Assur Travel

What Assur Travel does

Assur Travel SAS is a France-based wholesale insurance broker (courtier grossiste) founded in February 2004 by Philippe Munier and Arnaud Gérard, specializing in international mobility and travel insurance. The company designs and distributes 13 distinct insurance products covering tourist travel, business travel, students abroad, working holiday visas (PVT/WHV), au pair placements, international volunteering (VSI), expatriate health (including a senior expatriate product), impatriate Schengen and long-duration coverage, seasonal rentals, and winter sports. These products are placed with multiple insurance carriers (Allianz provides the firm's Professional Liability and Financial Guarantee) and administered by the wholly-owned subsidiary GAPI (Gestion des Assurances de Personnes à l'International), which manages claims, policy administration, and customer service from a Paris office alongside the Villeneuve d'Ascq headquarters.

The technology stack centers on a digital subscription platform at souscription.assur-travel.fr enabling online quotes and instant policy issuance, complemented by the Gapi Adhérents mobile application (iOS and Android) that supports claims submission, health-expense reimbursement tracking, and policyholder self-service, plus an automated underwriting decision system for online risk assessment. Distribution is partner-heavy and multi-channel: Assur Travel sells primarily through a network of 500+ insurance brokers, 1,500+ travel agencies and tour operators across Europe — including embedded arrangements with the 2nd, 3rd, and 4th largest French tour operator networks (Tourcom, Karavel-Promovacances-Fram, and Groupe Salaun-National Tours) — and directly through its consumer-facing website and comparison-platform listings (Santexpat, Santé Mobility, International-sante.com, Selectra).

Revenue is generated through recurring commissions on insurance premiums placed with carrier partners and through administrative fees on ASPI-led collective insurance schemes for expatriate, student, and traveler coverage. Reported chiffre d'affaires exceeded €10 million in 2024 (against €32 million in premium collections / encaissement), supported by 40 multilingual collaborators and a customer base spanning 2,000,000+ travelers, 20,000+ students, 12,000+ expatriates, and 1,000+ corporate clients. In May 2025, MGEN (€3.5 billion revenue in 2024) acquired a majority stake alongside co-founder Arnaud Gérard to underwrite a stated ambition of becoming the European leader in travel insurance within five years.

Name

Assur Travel

Legal name

ASSUR TRAVEL SAS

Website

https://assur-travel.fr

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Assur Travel is a French wholesale insurance broker specializing in international mobility and travel insurance, distributing 13 specialized products through 500+ brokers and 1,500+ travel agency partners to 2 million+ travelers, students, and expatriates annually.

Ownership category

akta.pro rank

Product category

Travel and International Mobility Insurance

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Travel Product Aggregators (Multi-Supplier B2B Aggregation) (THAKAJAI)

akta.pro secondary industries

Online Booking & Reservation Platforms (B2B/B2C) (THALAMAA), Travel Management & Booking Infrastructure (GDS/Channel Managers/Booking APIs) (BPAMAIAO)

Keywords

• Travel insurance brokerage
• International health insurance
• Expatriate insurance products
• Student travel insurance
• Wholesale insurance distribution

Headquarters

HQ city

Ascq

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Wholesale Insurance Brokerage Commissions: Assur Travel acts as a wholesale broker (courtier grossiste), placing insurance products with insurance carriers and earning commissions on premiums. The company manages underwriting and administrative operations delegated by insurers. Revenue comes from commissions paid by insurance carrier partners on policy premiums written through their broker network.
2. Insurance Premium Administration: Managing insurance contracts for expatriates, students, and travelers with Associated Health and International Provident (ASPI) association-led collective insurance schemes underwritten by insurance companies. Administrative fees from policy management services.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Assur Travel is a French wholesale insurance broker (courtier grossiste) that designs, underwrites, and distributes a portfolio of international mobility and travel insurance products, including tourist travel, business travel, expatriate and impatriate health, student abroad, PVT/WHV, au pair, international volunteering, vacation rental, and winter sports coverage. The company operates a B2B2C distribution model, placing policies with insurance carriers and selling them through a network of 500+ insurance brokers, 1,500+ travel agencies and tour operators across Europe, complemented by a direct online subscription platform. Core operations are supported by the Gapi Adhérents mobile application for claims and policy management, an automated underwriting decision system, and a 24/7 medical assistance and teleconsultation service.

Product overview

Assur Travel is a wholesale insurance broker (courtier grossiste) specializing in travel insurance and international mobility. The company operates as a multi-product platform offering 13 distinct insurance solutions spanning tourist travel, business travel, expatriate health coverage, student insurance, working holiday (PVT/WHV), au pair, international volunteering, Schengen impatriate visas, vacation rentals, and winter sports. The core product lines are organized into three segments: (1) Travel/Vacation products including standard travel insurance, business travel, vacation rental, and winter sports; (2) Youth/Student products covering students abroad, PVT/WHV, au pairs, and VSI volunteers; and (3) Expat/Impatriate products including expatriate health, senior expatriates, and Schengen impatriate coverage. All products are distributed through a network of broker partners and are supported by the Gapi Adhérents mobile application for claims processing and the MédecinDirect teleconsultation service.

