Dillon Credit Union
- Company typePrivate
- Founded1958
- HeadquartersHutchinson, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
Dillon Credit Union firmographics
Firmographics- Name
- Dillon Credit Union
- Legal name
- Dillon Credit Union
- Website
- https://dilloncu.com
- Company type
- Private
- Founded year
- 1958
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Dillon Credit Union industry classification
Industry- Product category
- Retail Banking
- NAICS
- Credit Unions (52213)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
- akta.pro secondary industry
- Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
Keywords
Where Dillon Credit Union is headquartered
LocationHeadquarters
- HQ city
- Hutchinson
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Dillon Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Net Interest Income (Loan Interest): The primary revenue driver for Dillon Credit Union is the interest income generated from its lending portfolio, which includes consumer loans (auto, personal), home loans, and student loans. Interest rates are published (e.g., Auto Loans starting at 4.99% APR, Personal Loans starting at 9.00% APR).
- Share Certificate / Savings Products: Members deposit funds into share certificates (CDs), savings accounts, IRAs, and money market accounts. The credit union pays interest (APY) on these deposits and deploys those funds in its lending activities.
- Fee-Based Income: The credit union generates fee income from services including digital banking, loan processing, check ordering, and overdraft services. A fee schedule is published on the website.
- TruStage AD&D Insurance: Accidental Death & Dismemberment insurance is offered through TruStage Insurance Agency, providing a referral/affiliate revenue stream to the credit union.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Share Certificates (CDs) — up to 4.18% APY |
| Unit Pricing | Monthly | Auto Loans — starting at 4.99% APR |
| Unit Pricing | Monthly | Personal Loans — starting at 9.00% APR |
| Subscription | Monthly | Home Loans — rates available upon inquiry |
| Freemium | Monthly | Checking and Savings Accounts |
| Freemium | Monthly | TruStage AD&D Insurance — free basic coverage |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels6 records
Dillon Credit Union product offering
Product offeringCore offering
Dillon Credit Union is a member-owned, not-for-profit financial cooperative based in Hutchinson, Kansas, that provides consumer banking products and services. Its core offerings include deposit accounts (checking, savings, money market, share certificates, and IRAs), consumer lending (auto loans, personal loans, home purchase and refinance loans, and student loans through Sallie Mae), and digital banking access via mobile and online channels. Complementary services such as free credit score monitoring (Savvy Money), debit card rewards (myRewards Plus via DreamPoints), free basic AD&D insurance (TruStage), and online loan payments (Repay) are bundled with the core banking relationship.
Product overview
Dillon Credit Union is a federally chartered credit union based in Hutchinson, KS, offering a comprehensive suite of financial products through a unified banking platform. The core product portfolio centers on deposit accounts (checking, savings, money market, share certificates, and IRAs) and lending products (consumer loans, auto loans, home loans, and student loans). Digital banking capabilities provide 24/7 access via mobile and online channels. The offering includes complementary tools such as financial calculators (auto loan, CD, IRA), credit score monitoring via Savvy Money, a debit rewards program (myRewards Plus), and TruStage insurance products. These products work together as an integrated financial services ecosystem designed for local community members.
Differentiator
Problem solved
Functional benefit
Products and services
- Checking Accounts
- Savings and Money Market Accounts
- Share Certificates (CDs)
- IRAs (Traditional and Roth)
- My First Nest Egg
- Consumer Loans
- Home Loans
- Student Loans (Sallie Mae partnership)
- Digital Banking
- TruStage AD&D Coverage
Quantifiable outcome
- Share Certificate rates of 4.18% APY
- +4 more outcomes
Companies that use Dillon Credit Union
Customer profileSegments1 record
Ideal customer profiles1 record
Dillon Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability3 records
Feature4 records
Dillon Credit Union partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered minor and core.
- Co-Op Shared Branch NetworkminorDillon Credit Union provides its members surcharge-free ATM access through the Co-Op Shared Branch network. Members can use the Co-Op Locator tool on the website to find nearby surcharge-free ATMs.
- AllPoint ATM NetworkminorDillon Credit Union provides its members surcharge-free ATM access through the AllPoint network. The AllPoint Locator tool is available on the website for members to find nearby surcharge-free ATMs.
- TruStage Insurance AgencyminorDillon Credit Union offers Accidental Death & Dismemberment (AD&D) insurance to its members through TruStage Insurance Agency, LLC (issued by CMFG Life Insurance Company). Basic coverage is free for members; additional coverage is available at cost-effective monthly rates. The credit union promotes this benefit as a member perk.
- Sallie MaeminorDillon Credit Union offers student loans in partnership with Sallie Mae. The credit union links to Sallie Mae's student loan platform, providing members access to education financing options.
- Savvy MoneycoreDillon Credit Union provides free credit score monitoring to its members through Savvy Money, integrated directly into the mobile banking app. This delivers real-time credit score updates, insights, and pre-approved loan offers within the credit union's digital banking environment.
