Peak360 Wealth Management
Peak360 Wealth Management is a privately held, fee-based financial advisory firm in San Ramon, California, serving high-net-worth individuals, families, business owners, and real estate investors through five core planning strategies and a proprietary Levels of Ascent process, delivered via an open-architecture model with securities offered through Integrity Alliance, LLC.
- Company typePrivate
- Founded2019
- HeadquartersSan Ramon, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Peak360 Wealth Management does
Peak360 Wealth Management, LLC is a privately held, fee-based financial advisory and wealth management firm headquartered in San Ramon, California, founded in 2019 by S. Patrick Kelley (ChFC), Elizabeth Husserl (MA), and Samson Chan (CFP®). The firm serves successful individuals, families, and business owners in the United States, organizing its advisory work around five core strategy modules — Financial Accumulation, Financial Preservation, Retirement Income, Wealth Distribution, and Business Distribution — delivered through a proprietary five-stage planning methodology branded the Levels of Ascent Process (Develop, Discover, Define, Design, Decide). A dedicated Business Wealth Planning framework targets business owners on exit strategies and legacy protection, and a DST 1031 Exchange service addresses real estate investors seeking capital gains deferral.
The firm operates on an explicitly open-architecture, fiercely independent model — not bound to proprietary financial products — and has assembled access to more than 20 third-party platforms and carriers spanning investment management (E-Money, Albridge, Assetmark/eWealth, American Funds, Betterment, SEI), insurance (AIG, Prudential, Lincoln, Pacific Life, Nationwide, John Hancock, Ameritas, Symetra, One America, Penn Mutual, Union Security), and retirement/401k administration (ADP, Principal, Voya, Transamerica, Mass Mutual/Empowerment). Securities and investment advisory services are legally offered through Integrity Alliance, LLC (Member SIPC), and Peak360 explicitly disclaims affiliation with Integrity Wealth.
Revenue is generated on a recurring, fee-based model tied to assets under management and advisory engagements. Client acquisition is described as highly selective — the firm only takes on new clients when advisor bandwidth allows — with referrals and word-of-mouth as the primary acquisition channel, supplemented by educational webinars, a financial glossary, and a multi-platform client portal. The team comprises approximately 13 members including founders, advisors, associates, an insurance department director, and operational support staff, all operating from a single California location.
Peak360 Wealth Management firmographics
Firmographics- Name
- Peak360 Wealth Management
- Legal name
- Peak360 Wealth Management, LLC
- Website
- https://peak360wealth.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Peak360 Wealth Management is a privately held, fee-based financial advisory firm in San Ramon, California, serving high-net-worth individuals, families, business owners, and real estate investors through five core planning strategies and a proprietary Levels of Ascent process, delivered via an open-architecture model with securities offered through Integrity Alliance, LLC.
- Ownership category
- akta.pro rank
Peak360 Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
- akta.pro secondary industries
- Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Tax-Aware Retirement & Estate Coordination (FSAEABAJ)
Keywords
Where Peak360 Wealth Management is headquartered
LocationHeadquarters
- HQ city
- San Ramon
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Peak360 Wealth Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Financial Advisory and Wealth Management Services: Fee-based financial advisory services for individuals, families, and business owners. Services include investment advisory, insurance planning, retirement planning, and estate planning. Securities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Peak360 Wealth Management product offering
Product offeringCore offering
Peak360 Wealth Management provides fee-based financial advisory and wealth management services through a proprietary five-stage Levels of Ascent Process (Develop, Discover, Define, Design, Decide) and five core strategy modules: Financial Accumulation, Financial Preservation, Retirement Income, Wealth Distribution, and Business Distribution. The firm also delivers Delaware Statutory Trust (DST) 1031 Exchange services for real estate investors and comprehensive business wealth planning for business owners. Services are delivered through an open-architecture approach with access to multiple third-party investment, insurance, and 401k platforms, supported by custom-built planning technology.
