Crede Experto

What Crede Experto does

Crede Experto (legal entity CREDE SP. Z O.O.) is a Łódź, Poland-based accounting and consulting firm founded in 2005 by Magdalena Grygorowicz, who continues to serve as Managing Director. The firm employs approximately 10 staff structured into HR & Payroll, Accounting, and Communications departments, operating from a single headquarters at ul. 6 Sierpnia 1/3 in Łódź.

The firm provides four core service lines: recurring accounting and bookkeeping, recurring HR and payroll administration, professional cross-border employee delegation consulting (covering Germany, France, the Netherlands, Denmark, Sweden, Norway, and other European countries, plus newer geographies such as Slovenia, Austria, Switzerland, Belgium, Italy, and the United States), and tax consulting including foreign VAT recovery. Specialized offerings include SOKA-BAU compliance for the German construction sector, full-service support for temporary employment agencies operating across Europe, multi-currency and multi-jurisdiction tax settlements, and PFRON administration for domestic clients. The underlying technology consists of cloud-based document exchange platforms and shared databases enabling remote collaboration with clients across Poland and Europe, supported by a multilingual website (Polish, English, French, German) containing more than 110 advisory pages.

Revenue is generated primarily through subscription-style retainer fees for accounting and payroll work, supplemented by project-based professional service fees for cross-border delegation mandates and tax consulting. Distribution is sales-led and direct: clients are acquired through website contact forms, phone outreach, and named-account executives with mobile lines. Pricing is not publicly disclosed and is tailored to scope and complexity. The firm is privately held by the founder with no external investment, no parent company, and no disclosed revenues.

Name

Crede Experto

Legal name

CREDE SP. Z O.O.

Website

https://crede.com.pl

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

Crede Experto is a Łódź, Poland-based accounting and consulting firm founded in 2005, specializing in cross-border employee delegation, multi-jurisdictional tax compliance, and HR/payroll services for Polish companies operating across Europe.

Ownership category

akta.pro rank

Headquarters

HQ city

Łódź

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Accounting and Bookkeeping Services: Comprehensive accounting services for Polish and cross-border companies, including bookkeeping, tax compliance, and financial reporting. Services are tailored to individual client needs and typically billed on a recurring retainer basis.
2. HR and Payroll Services: Comprehensive human resources and payroll management including payroll processing, HR administration, and compliance services for both domestic and international operations.
3. Cross-Border Delegation Services: Specialized consulting services for companies delegating employees abroad, including documentation, compliance with foreign regulations, and ongoing support for multi-country operations.
4. Tax Consulting: Tax advisory services including Polish and international tax planning, VAT recovery, withholding tax compliance, and tax settlement assistance for non-residents.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Crede Experto is a Polish accounting and consulting firm providing comprehensive bookkeeping, HR and payroll administration, tax consulting, and cross-border employee delegation services for Polish companies operating in Poland and across European markets. The firm specializes in supporting businesses that post workers to Germany, France, the Netherlands, Denmark, Sweden, Norway, and other European countries, handling multi-jurisdiction tax compliance, foreign VAT recovery, posting documentation, and country-specific accounting and payroll.

Product overview

Crede Experto is a comprehensive accounting and consulting firm offering a portfolio of professional services. The core offerings include accounting/bookkeeping services, HR and payroll management, and cross-border employee delegation services. The company provides specialized regional services for companies operating in Germany, France, the Netherlands, and Scandinavian countries (Denmark/Sweden/Norway), covering accounting, tax registration, VAT settlements, payroll processing, and administrative formalities. Additional services include foreign VAT refunds, PFRON administration, OSH services, debt collection, and conference room rental. The services are delivered with a focus on modern technology platforms for remote document exchange and collaboration.

