Thomas Insurance Group
Thomas Insurance Group is an independent insurance brokerage in Cape Girardeau, MO, founded in 1990, serving Medicare beneficiaries across all 50 states and small/mid-sized employers with Medicare, life, annuity, long-term care, and group benefits via carrier commissions.
- Company typePrivate
- Founded1990
- HeadquartersCape Girardeau, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Thomas Insurance Group does
Thomas Insurance Group (DBA TIG Thomas Insurance Group) is a privately held, independent insurance brokerage founded in 1990 and headquartered in Cape Girardeau, Missouri. The firm operates with a 1–10 employee team and serves two primary customer segments: Medicare-eligible individuals and retirees (the primary segment), and small-to-mid-sized employers seeking group benefits. A secondary segment of individuals and families purchases life, annuity, long-term care, and specialty products including travel and cancer insurance.
The company's offering is a consultative, commission-based service rather than a unified technology platform. Core product lines include Medicare Supplement (Medigap), Medicare Advantage, Part D prescription drug plans, term and universal life insurance, annuities, traditional and hybrid long-term care, and group health/dental/vision benefits. Distribution leverages hundreds of national and regional carrier relationships, distinguishing the firm from captive single-carrier agents. Technical infrastructure is limited to the AgentMethods website platform; the firm discloses no proprietary technology, no APIs, and no mobile applications.
Revenue is generated exclusively through carrier-paid commissions on policies placed — clients are never charged for advisory services. The go-to-market is sales-led and education-first, delivered via phone, email, in-person consultations, and a national referral channel described as "99% referral." Marketing relies on educational content (videos, calculators, blog resources) and organic social media presence across Facebook, LinkedIn, Instagram, TikTok, and Twitter/X. A referral partnership with travel insurance marketplaces (bcbsglobalsolutions.com, travelinsurancecenter.com) extends reach beyond direct sales. Medicare advisory services are offered across all 50 states, while employer and personal lines are concentrated regionally.
Thomas Insurance Group firmographics
Firmographics- Name
- Thomas Insurance Group
- Legal name
- TIG Thomas Insurance Group
- Website
- https://tig-ins.com
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Thomas Insurance Group is an independent insurance brokerage in Cape Girardeau, MO, founded in 1990, serving Medicare beneficiaries across all 50 states and small/mid-sized employers with Medicare, life, annuity, long-term care, and group benefits via carrier commissions.
- Ownership category
- akta.pro rank
Thomas Insurance Group industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro industry
- Small Group Health Insurance (2–50/100)Group Term Life InsuranceNon-Participating Whole Life InsuranceGroup AD&D (Standalone or Bundled with Life)
Keywords
Where Thomas Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Cape Girardeau
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Thomas Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Insurance Commissions: As an independent insurance agency, Thomas Insurance Group earns commissions from insurance carriers for policies placed. They work with hundreds of national and regional carriers and do not charge clients for their services, as commissions are paid by the insurance companies.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing - no fixed tiers |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels8 records
Thomas Insurance Group product offering
Product offeringCore offering
Thomas Insurance Group is an independent insurance brokerage that places policies from hundreds of national and regional insurance carriers on behalf of clients. Its core offerings span Medicare (Supplement, Advantage, Part D), life insurance (term, universal, burial/final expense, linked benefits), annuities, long-term care (traditional and hybrid), employer group benefits (health, dental, vision), and specialty lines (travel, cancer). Services are delivered through consultative, education-led engagement with no fees charged to clients, with revenue derived from carrier commissions.
Product overview
Thomas Insurance Group is an independent insurance brokerage offering a comprehensive portfolio of insurance and retirement products. Their offering is not a unified software platform but rather a consultative service combining products from multiple national and regional carriers. The core product portfolio includes Medicare coverage (Supplement Plans, Medicare Advantage, and Part D Prescription Drug Plans), retirement solutions (Annuities), life insurance (Term, Universal, Burial/Final Expense), long-term care insurance (Traditional and Hybrid policies), employer benefits (Group Health, Dental, Vision), and specialty coverage (Cancer, Travel). They provide educational resources including videos, calculators, and one-on-one guidance to help clients navigate insurance decisions. The company operates as an independent agency, offering plans from hundreds of carriers to match clients with coverage that fits their specific needs, with services available in all 50 states.