Product overview
Peak360 Wealth Management offers a unified wealth management advisory service with multiple specialized strategy modules. Their core offering includes five optimization planning strategies (Financial Accumulation, Financial Preservation, Retirement Income, Wealth Distribution, and Business Distribution) that guide clients through different life stages. The company also provides a proprietary Levels of Ascent five-stage process (Develop, Discover, Define, Design, Decide) as their planning methodology. For real estate investors, they offer DST 1031 Exchange services enabling tax-deferred property exchanges. The Business Wealth Planning framework helps business owners maximize company value and create exit strategies. All services are delivered through a open-architecture approach with access to multiple third-party financial platforms, with custom-built technology supporting planning efficiency and client accessibility.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Accumulation Strategy Growth-stage wealth optimization service that helps clients acquire and position assets in a matrix providing liquidity, growth, and tax-efficiency within their unique timeline. Targeted at clients in the wealth accumulation phase of their financial journey.
- Financial Preservation Strategy Wealth preservation service for clients who have acquired wealth, building strategies to preserve assets while providing liquidity, growth, and tax-efficiency during retirement distribution. Targeted at clients transitioning from accumulation to preservation.
- Retirement Income Strategy Pre-retirement planning service that prepares distribution plans from assets for financial independence, building cash flows to cover fundamental, discretionary, and extraordinary expenses in a tax-efficient, liquid, risk-averse environment.
- Wealth Distribution Strategy Comprehensive planning service for wealthy clients to distribute and transfer wealth to family, charities, or other parties in a tax-efficient and legal manner, ensuring right assets reach right people at right time in right form.
- Business Distribution Strategy Exit strategy planning service for business owners to transition companies within their timeline while optimizing wealth from the business utilizing tax efficiencies. Targeted at business owners planning for business exit or transition.
- DST (Delaware Statutory Trust) 1031 Exchange Fractional real estate ownership investment service allowing investors to exchange rental properties into professionally managed DST properties with benefits including no management responsibilities, institutional-quality property access, limited liability, diversification, and estate planning advantages. Targeted at real estate investors seeking to defer capital gains taxes.
- Business Wealth Planning Comprehensive framework assisting business owners in maximizing personal wealth creation over the long-term through increasing business financial health, tax-efficient wealth conversion, and legacy protection. Includes employee benefit planning and 401k services.
Companies that use Peak360 Wealth Management
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Peak360 Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration28 records
Feature1 record
Peak360 Wealth Management partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and minor.
- Integrity Alliance, LLCcoreSecurities and investment advisory services offered through Integrity Alliance, LLC, Member SIPC. Integrity Wealth is a marketing name for Integrity Alliance, LLC. PEAK360 Wealth Management, LLC is not affiliated with Integrity Wealth.
- E-Money / Lion StreetcoreClient financial planning website for account access and planning tools.
- AlbridgecoreInvestment account aggregation and reporting platform for client portfolio management.
- Assetmark/eWealth ManagercoreInvestment platform for client account management and reporting.
- ADPminor401k plan provider for business owner retirement planning.
- PrincipalminorRetirement plan provider for 401k services.
- John HancockminorInsurance and retirement plan provider for life insurance and 401k products.
- Lincoln Financial GroupminorInsurance and retirement solutions provider.
- NationwideminorInsurance products provider including life insurance and annuities.
- Pacific LifeminorInsurance and annuity products provider for clients.
- JacksonminorAnnuity products provider for client retirement planning.
- TransamericaminorRetirement plan and insurance products provider.
- VoyaminorRetirement plan provider for 401k services.
- AIGminorInsurance products provider including life insurance.
- AmeritasminorInsurance and financial services products provider.
- PrudentialminorInsurance and financial services provider.
- Mass Mutual/EmpowermentminorRetirement plan provider for 401k services.
