Texas American Title

What Texas American Title does

Texas American Title Company (operating as Texas American Title, "TAT") is a Texas-licensed title insurance and escrow services provider headquartered in Houston. Founded in 2007, the company verifies property ownership, identifies liens and encumbrances, issues owner's and lender's title insurance policies, and acts as an impartial third-party escrow agent for residential and commercial real estate transactions. TAT is a subsidiary of Anywhere Integrated Services, itself part of Anywhere Real Estate (formerly Realogy), which provides national-scale operational and brand resources. The legal entity is incorporated in New Jersey, where the controlling entity operates, while day-to-day operations are run from Houston and 16+ satellite offices across the Houston metropolitan area and broader Texas.

The company's underlying technology stack combines a title and escrow management platform with two proprietary digital tools: VirtualClose®, a Remote Online Notarization (RON) platform enabling fully digital closings for geographically distributed clients and digitally-preferring younger buyers; and PowerSnap!, an iOS/Android mobile application delivering real-time file tracking, document management, and a suite of seven industry calculators (Seller Net Sheet, Buyer Title Charges, Refinance Title Charges, Mortgage Payment, and others) that output loan-estimate-format numbers for lenders. Secure wire transfer protocols are layered into the document management layer to mitigate wire fraud, which is an acute risk in Texas real estate payments. Additional digital surface includes a blog, agent education webinars routed through REALsource University, and active social channels.

TAT earns revenue entirely on a transaction-fee basis across three streams — title insurance and search, escrow services, and closing coordination — with fees regulated by Texas state law and varying by property value, location, and complexity. Pricing is quote-based and not publicly disclosed. The go-to-market is B2B2C: Texas real estate agents act as primary referral partners who route their buyer and seller clients to TAT, supported by direct consumer digital touchpoints (mobile app, calculators, blog, social). Primary customer segments are home buyers, home sellers, and real estate agents in Texas, with a secondary commercial-transaction vertical.

Name

Texas American Title

Legal name

Texas American Title Company

Website

https://texasamerican.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Texas American Title is a Houston-headquartered title insurance and escrow services provider operating 16+ offices across Texas, serving home buyers, sellers, and real estate agents through a B2B2C referral model backed by Anywhere Real Estate.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Title Search & Examination (BPAJAOAB), Abstracting Services (Title Abstracts) (BPAJAOAC)

Keywords

• Title insurance services
• Escrow services
• Real estate closing
• Title searches
• Remote online notarization

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices16 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance and Search Services: Title searches conducted to verify property ownership and identify liens, encumbrances, or claims against properties. Title insurance policies (owner's and lender's) provided to protect against discovered and undiscovered title defects.
2. Escrow Services: Escrow services as an impartial third party to hold and distribute funds, manage loan documents, and coordinate recording of legal documents with county upon transaction completion.
3. Closing Services: End-to-end closing coordination including document preparation, notarization scheduling, and settlement services for residential and commercial real estate transactions.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Texas American Title Company provides title insurance, title searches, escrow, and closing coordination services for residential and commercial real estate transactions throughout Texas. The company verifies property ownership, identifies liens and encumbrances, issues title insurance policies, and acts as an impartial third party to hold and distribute funds during real estate closings, supplemented by the VirtualClose digital closing platform and PowerSnap mobile tools.

Product overview

Texas American Title operates as a single integrated platform providing title and escrow services for residential and commercial real estate transactions throughout Texas. The core offering is its title and escrow services, supplemented by the VirtualClose digital closing module, the PowerSnap mobile app, four calculator tools (Buyer Title Charges, Mortgage Payment, Refinance Title Charges, and Seller Net Sheet), and Agent Education programs. These components work together to provide a full-service closing experience with both in-person and digital options.

Differentiator

Problem solved

Functional benefit

Brands

• VirtualClose: A remote online notarization (RON) and fully digital closing platform that allows buyers and sellers to complete closings remotely, providing flexibility for out-of-state sellers, those dealing with weather constraints, or those seeking social distancing options.