- DreamPoints (myRewards Plus)minorDillon Credit Union's debit card rewards program (myRewards Plus) is powered by the DreamPoints platform. Members earn rewards on debit card purchases and can manage rewards through the DreamPoints portal.
- Repay (Payment Processing)coreDillon Credit Union processes loan payments through Repay.io, offering members online ACH and debit card payment options for loan servicing. Payments are accessible via dedicated checkout links on the website.
Scale indicators1 record
Recent moves6 records
Expansion highlights4 records
Dillon Credit Union competitors and assessment
Company assessmentDirect peers
- Credit Union of America: Wichita-based credit union serving Kansas members with checking, savings, loans, and digital banking. Comparable community-cooperative model and product set, operating in the same Kansas geography.
- Bellco Credit Union: Colorado-based member-owned credit union offering checking, savings, consumer and mortgage lending, and digital banking. Comparable as a community-cooperative credit union with a similar product mix and member-centric operating model.
- Meritrust Credit Union: Kansas-based community credit union headquartered in Wichita offering consumer banking, lending, and digital tools to a similar member demographic. Directly comparable as a Kansas-focused cooperative serving local retail members with the same product mix.
- CommunityAmerica Credit Union: Large Kansas-area credit union based in Lenexa offering checking, savings, lending, mortgages, and digital banking. Comparable to Dillon as a full-service Kansas-region cooperative credit union, but materially larger in scale.
- Golden Plains Credit Union: Kansas-based community credit union serving local members with consumer banking and lending products. Directly comparable in scale, community focus, and cooperative structure to Dillon's Hutchinson footprint.
Others
- Sallie Mae: National consumer finance provider specializing in private student loans and adjacent banking products. Relevant as Dillon's student loan partner and as an adjacent consumer credit provider competing for the same member lending relationships.
Broad incumbents
- Alliant Credit Union: Large national digital-first credit union offering high-yield deposits, consumer loans, mortgages, and credit cards across the U.S. Overlaps with Dillon's deposit and lending products but competes nationally rather than locally, with materially superior scale and digital investment.
- Discover Financial: Major U.S. consumer credit and deposit franchise offering credit cards, personal loans, and online banking. Comparable to Dillon in consumer lending and deposit gathering but at vastly larger scale and as a publicly traded for-profit incumbent.
- Capitol Federal Savings Bank: Kansas-headquartered federally chartered savings institution with retail banking, lending, and mortgage products. Overlaps with Dillon's deposit and home loan offerings but operates at materially larger scale and as a for-profit thrift.
- Connexus Credit Union: National credit union known for high-yield deposits, consumer lending, mortgages, and a strong digital banking platform. Comparable product set to Dillon but operates nationally with a far larger membership and asset base.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Dillon Credit Union social profiles
Digital presenceDillon Credit Union compliance and trust
Trust signalCompliance3 records
Dillon Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Dillon Credit Union leadership team
Management profileNumber of profiles
Profiles1 record
Dillon Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Dillon Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Dillon Credit Union
What does Dillon Credit Union do?
Dillon Credit Union is a member-owned, not-for-profit financial cooperative based in Hutchinson, Kansas, that provides consumer banking products and services. Its core offerings include deposit accounts (checking, savings, money market, share certificates, and IRAs), consumer lending (auto loans, personal loans, home purchase and refinance loans, and student loans through Sallie Mae), and digital banking access via mobile and online channels. Complementary services such as free credit score monitoring (Savvy Money), debit card rewards (myRewards Plus via DreamPoints), free basic AD&D insurance (TruStage), and online loan payments (Repay) are bundled with the core banking relationship.
Is Dillon Credit Union a public or private company?
Dillon Credit Union is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Dillon Credit Union founded?
Dillon Credit Union was founded in 1958. It employs 11 to 50 people.
Where is Dillon Credit Union based?
Dillon Credit Union is headquartered in Hutchinson, United States, in the North America region.
How does Dillon Credit Union make money?
Four revenue lines are on record. Net Interest Income (Loan Interest) is the primary driver. The others are share Certificate / Savings Products, fee-Based Income and truStage AD&D Insurance.
Who are Dillon Credit Union's main competitors?
Direct peers on record are Credit Union of America, Bellco Credit Union, Meritrust Credit Union, CommunityAmerica Credit Union and Golden Plains Credit Union. Sallie Mae is listed as an others. Broad incumbents are Alliant Credit Union, Discover Financial, Capitol Federal Savings Bank and Connexus Credit Union.
Does Dillon Credit Union have an API?
No public API is recorded for Dillon Credit Union.
What industry is Dillon Credit Union in?
Dillon Credit Union's product category is Retail Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus), with a secondary code of FSAKAAAL, Bank & Credit Union Personal Loans (Unsecured Installment). Its NAICS code is 52213 and its SIC code is 6141.