BalancedTrust
BalancedTrust is an AI-powered compliance infrastructure platform that helps banks, fintechs, ISOs, and merchants automate regulatory scanning, risk scoring, KYC/AML, and third-party risk oversight through an API-first SaaS subscription.
- Company typePrivate
- Founded2024
- HeadquartersPlantation, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What BalancedTrust does
BalancedTrust is a Florida-based, AI-powered compliance infrastructure platform serving banks, fintechs, independent sales organizations (ISOs), and merchants in the payments ecosystem. The company addresses the friction between innovation speed and regulatory rigor by translating fintech compliance posture into frameworks banks can trust, with particular emphasis on third-, fourth-, and fifth-party risk oversight, merchant underwriting, and emerging stablecoin/digital asset compliance.
The core BalancedTrust Platform consists of the BT RiskScale risk scoring engine plus eight operating modules: Policy Reviews & Analysis (AI-extracted gap reporting), Risk Assessment, Regulatory Scanner, Compliance Scorecard, Onboarding (KYC/AML), Document Exchange, Client's Client's Client (extended entity chain visibility), and Client Lookback. The technology stack is API-first, offering REST APIs, webhooks, sandbox environments, and a JavaScript SDK, with AI capabilities spanning NLP on regulatory text, predictive risk scoring, anomaly detection, process automation, and knowledge retrieval across banking and payments regulations.
The business model is a SaaS subscription with monthly or annual billing (non-cancelable, non-refundable, auto-renewing), distributed through direct enterprise field sales, API-first self-serve adoption, and a partner channel program. The company was founded in 2024 by Travis Dulaney, has 1-10 employees headquartered in Plantation, FL, raised $100,000 via SEC Rule 506(b) in February 2026 from a single investor, and counts 247 active entities on its dashboard. A March 2026 strategic partnership with Coinbax extends the platform into stablecoin settlement compliance.
BalancedTrust firmographics
Firmographics- Name
- BalancedTrust
- Legal name
- BalancedTrust, Inc.
- Website
- https://balanced-trust.com
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- BalancedTrust is an AI-powered compliance infrastructure platform that helps banks, fintechs, ISOs, and merchants automate regulatory scanning, risk scoring, KYC/AML, and third-party risk oversight through an API-first SaaS subscription.
- Ownership category
- akta.pro rank
BalancedTrust industry classification
Industry- Product category
- Regulatory Compliance Software
- NAICS
- Credit Bureaus (56145)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Sanctions, PEP & Watchlist Screening (name matching, adverse media) (FSAGAFAD)
- akta.pro secondary industries
- GRC, Policy Management & Controls Testing (SOX/ICFR, audit management) (FSAGAFAM), Compliance, Audit, RegTech & Regulatory Reporting Platforms (MPAEAKAJ)
Keywords
Where BalancedTrust is headquartered
LocationHeadquarters
- HQ city
- Plantation
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
BalancedTrust business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Compliance Platform Subscription: SaaS subscription-based model with platform access, API usage, and compliance management features
- API/Integration Services: Developer-focused API integrations with enterprise-grade support and sandbox environments
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Subscription-based SaaS platform with tiered pricing based on features and usage |
| Subscription | Monthly | Monthly subscription plan with monthly billing in advance |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
BalancedTrust product offering
Product offeringCore offering
BalancedTrust provides an AI-powered compliance infrastructure platform that automates regulatory scanning, risk scoring, KYC/AML checks, policy reviews, and third-party risk oversight for banks, fintechs, ISOs, and merchants. The platform delivers an executive-level compliance dashboard, REST APIs, webhooks, and sandbox environments, bridging fintech compliance data with traditional banking standards across the payments ecosystem.
Product overview
BalancedTrust offers a unified AI-powered compliance infrastructure platform designed for banks, fintechs, ISOs, and merchants. The platform consists of the core BalancedTrust Platform with integrated BT RiskScale risk scoring, supported by eight operating modules: Policy Reviews & Analysis, Risk Assessment, Regulatory Scanner, Compliance Scorecard, Onboarding, Document Exchange, Client's Client's Client, and Client Lookback. These modules process inputs including policy documents, entity profiles, regulatory rule changes, and historical data, producing outputs such as gap reports, risk scores, entity flags, executive dashboards, and secure document handoffs. The architecture connects Self Governed Agents, Role Based Portal Access, Controls, APIs, Master Controlled Agents, and Workflows into a cohesive compliance operating system.
Differentiator
Problem solved
Functional benefit
Products and services
- BalancedTrust Platform AI-powered compliance infrastructure platform that automates regulatory scanning, risk scoring, KYC/AML, policy reviews, onboarding, document exchange, and third-party risk oversight for banks, fintechs, ISOs, and merchants, delivered with a REST API, webhooks, and an executive compliance dashboard.
