What ARBES Group does

ARBES Technologies is a privately held Czech software company that develops proprietary information systems for financial institutions, leasing companies, and selected adjacent sectors. Founded in 1991 and headquartered in Prague with offices in Brno and Bratislava, the company is 100% owned by Expandia Digital and operates through subsidiaries including ARBES Technologies Slovakia (formerly Finamis), Crede Experto, and Inbrait, with a minority stake in mobile/web developer Ackee.

The core technology stack centers on ARBES AMS, a comprehensive investment portfolio management information system covering front-to-back office processes including risk analysis, limit control, securities trading, settlement, corporate actions, and regulatory reporting for MiFID II, MiFIR, FATCA, CRS, AML, EMIR, and PRIIPs. AMS is complemented by AMS-WEB for advisory and trading workflows, the AIMA white-label mobile investment application, ARBES TOPAS for depository and fund management, ARBES Limity for statutory and regulatory limit monitoring, the ARBES AML module, an ESG Vehicle Evaluation Module for leasing, the FEIS modular ERP system with Workflow, and the Digi Platform (ADP) — a microservice-based framework for modernizing legacy monolithic systems without full replacement. Solutions integrate with market data providers (FactSet, Bloomberg, Reuters, Six), core banking systems (Kondor+, inter-Vision, Finastra Essence), clearing infrastructure (Certis Gateway), CRM/DMS (PrimePortal), and SWIFT.

The business model is enterprise B2B software sold through direct field sales and a growing channel ecosystem, generating revenue from software licenses and subscriptions, SaaS deployments (operational since April 2023 at Winners Investments in Slovakia), professional services and implementation, white-label mobile subscriptions, and licensing/royalties through the Finastra partner catalog formalized in January 2026. Pricing is quote-based and not publicly disclosed. ARBES served 200+ specialists across the group in 2023, when disclosed revenue reached approximately 770 million CZK with over 40% year-on-year growth, and counts among its customers UniCredit Bank, Air Bank, Raiffeisenbank, J&T Banka, NN, Amundi, Penta Bank, DenizBank AG, Ziraat Bank International AG, VÚB Banka, MetLife, and others across the Czech Republic, Slovakia, Austria, Germany, the UK, and Poland. The Slovak entity is certified to ISO 9001, ISO/IEC 20000-1, ISO/IEC 27001, ISO 14001, and ISO/IEC 25001.

Name

ARBES Group

Legal name

ARBES Technologies, a.s.

Website

https://arbes.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

51–100 employees

Short description

ARBES Technologies is a privately held Czech software company providing proprietary information systems and modular platforms for banks, capital markets firms, leasing companies, and healthcare clients, primarily serving Central European financial institutions with growing European footprint via its Finastra partnership.

Ownership category

akta.pro rank

Product category

Banking and Capital Markets Software

NAICS

Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

ERP Managed Services & AMS (Application Management) (BPAEAGAB)

Keywords

• Banking software solutions
• Investment portfolio management
• Capital markets software
• Leasing management systems
• Regulatory compliance software

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Software Licenses and Subscriptions: Proprietary software solutions sold as licenses or subscriptions to financial institutions, including ARBES AMS, TOPAS, LEA, FEIS, and related modules. Revenue generated from core system deployments and module add-ons.
2. SaaS/Cloud Services: Software-as-a-service deployment of ARBES AMS on cloud infrastructure. Clients pay for leased computing capacity and services, with billing based on actual time worked or fixed payments. Reduces client IT infrastructure costs.
3. Professional Services and Implementation: Custom development, implementation, integration, and consulting services for tailor-made solutions. Includes system integration with existing client architectures, migration projects, and ongoing production support.
4. SaaS Mobile Applications: Mobile investment applications such as AIMA provided as white-label solutions with quick deployment. Revenue from customization, integration, and ongoing support.
5. Product Licensing and Royalties: Licensing of proprietary modules to partner ecosystems such as Finastra, where ARBES modules are distributed as extensions to the Finastra Essence platform for European banks.

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

ARBES Group is a B2B software provider that develops and delivers proprietary information systems for banks, investment companies, leasing firms, and capital market participants. Its core offering, ARBES AMS, is a comprehensive investment portfolio management platform covering front-to-back office operations (trading, risk analysis, limit control, securities accounting, and regulatory reporting). The suite is complemented by web (AMS-WEB) and mobile (AIMA) front-ends, along with specialized modules for fund limits (Limity), anti-money laundering (AML), ESG vehicle evaluation, and the Digi Platform for legacy system modernization.