Differentiator

Problem solved

Functional benefit

Products and services

• Accounting/Bookkeeping (Księgowość) Comprehensive accounting and bookkeeping services tailored to the individual needs of Polish businesses, covering ongoing financial record-keeping and reporting.
• HR and Payroll (Kadry i Płace) Comprehensive HR and payroll advisory services covering all aspects of personnel management and payroll processing for client companies in Poland.
• Cross-border Company Accounting (Księgowość firm transgranicznych) Specialized accounting services for Polish companies operating across borders in Poland and Europe, addressing multi-jurisdiction financial reporting and tax compliance.
• Employee Delegation/Posting (Delegowanie pracowników) Specialized services for companies posting employees to work abroad, covering legal, tax, and administrative requirements across European countries, including A1 certificates, work permits, and residence registrations.
• German Accounting (Księgowość niemiecka) Full accounting services for companies operating in Germany, including VAT registration, income tax, and construction tax (Bauabzugsteuer) handling.
• French Accounting (Księgowość francuska) Accounting and tax settlement services for companies operating in France, including registration and VAT filing.
• Full Service for Employment Agencies (Pełna obsługa agencji pracy) Comprehensive support for temporary employment agencies operating in Germany, France, and other European countries, covering full compliance, payroll, and administrative services.
• Foreign VAT Refund (Zwrot podatku VAT zagranicznego) Services for recovering foreign VAT from various European countries on behalf of Polish businesses.
• SOKA-BAU Services Specialized consulting on German holiday pay fund (SOKA-BAU) obligations in the construction industry for Polish construction companies operating in Germany.
• Tax Consulting (Konsulting podatkowy) Tax advisory services including Polish and international tax planning, VAT recovery, withholding tax compliance, and tax settlement assistance for non-residents.
• Services for Foreigners (Obsługa cudzoziemców) Comprehensive support for foreign nationals working in Poland, including documentation and legal compliance related to employment of non-Polish workers.
• Debt Collection in Germany and France (Windykacja należności) Debt collection services for outstanding receivables in Germany and France, supporting Polish businesses with cross-border unpaid invoices.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Crowe Poland: Polish member of the Crowe Global accounting network providing audit, tax, and advisory services to SMEs with cross-border operations. Comparable target customer profile and broad accounting/tax/payroll service mix, though at a larger institutional scale.
• SD Worx: European payroll and HR services provider with multi-country payroll capabilities across Belgium, Netherlands, Germany, France, and beyond. Comparable to Crede Experto's multi-country payroll service line for companies posting workers across Europe.
• Grant Thornton Poland: Global mid-market accounting network's Polish member providing tax, payroll, and advisory services with cross-border capabilities. Overlaps with Crede Experto in serving Polish SMEs with international operations but as a broader full-service firm.
• BDO Poland: Large global accounting network's Polish member firm offering full-service accounting, tax, payroll, and advisory. Competes with Crede Experto for Polish SMEs with international needs but at a larger scale and broader scope, including audit and consulting services.

Direct peers

• ASB Group: Polish accounting and business advisory group with cross-border accounting, HR, and payroll services for Polish SMEs operating internationally. Directly competes with Crede Experto in the same niche of Polish firms with international operations, particularly Germany-focused engagements.
• TPA Poland (Baker Tilly network): Mid-market Polish accounting and tax advisory firm with strong cross-border and German-market capabilities through the Baker Tilly network. Comparable to Crede Experto in serving Polish companies with German, Austrian, and broader EU accounting/tax compliance needs.
• Rödl & Partner Poland: German-headquartered professional services firm with strong Poland-Germany cross-border practice spanning accounting, tax, payroll, and legal. Directly comparable for Crede Experto's German-accounting and Bauabzugsteuer/SOKA-BAU services for Polish firms operating in Germany.
• UHY ECA Poland: Polish member of the UHY international accounting network providing accounting, tax, payroll, and advisory services to SMEs with cross-border operations. Comparable in scale, customer base (Polish SMEs), and cross-border service mix.

Emerging players

• Deel: Tech-driven global Employer-of-Record and payroll platform serving companies hiring and posting workers internationally. Threatens Crede Experto's traditional cross-border delegation advisory with a productized, self-service alternative targeting similar SME customers.
• Remote: Global Employer-of-Record platform simplifying international hiring, payroll, and compliance. Comparable to Crede Experto's employee posting/delegation offering but delivered through a SaaS platform rather than manual advisory services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/credeexpertopl
• Instagraminstagram.com/credeexpertopl
• LinkedInlinkedin.com/company/crede-experto

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crede Experto