Calvert Wealth Management

Wealth Management Servicescalvertwealth.com

Calvert Wealth Management is a Maryland-based registered investment advisor offering fee-based financial planning, investment management, and wealth management services to individuals, small businesses, affluent households, and employer-sponsored retirement plans, using six risk-tiered portfolios across up to fifteen asset classes.

Company typePrivate
Founded1998
HeadquartersDunkirk, United States
Headcount1–10
GTM typeB2C
OfferingServices

What Calvert Wealth Management does

Calvert Wealth Management, Inc. is a privately held registered investment advisor (RIA) founded in 1998 and headquartered in Dunkirk, Maryland, with a second office in Annapolis. The firm delivers fee-based financial planning, investment management, and wealth management services to individuals, small businesses, affluent households, and employer-sponsored retirement plans across Maryland. Service delivery follows a four-step process (organizing, formalizing, implementing, monitoring) covering twelve planning areas including goals, cash flow, tax, estate, retirement, and senior care, supported by Emoney, Fidelity, and Morningstar client portals.

The firm's core investment offering is built on Modern Portfolio Theory and asset allocation, implemented through six risk-tiered portfolio models (Aggressive through Very Conservative) that blend up to fifteen asset classes including domestic and foreign equities, real estate, government and corporate bonds, municipal and high-yield bonds, commodities, and money markets. Securities are offered through APW Capital, Inc. (Member FINRA/SIPC), and clearing and custody are provided by Fidelity Brokerage Services, LLC. A four-person professional team led by President John T. Stone and CEO/CCO Kelly C. Sheahan executes the team-centered advisory model; the firm holds Maryland RIA registration, FINRA/SIPC representative registrations, and BBB accreditation.

Revenue is generated through three streams: recurring asset-based investment management fees on AUM, fee-based financial planning engagements, and hourly financial consulting engagements. Distribution is direct and consultative, relying on scheduled client meetings, community involvement, and a content-led website/Resource Center. No digital storefront, app, or API is offered, and there is no disclosed revenue, AUM, client count, or external funding.

Calvert Wealth Management firmographics

Firmographics

Name: Calvert Wealth Management
Legal name: Calvert Wealth Management, Inc.
Website: https://calvertwealth.com
Company type: Private
Founded year: 1998
Operating status: Operating
Headcount range: 1–10 employees
Short description: Calvert Wealth Management is a Maryland-based registered investment advisor offering fee-based financial planning, investment management, and wealth management services to individuals, small businesses, affluent households, and employer-sponsored retirement plans, using six risk-tiered portfolios across up to fifteen asset classes.
Ownership category
akta.pro rank

Calvert Wealth Management industry classification

Industry

Product category: Wealth Management Services
NAICS: Portfolio Management and Investment Advice (523940)
SIC: Investment Advice (6282)
akta.pro primary industry: Discretionary Portfolio Management (Retail) (FSAAAAAH)
akta.pro secondary industries: Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

Keywords

Investment management services
Financial planning services
Wealth management advisory
Retirement plan consulting
Portfolio management services

Where Calvert Wealth Management is headquartered

Location

Headquarters

HQ city: Dunkirk
HQ country: United States
HQ region: North America

Offices2 records

Markets served

Calvert Wealth Management business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

Financial Planning Fees: Fee-based financial planning service provided on a fee basis rather than commission. The firm emphasizes that clients are paying for advice and guidance free from worry about being sold financial products.
Investment Management Fees: Asset management services with management fees based on assets under management. The firm manages investments daily and monitors accounts through a systematic process.
Financial Consulting: Hourly-based consulting services for clients who want a second opinion or need advice for specific decisions.

Pricing tiers

Model	Billing	Price
Subscription	Annual	Asset-based fee structure for investment management

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Calvert Wealth Management product offering

Product offering

Core offering

Calvert Wealth Management provides fee-based financial planning and investment management services to individuals, small businesses, and employer-sponsored retirement plans in Maryland. Its core offerings include a six-tier Modern Portfolio Theory-based asset allocation service covering up to fifteen asset classes, comprehensive financial planning across twelve life areas, wealth planning for affluent clients, fiduciary institutional investment management for 401(k) plans, and hourly financial consulting.

Product overview

Calvert Wealth Management offers a comprehensive suite of wealth management services built around five core offerings: Investment Management (using Modern Portfolio Theory and Asset Allocation with 6 risk-based portfolios), Financial Planning (covering 12 planning areas from goals to senior care), Wealth Planning (for affluent clients), Institutional Investment Management (for employer retirement plans), and Financial Consulting (hourly advisory). The firm also provides a Resource Center with educational content and financial tools including a 200+ term glossary, tax resources, and calculators. All services are delivered through a team-centered approach with fiduciary oversight.