Product overview

ARBES Group provides a modular software platform architecture for financial institutions. The core system is ARBES AMS, a comprehensive investment portfolio management information system that covers asset management, fund management, and capital markets operations from front office to back office. This core is complemented by frontend add-ons including AMS-WEB (modern web platform for advisory and trading), AIMA (mobile investment application), and specialized modules such as ARBES TOPAS (investment backend), ARBES Limity (regulatory limit monitoring), ARBES AML (anti-money laundering), ESG Vehicle Evaluation Module, Leasing Calculator, and Workflow modules. The company also offers the Digi Platform for legacy system modernization. All products can be delivered in SaaS mode and are accessible through the Finastra ecosystem for European banks.

Differentiator

Problem solved

Functional benefit

Products and services

• ARBES AMS Comprehensive information system for investment portfolio management covering asset management, fund management, and capital markets operations. Automates processes from front office to back office including risk analysis, limit control, financial market trading, client and legislative reporting, securities accounting, and regulatory compliance (MiFID II, FATCA, CRS, AML, EMIR, PRIIPs). Available in SaaS mode since April 2023.
• AMS-WEB Modern web platform for banks and financial institutions supporting advisory activities, asset status information, analytical indicators for asset management, online reporting, investment order entry, and real-time trading on financial markets. Supports MiFID/MiFIR/PRIIPs compliance and is white-label adaptable.
• AIMA (ARBES Investment Mobile Application) Native mobile investment application providing complete digital investment services with an intuitive interface enabling securities trading without in-depth investment knowledge, including client onboarding with investment questionnaire, real-time market data, and trading. Available as white-label solution with quick deployment and client branding.
• ARBES TOPAS Investment system for depository and fund management, including backend logic for investment services. Supports automatic matching of payments to individual fund transactions, faster dividend claim processing, flexible data import, real-time investing on European and US markets, stocks and ETF trading, and market data monitoring.
• ARBES Limity Key tool for precise monitoring and control of legal, statutory, and specific limits for collective investment funds. Monitors fund portfolio composition to ensure compliance with fund statutes and CNB and ESMA regulations. Includes web services for loading data from production systems, dynamic recalculation of positions, and transparent exposure display.
• ARBES AML Anti-money laundering module helping financial institutions meet increasingly stringent requirements in the area of money laundering prevention. Modern and scalable solution for AML compliance.
• Leasing Calculator Online B2B solution enabling dealers of financed vehicles to integrate financing services into their systems and processes.
• ESG Vehicle Evaluation Module (LEA) Module evaluating environmental parameters of vehicles in the leasing process and projecting them into more favorable financing conditions for greener vehicles. Automatically searches vehicles by VIN, evaluates ESG profile, and enables preferential financing conditions.
• Digi Platform (ADP) Digital transformation platform for modernizing legacy systems into flexible microservice-based solutions. Modular platform that transforms legacy monolithic systems into flexible microservice modules built on unified principles and technologies, enabling gradual system evolution with independent modules, technology independence, and supplier independence.
• FEIS Modular ERP System Modular ERP system with Workflow module streamlining ordering and approval processes. Used by enterprises in healthcare and other industries for financial administration, reporting, and workflow management.
• ARBES AMS SaaS Deployment SaaS deployment of the ARBES AMS information system running on cloud technical resources with leased computing capacity and hardware. Data storage located within operator's registered office. Reduces client IT infrastructure costs. First deployed at Winners Investments Slovakia in April 2023.

Quantifiable outcome

• Revenue grew by over 40% year-over-year to exceed 770 million CZK in 2023, with more than 200 million crowns growth
• +4 more outcomes

