Aussitauxprêt

What Aussitauxprêt does

Aussitauxprêt is a Nantes-based mortgage and loan brokerage founded in 2009 that serves individual homebuyers and professional borrowers across western France. The company operates through a network of approximately 20 independent brokers covering the Bretagne and Pays de la Loire regions (departments 35, 44, 49, 56, and 85), with offices in Nantes (headquarters), Angers, and Aizenay. Customer interactions are conducted in-person at offices, customer homes, or workplaces, and remotely via phone and video conferencing. The firm is led by Director General Laurent CALVEZ, a former bank director, and operates as a closely-held SARL with €7,500 in share capital.

The company offers four core service lines: Projet Immobilier (residential mortgage financing for primary, secondary, new-build, renovation, and investment properties), Projet Professionnel (business loans for artisans, merchants, liberal professions, and company creators or acquirers), Assurance de prêts (borrower insurance subscription, renegotiation, and Loi Lemoine substitution), and Regroupement de crédits (debt consolidation with claimed monthly payment reductions of up to 60%). Aussitauxprêt holds ORIAS registration (#13002000) as a broker in banking operations and payment services and is GDPR/RGPD compliant. There is no proprietary technology platform; operations rely on standard financial tools, partner banking relationships, and a basic website featuring a broker finder and loan simulator.

The business model is commission-based: the company acts as intermediary between clients and partner banks, earning transaction fees from banks for placed loans rather than charging clients directly. Go-to-market is sales-led and relationship-driven, relying on customer testimonials and word-of-mouth referrals, supplemented by local sports sponsorship (Neptunes de Nantes Volley) and charitable partnerships (Association Marlène De Maria). The company has no external investors, no subsidiaries, and no disclosed funding rounds.

Name

Aussitauxprêt

Legal name

Société AussiTauxPrêt

Website

https://aussitauxpret.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Aussitauxprêt is a Nantes-based French mortgage and loan brokerage founded in 2009, serving individual homebuyers and professional borrowers across western France through a network of approximately 20 independent brokers who earn commissions from partner banks.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industries

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK), Commercial Mortgage Brokerage (FSAEAEAB), Mortgage Refinance & Rate/Term Intermediation (FSAEAEAC)

Keywords

• Mortgage brokerage services
• Loan intermediation
• Credit consolidation
• Professional financing
• Loan insurance brokerage

Headquarters

HQ city

Nantes

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage and Loan Brokerage Commissions: AlsoTauxPrêt acts as an intermediary between clients seeking financing and banking partners. The company earns commissions from banks for placing loans, negotiating favorable rates for clients. The business model relies on comparing and negotiating the best loan offers from partner banking institutions.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Aussitauxprêt operates as a French mortgage and loan broker (courtier) that intermediates between clients seeking financing and partner banking institutions. The company offers four service lines: residential mortgage financing (Projet Immobilier), professional and business loans (Projet Professionnel), borrower insurance brokerage and renegotiation (Assurance de prêts), and multi-loan consolidation (Regroupement de crédits). Services are delivered via a network of approximately twenty independent brokers operating across the Bretagne and Pays de la Loire regions in western France.

Product overview

Aussitauxprêt operates as a unified mortgage brokerage platform offering four integrated services: Projet Immobilier for residential mortgage financing, Projet Professionnel for business and professional loans, Assurance de prêts for loan insurance and renegotiation, and Regroupement de crédits for debt consolidation. The platform functions as an intermediary between clients seeking financing and banking institutions, negotiating optimal terms across all product lines. Founded in 2009 and headquartered in Nantes, the company serves the Pays de la Loire and Brittany regions through a network of approximately twenty independent brokers.

