO and discount networks, runs full-service claims and benefit administration, and operates white-label infrastructure for partners alongside a direct-to-consumer brand, QuoteSavant.

Product overview

Careington Benefit Solutions operates as a comprehensive insurance product aggregator and third-party administrator platform offering 150+ products and services. The core offerings include: (1) proprietary dental networks (PPO and discount) providing access to nationwide contracted providers; (2) full TPA/administrative services including claims processing, billing, enrollment, and fulfillment; (3) commercial and group insurance products; and (4) telehealth services through affiliate DialCare. The platform also includes sub-brands: QuoteSavant (direct-to-consumer insurance comparison), Care Value Club (provider perks), and Careington Direct (employer web portal). Additional offerings include SavantSelect discount plans, the High Performance Sales Unit for enrollment/retention, and member/provider self-service portals. The architecture is a platform-plus-modules model where clients can select standalone or bundled solutions tailored to their needs.

Differentiator

Problem solved

Functional benefit

Brands

• QuoteSavant: Direct-to-consumer brand providing insurance comparison services including home, auto, life, dental, vision, pet, Medicare Advantage and Supplement plans
• Care Value Club

Products and services

• Careington Dental PPO Network Proprietary dental PPO network licensed and leased to carriers, TPAs, and plan sponsors for use in their insured and benefit plans. Provides access to a national panel of contracted dentists.
• Careington Dental Discount Network Proprietary dental discount network providing reduced-rate access to dental providers for members, used standalone or in combination with insured products.
• Careington Dental Plus Discount dental product variant offering additional savings on dental services for members, distributed through partner and direct channels.
• Group Dental & Vision Insurance Group dental and vision insurance products marketed by Careington and placed with A-rated carriers, targeting employers and membership organizations.
• Administrative Solutions / Third-Party Administration Outsourced third-party administration services including claims processing, customer service, and back-office support for carriers, TPAs, and self-funded plan sponsors.
• Commercial Insurance (Voluntary/Ancillary Lines) Commercial insurance agency offering group dental, vision, life, disability, accident, critical illness, cancer, hospital indemnity, and pet insurance through brokers and direct channels.
• QuoteSavant Direct-to-consumer brand and online storefront offering dental, vision, prescription, and savings plans to individuals and families.
• Careington Direct Employer and agent portal for managing Careington voluntary benefits, including enrollment, billing, and plan administration.
• SavantSelect Health Plus Savings Consumer discount plan offering savings on dental, vision, prescriptions, and additional health-related services for individuals and families.
• SavantSelect Auto Plus Savings Consumer savings plan offering discounts on auto-related services including maintenance, repair, and roadside assistance.
• Care Value Club Consumer membership offering discount savings on a range of health, wellness, and lifestyle services.
• DialCare Telehealth Virtual care platform providing on-demand access to dental and health consultations for members and consumer plan holders.

Quantifiable outcome

• 30+ million members served across all Careington companies and brands
• +3 more outcomes

Named customers8 records

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Partnerships

Twelve partnerships are on record, tiered minor, core and flagship.

• Linking Cultures of FriscominorOthers · 17 January 2024Linking Cultures of Frisco is a nonprofit organization hosting the annual Dr. Martin Luther King Jr. Oration Scholarship Competition. Careington's QuoteSavant brand sponsors this event as a 'Dream' level sponsor (2024) and 'Believe' level sponsor (2025). The organization has awarded nearly $80,000 (2024) to over $80,000 (2025) in scholarships to Frisco high school students.
• MetLifecoreChannel Partner/ Reseller/ DistributorMetLife is a nationally recognized insurance carrier partner. Careington provides full-scale administrative services to MetLife including licensed enrollment for their insurance products.
• VSPcoreChannel Partner/ Reseller/ DistributorVSP is a leading vision insurance carrier partner for which Careington provides administrative services and enrollment support.
• ChubbcoreChannel Partner/ Reseller/ DistributorChubb is a commercial and personal lines insurance carrier partner. Careington offers commercial insurance through Chubb and supports their products through administrative services.
• AIGcoreChannel Partner/ Reseller/ DistributorAIG is a nationally recognized insurance carrier for which Careington provides administrative services and licensed enrollment support.
• GeicocoreChannel Partner/ Reseller/ DistributorGeico is a personal and commercial lines insurance carrier partner. Careington offers Geico commercial insurance products to dental practices through the Care Value Club platform.
• HumanacoreChannel Partner/ Reseller/ DistributorHumana is a Medicare Advantage and health insurance carrier partner. Careington provides administrative and enrollment services to support Humana's Medicare and health products.
• Careington International CorporationflagshipStrategic or Co-development PartnerCareington International Corporation is the parent affiliate company of Careington Benefit Solutions. Founded in 1979, it is a leader in the health and wellness benefits space. Careington Benefit Solutions provides administrative services and accesses the 150+ product portfolio through this affiliate relationship. Both companies share leadership (CEO Stewart Sweda and other C-suite executives serve both entities) and operate from the same Frisco headquarters.
• DialCare, LLCcoreStrategic or Co-development PartnerDialCare is an affiliate telehealth company formed in 2016 offering virtual care programs including physician access, mental wellness, psychiatry, teledentistry, and virtual veterinary services. Careington Benefit Solutions markets DialCare programs as part of its product portfolio and virtual health offerings. Shared leadership with Careington.
• Munroe SuttoncoreStrategic or Co-development PartnerMunroe Sutton is an affiliate company within the Careington family of companies, providing health and wellness benefits solutions. Shared leadership with Careington Benefit Solutions, DialCare, and Careington International Corporation.
• Core V Solutions, Inc.flagshipStrategic or Co-development PartnerCore V Solutions, Inc. is the legal operating entity that does business as Careington Benefit Solutions (and also as QuoteSavant). It is the corporate entity through which all TPA and insurance agency operations are conducted.
• Care Value Club Partner CompaniesminorChannel Partner/ Reseller/ DistributorCare Value Club is a dentist-exclusive program powered by Careington International Corporation offering exclusive discounts and offers to dental providers. Partner companies include AirPay (payment processing), Noble Metal Refining (dental scrap refining), and swell (reputation management). These partners provide value-adding products and services to Careington's dentist network.

Scale indicators8 records

Recent moves9 records

Expansion highlights6 records

Market position

Strengths5 records

Competitive moat8 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Careington Benefit Solutions