Differentiator

Problem solved

Functional benefit

Brands

• GAPI (Gestion des Assurances de Personnes à l'International): Management center for international insurance activities including health, provident, repatriation assistance and private liability for detached or expatriate members.
• ASSUR TRAVEL COURTAGE

Products and services

• Assurance Voyage (Tourist Travel Insurance)
• Assurance Globe-Trotter
• Assurance Voyage d'Affaires (Business Travel Insurance)
• Assurance Expatriés (Expatriate Health Insurance)
• Assurance Expatriés Seniors
• Assurance Impatriés Schengen
• Assurance Impatriés Longue Durée
• Assurance Étudiant à l'Étranger (Student Insurance Abroad)
• Assurance PVT/WHV (Working Holiday Visa Insurance)
• Assurance Jeune au Pair
• Assurance Volontariat de Solidarité Internationale (VSI)
• Assurance Locations Saisonnières (Seasonal Rental Insurance)
• Assurance Sports d'Hiver (Winter Sports Insurance)
• Gapi Adhérents Mobile Application

Quantifiable outcome

• 2,000,000+ travelers insured per year
• +6 more outcomes

Named customers6 records

Segments9 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

15 partnerships are on record, tiered core and minor.

• Association Santé et Prévoyance Internationale (ASPI)coreStrategic or Co-development PartnerAssur Travel delegates detached/expat risk to partners who propose membership in ASPI-led collective insurance schemes underwritten by insurance carriers. ASPI provides health, provident, repatriation assistance, and private liability insurance to members at competitive rates.
• MédecinDirectcoreTechnology or IntegrationPartnership for free teleconsultation services available 24/7 to policyholders worldwide. MédecinDirect provides access to French-speaking doctors for medical consultations from anywhere, integrated into Assur Travel's product offerings.
• GAPI (Gestion des Assurances de Personnes à l'International)coreOthersSister company handling international person insurance management operations. GAPI manages claims, policy administration, and customer service for expatriate and international health insurance policies.
• TourcomcoreChannel Partner/ Reseller/ Distributor2nd largest French travel agent network (over 1,300 agencies) distributing Assur Travel insurance products through their member agencies across France.
• SantexpatminorChannel Partner/ Reseller/ DistributorExpatriate health insurance comparison platform comparing 100+ solutions across 200+ countries. Santexpat provides lead generation and referral traffic to Assur Travel products.
• Santé MobilityminorChannel Partner/ Reseller/ DistributorExpatriate health insurance comparison service helping users navigate international insurance options with free guidance through the subscription process.
• International-sante.comminorChannel Partner/ Reseller/ DistributorOnline comparison platform for expatriate health insurance and mutual funds, comparing 40+ expat insurance options for any destination.
• Go On AssurancesminorChannel Partner/ Reseller/ DistributorInsurance broker focused on tour operators, travel agencies, online agencies, coach companies, language travel operators, and corporate mobility. Distributes Assur Travel products in B2B segment.
• AISAE (Association Internationale pour la Santé des Assuranceés à l'Étranger)minorChannel Partner/ Reseller/ DistributorAssociation negotiating insurance contracts for expatriates worldwide in health insurance, assistance/repatriation, and foreign liability, facilitating distribution to member expatriates.
• AOC Insurance BrokerminorChannel Partner/ Reseller/ DistributorInternational insurance broker with offices in Paris, Bangkok, Shanghai, and Casablanca. Specializes in international individual and group health insurance across all continents, countries, and nationalities. Also offers travel, visa, and working holiday insurance.
• ExpatCourtageminorChannel Partner/ Reseller/ DistributorBrokerage firm specialized in insurance for people living abroad, providing professional advice and free quotes to help select the best insurer for coverage and price requirements.
• ExpatrimoniaminorChannel Partner/ Reseller/ DistributorExpatriate wealth management advisory firm with 10+ years experience helping French expatriates in Southeast Asia with asset creation, protection, and development. Refers clients for insurance needs.
• Expat.comminorChannel Partner/ Reseller/ DistributorLeading expatriate community website providing free information and advice to expatriates and future expatriates worldwide, featuring Assur Travel insurance products.
• AllianzcoreOthersInsurance carrier providing Professional Liability and Financial Guarantee insurance coverage for Assur Travel (Policy No. 53271725-29). Both Assur Travel and Assur Travel Courtage are underwritten by Allianz.
• Unnamed Insurance CarrierscoreOthersList of insurance companies with which Assur Travel works available on request. Assur Travel places insurance products with multiple insurance carriers. No carrier holds direct or indirect participation in Assur Travel capital.

Scale indicators13 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Assur-Travel-745778702249336
• LinkedInlinkedin.com/company/assur-travel/?originalSubdomain=fr
• Instagraminstagram.com/assur_travel
• Xx.com/assurtravel

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Assur Travel