Products and services

• Title and Escrow Services Core residential and commercial title and escrow services that verify property ownership, clear liens, facilitate closings, and provide title insurance protection for buyers, sellers, and lenders across Texas.
• VirtualClose Digital closing solution enabling Remote Online Notarization (RON) and fully digital closings through a collaborative platform, allowing buyers and sellers to complete transactions from any location without in-person signing.
• PowerSnap Mobile App Mobile application (iOS and Android) providing real-time file status tracking, document management, title order initiation, escrow services access, and seven industry calculators for real estate agents and consumers on the go.
• Agent Education Programs Live virtual professional development classes for real estate agents covering industry topics, closing processes, and market strategies, offered in partnership with REALsource University.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• Anywhere Real EstatecoreStrategic or Co-development PartnerTexas American Title is a subsidiary of Anywhere Real Estate, one of the nation's largest residential real estate service providers. This affiliation provides national scale, resources, and operational support while maintaining local Texas market expertise.
• Old Republic TitlecoreOthersPrimary title insurance underwriter partner providing title insurance policies for transactions closed through Texas American Title.
• Alamo TitlecoreOthersTitle insurance underwriter partner providing insurance coverage for residential and commercial transactions.
• Title Resources GroupcoreOthersTitle insurance underwriter partner providing policy coverage for transactions.
• Chicago TitlecoreOthersTitle insurance underwriter partner providing coverage for transactions closed through the company.
• Stewart TitlecoreOthersTitle insurance underwriter partner for transaction insurance policies.
• First American TitlecoreOthersTitle insurance underwriter partner providing coverage for transactions.
• Fidelity NationalcoreOthersTitle insurance underwriter partner providing policy coverage.
• ALTA (American Land Title Association)minorOthersProfessional association membership providing industry standards, advocacy, and research support for the title and settlement services industry.
• REALsource UniversityminorOthersVirtual training platform providing professional development and education resources for real estate agents. Texas American Title directs agents to REALsource University for virtual training in social listening and other valuable topics.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Chicago Title: Part of the Fidelity National family of title companies and a TAT underwriter partner. Provides title insurance and settlement services nationally, with a strong Texas presence that directly overlaps with TAT's core market.
• Stewart Title: Major national title insurer and a TAT underwriter partner. Offers direct title and escrow services across the U.S. and competes with TAT for agent relationships and consumer-direct business, especially in Texas.
• First American Title Insurance Company: One of the largest national title insurance underwriters and a TAT underwriter partner. Operates its own direct title and escrow operations nationally, overlapping with TAT's core business while serving a much broader geographic and product footprint.
• Fidelity National Title (FNF): The largest title insurance underwriter in the U.S. and another TAT underwriter partner. Competes with TAT through direct operations, national agent network, and a portfolio of title-related technology and service businesses.
• Old Republic Title: National title underwriter identified as a primary TAT underwriter partner. Issues title insurance policies and provides escrow services that directly compete with TAT's core offerings.

Emerging players

• Doma Enterprises (formerly Doma Title): Technology-forward title and escrow company pursuing instant title commitments and machine-learning-based title production. Competes with TAT on digital closing experience and lender-direct workflows, particularly in refinance and digital-first segments.

Direct peers

• North American Title Insurance Company: Title insurance underwriter with a national agent network offering title and escrow services. Comparable to TAT in the agent-driven title model and product mix, with a multi-state footprint that overlaps with TAT's underwriter relationships.
• WFG National Title Insurance Company: Independent title insurance underwriter with a strong agent network and national presence. Competes directly with TAT for agent relationships and offers comparable title and escrow services across multiple states including Texas.
• Title Resources Group: Title insurance underwriter serving independent title agents, identified as a TAT underwriter partner. Comparable to TAT in supporting agent-led title and closing operations across multiple U.S. markets.
• Alamo Title: Texas-focused title and escrow company and a TAT underwriter partner. Very directly comparable in terms of Texas market focus, B2B2C agent-referral model, and product offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/TexasAmericanTitle
• LinkedInlinkedin.com/company/texas-american-title-company
• Instagraminstagram.com/Texasamericantitle
• Xx.com/txamericantitle

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Texas American Title