Differentiator

Problem solved

Functional benefit

Products and services

Investment Management

Companies that use Calvert Wealth Management

Customer profile

Segments3 records

Ideal customer profiles3 records

Calvert Wealth Management technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration3 records

Feature2 records

Calvert Wealth Management partnerships and signals

Strategic signal

Partnerships

Two partnerships are on record, tiered core.

APW Capital, Inc.coreChannel Partner/ Reseller/ DistributorAPW Capital, Inc. is a registered broker-dealer (Member FINRA/SIPC) through which certain representatives of Calvert Wealth Management offer securities. Located at 999 Riverview Drive, Suite 201, Totowa, NJ 07512. Calvert Wealth Management is independent of APW Capital, Inc.
Fidelity Brokerage Services, LLCcoreTechnology or IntegrationFidelity provides clearing, custody, or other brokerage services. The firm is a Member NYSE/SIPC. Client portal access is provided through Fidelity for portfolio management.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Calvert Wealth Management competitors and assessment

Company assessment

Emerging players

Betterment: Leading robo-advisor and digital RIA offering automated portfolio management, retirement planning, and now CFP access. Represents the low-cost disruption vector against firms like Calvert that rely on traditional asset allocation.
Facet Wealth: Digital-first flat-fee financial planning firm combining CFP-led advice with technology. Emerging alternative serving a similar mass-affluent and 401(k) audience with lower overhead than traditional local RIAs.

Broad incumbents

Ameriprise Financial: Large diversified financial services firm with a significant advisor force delivering investment advisory, retirement planning, and wealth management — overlapping with Calvert's retail planning and institutional retirement business.
Fisher Investments: Very large independent RIA serving high-net-worth retail and institutional clients with portfolio management. Overlapping capabilities in portfolio management but operates on a much larger scale with proprietary branding.

Others

Commonwealth Financial Network: Independent broker-dealer and RIA support platform used by thousands of independent advisors — analogous to the role APW Capital and Fidelity play for Calvert, providing the infrastructure layer beneath firms of comparable profile.

Direct peers

Edelman Financial Engines: Large-scale RIA combining planning, investment management, and employer-sponsored retirement plan services. Directly comparable to Calvert's institutional 401(k) offering and affluent-client focus.
Mariner Wealth Advisors: Multi-service RIA offering investment management, financial planning, and wealth planning to individuals and institutions — closely aligned with Calvert's fee-based, team-centered model. Compares directly on service breadth and target segments.
Carson Wealth: RIA and wealth management firm delivering financial planning, investment management, and institutional retirement plan services. Closely matches Calvert's five-product structure including employer 401(k) support.
Buckingham Strategic Wealth: Fee-only RIA offering evidence-based investment management and comprehensive financial planning to individuals and institutions. Comparable in model discipline and fee-only stance.
Creative Planning: Large fee-only RIA providing holistic financial planning, investment management, and tax/estate services to individuals and business owners. Same operating model and target client profile as Calvert.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

Calvert Wealth Management compliance and trust

Trust signal

Compliance3 records

Calvert Wealth Management financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Calvert Wealth Management leadership team

Management profile

Number of profiles

Profiles4 records

Calvert Wealth Management funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Calvert Wealth Management M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Calvert Wealth Management

What does Calvert Wealth Management do?

Is Calvert Wealth Management a public or private company?

Calvert Wealth Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Calvert Wealth Management founded?

Calvert Wealth Management was founded in 1998. It employs 1 to 10 people.

Where is Calvert Wealth Management based?

Calvert Wealth Management is headquartered in Dunkirk, United States, in the North America region.

How does Calvert Wealth Management make money?

Three revenue lines are on record. Financial Planning Fees are the primary driver. The others are investment Management Fees and financial Consulting.

Who are Calvert Wealth Management's main competitors?

Emerging players on record are Betterment and Facet Wealth. Broad incumbents are Ameriprise Financial and Fisher Investments. Commonwealth Financial Network is listed as an others. Direct peers are Edelman Financial Engines, Mariner Wealth Advisors, Carson Wealth, Buckingham Strategic Wealth and Creative Planning.

Does Calvert Wealth Management have an API?

No public API is recorded for Calvert Wealth Management.

What industry is Calvert Wealth Management in?

Calvert Wealth Management's product category is Wealth Management Services. Its primary akta.pro industry code is FSAAAAAH, Discretionary Portfolio Management (Retail), with a secondary code of FSAAABAD, Advisory Portfolio Management (Non-Discretionary). Its NAICS code is 523940 and its SIC code is 6282.