Differentiator

Problem solved

Functional benefit

Products and services

• Projet Immobilier (Residential Mortgage Brokerage) Mortgage brokerage service for individuals seeking financing for residential real estate projects, including primary residence, secondary residence, new construction, renovation, and investment properties. Aussitauxprêt negotiates with banking partners to secure optimal rates and financing terms on behalf of clients.
• Projet Professionnel (Professional Loan Brokerage) Professional and business loan brokerage for artisans, merchants, liberal professionals, business leaders, creators, and successors. Covers business investment financing (material and immaterial), business development, professional real estate, business creation, acquisition or repreneurship, factoring, and client position financing.
• Assurance de prêts (Loan Insurance Brokerage) Loan insurance brokerage service enabling borrowers to change their borrower insurance at any time, renegotiate terms, or add supplementary coverage. Includes policy subscription, renegotiation, and Loi Lemoine substitutions to optimize insurance cost and coverage.
• Regroupement de crédits (Credit Consolidation) Credit consolidation service that combines multiple loans and repayments into a single payment. Marketed with a reduction of monthly payments by up to 60%, simplifying household budgeting and freeing resources for future projects or investments.

Quantifiable outcome

• Monthly payment reduction up to 60% through credit consolidation
• +1 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor.

• Neptunes de Nantes VolleyminorGTM or Marketing PartnerAlsoTauxPrêt is a partner of the Neptunes de Nantes women's volleyball team. The partnership aligns with the company's values of team spirit, sharing, and ambition. The sponsorship supports feminine sports and creates community engagement in the Nantes area.
• Association Marlène De MariaminorOthersAlsoTauxPrêt supports the Association Marlène De Maria which fights pancreatic cancer by raising funds for research, organizing public awareness operations, and supporting patients and their families. The company's values of humanity and support align with this charitable cause.
• DynabuyminorGTM or Marketing PartnerDynabuy is listed as an institutional partner, suggesting a commercial or promotional partnership arrangement.

Scale indicators4 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• CAFPI: Leading French mortgage broker network with nationwide branch coverage and a multi-product offering (mortgage, regroupement de crédits, insurance). Closely comparable business model and customer base, though at materially larger scale than Aussitauxprêt.
• Empruntis: French mortgage and credit brokerage with strong digital presence. Overlaps directly with Aussitauxprêt in residential mortgage intermediation, regroupement de crédits, and insurance; competes for the same broker-channel customers.
• Meilleurtaux: One of France's largest independent mortgage and credit insurance brokerages with national coverage. Directly comparable as a multi-product intermediary (mortgage, consolidation, insurance) competing for the same French consumer; Aussitauxprêt operates the same commission-based intermediation model at a regional scale.
• Vousfinancer: National French mortgage brokerage with a hybrid online + branch-based intermediary model. Comparable as a competing broker aggregating offers from multiple banking partners for individual homebuyers, professionals, and consolidators.
• Crédit Conseil de France: Network of independent French mortgage brokers offering mortgage, regroupement de crédits, and insurance intermediation. Closely mirrors Aussitauxprêt's independent broker franchise model and product mix.
• BoursedesCrédits: Online mortgage and credit brokerage serving French consumers with comparison and intermediation services. Comparable in offering (mortgage, regroupement de crédits, insurance) and reliance on bank-partner commissions.

Emerging players

• Pretto: Digital-first French mortgage broker that fully automates the comparison and application process. Represents the disruptive model that traditional brokers like Aussitauxprêt must defend against in younger, digital-native buyer segments.

Regional players

• Artémis Courtage: Regional French mortgage and credit brokerage with multi-office coverage. Comparable as a similarly-sized brokerage competing in adjacent French regions for the same intermediary-led mortgage and consolidation business.

Broad incumbents

• Younited Credit: Listed French consumer credit marketplace and lender offering personal loans, credit consolidation, and brokered financing. Operates as both a lender and intermediary, with overlapping customer segments in credit consolidation and professional financing.

Others

• Lynx RH Courtage: French mortgage brokerage adjacent to the staffing group Lynx RH, offering intermediation services across France. Relevant as a similarly-positioned broker network, though its parent provides different scale economics.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Aussitauxprt1
• Facebookfacebook.com/aussitauxpret
• LinkedInlinkedin.com/company/aussitauxpret

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aussitauxprêt