Differentiator
Problem solved
Functional benefit
Products and services
- Medicare Supplement Plans
Quantifiable outcome
- Saved customers thousands of dollars through better plan recommendations
Companies that use Thomas Insurance Group
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles3 records
Thomas Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Thomas Insurance Group partnerships and signals
Strategic signalScale indicators3 records
Recent moves3 records
Expansion highlights4 records
Thomas Insurance Group competitors and assessment
Company assessmentDirect peers
- QuoteWizard (by LendingTree): Insurance comparison platform connecting consumers with multiple carriers across health, life, and auto. Comparable in the multi-carrier brokerage model, though more digitally native than TIG.
- GoHealth: Medicare-focused insurance brokerage leveraging a tech-enabled agent model. Competes directly with TIG in Medicare Supplement, Medicare Advantage, and Part D, and represents the type of scaled, capitalized competitor TIG faces.
- SelectQuote: Public insurance brokerage focused primarily on selling Medicare-related products (Medicare Supplement, Medicare Advantage, and term life) via phone and online channels. Highly comparable to TIG in product mix, with similar commission-driven revenue model and education-led positioning.
- eHealth: Online insurance marketplace and brokerage offering Medicare, individual/family health, and ancillary products. Competes with TIG for the same Medicare-eligible customer base but through a more digitized, technology-led platform.
Emerging players
- HealthCare.com: Digital-first insurance brokerage with growing Medicare and individual health focus. Represents the emerging digitally native competitor that overlaps with TIG's Medicare distribution but is built on a more scalable technology platform.
- Benefytt Technologies (formerly Health Insurance Innovations): Insurance technology and distribution company focused on health and ancillary products (including Medicare). Competes with TIG in selling individual health and supplemental products through both direct and partner channels.
Broad incumbents
- Mutual of Omaha: Major insurance carrier prominently featured in TIG's customer testimonials (e.g., Plan G placements). Provides Medicare Supplement, life, and other products that TIG distributes, representing both a key partner and an alternative direct channel.
- AmeriLife: Large national insurance distribution company acquiring and partnering with independent agencies. Represents both a potential acquirer of TIG and an existing competitor operating at significantly greater scale across Medicare, life, and annuity distribution.
- Bankers Life: Large insurance carrier and distributor focused on the 50+ demographic with Medicare Supplement, life, and retirement products. Competes with TIG in the same Medicare beneficiary segment but operates at much greater scale with captive agents.
- New York Life: Major mutual insurer offering life insurance, annuities, and long-term care with a captive advisor model. Overlaps with TIG's life insurance, annuity, and long-term care offerings but at vastly larger scale and with carrier economics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Thomas Insurance Group social profiles
Digital presenceThomas Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Thomas Insurance Group leadership team
Management profileNumber of profiles
Profiles5 records
Thomas Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Thomas Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Thomas Insurance Group
What does Thomas Insurance Group do?
Thomas Insurance Group is an independent insurance brokerage that places policies from hundreds of national and regional insurance carriers on behalf of clients. Its core offerings span Medicare (Supplement, Advantage, Part D), life insurance (term, universal, burial/final expense, linked benefits), annuities, long-term care (traditional and hybrid), employer group benefits (health, dental, vision), and specialty lines (travel, cancer). Services are delivered through consultative, education-led engagement with no fees charged to clients, with revenue derived from carrier commissions.
Is Thomas Insurance Group a public or private company?
Thomas Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Thomas Insurance Group founded?
Thomas Insurance Group was founded in 1990. It employs 11 to 50 people.
Where is Thomas Insurance Group based?
Thomas Insurance Group is headquartered in Cape Girardeau, United States, in the North America region.
How does Thomas Insurance Group make money?
One revenue line is on record: insurance Commissions.
Who are Thomas Insurance Group's main competitors?
Direct peers on record are QuoteWizard (by LendingTree), GoHealth, SelectQuote and eHealth. Emerging players are HealthCare.com and Benefytt Technologies (formerly Health Insurance Innovations). Broad incumbents are Mutual of Omaha, AmeriLife, Bankers Life and New York Life.
Does Thomas Insurance Group have an API?
No public API is recorded for Thomas Insurance Group.
What industry is Thomas Insurance Group in?
Thomas Insurance Group's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAIAFAD, Small Group Health Insurance (2–50/100), with a secondary code of FSAIAAAJ, Group Term Life Insurance. Its NAICS code is 5242 and its SIC code is 6411.