Named customers33 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Feature14 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• FinastracoreGTM or Marketing Partner · 1 January 2026Strategic partnership announced January 2026 with Finastra, a global leader in financial services software. ARBES investment and wealth management modules (including ARBES AMS platform) are available as extensions of the Finastra Essence platform. Partnership builds on a pilot project implemented for a UK bank. Initial focus on the European market with clear integration path from digital channels to back-office operations. ARBES gains access to international client base and standardized commercial frameworks through Finastra's partner catalog.
• AckeecoreTechnology or Integration · 1 June 2023Close collaboration established in June 2023 when ARBES's parent company Expandia Digital acquired a stake in Ackee, a Czech development company focused on sustainable digitalization, design, and development of mobile and web applications. Together they form a major fintech player capable of providing full services from UX/UI, mobile and web apps to transactional systems. Ackee contributed to the development of AIMA (ARBES Investment Mobile Application) creating a seamless, purposeful, and aesthetically appealing user experience.
• Digital Systems (Slovakia)minorImplementation/ SI/ Consulting PartnerCrede Experto (ARBES subsidiary) cooperates with Digital Systems to offer a quick and simple solution for integrating instant euro payments into payment service providers' systems in just a few months. Combined solution uses Digital Systems' Payment Transaction System Crede Experto and SWIFT Alliance Gateway Instant products.
• PARTNERS GROUP CZ (Sister Company)coreStrategic or Co-development PartnerClose sister-company relationship providing ARBES AMS and AMS-WEB to PARTNERS INVESTMENTS through the business model and IT infrastructure of PARTNERS GROUP CZ. Supports digital onboarding, robo-advisory, rebalancing, fee management, and reporting for PARTNERS INVESTMENTS.
• Crede Experto (Group Company)coreTechnology or IntegrationCzech company within ARBES Group focusing on professional IT solutions for infrastructure, availability and business continuity, data protection, banking and payment information systems. Awarded at IBM Partner Summit in Poland for highest revenue increase in POWER server sales and solutions. Prepared instant payments integration solution for European banks.
• Inbrait (Group Company)minorOthersProvider of IT specialists for Czech and international projects, contributing to the overall growth of ARBES Technologies alongside Crede Experto and Slovak Finamis.
• Comenius University Bratislava (FMFI)minorOthersEducational partnership with the Department of Economic and Financial Models of the Applied Mathematics and Statistics Faculty (FMFI) at Comenius University in Bratislava. ARBES provides students access to ARBES AMS-WEB for investment games during winter semester, with approximately 80 students participating in 2025. Supports development of future financial analysts and investment professionals.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Finastra: Global core banking and capital markets software vendor. Direct peer because ARBES investment/wealth modules are now distributed through the Finastra Essence platform, but Finastra also competes head-to-head with ARBES AMS in front-to-back investment management deals at larger banks.
• Profile Software: Greek-headquartered vendor of investment management, asset management, and banking software for financial institutions. Closely comparable to ARBES in target customer (mid-sized banks and asset managers) and product scope (front-to-back portfolio management, fund administration, reporting), and operates in adjacent European geographies.
• Avaloq (NEC): Swiss wealth management and core banking platform, now part of NEC. Comparable to ARBES AMS-WEB and AIMA offerings for private banks and wealth managers, with overlapping front-office advisory, portfolio management, and digital onboarding capabilities.
• GBST (Iress): Wealth management and investment administration platform vendor, now part of Iress. Overlaps with ARBES AMS on portfolio management, securities processing, and back-office operations for wealth managers and broker-dealers.

Broad incumbents

• Temenos: Global banking software incumbent offering core banking, wealth management, and regulatory compliance modules. Competes with ARBES in investment management and digital channels, typically at larger banks where Temenos bundles broader functionality.
• Oracle Financial Services Software: Provider of banking, capital markets, and AML/financial crime software globally. Comparable to ARBES AMS and ARBES AML in particular, especially at large Tier 1 banks where Oracle's breadth and bundling can undercut niche specialists.
• FIS (Fidelity National Information Services): Large US financial technology incumbent covering core banking, capital markets, wealth, and AML solutions. Overlaps with ARBES across investment management (front-to-back) and AML, particularly in larger enterprise bank deals.

Emerging players

• Thought Machine: UK-based cloud-native core banking platform vendor. Emerging competitor to ARBES's banking software franchise; both target modern, microservice-based replacement of legacy banking systems, though Thought Machine focuses on the core ledger while ARBES layers investment, AML, and leasing on top.
• Mambu: Cloud-native core banking and lending SaaS platform. Comparable to ARBES in targeting modern, modular banking architecture but focused on the core/lending layer; emerging alternative to legacy stacks that ARBES's Digi Platform is also positioned to displace.

Regional players

• TietoEVRY: Nordic-headquartered IT services and banking software provider. Comparable regional peer to ARBES: serves mid-sized banks and financial institutions in Northern Europe with banking software, regulatory reporting, and managed services, much as ARBES does in Central Europe.

Market position

Strengths5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/arbestechnologies
• LinkedInlinkedin.com/company/arbestechnologies

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARBES Group