P1 Capital

What P1 Capital does

P1 Capital Ltd is a UK-based boutique asset management firm, registered in England and Wales (company number 10893482) and headquartered in Henley-on-Thames, that specialises in short-term property development finance and commercial asset-backed lending. The firm offers three core services: Property Development Finance (secured loans to professional property developers via legal charges on UK property), Commercial Finance (funding and consultancy for commercial projects with significant asset collateral), and Investment Opportunities (managed, asset-backed investment products distributed to high-net-worth individuals, sophisticated investors, professional investors, brokers, intermediaries, wealth managers, and family offices). Typical deal sizes range from £2m to £15m, with maximum loan-to-GDV exposure of 75–80%, and lending is concentrated in South East England and the Midlands.

The firm operates without proprietary technology infrastructure beyond a 'simple and robust lending process' that reaches credit decisions within days, and it runs an investor portal (investors.p1capital.co.uk) alongside standard social channels for capital raising. Underwriting is supported by a small team (11–50 employees) led by founder, CEO and Chairman Christon Burrows, with the firm marketing 150 years of collective team experience in property and finance across multiple property cycles as its principal expertise differentiator.

Revenue is generated through a combination of interest on development loans, transaction-related fees, and managed investment fees on capital deployed for institutional and HNW investors. The GTM motion is relationship-led, relying on direct borrower engagement, broker and intermediary referrals, and co-lending partnerships with established UK lenders such as Ingenious (Poole Quay development) and Paragon (Kings Worthy development). No revenue figures, funding rounds, or ownership disclosures are publicly available, and the firm has not been identified as pursuing any AI, API, or platform technology strategy.

Name

P1 Capital

Legal name

P1 Capital Ltd

Website

https://p1capital.co.uk

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

P1 Capital is a UK boutique asset manager providing short-term property development finance and commercial lending (typical deals £2m–£15m) to professional developers, alongside asset-backed investment opportunities for high-net-worth and sophisticated investors, headquartered in Henley-on-Thames.

Ownership category

akta.pro rank

Product category

Property Development Finance

NAICS

Funds, Trusts, and Other Financial Vehicles (525)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro industry

PRIMARYFSAKAGAB

SME Term Loans & Growth Capital

Financial & Insurance/Lending & Consumer Finance/Small Business & Microenterprise Lending

SECONDARYFSAHAJAJ

Private Credit — Infrastructure Debt & Project Finance

Financial & Insurance/Hedge Funds & Alternative Investments/Alternative Investments — Private Credit & Direct Lending

Keywords

• Property development finance
• Asset-backed lending
• Alternative lending
• Commercial finance
• Boutique asset management

Headquarters

HQ city

Henley On Thames

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Property Development Finance: Providing financing to property developers secured via legal charges on UK property. Returns are generated through interest on loans and capital growth from development projects.
2. Commercial Finance: Providing finance and consultancy to commercial projects where there are significant assets for security and enhanced returns.
3. Investment Opportunities: Delivering attractive, risk-adjusted returns to investors through secured, asset-backed projects in UK regional real estate.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

P1 Capital is a boutique asset management firm that funds UK property development and commercial projects through secured, asset-backed lending, typically ranging from £2 million to £15 million per project. The firm offers three core services: Property Development Finance (financing and consultancy for developers), Commercial Finance (financing and consultancy for commercial projects with significant asset security), and Investment Opportunities delivering risk-adjusted returns to high-net-worth individuals, sophisticated investors, family offices, and wealth managers.

Product overview

P1 Capital is a boutique asset management business that offers three core services: Property Development Finance, Commercial Finance, and Investment Opportunities. The company specialises in funding investment opportunities secured via legal charges on UK property and commercial assets. They provide financing to property developers and commercial projects, while also offering investment opportunities to high-net-worth individuals, sophisticated investors, and professional investors seeking strong income and capital growth.

Differentiator

Problem solved

Functional benefit

Products and services

• Property Development Finance

Quantifiable outcome

• Decisions reached within days enabling borrowers to capitalize on financially sound opportunities
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• LendInvest: UK online property finance platform offering development, bridging, and buy-to-let loans, plus investment products for retail and institutional investors. LendInvest is a direct peer combining specialist lending with managed investment opportunities, similar to P1's dual borrower/investor model.
• West One Loans: UK specialist lender providing bridging, development, and buy-to-let finance. West One directly competes with P1 in the short-term, asset-secured property lending segment.
• Ingenious Capital Management: UK alternative finance and investment manager active in property development lending and capital solutions. Ingenious is both a co-lending partner of P1 Capital and a direct peer operating in UK property development finance.
• Paragon Bank: UK specialist challenger bank providing property development finance, bridging, and buy-to-let mortgages. Paragon is a direct peer and an existing co-lending partner of P1 Capital, making it a closely comparable specialist lender in the same UK property development segment.
• Market Financial Solutions: UK specialist lender offering bridging and development finance to property professionals. MFS competes directly with P1 in the short-term, asset-backed property lending market with similar speed and flexibility positioning.
• Oblix Capital: UK specialist development finance lender targeting SME and mid-market property developers with senior and stretch senior loans. Oblix is a direct peer in UK property development finance with comparable deal size focus and developer customer base.

Broad incumbents

• Shawbrook Bank: UK specialist challenger bank focused on SME and property lending including development finance and bridging. Shawbrook is a broader incumbent competitor in the same specialist property lending niche P1 addresses.
• Together Money: UK specialist lender offering bridging, development, and commercial finance secured on property. Together is a broader incumbent competitor operating in the same alternative property lending space as P1 Capital.
• Aldermore Bank: UK challenger bank offering property development, asset finance, and specialist mortgages. As a larger established alternative lender, it overlaps directly with P1's development finance activity but operates at materially greater scale and breadth.

Emerging players

• Iron Bridge Finance: UK specialist lender focused on development exit, bridging, and refurbishment finance for property professionals. Iron Bridge is an emerging niche player competing in similar short-term, asset-secured property lending products as P1 Capital.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks2 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/p1-capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about P1 Capital