Scale indicators1 record
Recent moves6 records
Expansion highlights4 records
Peak360 Wealth Management competitors and assessment
Company assessmentEmerging players
- Betterment: Digital wealth management platform and 401(k) provider that already integrates with Peak360's tech stack. Represents a fee-disrupting competitor at the lower end of the HNW segment and a potential future partner.
- Personal Capital (Empower): Hybrid digital-plus-advisor wealth management service (now part of Empower) targeting HNW investors. Competes for the same tech-savvy affluent clients Peak360 serves.
Direct peers
- Modera Wealth Management: Fee-only RIA serving individuals, families, and business owners with comprehensive financial planning, including retirement and estate strategies — directly comparable service mix and client profile.
- Halbert Hargrove: California-based independent RIA serving HNW individuals, families, and business owners with a comparable fee-based, open-architecture wealth planning model. Closely matches Peak360 in geography, client segment, and services.
- Blankenship Williams: Independent, fee-only wealth management firm focused on HNW individuals and business owners with a planning-first philosophy; similar size and business model to Peak360.
Others
- Focus Financial Partners: Leading RIA acquirer and partnership platform for independent wealth management firms. Relevant as a potential exit partner or capital partner for Peak360 if it seeks to scale via M&A.
Broad incumbents
- Carson Group: National RIA and broker-dealer partner network serving financial advisors and their HNW clients. A potential partner or competitor depending on Peak360's growth strategy.
- Edelman Financial Engines: One of the largest independent RIAs, offering financial planning and investment management to individuals and business owners nationwide. Represents a scale-driven competitive threat in the same HNW and business-owner segment.
- Mariner Wealth Advisors: Large national RIA providing comprehensive wealth advisory, retirement, and estate planning to HNW clients and business owners. Significantly larger scale but competes for the same client set.
- Cetera Financial Group: Independent broker-dealer and RIA network supporting thousands of advisors serving HNW clients with planning, investments, and insurance — relevant as a potential home for breakaway advisors.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Peak360 Wealth Management social profiles
Digital presencePeak360 Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Peak360 Wealth Management leadership team
Management profileNumber of profiles
Profiles13 records
Peak360 Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Peak360 Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Peak360 Wealth Management
What does Peak360 Wealth Management do?
Peak360 Wealth Management provides fee-based financial advisory and wealth management services through a proprietary five-stage Levels of Ascent Process (Develop, Discover, Define, Design, Decide) and five core strategy modules: Financial Accumulation, Financial Preservation, Retirement Income, Wealth Distribution, and Business Distribution. The firm also delivers Delaware Statutory Trust (DST) 1031 Exchange services for real estate investors and comprehensive business wealth planning for business owners. Services are delivered through an open-architecture approach with access to multiple third-party investment, insurance, and 401k platforms, supported by custom-built planning technology.
Is Peak360 Wealth Management a public or private company?
Peak360 Wealth Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Peak360 Wealth Management founded?
Peak360 Wealth Management was founded in 2019. It employs 11 to 50 people.
Where is Peak360 Wealth Management based?
Peak360 Wealth Management is headquartered in San Ramon, United States, in the North America region.
How does Peak360 Wealth Management make money?
One revenue line is on record: financial Advisory and Wealth Management Services.
Who are Peak360 Wealth Management's main competitors?
Emerging players on record are Betterment and Personal Capital (Empower). Direct peers are Modera Wealth Management, Halbert Hargrove and Blankenship Williams. Focus Financial Partners is listed as an others. Broad incumbents are Carson Group, Edelman Financial Engines, Mariner Wealth Advisors and Cetera Financial Group.
Does Peak360 Wealth Management have an API?
No public API is recorded for Peak360 Wealth Management.
What industry is Peak360 Wealth Management in?
Peak360 Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAAAAAF, Financial Planning & Goals-Based Advice (Mass Affluent), with a secondary code of FSAAABAE, Private Wealth Planning (Tax, Estate & Succession). Its NAICS code is 523940 and its SIC code is 6282.