Quantifiable outcome
- 247 active entities on platform with 12% growth
- +2 more outcomes
Companies that use BalancedTrust
Customer profileSegments4 records
Ideal customer profiles4 records
BalancedTrust technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability7 records
Feature8 records
BalancedTrust partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- CoinbaxcoreStrategic partnership to integrate institutional-grade compliance oversight directly into stablecoin settlement workflows for financial institutions. Coinbax is the programmable trust layer for stablecoin payments.
- Montague LawminorPartner logo displayed on website partners section.
- Payment ExecutiveminorPartner logo displayed on website partners section.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
BalancedTrust competitors and assessment
Company assessmentDirect peers
- Prevalent: TPRM vendor focused on financial services with vendor risk assessments, network intelligence, and ongoing monitoring — overlaps directly with BalancedTrust's third-party and fourth-party risk oversight modules.
- Venminder: Third-party risk management platform purpose-built for banks, credit unions, and fintechs, covering vendor due diligence, contract management, and ongoing monitoring — a direct competitor for BalancedTrust's bank and fintech segments.
- Aravo (now part of Moody's): Enterprise third-party risk management platform with deep financial services penetration, offering vendor onboarding, due diligence, and continuous monitoring — a mature comparable for BalancedTrust's compliance and risk workflows.
- LogicGate: GRC workflow automation platform offering risk, compliance, and policy management modules — closely aligned with BalancedTrust's Regulatory Scanner, Policy Reviews, and Compliance Scorecard modules.
- ProcessUnity: Established third-party risk management (TPRM) platform serving banks and financial services with vendor risk workflows, automated assessments, and ongoing monitoring — directly comparable to BalancedTrust's core TPRM and compliance monitoring use cases.
- Hyperproof: GRC platform providing compliance operations, evidence collection, and risk management — overlapping with BalancedTrust's Policy Reviews & Analysis and Compliance Scorecard modules.
Emerging players
- Persona: AI-native identity verification and KYC/AML platform used by fintechs and banks — directly comparable to BalancedTrust's Onboarding, KYC/AML, and risk scoring capabilities for the fintech and ISO segments.
Broad incumbents
- Diligent (Galvanize): Enterprise GRC suite (including Galvanize) used heavily by banks and large corporates for audit, risk, and compliance management — a broader incumbent in the same GRC/audit management category as BalancedTrust.
- Vanta: Leading compliance automation platform for SOC 2, ISO 27001, HIPAA, and related frameworks; also a listed BalancedTrust partner. Overlaps with BalancedTrust's compliance automation and policy review capabilities, but with broader framework coverage and significantly more capital.
- Drata: Compliance automation and continuous monitoring platform competing in the same AI-driven GRC category, with strong brand presence among fintech and SaaS buyers — a broader incumbent compared to BalancedTrust's banking/ISO focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
BalancedTrust social profiles
Digital presenceBalancedTrust financial estimates
Financial estimateRevenue estimate
Valuation estimate
BalancedTrust leadership team
Management profileNumber of profiles
Profiles7 records
BalancedTrust funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BalancedTrust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BalancedTrust
What does BalancedTrust do?
BalancedTrust provides an AI-powered compliance infrastructure platform that automates regulatory scanning, risk scoring, KYC/AML checks, policy reviews, and third-party risk oversight for banks, fintechs, ISOs, and merchants. The platform delivers an executive-level compliance dashboard, REST APIs, webhooks, and sandbox environments, bridging fintech compliance data with traditional banking standards across the payments ecosystem.
Is BalancedTrust a public or private company?
BalancedTrust is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was BalancedTrust founded?
BalancedTrust was founded in 2024. It employs 1 to 10 people.
Where is BalancedTrust based?
BalancedTrust is headquartered in Plantation, United States, in the North America region.
How does BalancedTrust make money?
Two revenue lines are on record. Compliance Platform Subscription is the primary driver. The others are API/Integration Services.
Who are BalancedTrust's main competitors?
Direct peers on record are Prevalent, Venminder, Aravo (now part of Moody's), LogicGate, ProcessUnity and Hyperproof. Persona is listed as an emerging player. Broad incumbents are Diligent (Galvanize), Vanta and Drata.
Does BalancedTrust have an API?
Yes. BalancedTrust offers REST APIs, webhooks, and sandbox environments for developers. The API enables programmatic access to core platform capabilities including business model validation (entity, payment rails, controls), risk scoring, applicable regulation identification, and next-action recommendations. Features include Partner Integrations and Secure Handoff for document exchange. Developer documentation is at www.balanced-trust.com/#developers.
What industry is BalancedTrust in?
BalancedTrust's product category is Regulatory Compliance Software. Its primary akta.pro industry code is FSAGAFAD, Sanctions, PEP & Watchlist Screening (name matching, adverse media), with a secondary code of FSAGAFAM, GRC, Policy Management & Controls Testing (SOX/ICFR, audit management). Its NAICS code is 56145 and its SIC code is 6200.